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Old 06-22-2023, 07:26 AM
 
Location: The Bubble, Florida
3,450 posts, read 2,429,981 times
Reputation: 10118

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Quote:
Originally Posted by sinatras View Post
The vast majority of homes in Florida are not built to these stricter codes. So until 75% of homes in Florida get demolished and rebuilt, this is meaningless for solving the insurance crisis.

If it was up to the insurance companies, they would only insure Florida homes built to these stricter codes, and to hell with everyone else. In my Tampa neighborhood alone, 95% of the homes were built in the 1950s and 60s.
I'm -from- a part of the country where we don't get a lot of hurricanes - we get some, but not a lot. We get nor'easters, heavy storms often with multiple feet of snow in the winter. Insane humidity in the summer. Our state doesn't just hang out there into the ocean like Florida does, but it gets its share of flooding and life-threatening weather.

As a result - we don't have a whole lot of trailer parks. We have some, for sure. But the vast majority of the houses in my old state are free-standing homes, wood frame construction, with either solid concrete foundations or build over concrete-walled basements/cellars. Here in Central Florida, OTHER than the Villages, I've seen more double-wides and single-wides than I've seen free-standing houses. That's insane to me. This is sink-hole alley. It's a state known and prone to hurricanes during the season. It gets torrential downpours during the rainy season. It's mostly sand and swampland. Why in the world would the zoning departments of the towns and cities allow so many trailer parks?

Then as you get to the coast you see high-rise condos and apartments - why? Why would you want to put a towering jenga construction on a sand foundation? What kind of idiot would accept such plans from someone who has clearly dropped way too much acid at the beach as a teenager?
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Old 06-22-2023, 07:37 AM
 
18,489 posts, read 8,308,404 times
Reputation: 13799
because you do it just like they do all over the world....they're not on a sand foundation


https://www.youtube.com/watch?v=YzRaWy7NG4M
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Old 06-22-2023, 11:00 AM
 
Location: 29671
383 posts, read 282,551 times
Reputation: 603
Quote:
Originally Posted by Corrie22 View Post
because you do it just like they do all over the world....they're not on a sand foundation


https://www.youtube.com/watch?v=YzRaWy7NG4M
Yeah that worked real well for surfside

and these as well

https://www.npr.org/2022/10/28/11321...condo-collapse
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Old 06-22-2023, 02:17 PM
 
5,426 posts, read 3,505,010 times
Reputation: 9089
Quote:
Originally Posted by wrat View Post
Yeah that worked real well for surfside

and these as well

https://www.npr.org/2022/10/28/11321...condo-collapse
How about the apartment building that just collapsed in Davenport, Iowa. Was that built on sand too?
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Old 06-22-2023, 03:14 PM
 
17,354 posts, read 22,099,637 times
Reputation: 29754
Well its June...........I got my renewal email today. Policy went up 21%.



Best part? I don't own that house anymore so I don't have to pay anything and I'm getting 25% back (canceled the policy).
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Old 06-22-2023, 04:54 PM
 
Location: 29671
383 posts, read 282,551 times
Reputation: 603
Quote:
Originally Posted by SanyBelle View Post
How about the apartment building that just collapsed in Davenport, Iowa. Was that built on sand too?
well looks like this had something to do with it

was badly damaged during the August 2020 Midwest derecho.
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