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Sometimes the owner can go for an after the fact permit. Call the city/county and ask if there is a path for this.
That may be possible, but often that results in the homeowner having to bring the renovation up to code at their own cost. That may be the new owner and not the previous one.
Thank you, everyone. It looks like there is a size requirement for the egress window, and the existing one appears to be smaller than required. I don't have much time to do research, as I need to make an offer before 5 PM today. Moreover, there is only one bath on the second level, so I'll let it go.Thanks again.
The insurance company will likely just go off of what the listing has it stated as. I've never had a homeowner's insurance company do an internal inspection of a home. Most don't even look at all beside perhaps walk the outside.
In the OP's best interest, I wouldn't suggest that they take that risk. Especially after their latest comment.
Thank you, everyone. It looks like there is a size requirement for the egress window, and the existing one appears to be smaller than required. I don't have much time to do research, as I need to make an offer before 5 PM today. Moreover, there is only one bath on the second level, so I'll let it go.Thanks again.
Having inadequate egress, especially from a basement, is a very serious safety matter.
Even if the OP is able to get insurance, I would hope that you would not have anyone use the basement rooms until you provide adequate egress.
Fire safety is not a small matter.
Despite common beliefs on C-D, not all safety codes and permits requirements are money-grabbing scams by the government.
Location: East of Seattle since 1992, 615' Elevation, Zone 8b - originally from SF Bay Area
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I ran into that once when selling a house with an illegal garage conversion. If your lender requires PMI, or you sell to someone years from now that needs PMI, the PMI insurer will require bringing up to code. In addition, should you ever decide to remodel and get a permit for anything else, the inspector can require everything else to be brought up to code. Homeowner's insurance depends, if they send someone to inspect it first they may cause you problems. With so many homes being dropped by insurers in California lately I expect them to be more picky about which homes they insure.
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