12565 Zip Code (Philmont, NY) Detailed Profile

Estimated zip code population in 2022: 1,534
Zip code population in 2010: 1,487
Zip code population in 2000: 1,936

Houses and condos: 705
Renter-occupied apartments: 239
March 2022 cost of living index in zip code 12565: 95.1 (less than average, U.S. average is 100)

Land area: 1.5 sq. mi.
Water area: 0.0 sq. mi.

Population density: 1,057 people per square mile

(low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $4,154 (2.3%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,963 (1.7%)

For population 25 years and over in 12565:

• High school or higher: 95.9%
• Bachelor's degree or higher: 31.3%
• Graduate or professional degree: 12.0%
• Unemployed: 7.6%
• Mean travel time to work (commute): 22.2 minutes

For population 15 years and over in 12565:

• Never married: 33.1%
• Now married: 42.7%
• Separated: 1.4%
• Widowed: 11.5%
• Divorced: 11.3%

• 
• • 1,25982.2%White
  • 18612.1%Black
  • 513.3%Hispanic or Latino
  • 352.3%Two or more races
  • 10.07%Asian

100% rural population.

Averages for the 2020 tax year for zip code 12565, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $50,181 (Individual Income Tax Returns)

Here:	$50,181
State:	$90,930

Salary/wage: $42,262 (reported on 78.4% of returns)

Here:	$42,262
State:	$72,104

(% of AGI for various income ranges: 967.9% for AGIs below $25k, 3383.5% for AGIs $25k-50k, 6712.9% for AGIs $50k-75k, 8747.5% for AGIs $75k-100k, 17446.0% for AGIs $100k-200k)

Taxable interest for individuals: $400 (reported on 33.8% of returns)

This zip code:	$400
New York:	$3,075

(% of AGI for various income ranges: 7.4% for AGIs below $25k, 4.7% for AGIs $25k-50k, 27.1% for AGIs $50k-75k, 67.5% for AGIs $75k-100k, 64.0% for AGIs $100k-200k)

Ordinary dividends: $3,909 (reported on 14.9% of returns)

Here:	$3,909
State:	$11,095

(% of AGI for various income ranges: 9.5% for AGIs below $25k, 12.9% for AGIs $25k-50k, 102.9% for AGIs $50k-75k, 636.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$12,078 (reported on 12.2% of returns)

Here:	+$12,078
State:	+$44,925

(% of AGI for various income ranges: 31.6% for AGIs below $25k, 418.6% for AGIs $50k-75k, 1468.0% for AGIs $100k-200k)

Profit/loss from business: +$13,108 (reported on 16.2% of returns)

Here:	+$13,108
State:	+$14,940

(% of AGI for various income ranges: 184.7% for AGIs below $25k, 366.5% for AGIs $25k-50k, 1497.5% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $11,575 (reported on 5.4% of returns)

12565:	$11,575
New York:	$19,609

(% of AGI for various income ranges: 87.9% for AGIs below $25k, 422.9% for AGIs $50k-75k)

Total itemized deductions: $18,800 (reported on 4.1% of returns)

Here:	$18,800
State:	$39,326

(% of AGI for various income ranges: 805.7% for AGIs $50k-75k)

Taxes paid: $7,333 (reported on 4.1% of returns)

12565:	$7,333
State:	$9,183

(% of AGI for various income ranges: 314.3% for AGIs $50k-75k)

Earned income credit: $2,240 (reported on 20.3% of returns)

Here:	$2,240
State:	$2,138

(% of AGI for various income ranges: 87.9% for AGIs below $25k, 99.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 91.9%

Here:	92%
State:	95%

(% for various income ranges: 92.3% for AGIs below $25k, 90.9% for AGIs $25k-50k, 90.9% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 88.9% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 12565, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $39,133 (Individual Income Tax Returns)

Here:	$39,133
State:	$77,088

Salary/wage: $35,942 (reported on 83.5% of returns)

Here:	$35,942
State:	$60,593

(% of AGI for various income ranges: 72.9% for AGIs below $25k, 80.1% for AGIs $25k-50k, 76.2% for AGIs $50k-75k, 77.1% for AGIs $75k-100k, 75.8% for AGIs $100k-200k)

Taxable interest for individuals: $461 (reported on 29.1% of returns)

This zip code:	$461
New York:	$3,125

(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.7% for AGIs $100k-200k)

Ordinary dividends: $1,514 (reported on 17.7% of returns)

Here:	$1,514
State:	$10,299

(% of AGI for various income ranges: 1.2% for AGIs below $25k, 1.0% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 1.0% for AGIs $75k-100k)

Profit/loss from business: +$9,892 (reported on 15.2% of returns)

Here:	+$9,892
State:	+$16,168

(% of AGI for various income ranges: 10.2% for AGIs below $25k, 6.2% for AGIs $25k-50k, 4.1% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $7,100 (reported on 6.3% of returns)

12565:	$7,100
New York:	$17,621

Total itemized deductions: $19,200 (25% of AGI, reported on 20.3% of returns)

Here:	$19,200
State:	$34,985

Here:	25.0% of AGI
State:	21.3% of AGI

(% of AGI for various income ranges: 10.8% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 16.5% for AGIs $100k-200k)

Charity contributions: $1,858 (reported on 15.2% of returns)

Here:	$1,858
State:	$5,572

(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.8% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.6% for AGIs $100k-200k)

Taxes paid: $8,162 (reported on 20.3% of returns)

12565:	$8,162
State:	$18,656

(% of AGI for various income ranges: 2.9% for AGIs $25k-50k, 3.7% for AGIs $50k-75k, 4.9% for AGIs $75k-100k, 8.3% for AGIs $100k-200k)

Earned income credit: $2,037 (reported on 24.1% of returns)

Here:	$2,037
State:	$2,230

(% of AGI for various income ranges: 6.0% for AGIs below $25k, 1.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 54.4%

Here:	54%
State:	66%

(% for various income ranges: 51.4% for AGIs below $25k, 52.4% for AGIs $25k-50k, 66.7% for AGIs $50k-75k, 57.1% for AGIs $75k-100k, 60.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 12565, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $35,908 (Individual Income Tax Returns)

Here:	$35,908
State:	$59,519

Salary/wage: $30,482 (reported on 83.6% of returns)

Here:	$30,482
State:	$50,673

(% of AGI for various income ranges: 78.6% for AGIs below $10k, 76.8% for AGIs $10k-25k, 77.1% for AGIs $25k-50k, 78.8% for AGIs $50k-75k, 84.6% for AGIs $75k-100k, 47.3% for AGIs over 100k)

Taxable interest for individuals: $1,011 (reported on 41.2% of returns)

This zip code:	$1,011
New York:	$2,377

(% of AGI for various income ranges: 3.1% for AGIs below $10k, 1.7% for AGIs $10k-25k, 1.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Taxable dividends: $1,258 (reported on 20.5% of returns)

Here:	$1,258
State:	$5,394

(% of AGI for various income ranges: 1.9% for AGIs below $10k, 0.8% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.8% for AGIs over 100k)

Net capital gain/loss: +$3,878 (reported on 11.3% of returns)

Here:	+$3,878
State:	+$23,581

(% of AGI for various income ranges: -1.2% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, -0.0% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 3.3% for AGIs over 100k)

Profit/loss from business: +$6,667 (reported on 15.2% of returns)

Here:	+$6,667
State:	+$13,809

(% of AGI for various income ranges: 8.4% for AGIs below $10k, 9.5% for AGIs $10k-25k, 4.1% for AGIs $25k-50k, -0.3% for AGIs $50k-75k, 2.1% for AGIs $75k-100k)

IRA payment deduction: $3,083 (reported on 1.4% of returns)

12565:	$3,083
New York:	$3,115

Total itemized deductions: $15,324 (21% of AGI, reported on 19.9% of returns)

Here:	$15,324
State:	$25,864

Here:	21.0% of AGI
State:	21.9% of AGI

(% of AGI for various income ranges: 6.8% for AGIs $10k-25k, 7.9% for AGIs $25k-50k, 9.0% for AGIs $50k-75k, 12.2% for AGIs $75k-100k, 9.0% for AGIs over 100k)

Charity contributions deductions: $1,924 (2% of AGI, reported on 16.6% of returns)

Here:	$1,924
State:	$4,439

Here:	2.5% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 0.4% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Total tax: $5,176 (reported on 69.9% of returns)

12565:	$5,176
State:	$11,730

(% of AGI for various income ranges: 2.2% for AGIs below $10k, 4.5% for AGIs $10k-25k, 6.7% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 10.4% for AGIs $75k-100k, 18.8% for AGIs over 100k)

Earned income credit: $1,923 (reported on 20.9% of returns)

Here:	$1,923
State:	$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 59.7%

Here:	60%
State:	67%

(% for various income ranges: 51.0% for AGIs below $10k, 59.6% for AGIs $10k-25k, 63.5% for AGIs $25k-50k, 61.5% for AGIs $50k-75k, 65.9% for AGIs $75k-100k, 74.3% for AGIs over 100k)

Nearest zip codes: 12075, 12530, 12521, 12513, 12172, 12534.
Philmont Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 97
Household did not receive Food Stamps/SNAP in the past 12 months: 474

Women who had a birth in the past 12 months: 57 (56 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 252 (73 now married, 180 unmarried)

Housing units in zip code 12565 with a mortgage: 229 (38 second mortgage, 38 both second mortgage and home equity loan)
Houses without a mortgage: 26

Median monthly owner costs for units with a mortgage: $1,729
Median monthly owner costs for units without a mortgage: $528

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 12565 household income distribution in 2022

• 47Less than $10,000
• 33$10,000 to $14,999
• 22$15,000 to $19,999
• 30$20,000 to $24,999
• 40$25,000 to $29,999
• 13$30,000 to $34,999
• 12$35,000 to $39,999
• 14$40,000 to $44,999
• 63$50,000 to $59,999
• 71$60,000 to $74,999
• 72$75,000 to $99,999
• 40$100,000 to $124,999
• 68$125,000 to $149,999
• 32$150,000 to $199,999
• 9$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 12565

• 12$40,000 to $49,999
• 7$80,000 to $89,999
• 34$100,000 to $124,999
• 17$125,000 to $149,999
• 96$150,000 to $174,999
• 19$175,000 to $199,999
• 38$200,000 to $249,999
• 27$250,000 to $299,999
• 31$300,000 to $399,999
• 16$400,000 to $499,999
• 4$750,000 to $999,999
• 14$1,000,000 to $1,499,999

• Rent paid by renters in 2022 in zip code 12565

• 16$100 to $149
• 41$200 to $249
• 5$350 to $399
• 33$600 to $649
• 4$650 to $699
• 17$700 to $749
• 52$800 to $899
• 43$900 to $999
• 13$1,000 to $1,249
• 19$1,250 to $1,499

Median gross rent in 2022: $916.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $175,541
• Black or African American householders: $135,674
• Some other race householders: $172,202
• Two or more races householders: $287,003
• Hispanic or Latino householders: $192,657

Estimated median house or condo value in 2022: $179,299 Lower value quartile - upper value quartile: $160,529 - $274,570

Mean price in 2022:

Detached houses: $137,226

Here:	$137,226
State:	$476,719

In 2-unit structures: $177,271

Here:	$177,271
State:	$713,077

Housing units in structures:

• One, detached: 358
• One, attached: 24
• Two: 137
• 3 or 4: 83
• 5 to 9: 31
• 20 to 49: 51
• Mobile homes: 13

Unemployment: 7.6%

• Means of transportation to work in zip code 12565

• 65.9%439Drove a car alone
• 21.9%146Carpooled
• 5.3%35Other means
• 7.8%52Worked at home

• Travel time to work (commute) in zip code 12565

• 455 to 9 minutes
• 13910 to 14 minutes
• 6815 to 19 minutes
• 21120 to 24 minutes
• 2725 to 29 minutes
• 1240 to 44 minutes
• 5845 to 59 minutes
• 4060 to 89 minutes

Percentage of zip code residents living and working in this county: 78.1%

Household type by relationship:

Households: 1,534

• Male householders: 253 (116 living alone), Female householders: 319 (93 living alone)

• 241 spouses (241 opposite-sex spouses), 26 unmarried partners, (21 opposite-sex unmarried partners), 390 children (341 natural, 48 adopted, 0 stepchildren), 29 grandchildren, 0 brothers or sisters, 31 parents, 17 foster children, 22 other relatives, 109 non-relatives

• In group quarters: 89 (-1 institutionalized population)

Size of family households: 165 2-persons, 49 3-persons, 37 4-persons, 41 5-persons, 15 6-persons, 17 7-or-more-persons

Size of nonfamily households: 209 1-person, 3 2-persons, 27 3-persons, 5 7-or-more-persons

139 married couples with children.
104 single-parent households (104 women).

95.1% of residents of 12565 zip code speak English at home.
0.6% of residents speak Spanish at home (100% very well).
0.1% of residents speak other Indo-European language at home (100% very well).
4.4% of residents speak other language at home (100% very well).

Facilities with environmental interests located in this zip code:

• D AMBROSI FINISHING (1 ROCK ST - PO BOX 436 in PHILMONT, NY)

  STATE MASTER (New York facility tracking) - AIR PROGRAM,
  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: D AMBROSI FINISHING CO (LEGALLY RESPONSIBLE PARTY)
  Alternative names: DAMBROSI FINISHING

• CUMBERLAND FARMS INC #3204 (MAIN & ROCK ST in PHILMONT, NY)

  Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
  Alternative names: CUMBERLAND FARMS #3204

Housing units lacking complete plumbing facilities: 10.2%
Housing units lacking complete kitchen facilities: 5.9%

Place of birth for U.S.-born residents:

• This state: 1,043
• Northeast: 195
• Midwest: 36
• South: 54
• West: 97

63% of the 12565 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 71% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

92% of the 12565 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 13% moved from this county.
   Out of people who lived in different houses, 87% moved from different county within same state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 27
Students in private schools in grades 9 to 12 (high school): 38 Students in private undergraduate colleges: 41

Top industries in this zip code by the number of employees in 2005:

• Real Estate and Rental and Leasing: Residential Property Managers (20-49 employees: 1 establishment)
• Accommodation and Food Services: Limited-Service Restaurants (10-19: 2)
• Health Care and Social Assistance: Residential Mental Health and Substance Abuse Facilities (10-19: 1)
• Finance and Insurance: Insurance Agencies and Brokerages (5-9: 1)
• Accommodation and Food Services: Full-Service Restaurants (5-9: 1)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fires per year is 6. The highest number of fires - 29 took place in 2004, and the least - 0 in 2006. The data has a dropping trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (49.1%), and Other (24.5%).


• Fire incident types reported to NFIRS in Zip Code 12565
• 5249.1%Structure Fires
• 2624.5%Other
• 2523.6%Outside Fires
• 32.8%Mobile Property/Vehicle Fires

See full 2006 National Fire Incident Reporting System statistics for zip code 12565, New York

Most common first names in zip code 12565 among deceased individuals
Name	Count	Lived (average)
Mary	47	83.7 years
William	26	77.6 years
Anna	25	86.7 years
John	23	75.1 years
George	21	81.8 years
Charles	20	74.9 years
Robert	19	73.1 years
Helen	19	81.3 years
Elizabeth	18	87.7 years
Grace	16	85.6 years

Most common last names in zip code 12565 among deceased individuals
Last name	Count	Lived (average)
Johnson	16	80.1 years
Coons	14	79.5 years
Smith	14	70.1 years
Miller	12	82.7 years
Decker	11	77.6 years
Race	11	73.7 years
Hamm	10	71.1 years
Mossman	8	79.1 years
Moore	8	79.4 years
Proper	7	78.6 years