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how about regulating such organizations to allow beneficiary's better control of their investments?
They are regulated. If they're not following the rules of the plan, that would be an ERISA violation and the DOL would be in charge of getting things right.
If they are following the rules of the plan, take it up with your employer.
They are regulated. If they're not following the rules of the plan, that would be an ERISA violation and the DOL would be in charge of getting things right.
If they are following the rules of the plan, take it up with your employer.
Exactly. Plus, many employers choose the 401k provider on the basis of what keeps costs the lowest for the employer, not what's best for the employees.
but those idiots in the 401K finance company don't allow me to easily change underlying investments and amount to invest each month
Most plans allow changes in investments to be made online easily enough. But you shouldn't be changing your investment options or the amount you invest monthly with any frequency. Have an investment plan and stick with it!
Most plans allow changes in investments to be made online easily enough. But you shouldn't be changing your investment options or the amount you invest monthly with any frequency. Have an investment plan and stick with it!
At this juncture, I just want out; am losing $$ with Charles Schwab.
Only like many these days, I have no clue where to put the money.
Which is a good argument for keeping it where it is. Nothing is yielding much these days, but if you are stil working it's a good time to pick up assets at reduced prices.
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