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Old 10-15-2022, 11:25 AM
 
Location: Florida
2,026 posts, read 2,773,866 times
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Did any of you fellow legal immigrants get overcharged for services?
For example do you have to pay 50% more for home insurance than your neighbor for a nearly identical home? Or car insurance, or hospital bills, or contractor estimates...
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Old 10-15-2022, 01:29 PM
 
24,471 posts, read 10,804,014 times
Reputation: 46736
Do you discuss your bills with your fellow immigrants? Do you know who your fellow immigrants are? How do you know they areyour fellow immigrants?
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Old 10-18-2022, 01:54 PM
 
Location: USA
9,110 posts, read 6,155,520 times
Reputation: 29879
Quote:
Originally Posted by buenos View Post
Did any of you fellow legal immigrants get overcharged for services?
For example do you have to pay 50% more for home insurance than your neighbor for a nearly identical home? Or car insurance, or hospital bills, or contractor estimates...


How would a contractor know you are an immigrant, legal or otherwise? Especially in Florida: 21.8% of the households in Florida reported speaking Spanish at home as the primary language.

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If you feel your home insurance was higher than it should be, that could be the result of a poor credit score. Insurance companies incorporate your credit score into the premium rating. A poor or low credit score could raise your premium.

Last edited by Yac; 10-18-2022 at 10:11 PM..
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Old 10-18-2022, 07:41 PM
 
1,137 posts, read 1,096,614 times
Reputation: 3212
Quote:
Originally Posted by buenos View Post
Did any of you fellow legal immigrants get overcharged for services?
For example do you have to pay 50% more for home insurance than your neighbor for a nearly identical home? Or car insurance, or hospital bills, or contractor estimates...
Yes, my car insurance was ludicrous. Technically not because I was an immigrant, but because I had NO credit (because I was an immigrant) and if I recall correctly, they also treated me as an inexperienced driver because I had no prior insurance in USA
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Old 10-19-2022, 06:55 AM
 
Location: USA
9,110 posts, read 6,155,520 times
Reputation: 29879
Quote:
Originally Posted by Athair View Post
Yes, my car insurance was ludicrous. Technically not because I was an immigrant, but because I had NO credit (because I was an immigrant) and if I recall correctly, they also treated me as an inexperienced driver because I had no prior insurance in USA


You were treated exactly the same as a citizen who had no prior history. I mentioned this in my post; insurance companies incorporate your credit score and credit history is setting rates.


The OP is looking for tales of discrimination where there aren't any.
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