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If you are good with your finances their credit cards are THE BEST! You get 4% back on gas and 3% back on travel expenses. So for me I use it as a work card, then I get those Costco bucks (gift card) the best part is I can take a $500 gift card I get from the credit card points, spend $3 at Costco and they will give me $497 back in CASH! I don't think you'll find a cash card that gives you 4%-3% cash back.
Costco will cash the rewards certs without buying anything fwiw. If you only use the Costco citi card for purchases I doubt you will average more than 2% in rewards. I do use it for gas but for travel the chase sapphire reserved is 3% and includes restaurants. Their points are more useful than the Costco system
Does shopping at Sam's or Costco save you a good amount of money? Is it really worth getting a membership vs shopping at Wal-mart or like SaveAlot? What are some of the reasons you shop there or don't?
nope. Sams and Walmart are very similar in brands and prices. Sams has a 55lbs dog food for $20. I can get 52lbs for $16 at Kroger. Pretty similar over $4 and 3lbs.
I got this deal, for the money it is worth it to check it out.
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