12-08-2006, 09:31 PM
56 posts, read
555,822 times
Reputation: 95
We are looking for a gated community in the Austin Area, it does not have to be in town. It would be nice if it had a golf course or lake. Prefer the golf over the lake. We are retired so we do not need to commute or be near any particular city.
Some names of developments or some pro and cons on some the developments would be very helpful.
I have a brother in the area so I am familar with the weather patterns and social climate, however he has not lived in the area long enough to be familar with all the housing developments in the Austin area, and what might be considered good and what areas we should stay away from. We are looking for something in the $350K to $550K range.
Austin is just one of the area around country we are considering.
Can anyone explain how property taxes are assessed in Texas. They seem to differ from most areas around the country because of the absense of state income tax. What counties might have the lowest property taxes?
Any help would be appreciated,,, Thank you,,,,
12-09-2006, 07:46 AM
2,269 posts, read
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Reputation: 1839
I haven't seen very many gated golf communities here in Austin so I got curious and did some research. I found Spanish Oaks which sounds wonderful but is probably out of your price range. Homesites alone start at $250K. But, what is interesting is that they bill themselves as the only guard gated golf community in Austin. If that is true, it may narrow things down a little for you.
If you can do without the gates, I'm sure you would have many more options.
Since you don't need to be in town, you may want to check out Horseshoe Bay, about an hour west of Austin. I think it probably has everything you are looking.
Property taxes aren't hard to understand. They are high!
You will pay anywhere from 2.7 - 3.0% of the appraised value. That is not always the price you paid for the home since as of right now (but probably about to change) the selling price is not revealed to the appraisal district. They will send you a survey when you apply for homestead exemption and ask for the sales price then, but it is voluntary.
Do a search on this site for property tax and you'll see lots of previous posts that do a good job of explaining.
Good luck with your search!
12-09-2006, 08:25 PM
Location: Austin TX
1,207 posts, read
6,278,452 times
Reputation: 420
Check out our neighborhood...River Place. Most of it is not gated, but there is a small pocket of homes in River Place called The Greens that is gated (no guard, just keypad entry)and I believe there are homes at the high end of your price range in there. We have a really nice golf course and golfing community and the memberships seem reasonable (we don't have a golf membership, but we do have a social membership). It's a very active community.
If you don't need the gate, as Austin Traveler said, you probably have more options. There are plenty of homes in River Place in your price range that aren't in the gated section. Shoot, we'll sell you our house! hee hee.
I also believe there may be a gated community or two west on Bee Caves from the 360 in the Balcones Creek area (I believe that is the name of it, you'd have to do a drive by as I've only been there once). Not sure what their pricing is. it looked pretty tony to me.
good luck!
12-09-2006, 11:36 PM
56 posts, read
555,822 times
Reputation: 95
Austin housing and Taxes
Thanks for the information,,,,, we can probably go as high as $650K,,,,and the gated part is a preference not a "Have To Have",,, we are flexable,, the important part is the HOA, is it strong and well managed, is the development well maintained? secure, and of course are the people friendly,,,,,,,,,, but what else would they be in Texas,,
I am still confused about the taxes, I have read some of the threads on the subject and their seems to be a lot of differences of opinion,,,especially on the apprased value,,It is hard to believe that if this is the main source of State imcome that they don't watch it more closely?????
Does it vary from county to county? If so where are the taxes the lowest?
What makes one county higher or lower than the others,,,
Aside from a home owner exemption, is their any exemptions for disabilty or age? or any other category of exemption?
Thanks again to everyone for your comments they are very helpful..
12-10-2006, 07:49 AM
2,269 posts, read
7,330,880 times
Reputation: 1839
I can't imagine why you're confused about property taxes!
Property taxes vary county by county and city by city but you can basically count on anywhere from 2.7 to 3.0% like I said before. In my opinion, you really ought to be looking for the best place to live according to what your needs are and not worry so much about the property tax. Don't get mad, that's just my opinion. When you find a community, ask about the taxes. If they are above the norm then you can decide whether or not it's worth it.
There is a homestead exemption ($15,000 here in Travis County - not sure if this varies between counties) and an exemption for seniors (65 and over) and disabled. You can take the senior or disabled exemption but not both. I believe this exemption does vary between counties.
Here is a website which lists the tax rates for Austin and surrounding communties:
http://www.austin-chamber.org/DoBusiness/TaxesAndIncentives/TxProperty.html (broken link)
Like I said, property taxes will be high no matter where you buy in Texas. Just think of it as a nice federal tax deduction at the end of the year.
As for golf communities, there are so many nice ones in Austin. You really ought to come for a visit and have a realtor show you the ones that fit your criteria. I think you will be impressed with the beauty of Austin.
12-10-2006, 05:56 PM
56 posts, read
555,822 times
Reputation: 95
Austin Traveler,, Thank you very much for our insight,,, I really do appreciate your advice and we will be coming out to Austin in the very near future,,,
Your explanation is very clear and concise unlike some other explanations I have received,,some people are of the opinion that taxes are different from one county to the next,,,and can vary from 1% to 3%,,, depending on the school districts,, your explanation makes more sense,,,,
You have been extemely helpful,,Thanks again,,,
12-10-2006, 07:27 PM
2,269 posts, read
7,330,880 times
Reputation: 1839
I'm so glad I could help.
Best of luck in your search. Please let us all know where you end up!!
12-11-2006, 02:04 PM
Location: Austin, TX
1,280 posts, read
4,290,459 times
Reputation: 677
Studies have shown that gated communities do nothing to curb crime rates... they are mostly just something that makes people "feel" secure. I would look around at other communities as well if I were you. Hopefully they'll do away with gated communities (and those god awful cul-de-sacs) one of these days.
12-11-2006, 09:15 PM
56 posts, read
555,822 times
Reputation: 95
I realize that a gated development will not stop crime, but it is just one of those things that makes it more difficult for criminals to commit "crimes of opportunity." It is like locking your car or house,, you can't stop someone from stealing your car or breaking into your house if they are determined, but there is no point in making it convienient for them. A lot of property crimes are often crimes of opportunity and a guarded gate, good lighting, locks and even cul-de-sacs reduces those opportunities. Gated communities often help improve your equity, which is good thing if you want to protect your investment.
America is great becasue we have choices,,, and gated communities and cul-de-sac are some of those small choices we can cherish,, additionally I will always respect everyones difference of opinion,,
Merry Christmas,, and Happy New Year,,,,, I wish you all good health and happiness,,,,
12-26-2006, 05:35 PM
37 posts, read
161,226 times
Reputation: 20
If you are looking for a gated community and golf course consider Steiner Ranch. There is a community inside of it that overlooks the golf course and has a 24 hour guard. Crime is not an issue there, but the gated community is still very nice. Your price range should not be an issue, infact you should find something very nice. The houses in the gated community vary. HOA fees are not too bad, but I came from California so I am used to paying these and actually prefer it.
Taxes...are taxes. I don't think they are high, but again, I came fro m California so I am used to paying them. Plus don't forget about the No State Income Tax. For me, that balanced it out and made them comparable to what I was paying in Cali.
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Cost of living index
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Mean house or condo value by units in structure - 1, detached ($)
Mean house or condo value by units in structure - 1, attached ($)
Mean house or condo value by units in structure - 2 ($)
Mean house or condo value by units in structure by units in structure - 3 or 4 ($)
Mean house or condo value by units in structure - 5 or more ($)
Mean house or condo value by units in structure - Boat, RV, van, etc. ($)
Mean house or condo value by units in structure - Mobile home ($)
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Commute - mean travel time to work (minutes)
Travel time to work - Less than 5 minutes (%)
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Median year house/condo built
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Occupied housing units (%)
Vacant housing units (%)
Owner occupied housing units (%)
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Vacancy status - For rent (%)
Vacancy status - For sale only (%)
Vacancy status - Rented or sold, not occupied (%)
Vacancy status - For seasonal, recreational, or occasional use (%)
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Residents with income below the poverty level (%)
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Children below poverty level (%)
Poor families by family type - Married-couple family (%)
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Poverty status for native-born residents (%)
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Poverty among high school graduates not in families (%)
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Residents with income below the poverty level (%) - White
Residents with income below the poverty level (%) - Black or African American
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Residents with income below the poverty level (%) - Hispanic or Latino
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Air pollution - NO2
Air pollution - SO2
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Air pollution - PM10
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1996 Presidential Elections Results (%) - Democratic Party (Clinton)
1996 Presidential Elections Results (%) - Republican Party (Dole)
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2000 Presidential Elections Results (%) - Democratic Party (Gore)
2000 Presidential Elections Results (%) - Republican Party (Bush)
2000 Presidential Elections Results (%) - Other
2004 Presidential Elections Results (%) - Democratic Party (Kerry)
2004 Presidential Elections Results (%) - Republican Party (Bush)
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2008 Presidential Elections Results (%) - Democratic Party (Obama)
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2012 Presidential Elections Results (%) - Democratic Party (Obama)
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2016 Presidential Elections Results (%) - Democratic Party (Clinton)
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Urban houses (%)
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Mortgage status - with mortgage (%)
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Mortgage status - with home equity loan (%)
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Mortgage status - without a mortgage (%)
Average family size
Average family size - White
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Geographical mobility - Same house 1 year ago (%)
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Geographical mobility - Moved from abroad (%)
Place of birth - Born in state of residence (%)
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Place of birth - Native, outside of US (%)
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Housing units in structures - 1, detached (%)
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Housing units in structures - 50 or more (%)
Housing units in structures - Mobile home (%)
Housing units in structures - Boat, RV, van, etc. (%)
House/condo owner moved in on average (years ago)
Renter moved in on average (years ago)
Year householder moved into unit - Moved in 1999 to March 2000 (%)
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Year householder moved into unit - Moved in 1969 or earlier (%)
Means of transportation to work - Drove car alone (%)
Means of transportation to work - Carpooled (%)
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Means of transportation to work - Bus or trolley bus (%)
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Working at home (%)
Industry diversity
Most Common Industries - Agriculture, forestry, fishing and hunting, and mining (%)
Most Common Industries - Agriculture, forestry, fishing and hunting (%)
Most Common Industries - Mining, quarrying, and oil and gas extraction (%)
Most Common Industries - Construction (%)
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Occupation diversity
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Most Common Occupations - Farming, fishing, and forestry occupations (%)
Most Common Occupations - Construction and extraction occupations (%)
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Most Common Occupations - Production, transportation, and material moving occupations (%)
Most Common Occupations - Production occupations (%)
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People in Group quarters - Institutionalized population (%)
People in Group quarters - Correctional institutions (%)
People in Group quarters - Federal prisons and detention centers (%)
People in Group quarters - Halfway houses (%)
People in Group quarters - Local jails and other confinement facilities (including police lockups) (%)
People in Group quarters - Military disciplinary barracks (%)
People in Group quarters - State prisons (%)
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People in Group quarters - Nursing homes (%)
People in Group quarters - Hospitals/wards, hospices, and schools for the handicapped (%)
People in Group quarters - Hospitals/wards and hospices for chronically ill (%)
People in Group quarters - Hospices or homes for chronically ill (%)
People in Group quarters - Military hospitals or wards for chronically ill (%)
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People in Group quarters - Institutions for the deaf (%)
People in Group quarters - Institutions for the blind (%)
People in Group quarters - Orthopedic wards and institutions for the physically handicapped (%)
People in Group quarters - Wards in general hospitals for patients who have no usual home elsewhere (%)
People in Group quarters - Wards in military hospitals for patients who have no usual home elsewhere (%)
People in Group quarters - Juvenile institutions (%)
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People in Group quarters - Homes for abused, dependent, and neglected children (%)
People in Group quarters - Residential treatment centers for emotionally disturbed children (%)
People in Group quarters - Training schools for juvenile delinquents (%)
People in Group quarters - Short-term care, detention or diagnostic centers for delinquent children (%)
People in Group quarters - Type of juvenile institution unknown (%)
People in Group quarters - Noninstitutionalized population (%)
People in Group quarters - College dormitories (includes college quarters off campus) (%)
People in Group quarters - Military quarters (%)
People in Group quarters - On base (%)
People in Group quarters - Barracks, unaccompanied personnel housing (UPH), (Enlisted/Officer), ;and similar group living quarters for military personnel (%)
People in Group quarters - Transient quarters for temporary residents (%)
People in Group quarters - Military ships (%)
People in Group quarters - Group homes (%)
People in Group quarters - Homes or halfway houses for drug/alcohol abuse (%)
People in Group quarters - Homes for the mentally ill (%)
People in Group quarters - Homes for the mentally retarded (%)
People in Group quarters - Homes for the physically handicapped (%)
People in Group quarters - Other group homes (%)
People in Group quarters - Religious group quarters (%)
People in Group quarters - Dormitories (%)
People in Group quarters - Agriculture workers' dormitories on farms (%)
People in Group quarters - Job Corps and vocational training facilities (%)
People in Group quarters - Other workers' dormitories (%)
People in Group quarters - Crews of maritime vessels (%)
People in Group quarters - Other nonhousehold living situations (%)
People in Group quarters - Other noninstitutional group quarters (%)
Residents speaking English at home (%)
Residents speaking English at home - Born in the United States (%)
Residents speaking English at home - Native, born elsewhere (%)
Residents speaking English at home - Foreign born (%)
Residents speaking Spanish at home (%)
Residents speaking Spanish at home - Born in the United States (%)
Residents speaking Spanish at home - Native, born elsewhere (%)
Residents speaking Spanish at home - Foreign born (%)
Residents speaking other language at home (%)
Residents speaking other language at home - Born in the United States (%)
Residents speaking other language at home - Native, born elsewhere (%)
Residents speaking other language at home - Foreign born (%)
Class of Workers - Employee of private company (%)
Class of Workers - Self-employed in own incorporated business (%)
Class of Workers - Private not-for-profit wage and salary workers (%)
Class of Workers - Local government workers (%)
Class of Workers - State government workers (%)
Class of Workers - Federal government workers (%)
Class of Workers - Self-employed workers in own not incorporated business and Unpaid family workers (%)
House heating fuel used in houses and condos - Utility gas (%)
House heating fuel used in houses and condos - Bottled, tank, or LP gas (%)
House heating fuel used in houses and condos - Electricity (%)
House heating fuel used in houses and condos - Fuel oil, kerosene, etc. (%)
House heating fuel used in houses and condos - Coal or coke (%)
House heating fuel used in houses and condos - Wood (%)
House heating fuel used in houses and condos - Solar energy (%)
House heating fuel used in houses and condos - Other fuel (%)
House heating fuel used in houses and condos - No fuel used (%)
House heating fuel used in apartments - Utility gas (%)
House heating fuel used in apartments - Bottled, tank, or LP gas (%)
House heating fuel used in apartments - Electricity (%)
House heating fuel used in apartments - Fuel oil, kerosene, etc. (%)
House heating fuel used in apartments - Coal or coke (%)
House heating fuel used in apartments - Wood (%)
House heating fuel used in apartments - Solar energy (%)
House heating fuel used in apartments - Other fuel (%)
House heating fuel used in apartments - No fuel used (%)
Armed forces status - In Armed Forces (%)
Armed forces status - Civilian (%)
Armed forces status - Civilian - Veteran (%)
Armed forces status - Civilian - Nonveteran (%)
Fatal accidents locations in years 2005-2021
Fatal accidents locations in 2005
Fatal accidents locations in 2006
Fatal accidents locations in 2007
Fatal accidents locations in 2008
Fatal accidents locations in 2009
Fatal accidents locations in 2010
Fatal accidents locations in 2011
Fatal accidents locations in 2012
Fatal accidents locations in 2013
Fatal accidents locations in 2014
Fatal accidents locations in 2015
Fatal accidents locations in 2016
Fatal accidents locations in 2017
Fatal accidents locations in 2018
Fatal accidents locations in 2019
Fatal accidents locations in 2020
Fatal accidents locations in 2021
Alcohol use - People drinking some alcohol every month (%)
Alcohol use - People not drinking at all (%)
Alcohol use - Average days/month drinking alcohol
Alcohol use - Average drinks/week
Alcohol use - Average days/year people drink much
Audiometry - Average condition of hearing (%)
Audiometry - People that can hear a whisper from across a quiet room (%)
Audiometry - People that can hear normal voice from across a quiet room (%)
Audiometry - Ears ringing, roaring, buzzing (%)
Audiometry - Had a job exposure to loud noise (%)
Audiometry - Had off-work exposure to loud noise (%)
Blood Pressure & Cholesterol - Has high blood pressure (%)
Blood Pressure & Cholesterol - Checking blood pressure at home (%)
Blood Pressure & Cholesterol - Frequently checking blood cholesterol (%)
Blood Pressure & Cholesterol - Has high cholesterol level (%)
Consumer Behavior - Money monthly spent on food at supermarket/grocery store
Consumer Behavior - Money monthly spent on food at other stores
Consumer Behavior - Money monthly spent on eating out
Consumer Behavior - Money monthly spent on carryout/delivered foods
Consumer Behavior - Income spent on food at supermarket/grocery store (%)
Consumer Behavior - Income spent on food at other stores (%)
Consumer Behavior - Income spent on eating out (%)
Consumer Behavior - Income spent on carryout/delivered foods (%)
Current Health Status - General health condition (%)
Current Health Status - Blood donors (%)
Current Health Status - Has blood ever tested for HIV virus (%)
Current Health Status - Left-handed people (%)
Dermatology - People using sunscreen (%)
Diabetes - Diabetics (%)
Diabetes - Had a blood test for high blood sugar (%)
Diabetes - People taking insulin (%)
Diet Behavior & Nutrition - Diet health (%)
Diet Behavior & Nutrition - Milk product consumption (# of products/month)
Diet Behavior & Nutrition - Meals not home prepared (#/week)
Diet Behavior & Nutrition - Meals from fast food or pizza place (#/week)
Diet Behavior & Nutrition - Ready-to-eat foods (#/month)
Diet Behavior & Nutrition - Frozen meals/pizza (#/month)
Drug Use - People that ever used marijuana or hashish (%)
Drug Use - Ever used hard drugs (%)
Drug Use - Ever used any form of cocaine (%)
Drug Use - Ever used heroin (%)
Drug Use - Ever used methamphetamine (%)
Health Insurance - People covered by health insurance (%)
Kidney Conditions-Urology - Avg. # of times urinating at night
Medical Conditions - People with asthma (%)
Medical Conditions - People with anemia (%)
Medical Conditions - People with psoriasis (%)
Medical Conditions - People with overweight (%)
Medical Conditions - Elderly people having difficulties in thinking or remembering (%)
Medical Conditions - People who ever received blood transfusion (%)
Medical Conditions - People having trouble seeing even with glass/contacts (%)
Medical Conditions - People with arthritis (%)
Medical Conditions - People with gout (%)
Medical Conditions - People with congestive heart failure (%)
Medical Conditions - People with coronary heart disease (%)
Medical Conditions - People with angina pectoris (%)
Medical Conditions - People who ever had heart attack (%)
Medical Conditions - People who ever had stroke (%)
Medical Conditions - People with emphysema (%)
Medical Conditions - People with thyroid problem (%)
Medical Conditions - People with chronic bronchitis (%)
Medical Conditions - People with any liver condition (%)
Medical Conditions - People who ever had cancer or malignancy (%)
Mental Health - People who have little interest in doing things (%)
Mental Health - People feeling down, depressed, or hopeless (%)
Mental Health - People who have trouble sleeping or sleeping too much (%)
Mental Health - People feeling tired or having little energy (%)
Mental Health - People with poor appetite or overeating (%)
Mental Health - People feeling bad about themself (%)
Mental Health - People who have trouble concentrating on things (%)
Mental Health - People moving or speaking slowly or too fast (%)
Mental Health - People having thoughts they would be better off dead (%)
Oral Health - Average years since last visit a dentist
Oral Health - People embarrassed because of mouth (%)
Oral Health - People with gum disease (%)
Oral Health - General health of teeth and gums (%)
Oral Health - Average days a week using dental floss/device
Oral Health - Average days a week using mouthwash for dental problem
Oral Health - Average number of teeth
Pesticide Use - Households using pesticides to control insects (%)
Pesticide Use - Households using pesticides to kill weeds (%)
Physical Activity - People doing vigorous-intensity work activities (%)
Physical Activity - People doing moderate-intensity work activities (%)
Physical Activity - People walking or bicycling (%)
Physical Activity - People doing vigorous-intensity recreational activities (%)
Physical Activity - People doing moderate-intensity recreational activities (%)
Physical Activity - Average hours a day doing sedentary activities
Physical Activity - Average hours a day watching TV or videos
Physical Activity - Average hours a day using computer
Physical Functioning - People having limitations keeping them from working (%)
Physical Functioning - People limited in amount of work they can do (%)
Physical Functioning - People that need special equipment to walk (%)
Physical Functioning - People experiencing confusion/memory problems (%)
Physical Functioning - People requiring special healthcare equipment (%)
Prescription Medications - Average number of prescription medicines taking
Preventive Aspirin Use - Adults 40+ taking low-dose aspirin (%)
Reproductive Health - Vaginal deliveries (%)
Reproductive Health - Cesarean deliveries (%)
Reproductive Health - Deliveries resulted in a live birth (%)
Reproductive Health - Pregnancies resulted in a delivery (%)
Reproductive Health - Women breastfeeding newborns (%)
Reproductive Health - Women that had a hysterectomy (%)
Reproductive Health - Women that had both ovaries removed (%)
Reproductive Health - Women that have ever taken birth control pills (%)
Reproductive Health - Women taking birth control pills (%)
Reproductive Health - Women that have ever used Depo-Provera or injectables (%)
Reproductive Health - Women that have ever used female hormones (%)
Sexual Behavior - People 18+ that ever had sex (vaginal, anal, or oral) (%)
Sexual Behavior - Males 18+ that ever had vaginal sex with a woman (%)
Sexual Behavior - Males 18+ that ever performed oral sex on a woman (%)
Sexual Behavior - Males 18+ that ever had anal sex with a woman (%)
Sexual Behavior - Males 18+ that ever had any sex with a man (%)
Sexual Behavior - Females 18+ that ever had vaginal sex with a man (%)
Sexual Behavior - Females 18+ that ever performed oral sex on a man (%)
Sexual Behavior - Females 18+ that ever had anal sex with a man (%)
Sexual Behavior - Females 18+ that ever had any kind of sex with a woman (%)
Sexual Behavior - Average age people first had sex
Sexual Behavior - Average number of female sex partners in lifetime (males 18+)
Sexual Behavior - Average number of female vaginal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a woman (18+)
Sexual Behavior - Average number of woman performed oral sex on in lifetime (18+)
Sexual Behavior - Average number of male sex partners in lifetime (males 18+)
Sexual Behavior - Average number of male anal sex partners in lifetime (males 18+)
Sexual Behavior - Average age people first performed oral sex on a man (18+)
Sexual Behavior - Average number of male oral sex partners in lifetime (18+)
Sexual Behavior - People using protection when performing oral sex (%)
Sexual Behavior - Average number of times people have vaginal or anal sex a year
Sexual Behavior - People having sex without condom (%)
Sexual Behavior - Average number of male sex partners in lifetime (females 18+)
Sexual Behavior - Average number of male vaginal sex partners in lifetime (females 18+)
Sexual Behavior - Average number of female sex partners in lifetime (females 18+)
Sexual Behavior - Circumcised males 18+ (%)
Sleep Disorders - Average hours sleeping at night
Sleep Disorders - People that has trouble sleeping (%)
Smoking-Cigarette Use - People smoking cigarettes (%)
Taste & Smell - People 40+ having problems with smell (%)
Taste & Smell - People 40+ having problems with taste (%)
Taste & Smell - People 40+ that ever had wisdom teeth removed (%)
Taste & Smell - People 40+ that ever had tonsils teeth removed (%)
Taste & Smell - People 40+ that ever had a loss of consciousness because of a head injury (%)
Taste & Smell - People 40+ that ever had a broken nose or other serious injury to face or skull (%)
Taste & Smell - People 40+ that ever had two or more sinus infections (%)
Weight - Average height (inches)
Weight - Average weight (pounds)
Weight - Average BMI
Weight - People that are obese (%)
Weight - People that ever were obese (%)
Weight - People trying to lose weight (%)