12521 Zip Code (Copake Lake, NY) Detailed Profile

Estimated zip code population in 2022: 1,581
Zip code population in 2010: 1,644
Zip code population in 2000: 1,499

Houses and condos: 1,260
Renter-occupied apartments: 59
March 2022 cost of living index in zip code 12521: 98.3 (near average, U.S. average is 100)

Land area: 32.9 sq. mi.
Water area: 0.3 sq. mi.

Population density: 48 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $4,287 (1.3%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $4,776 (1.3%)

For population 25 years and over in 12521:

• High school or higher: 95.4%
• Bachelor's degree or higher: 40.6%
• Graduate or professional degree: 24.2%
• Unemployed: 3.2%
• Mean travel time to work (commute): 26.5 minutes

For population 15 years and over in 12521:

• Never married: 20.6%
• Now married: 55.0%
• Separated: 0.9%
• Widowed: 8.1%
• Divorced: 15.4%

• 
• • 1,25779.7%White
  • 1439.1%Two or more races
  • 1388.8%Hispanic or Latino
  • 251.6%Black
  • 70.4%Asian
  • 70.4%Some other race

100% rural population.

Averages for the 2020 tax year for zip code 12521, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $100,784 (Individual Income Tax Returns)

Here:	$100,784
State:	$90,930

Salary/wage: $73,237 (reported on 77.9% of returns)

Here:	$73,237
State:	$72,104

(% of AGI for various income ranges: 1095.5% for AGIs below $25k, 3578.6% for AGIs $25k-50k, 5497.5% for AGIs $50k-75k, 9124.0% for AGIs $75k-100k, 14473.8% for AGIs $100k-200k)

Taxable interest for individuals: $1,516 (reported on 49.4% of returns)

This zip code:	$1,516
New York:	$3,075

(% of AGI for various income ranges: 16.4% for AGIs below $25k, 40.7% for AGIs $25k-50k, 30.0% for AGIs $50k-75k, 80.0% for AGIs $75k-100k, 140.0% for AGIs $100k-200k)

Ordinary dividends: $18,791 (reported on 29.9% of returns)

Here:	$18,791
State:	$11,095

(% of AGI for various income ranges: 58.2% for AGIs below $25k, 28.6% for AGIs $25k-50k, 108.7% for AGIs $50k-75k, 336.0% for AGIs $75k-100k, 795.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$22,126 (reported on 24.7% of returns)

Here:	+$22,126
State:	+$44,925

(% of AGI for various income ranges: 60.0% for AGIs below $25k, 82.5% for AGIs $50k-75k, 556.0% for AGIs $75k-100k, 692.5% for AGIs $100k-200k)

Profit/loss from business: +$31,024 (reported on 22.1% of returns)

Here:	+$31,024
State:	+$14,940

(% of AGI for various income ranges: 128.2% for AGIs below $25k, 107.1% for AGIs $25k-50k, 965.0% for AGIs $50k-75k, 493.8% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $16,244 (reported on 11.7% of returns)

12521:	$16,244
New York:	$19,609

(% of AGI for various income ranges: 190.9% for AGIs below $25k, 446.3% for AGIs $50k-75k, 1118.8% for AGIs $100k-200k)

Total itemized deductions: $35,211 (reported on 11.7% of returns)

Here:	$35,211
State:	$39,326

(% of AGI for various income ranges: 424.3% for AGIs $25k-50k, 893.8% for AGIs $100k-200k)

Charity contributions: $25,862 (reported on 10.4% of returns)

Here:	$25,862
State:	$15,420

(% of AGI for various income ranges: 117.5% for AGIs $100k-200k)

Taxes paid: $8,500 (reported on 11.7% of returns)

12521:	$8,500
State:	$9,183

(% of AGI for various income ranges: 134.3% for AGIs $25k-50k, 246.2% for AGIs $100k-200k)

Earned income credit: $1,756 (reported on 11.7% of returns)

Here:	$1,756
State:	$2,138

(% of AGI for various income ranges: 70.9% for AGIs below $25k, 57.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.8%

Here:	95%
State:	95%

(% for various income ranges: 88.9% for AGIs below $25k, 94.4% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 92.9% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 12521, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $64,649 (Individual Income Tax Returns)

Here:	$64,649
State:	$77,088

Salary/wage: $47,647 (reported on 78.7% of returns)

Here:	$47,647
State:	$60,593

(% of AGI for various income ranges: 62.9% for AGIs below $25k, 77.9% for AGIs $25k-50k, 63.0% for AGIs $50k-75k, 73.2% for AGIs $75k-100k, 61.2% for AGIs $100k-200k, 37.5% for AGIs over 200k)

Taxable interest for individuals: $1,047 (reported on 42.7% of returns)

This zip code:	$1,047
New York:	$3,125

(% of AGI for various income ranges: 1.3% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.9% for AGIs $100k-200k, 0.7% for AGIs over 200k)

Ordinary dividends: $4,245 (reported on 26.7% of returns)

Here:	$4,245
State:	$10,299

(% of AGI for various income ranges: 0.4% for AGIs below $25k, 2.4% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 2.0% for AGIs $100k-200k, 1.7% for AGIs over 200k)

Net capital gain/loss in AGI: +$54,492 (reported on 16.0% of returns)

Here:	+$54,492
State:	+$42,474

(% of AGI for various income ranges: 1.7% for AGIs $100k-200k, 42.1% for AGIs over 200k)

Profit/loss from business: +$17,369 (reported on 21.3% of returns)

Here:	+$17,369
State:	+$16,168

(% of AGI for various income ranges: 12.1% for AGIs below $25k, 5.1% for AGIs $25k-50k, 3.5% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 15.5% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $15,811 (reported on 12.0% of returns)

12521:	$15,811
New York:	$17,621

(% of AGI for various income ranges: 6.0% for AGIs below $25k, 7.6% for AGIs $50k-75k, 7.2% for AGIs $100k-200k)

Total itemized deductions: $29,564 (23% of AGI, reported on 33.3% of returns)

Here:	$29,564
State:	$34,985

Here:	22.5% of AGI
State:	21.3% of AGI

(% of AGI for various income ranges: 8.1% for AGIs below $25k, 10.5% for AGIs $25k-50k, 14.0% for AGIs $50k-75k, 11.3% for AGIs $75k-100k, 16.5% for AGIs $100k-200k, 20.3% for AGIs over 200k)

Charity contributions: $4,671 (reported on 28.0% of returns)

Here:	$4,671
State:	$5,572

(% of AGI for various income ranges: 0.5% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.1% for AGIs $100k-200k, 4.5% for AGIs over 200k)

Taxes paid: $13,208 (reported on 33.3% of returns)

12521:	$13,208
State:	$18,656

(% of AGI for various income ranges: 2.9% for AGIs below $25k, 4.1% for AGIs $25k-50k, 5.5% for AGIs $50k-75k, 5.8% for AGIs $75k-100k, 8.0% for AGIs $100k-200k, 9.0% for AGIs over 200k)

Earned income credit: $1,677 (reported on 17.3% of returns)

Here:	$1,677
State:	$2,230

(% of AGI for various income ranges: 4.6% for AGIs below $25k, 0.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 64.0%

Here:	64%
State:	66%

(% for various income ranges: 55.2% for AGIs below $25k, 64.7% for AGIs $25k-50k, 80.0% for AGIs $50k-75k, 62.5% for AGIs $75k-100k, 62.5% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 12521, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $45,792 (Individual Income Tax Returns)

Here:	$45,792
State:	$59,519

Salary/wage: $39,730 (reported on 79.0% of returns)

Here:	$39,730
State:	$50,673

(% of AGI for various income ranges: 112.3% for AGIs below $10k, 68.3% for AGIs $10k-25k, 73.6% for AGIs $25k-50k, 77.7% for AGIs $50k-75k, 67.8% for AGIs $75k-100k, 60.5% for AGIs over 100k)

Taxable interest for individuals: $1,293 (reported on 59.9% of returns)

This zip code:	$1,293
New York:	$2,377

(% of AGI for various income ranges: 8.6% for AGIs below $10k, 2.6% for AGIs $10k-25k, 2.5% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Taxable dividends: $2,294 (reported on 30.8% of returns)

Here:	$2,294
State:	$5,394

(% of AGI for various income ranges: 5.2% for AGIs below $10k, 1.9% for AGIs $10k-25k, 1.9% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.5% for AGIs over 100k)

Net capital gain/loss: +$11,342 (reported on 21.2% of returns)

Here:	+$11,342
State:	+$23,581

(% of AGI for various income ranges: 7.7% for AGIs below $10k, 0.2% for AGIs $10k-25k, 3.1% for AGIs $25k-50k, 0.0% for AGIs $50k-75k, -0.3% for AGIs $75k-100k, 11.7% for AGIs over 100k)

Profit/loss from business: +$15,145 (reported on 18.2% of returns)

Here:	+$15,145
State:	+$13,809

(% of AGI for various income ranges: 15.2% for AGIs below $10k, 8.2% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, -0.8% for AGIs $75k-100k, 8.7% for AGIs over 100k)

IRA payment deduction: $3,136 (reported on 3.1% of returns)

12521:	$3,136
New York:	$3,115

Total itemized deductions: $21,223 (24% of AGI, reported on 35.7% of returns)

Here:	$21,223
State:	$25,864

Here:	24.0% of AGI
State:	21.9% of AGI

(% of AGI for various income ranges: 11.3% for AGIs $10k-25k, 13.1% for AGIs $25k-50k, 17.8% for AGIs $50k-75k, 18.9% for AGIs $75k-100k, 18.7% for AGIs over 100k)

Charity contributions deductions: $3,013 (3% of AGI, reported on 31.8% of returns)

Here:	$3,013
State:	$4,439

Here:	3.2% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 3.2% for AGIs over 100k)

Total tax: $7,106 (reported on 74.8% of returns)

12521:	$7,106
State:	$11,730

(% of AGI for various income ranges: 5.9% for AGIs below $10k, 4.3% for AGIs $10k-25k, 6.9% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 10.5% for AGIs $75k-100k, 17.8% for AGIs over 100k)

Earned income credit: $1,703 (reported on 14.1% of returns)

Here:	$1,703
State:	$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 71.3%

Here:	71%
State:	67%

(% for various income ranges: 64.0% for AGIs below $10k, 69.4% for AGIs $10k-25k, 74.4% for AGIs $25k-50k, 67.4% for AGIs $50k-75k, 85.2% for AGIs $75k-100k, 76.4% for AGIs over 100k)

Nearest zip codes: 12530, 12565, 12513, 12502, 12516, 12529.
Copake Lake Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 88
Household did not receive Food Stamps/SNAP in the past 12 months: 645

Women who did not have a birth in the past 12 months: 207 (94 now married, 112 unmarried)

Housing units in zip code 12521 with a mortgage: 399 (54 second mortgage, 54 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,704
Median monthly owner costs for units without a mortgage: $753

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 12521 household income distribution in 2022

• 27Less than $10,000
• 6$10,000 to $14,999
• 26$15,000 to $19,999
• 20$20,000 to $24,999
• 11$35,000 to $39,999
• 26$40,000 to $44,999
• 55$45,000 to $49,999
• 25$50,000 to $59,999
• 141$60,000 to $74,999
• 72$75,000 to $99,999
• 59$100,000 to $124,999
• 59$125,000 to $149,999
• 87$150,000 to $199,999
• 114$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 12521

• 3Less than $10,000
• 22$20,000 to $24,999
• 3$60,000 to $69,999
• 12$90,000 to $99,999
• 4$100,000 to $124,999
• 5$125,000 to $149,999
• 24$150,000 to $174,999
• 28$175,000 to $199,999
• 125$200,000 to $249,999
• 57$250,000 to $299,999
• 101$300,000 to $399,999
• 29$400,000 to $499,999
• 90$500,000 to $749,999
• 71$750,000 to $999,999
• 53$1,000,000 to $1,499,999
• 33$1,500,000 to $1,999,999
• 14$2,000,000 or more

• Rent paid by renters in 2022 in zip code 12521

• 2$700 to $749
• 10$800 to $899
• 3$900 to $999
• 6$1,250 to $1,499
• 11$1,500 to $1,999
• 26No cash rent

Median gross rent in 2022: $1,534.

Median price asked for vacant for-sale houses and condos in 2022: $785,267.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $338,190
• Black or African American householders: $391,423
• American Indian or Alaska Native householders: $156,569
• Two or more races householders: $270,438
• Hispanic or Latino householders: $462,591

Estimated median house or condo value in 2022: $356,409 Lower value quartile - upper value quartile: $237,425 - $761,338

Mean price in 2022:

Detached houses: $449,354

Here:	$449,354
State:	$476,719

Townhouses or other attached units: $479,366

Here:	$479,366
State:	$699,270

In 2-unit structures: $434,768

Here:	$434,768
State:	$713,077

In 3-to-4-unit structures: $294,457

Here:	$294,457
State:	$764,568

In 5-or-more-unit structures: $383,691

Here:	$383,691
State:	$912,009

Mobile homes: $95,552

Here:	$95,552
State:	$88,925

Housing units in structures:

• One, detached: 1,119
• One, attached: 8
• Two: 6
• 20 to 49: 4
• 50 or more: 10
• Mobile homes: 101

Unemployment: 3.2%

• Means of transportation to work in zip code 12521

• 64.4%516Drove a car alone
• 7.6%61Carpooled
• 0.1%1Subway or elevated
• 1.2%10Taxi
• 6.4%51Walked
• 0.4%3Other means
• 22.2%178Worked at home

• Travel time to work (commute) in zip code 12521

• 51Less than 5 minutes
• 455 to 9 minutes
• 3710 to 14 minutes
• 13115 to 19 minutes
• 10820 to 24 minutes
• 3925 to 29 minutes
• 5230 to 34 minutes
• 1135 to 39 minutes
• 840 to 44 minutes
• 8645 to 59 minutes
• 5460 to 89 minutes
• 990 or more minutes

Percentage of zip code residents living and working in this county: 67.7%

Household type by relationship:

Households: 1,581

• Male householders: 340 (46 living alone), Female householders: 398 (129 living alone)

• 361 spouses (343 opposite-sex spouses), 151 unmarried partners, (127 opposite-sex unmarried partners), 304 children (305 natural, 0 adopted, 0 stepchildren), 7 grandchildren, 0 brothers or sisters, 26 parents, 0 foster children, 8 other relatives, 10 non-relatives

• In group quarters: 10 (-1 institutionalized population)

Size of family households: 320 2-persons, 78 3-persons, 90 4-persons, 7 5-persons

Size of nonfamily households: 174 1-person, 70 2-persons

83 married couples with children.
99 single-parent households (99 women).

87.2% of residents of 12521 zip code speak English at home.
9.0% of residents speak Spanish at home (89% very well, 6% well, 6% not well).
3.0% of residents speak other Indo-European language at home (73% very well, 23% well, 4% not well).
0.4% of residents speak Asian or Pacific Island language at home (83% very well, 17% well).
0.4% of residents speak other language at home (100% very well).

Facilities with environmental interests located in this zip code:

• COLUMBIA COUNTY OF DPW BIN 3222960 (NEW FORGE RD OVER TAGHKANI CRK in CRARYVILLE, NY)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: COLUMBIA CO DEPT OF PUBLIC WKS (CONTACT/OWNER)
  

Housing units lacking complete plumbing facilities: 1.8%
Housing units lacking complete kitchen facilities: 2.5%

Population in 1990: 1,377. Population change in the 1990s: +122 (+8.9%).

Place of birth for U.S.-born residents:

• This state: 1,226
• Northeast: 119
• Midwest: 50
• South: 23
• West: 16

66% of the 12521 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 50% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

97% of the 12521 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 23% moved from this county.
   Out of people who lived in different houses, 38% moved from different county within same state.
   Out of people who lived in different houses, 36% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 39
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 1

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Full-Service Restaurants (20-49 employees: 1 establishment, 1-4 employees: 2 establishments)
• Finance and Insurance: Insurance Agencies and Brokerages (10-19: 1)
• Construction: Plumbing, Heating, and Air-Conditioning Contractors (5-9: 1)
• Construction: All Other Specialty Trade Contractors (1-4: 2)
• Real Estate and Rental and Leasing: Lessors of Residential Buildings and Dwellings (1-4: 2)
• Other Services (except Public Administration): Other Personal and Household Goods Repair and Maintenance (1-4: 2)
• Construction: Electrical Contractors (1-4: 1)
• Construction: Finish Carpentry Contractors (1-4: 1)

2002 - 2017 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2017 the average number of fires per year is 9. The highest number of reported fires - 17 took place in 2003, and the least - 2 in 2013. The data has a declining trend.
When looking into fire subcategories, the most reports belonged to: Outside Fires (45.8%), and Structure Fires (43.1%).


• Fire incident types reported to NFIRS in Zip Code 12521
• 6645.8%Outside Fires
• 6243.1%Structure Fires
• 85.6%Mobile Property/Vehicle Fires
• 85.6%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 12521, New York

Most common first names in zip code 12521 among deceased individuals
Name	Count	Lived (average)
John	23	78.8 years
William	16	73.8 years
Mary	12	74.9 years
James	9	72.4 years
Joseph	8	79.9 years
Harry	7	77.0 years
Charles	7	81.8 years
Thomas	7	65.8 years
Margaret	7	76.9 years
Frank	6	79.5 years

Most common last names in zip code 12521 among deceased individuals
Last name	Count	Lived (average)
Smith	9	72.9 years
Hotaling	7	67.6 years
Beck	5	78.0 years
Bell	5	76.2 years
Glynn	5	74.0 years
Rogers	5	66.0 years
Engstler	4	80.0 years
Dyer	4	82.5 years
Roberts	4	87.0 years
Tomlin	4	79.0 years

Businesses in zip code 12521

• U-Haul: 1