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Old 08-26-2007, 12:10 PM
 
Location: denver
161 posts, read 731,012 times
Reputation: 91

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i have 100k cash at hand. i dont need it to live on, but i want to make some money with it. any advice?
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Old 08-26-2007, 01:53 PM
 
Location: Tuxedo Park, NY
420 posts, read 2,199,231 times
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I hear a bell ringing and the tone is telling me....mutual fund...

Alright, plain and simple here. If you have $100,000, and you're coming onto an online travel forum figuring out where to invest it, you want to stay away from stocks. I would suggest bonds, but with funds, a little more risk equals a lot more profit.

I guess maybe I'll sound like a broken record here, but check out the thread called.."picking a stock broker" or something. A few of us had a lengthy discussion on the Vanguard 500 fund. Check it out.
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Old 08-26-2007, 02:29 PM
 
9 posts, read 41,190 times
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Quote:
Originally Posted by Kyusa View Post
i have 100k cash at hand. i dont need it to live on, but i want to make some money with it. any advice?

Look at the Franklin Templeton Founders Fund. Made up of three funds, it has averaged 13% a year for 30 years. Only 5 down years, 2 were the first two years it was around.

Great fund, 2/3 stock, 1/3 bonds
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Old 08-26-2007, 05:12 PM
 
Location: CA
2,464 posts, read 6,467,229 times
Reputation: 2641
Quote:
Originally Posted by Kyusa View Post
i have 100k cash at hand. i dont need it to live on, but i want to make some money with it. any advice?
I would break it up into 3rds. 1/3 real estate investment; 1/3 to pay down a mortgage if you have one; 1/3 stock market (scatter it into etfs, mutual funds, bonds, CDs... depending on your age, you can take more risks). I wouldn't dump it into the stock market alone.
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Old 08-26-2007, 07:17 PM
 
Location: denver
161 posts, read 731,012 times
Reputation: 91
thanks everyone, im 43 and im retiring at 55
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Old 08-26-2007, 08:52 PM
 
Location: Sacramento
14,044 posts, read 27,211,458 times
Reputation: 7373
My answer under the $50 K question would apply here too.
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Old 08-31-2007, 02:40 PM
 
Location: denver
161 posts, read 731,012 times
Reputation: 91
i found one, countrywide savings at 5.50%!... its safer than any investment right now
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Old 09-04-2007, 09:33 AM
 
37,315 posts, read 59,844,229 times
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kyusa--that is cruel but not unusual
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Old 09-04-2007, 09:51 AM
 
14,993 posts, read 23,881,675 times
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$100,000 - not enough to live on OR retire on, just so you know. But it's a start.

assuming minimum 13 year investment, unknown what your risk tolerance is (i.e. - you better have more than just this $100k invenstment if you plan to retire at 55 and live past 60) - I would dump it into 3 or 4 mutual funds. Maybe one safe bond fund, a couple index funds, a couple high risk/return equity funds.
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Old 09-04-2007, 10:59 AM
 
Location: denver
161 posts, read 731,012 times
Reputation: 91
100k is spare cash. i have 401k maxed out at 25% every pay period, pension, and mutual fund.
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