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I have purchased many CDs at Schwab, and all were purchased online. When they mature, the funds are deposited into my core account. I do not have my CDs set to roll automatically.
If I wanted to withdraw those funds, I could do that online as well.
What is it that you are actually trying to accomplish? Are you wanting to withdraw the actual cash into your hands?? If so, obviously you are going to have to go SOMEWHERE to do that. No one is going to deliver it to your house LOL.
My experience: I downloaded an online form at home. I then emailed the completed form along with a copy of my driver's license to my (out of state) Credit Union. The Credit Union mailed me mycheck.
My experience: I downloaded an online form at home. I then emailed the completed form along with a copy of my driver's license to my (out of state) Credit Union. The Credit Union mailed me mycheck.
Eek. I would never trust the mail for a check these days.
Online Bill payment still relies on checks. When I cash in reward points, they still send paper checks which I deposit through their app.
Don't get me wrong, I prefer electronic ACH transfers but some things I can't control.
I don't cash in reward points. I always get the cash applied to my CC. I can't remember the last time I actually got a check in the mail. And I have not mailed a check in, well, really not sure when the last time was. Oh - I had to send a check to renew my passport - but that was sent Priority Mail, and it has been cashed.
I don't cash in reward points. I always get the cash applied to my CC. I can't remember the last time I actually got a check in the mail. And I have not mailed a check in, well, really not sure when the last time was. Oh - I had to send a check to renew my passport - but that was sent Priority Mail, and it has been cashed.
I use reward points to fund my Roth IRA. "Free" money I've never been taxed on, grows tax free and withdraws tax free.
reward points is a rebate of money you spent and paid taxes on.
that is why reward points are not taxable yet promos for opening bank accounts are
I'm not sure how they categorize it, but it's spent on the same gas or groceries I was already going to buy. The only difference was I charged it to a credit card versus paying in cash. So if a credit card company's wants to redirect another user's interest payment as a rebate to me, then they can use whatever accounting trick they'd like.
they are rebates for money either spent or will spend. that has been taxed .
there are no reward points without having spent that money that was taxed . it’s no different then a 2% cash discount would be as an example . ….if there are then it could be taxable but most cards only offer you points on money you spent or someone else will spend like when you get 20,000 points for referring a friend for a premium card…there is no free lunch when it comes to taxes here
I use reward points to fund my Roth IRA. "Free" money I've never been taxed on, grows tax free and withdraws tax free.
Im retired. No income for a Roth. Cash back works best for me.
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Oh - I had to send a check to renew my passport - but that was sent Priority Mail, and it has been cashed.
