How long before I get my title? (car loan, credit, truck)

[evilnewbie]

I paid off the balance of a car loan about 2 months ago... how long am I suppose to wait before receiving the car title?

[KoobleKar]

You should have gotten it by now at least I always have.

I'd be on the phone to the bank!

[ShelbyGirl1]

It shouldn't take that long. Give the bank a call! It may have gotten lost in the mail.

[evilnewbie]

Thanks... I called them and apparently the company never realized they didn't send me the title, they are going to send it soon...

[NJGOAT]

It generally takes 2-3 weeks. They need to get the title from the vault and have it signed off on before it's shipped. Good to hear that you got it resolved...sort of.

[Tennesseestorm]

When I sold my truck that I owed money on, I phone ahead to the credit union and alerted them I was paying it off. It took it one day to get to Tennessee from their storage place in California. Dont ask my why they keep their titles in California.

[jtur88]

The only encumbered titles Ive ever seen, the driver keeps the title, but there is a name of a lien holder on the back. The title gets cleared when an officer of the bank signs off in the space provided. In lieu of the actual signature, the bank can send a letter that can be attached to the title, which has the effect of releasing the lien.

I once bought a car from a person who was going to use my money to pay off their lien. The bank dragged their heels and didn't sound like they were in any hurry, so I just signed a fake name in the space provided, and plated the car and applied for my new title. The state doesn't care as long as they get their tax money. The revenue is the only reason why they title and register cars in the first place. Well, there's also the sadistic pleasure of making everybody deal with DMV every year.