49614 Zip Code (Bear Lake, MI) Detailed Profile

Estimated zip code population in 2022: 3,021
Zip code population in 2010: 2,790
Zip code population in 2000: 2,658

Houses and condos: 1,975
Renter-occupied apartments: 34
March 2022 cost of living index in zip code 49614: 82.0 (low, U.S. average is 100)

Land area: 84.4 sq. mi.
Water area: 3.2 sq. mi.

Population density: 36 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $2,196 (1.0%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,905 (1.1%)

For population 25 years and over in 49614:

• High school or higher: 95.0%
• Bachelor's degree or higher: 27.0%
• Graduate or professional degree: 8.5%
• Unemployed: 2.0%
• Mean travel time to work (commute): 24.6 minutes

For population 15 years and over in 49614:

• Never married: 28.2%
• Now married: 52.3%
• Separated: 0.9%
• Widowed: 8.1%
• Divorced: 10.5%

• 
• • 2,68889.1%White
  • 1525.0%Two or more races
  • 1113.7%Hispanic or Latino
  • 391.3%Black
  • 200.7%American Indian
  • 70.2%Some other race

100% rural population.

Averages for the 2020 tax year for zip code 49614, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $50,807 (Individual Income Tax Returns)

Here:	$50,807
State:	$68,945

Salary/wage: $38,423 (reported on 74.0% of returns)

Here:	$38,423
State:	$57,142

(% of AGI for various income ranges: 978.6% for AGIs below $25k, 3026.4% for AGIs $25k-50k, 6025.7% for AGIs $50k-75k, 8310.0% for AGIs $75k-100k, 10008.9% for AGIs $100k-200k)

Taxable interest for individuals: $906 (reported on 35.3% of returns)

This zip code:	$906
Michigan:	$1,630

(% of AGI for various income ranges: 16.9% for AGIs below $25k, 17.9% for AGIs $25k-50k, 55.7% for AGIs $50k-75k, 91.2% for AGIs $75k-100k, 117.8% for AGIs $100k-200k)

Ordinary dividends: $3,953 (reported on 20.0% of returns)

Here:	$3,953
State:	$6,972

(% of AGI for various income ranges: 28.9% for AGIs below $25k, 35.8% for AGIs $25k-50k, 120.0% for AGIs $50k-75k, 233.8% for AGIs $75k-100k, 676.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$7,669 (reported on 19.3% of returns)

Here:	+$7,669
State:	+$20,064

(% of AGI for various income ranges: 5.8% for AGIs below $25k, 63.9% for AGIs $25k-50k, 137.1% for AGIs $50k-75k, 298.8% for AGIs $75k-100k, 1734.4% for AGIs $100k-200k)

Profit/loss from business: +$8,900 (reported on 14.7% of returns)

Here:	+$8,900
State:	+$11,172

(% of AGI for various income ranges: 105.6% for AGIs below $25k, 185.2% for AGIs $25k-50k, 262.9% for AGIs $50k-75k, 83.8% for AGIs $75k-100k, 591.1% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $16,982 (reported on 14.7% of returns)

49614:	$16,982
Michigan:	$19,803

(% of AGI for various income ranges: 111.9% for AGIs below $25k, 131.2% for AGIs $25k-50k, 364.3% for AGIs $50k-75k, 531.2% for AGIs $75k-100k, 2183.3% for AGIs $100k-200k)

Total itemized deductions: $31,720 (reported on 3.3% of returns)

Here:	$31,720
State:	$34,117

(% of AGI for various income ranges: 164.4% for AGIs below $25k, 1104.4% for AGIs $100k-200k)

Charity contributions: $6,250 (reported on 2.7% of returns)

Here:	$6,250
State:	$13,548

(% of AGI for various income ranges: 277.8% for AGIs $100k-200k)

Taxes paid: $7,400 (reported on 3.3% of returns)

49614:	$7,400
State:	$7,972

(% of AGI for various income ranges: 411.1% for AGIs $100k-200k)

Earned income credit: $1,990 (reported on 14.0% of returns)

Here:	$1,990
State:	$2,251

(% of AGI for various income ranges: 53.3% for AGIs below $25k, 68.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 92.0%

Here:	92%
State:	93%

(% for various income ranges: 90.6% for AGIs below $25k, 93.2% for AGIs $25k-50k, 90.9% for AGIs $50k-75k, 92.3% for AGIs $75k-100k, 93.3% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 49614, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $41,372 (Individual Income Tax Returns)

Here:	$41,372
State:	$55,609

Salary/wage: $33,653 (reported on 74.6% of returns)

Here:	$33,653
State:	$46,782

(% of AGI for various income ranges: 63.3% for AGIs below $25k, 63.6% for AGIs $25k-50k, 65.5% for AGIs $50k-75k, 58.6% for AGIs $75k-100k, 54.9% for AGIs $100k-200k)

Taxable interest for individuals: $647 (reported on 38.9% of returns)

This zip code:	$647
Michigan:	$1,491

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.4% for AGIs $100k-200k)

Ordinary dividends: $2,496 (reported on 21.4% of returns)

Here:	$2,496
State:	$6,225

(% of AGI for various income ranges: 1.5% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.8% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$2,432 (reported on 19.8% of returns)

Here:	+$2,432
State:	+$9,326

(% of AGI for various income ranges: 2.0% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 2.6% for AGIs $75k-100k, 0.8% for AGIs $100k-200k)

Profit/loss from business: +$7,943 (reported on 18.3% of returns)

Here:	+$7,943
State:	+$11,523

(% of AGI for various income ranges: 6.0% for AGIs below $25k, 3.7% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 8.1% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $13,076 (reported on 16.7% of returns)

49614:	$13,076
Michigan:	$15,298

(% of AGI for various income ranges: 6.8% for AGIs below $25k, 4.1% for AGIs $25k-50k, 4.2% for AGIs $50k-75k, 4.4% for AGIs $75k-100k, 6.9% for AGIs $100k-200k)

Total itemized deductions: $16,976 (24% of AGI, reported on 23.0% of returns)

Here:	$16,976
State:	$21,628

Here:	23.5% of AGI
State:	18.4% of AGI

(% of AGI for various income ranges: 8.4% for AGIs below $25k, 7.5% for AGIs $25k-50k, 11.0% for AGIs $50k-75k, 9.4% for AGIs $75k-100k, 10.3% for AGIs $100k-200k)

Charity contributions: $2,585 (reported on 15.9% of returns)

Here:	$2,585
State:	$4,225

(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.6% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.2% for AGIs $100k-200k)

Taxes paid: $5,886 (reported on 23.0% of returns)

49614:	$5,886
State:	$8,327

(% of AGI for various income ranges: 2.2% for AGIs below $25k, 2.2% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 3.1% for AGIs $75k-100k, 4.8% for AGIs $100k-200k)

Earned income credit: $2,170 (reported on 18.3% of returns)

Here:	$2,170
State:	$2,306

(% of AGI for various income ranges: 5.5% for AGIs below $25k, 1.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 57.9%

Here:	58%
State:	57%

(% for various income ranges: 55.2% for AGIs below $25k, 54.8% for AGIs $25k-50k, 64.7% for AGIs $50k-75k, 63.6% for AGIs $75k-100k, 66.7% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 49614, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $37,083 (Individual Income Tax Returns)

Here:	$37,083
State:	$48,204

Salary/wage: $28,155 (reported on 77.7% of returns)

Here:	$28,155
State:	$42,791

(% of AGI for various income ranges: 98.3% for AGIs below $10k, 63.6% for AGIs $10k-25k, 71.1% for AGIs $25k-50k, 67.9% for AGIs $50k-75k, 59.0% for AGIs $75k-100k, 33.0% for AGIs over 100k)

Taxable interest for individuals: $1,609 (reported on 49.8% of returns)

This zip code:	$1,609
Michigan:	$1,725

(% of AGI for various income ranges: 6.8% for AGIs below $10k, 3.9% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Taxable dividends: $2,757 (reported on 25.6% of returns)

Here:	$2,757
State:	$3,420

(% of AGI for various income ranges: 3.8% for AGIs below $10k, 1.8% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.9% for AGIs $75k-100k, 3.4% for AGIs over 100k)

Net capital gain/loss: +$9,359 (reported on 22.4% of returns)

Here:	+$9,359
State:	+$8,532

(% of AGI for various income ranges: 9.6% for AGIs below $10k, -0.9% for AGIs $10k-25k, 2.3% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 6.9% for AGIs $75k-100k, 14.4% for AGIs over 100k)

Profit/loss from business: +$9,239 (reported on 17.8% of returns)

Here:	+$9,239
State:	+$9,547

(% of AGI for various income ranges: -10.2% for AGIs below $10k, 4.6% for AGIs $10k-25k, 3.4% for AGIs $25k-50k, 4.1% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 8.4% for AGIs over 100k)

IRA payment deduction: $3,400 (reported on 2.4% of returns)

49614:	$3,400
Michigan:	$2,875

Total itemized deductions: $14,914 (21% of AGI, reported on 23.7% of returns)

Here:	$14,914
State:	$18,509

Here:	20.9% of AGI
State:	20.7% of AGI

(% of AGI for various income ranges: 16.7% for AGIs below $10k, 8.2% for AGIs $10k-25k, 8.9% for AGIs $25k-50k, 11.6% for AGIs $50k-75k, 9.2% for AGIs $75k-100k, 8.7% for AGIs over 100k)

Charity contributions deductions: $2,472 (3% of AGI, reported on 18.2% of returns)

Here:	$2,472
State:	$3,365

Here:	3.2% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 1.3% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Total tax: $5,361 (reported on 71.5% of returns)

49614:	$5,361
State:	$7,691

(% of AGI for various income ranges: 3.1% for AGIs below $10k, 3.5% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 7.8% for AGIs $50k-75k, 11.2% for AGIs $75k-100k, 20.3% for AGIs over 100k)

Earned income credit: $1,690 (reported on 16.0% of returns)

Here:	$1,690
State:	$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 64.5%

Here:	64%
State:	60%

(% for various income ranges: 56.6% for AGIs below $10k, 60.4% for AGIs $10k-25k, 68.3% for AGIs $25k-50k, 72.6% for AGIs $50k-75k, 69.8% for AGIs $75k-100k, 75.4% for AGIs over 100k)

Nearest zip codes: 49645, 49613, 49675, 49616, 49619, 49635.
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.3% of all households
• Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 72
Household did not receive Food Stamps/SNAP in the past 12 months: 1,081

Women who had a birth in the past 12 months: 7 (7 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 513 (222 now married, 291 unmarried)

Housing units in zip code 49614 with a mortgage: 662 (39 second mortgage, 1 home equity loan, 39 both second mortgage and home equity loan)
Houses without a mortgage: 13

Median monthly owner costs for units with a mortgage: $1,286
Median monthly owner costs for units without a mortgage: $508

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 49614 household income distribution in 2022

• 40Less than $10,000
• 18$10,000 to $14,999
• 32$15,000 to $19,999
• 55$20,000 to $24,999
• 30$25,000 to $29,999
• 91$30,000 to $34,999
• 17$35,000 to $39,999
• 38$40,000 to $44,999
• 54$45,000 to $49,999
• 112$50,000 to $59,999
• 146$60,000 to $74,999
• 212$75,000 to $99,999
• 66$100,000 to $124,999
• 95$125,000 to $149,999
• 104$150,000 to $199,999
• 39$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 49614

• 1Less than $10,000
• 1$10,000 to $14,999
• 13$15,000 to $19,999
• 2$20,000 to $24,999
• 14$25,000 to $29,999
• 10$30,000 to $34,999
• 10$40,000 to $49,999
• 20$50,000 to $59,999
• 27$60,000 to $69,999
• 14$70,000 to $79,999
• 32$80,000 to $89,999
• 68$90,000 to $99,999
• 107$100,000 to $124,999
• 37$125,000 to $149,999
• 89$150,000 to $174,999
• 67$175,000 to $199,999
• 140$200,000 to $249,999
• 127$250,000 to $299,999
• 150$300,000 to $399,999
• 77$400,000 to $499,999
• 53$500,000 to $749,999
• 34$750,000 to $999,999
• 4$1,000,000 to $1,499,999
• 3$2,000,000 or more

• Rent paid by renters in 2022 in zip code 49614

• 2$350 to $399
• 2$400 to $449
• 2$550 to $599
• 4$600 to $649
• 3$750 to $799
• 5$800 to $899
• 1$900 to $999
• 11No cash rent

Median gross rent in 2022: $1,002.

Median price asked for vacant for-sale houses and condos in 2022: $1,033,806.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $217,080
• Black or African American householders: $217,538
• American Indian or Alaska Native householders: $166,016
• Some other race householders: $200,364
• Two or more races householders: $372,105
• Hispanic or Latino householders: $236,086

Estimated median house or condo value in 2022: $210,898 Lower value quartile - upper value quartile: $113,998 - $327,304

Mean price in 2022:

Detached houses: $125,191

Here:	$125,191
State:	$280,038

Mobile homes: $65,264

Here:	$65,264
State:	$72,868

Housing units in structures:

• One, detached: 1,803
• One, attached: 6
• Two: 3
• 3 or 4: 6
• Mobile homes: 149

Unemployment: 2.0%

• Means of transportation to work in zip code 49614

• 75.2%1,044Drove a car alone
• 8.3%115Carpooled
• 2.7%37Walked
• 0.3%4Other means
• 13.3%184Worked at home

• Travel time to work (commute) in zip code 49614

• 65Less than 5 minutes
• 1735 to 9 minutes
• 17110 to 14 minutes
• 14215 to 19 minutes
• 26520 to 24 minutes
• 10325 to 29 minutes
• 6530 to 34 minutes
• 1635 to 39 minutes
• 4140 to 44 minutes
• 6345 to 59 minutes
• 5460 to 89 minutes
• 3790 or more minutes

Percentage of zip code residents living and working in this county: 66.1%

Household type by relationship:

Households: 3,021

• Male householders: 623 (173 living alone), Female householders: 535 (133 living alone)

• 645 spouses (643 opposite-sex spouses), 79 unmarried partners, (74 opposite-sex unmarried partners), 800 children (762 natural, 13 adopted, 25 stepchildren), 58 grandchildren, 51 brothers or sisters, 50 parents, 2 foster children, 34 other relatives, 68 non-relatives

• In group quarters: 69 (-1 institutionalized population)

Size of family households: 455 2-persons, 123 3-persons, 128 4-persons, 36 5-persons, 14 6-persons, 19 7-or-more-persons

Size of nonfamily households: 305 1-person, 70 2-persons, 5 3-persons, 3 4-persons

305 married couples with children.
119 single-parent households (63 men, 56 women).

98.0% of residents of 49614 zip code speak English at home.
1.1% of residents speak Spanish at home (70% very well, 3% well, 27% not well).
0.8% of residents speak other Indo-European language at home (92% very well, 8% not well).
0.4% of residents speak other language at home (100% very well).

Facilities with environmental interests located in this zip code:

• BEAR LAKE ELEMENTARY SCHOOL (7748 CODY STREET in BEAR LAKE, MI)

  (National Center for Education Statistics) - STATE ID-06035
  Organizations: BEAR LAKE SCHOOL DISTRICT (SCHOOL DISTRICT)
  

• BEAR LAKE HIGH SCHOOL (7748 CODY STREET in BEAR LAKE, MI)

  (National Center for Education Statistics) - STATE ID-00237
  Organizations: BEAR LAKE SCHOOL DISTRICT (SCHOOL DISTRICT)
  

• BLARNEY CASTLE OIL CO (12348 US-31 in BEAR LAKE, MI)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• FEDERAL OIL CO (9650 MAIDENS RD #2 in BEAR LAKE, MI)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Business NAICS classification: CRUDE PETROLEUM AND NATURAL GAS EXTRACTION.
  

• FMC CORP ACG (13343 PLEASANTON HWY in BEAR LAKE, MI)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• BLARNEY CASTLE OIL CO (7618 LAKE STREET in BEAR LAKE, MI)

  Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• MERIT ENERGY COMPANY (BEAR LAKE) (11 MILE ROAD in BEAR LAKE, MI)

  AIR SYNTHETIC MINOR (AIRS/AFS)
  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  Business SIC and NAICS classification: CRUDE PETROLEUM AND NATURAL GAS
  Alternative names: BEAR LAKE 13 (MERIT ENERGY), SHELL WESTERN E & P INC, SHELL WESTERN E & P INC - BEAR LAKE 13

• BEAR LAKE (7249 SOUTH SHORE DRIVE in BEAR LAKE, MI)

  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  Business SIC and NAICS classification: CRUDE PETROLEUM AND NATURAL GAS
  Alternative names: BEAR LAKE 13

• BEAR LAKE 9 CPF (SECTION 9 in BEAR LAKE TWP, MI)

  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  Business SIC classification: NATURAL GAS TRANSMISSION AND DISTRIBUTION
  

• BEAR LAKE TOWNSHIP (R #1 MAIDEN ROAD in BEAR LAKE, MI)

  CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
  Business SIC classification: REFUSE SYSTEMS
  Business NAICS classification: SOLID WASTE LANDFILL.
  

Housing units lacking complete plumbing facilities: 1.2%
Housing units lacking complete kitchen facilities: 1.2%

Population in 1990: 1,965. Population change in the 1990s: +693 (+35.3%).

Place of birth for U.S.-born residents:

• This state: 2,426
• Northeast: 77
• Midwest: 243
• South: 170
• West: 75

62% of the 49614 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 48% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

89% of the 49614 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 34% moved from this county.
   Out of people who lived in different houses, 44% moved from different county within same state.
   Out of people who lived in different houses, 17% moved from different state.
   Out of people who lived in different houses, 4% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 12
Students in private schools in grades 9 to 12 (high school): 22 Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Management of Companies and Enterprises: Corporate, Subsidiary, and Regional Managing Offices (50-99 employees: 1 establishment)
• Accommodation and Food Services: Full-Service Restaurants (5-9: 2, 1-4: 2)
• Finance and Insurance: Commercial Banking (5-9: 2)
• Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 1, 1-4: 2)
• Health Care and Social Assistance: Offices of Dentists (5-9: 1, 1-4: 1)
• Construction: Site Preparation Contractors (5-9: 1, 1-4: 1)
• Administrative and Support and Waste Management and Remediation Services: Landscaping Services (1-4: 4)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fires per year is 13. The highest number of reported fires - 20 took place in 2007, and the least - 3 in 2004. The data has an increasing trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (53.3%), and Outside Fires (34.1%).


• Fire incident types reported to NFIRS in Zip Code 49614
• 12253.3%Structure Fires
• 7834.1%Outside Fires
• 187.9%Mobile Property/Vehicle Fires
• 114.8%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 49614, Michigan

Most common first names in zip code 49614 among deceased individuals
Name	Count	Lived (average)
John	27	77.5 years
Robert	24	72.1 years
George	20	78.1 years
William	16	76.8 years
Charles	13	81.3 years
Mary	12	81.3 years
Arthur	10	78.7 years
Margaret	9	76.9 years
Carl	9	75.0 years
Raymond	8	71.5 years

Most common last names in zip code 49614 among deceased individuals
Last name	Count	Lived (average)
Johnson	18	76.2 years
Ware	17	78.5 years
Smith	13	76.6 years
Buckner	11	76.5 years
Anderson	10	81.7 years
Miller	9	75.8 years
Myers	8	81.6 years
Reed	8	80.7 years
Kuenzer	7	82.0 years
Osborn	7	72.2 years

Businesses in zip code 49614

• Ace Hardware: 1
• Decora Cabinetry: 2
• MasterBrand Cabinets: 3