Wedding gift from parents? (rings, husband, money, destination)
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Daughter already had a mortgage. She doesn't need us to co-sign.
The 2 of them together make more than us together almost times 1.5 so they do not need us like that.
Very independent. Also has helped me when I needed it.
I have a business and she has helped me when I needed a quick small loan for a client (very short term). She always got paid back.
I've spoken to a lot of my family members and most feel since they are attending this destination wedding, that is her present. Point well taken and I agree.
It's costing everyone a bit of money to do this.
She is not a gift grabbing type; also appreciated whatever anyone did but is independent and likes to do things her own way. She does not like anyone telling her what to do.
Because my husband thought my idea was not a good one (the Amex High Yield Savings), that's why I'm inquiring.
Give them a card offering to co-sign their first mortgage.
Never, ever offer to be a co-signer on a loan. A good alternative would be to assist them with the down payment
But my answer depends upon how much OP plans to gift the couple.
Editing to Add: I see that you said $500.
So maybe just give them $500 cash with no strings attached. They can use it to spend on the honeymoon, to put toward the wedding bills, or a weekend getaway.
Here's what our parents gave to my wife and I when we got married.
Now, just to give you background...
My wife and I were both 36 at the time. Both established in our careers and both made good money and were financially comfortable. We also already owned a home that we purchased ourselves with no help from our parents (didn't need it). When we got married, the wedding was 100% paid for by ourselves with no help from either side. (again...didn't need help). Great, loving relationship with all of our parents...we just don't want or need their (or anyone else's) money.
We requested no gifts at our modest wedding, but each set of parents did give us $1000 from each side. Those were the only gifts received. I would have been perfectly fine with any amount or nothing at all.
Last edited by BostonMike7; 11-12-2018 at 01:02 PM..
We gifted cash-no strings. We only have one child (son), and had only small expense for his wedding (rehearsal dinner and champagne for the wedding toast.) Our cash gift was substantial.
Your daughter sounds like she has her life together and would be able to use the cash wisely.
I would give whatever amount you and your husband agree upon. Do you have a piece of family jewelry, a token/private joke, or small sentimental heirloom that you could wrap with the check for presentation? We presented our gift with a hammer (not applicable to his profession, just a private joke).
Here's what our parents gave to my wife and I when we got married.
Now, just to give you background...
My wife and I were both 36 at the time. Both established in our careers and both made good money and were financially comfortable. We also already owned a home that we purchased ourselves with no help from our parents (didn't need it). When we got married, the wedding was 100% paid for by ourselves with no help from either side. (again...didn't need help). Great, loving relationship with all of our parents...we just don't want or need their (or anyone else's) money.
We requested no gifts at our modest wedding, but each set of parents did give us $1000 from each side. Those were the only gifts received. I would have been perfectly fine with any amount or nothing at all.
She talked to one of her cousins today and told her that everyone coming so far is the gift. She's really excited to have everyone coming to NYC and sharing 3 days with her.
I actually - or she got it out of me - what I was thinking about and she told me "Awesome; do it" - but I would like to surprise them with something....different.
I have a hard time at Christmas. Last year, I did Rangers tickets and tickets to a play which they both loved.
In 2014, I gave her a GoPro so I set the high standard. LOL.
Except that he poo-poos your ideas. Sounds like my hubby.
I'd go with the cash gift.
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Maybe $500 plus
Sounds like my hubby. 
