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Her car insurance has been canceled. Been told if she could past a state driving test she could get back.
Quote:
Originally Posted by JD59
Her doctor said she can't drive with Dementia without question. She has Bi-polar type 1 and she went into her insurance company and told them she has Dementia which you know they cancelled her insurance on the spot.
So...her doctor said "She can't drive." Her insurance company said "You're an uninsurable risk." Why are we trying to get her car insurance or driving?
Quote:
Originally Posted by adjusterjack
Been told by who?
I find it unlikely that the DMV would let her in the door with that diagnosis.
In fact, if the DMV hasn't been notified of the diagnosis, there's probably a form for notifying the DMV so her license can be revoked.
At least in North Carolina the doctor can send something the the DMV requesting they come in for a test. We had to do that with an elderly family member. Not a fun situation. And of course he thinks everyone is out to get him and the family has no cojones so they didn't take his keys. He still drives a little.
Depends on the laws where you live, the degree of dementia, having possession of a valid driver's license, and having passed a driver's test. If the law exists in your area, after a certain age, a driver has to have their license renewed once a year and pass an optometry exam. Check out your local DMV and look for a list of health conditions you have to report.
If the patient's doctor deems them incapacitated doc will immediately order DMV to revoke the patient's D/L in perpetuity and the family is notified of this at the same time.
She is 70 years old and lives in Tennessee. Her doctor has said she cann't drive.
At this point, her license is suspended and no, sorry, but she cannot get car insurance because of that.
It's very hard to have to give up driving and lose your car. She's going to fight not to have to do that and I get it. **** happens.
I just gave up my car but I can buy anything I need online and have it delivered or take a taxi to appointments etc. You can help her do the same thing.
Her car insurance has been canceled. Been told if she could past a state driving test she could get back.
Her insurability and driving status might be relevant as to why she was cancelled, such as multiple collisions or something but being told by a Doctor that you are incapable of driving safely is a strong indicator that a person is uninsurable, let alone should not be driving.
I dread this day. I am in Tennessee and nothing is walkable so a scooter is out of the question and I can very much relate.
She does drive very well for someone with Dementia. But it only takes one mistake for bad accident. Doctor found she has Dementia about three months ago.
I'm sorry to hear this. I know what this is like... my grandmother had it.
The reality is, it doesn't get better, it only gets worse... so it becomes a sliding scale. Yes, you can probably find an insurance company to insure her if they don't know any better; however, if you do get in an accident, the insurance company will likely be able to get out of it as they will generally have a legal clause against fraud and deceptive practices.
Unfortunately, this is life... and I'm not looking forward to it, because I am likely on track to get it myself since it runs in the family. Don't let her drive anymore... it's not worth the risk to someone else's life, for the perception of "freedom" in the last years of her life. You can always get an Uber, or a Lyft to provide her with transportation.
And? Are you suggesting YOU, the car's owner would allow an uninsurable impaired driver to operate your car? Might want to double check the terms of your liability coverage. I'm having trouble understanding why you keep trying to weasel something out of this understandably sad, 4month long discussion OP. Who's in denial here?
And? Are you suggesting YOU, the car's owner would allow an uninsurable impaired driver to operate your car? Might want to double check the terms of your liability coverage. I'm having trouble understanding why you keep trying to weasel something out of this understandably sad, 4month long discussion OP. Who's in denial here?
No she doesn't drive anymore for my health and for the public. I can get insurance for myself only.
No she doesn't drive anymore for my health and for the public. I can get insurance for myself only.
Unless something changed significantly for her over the months since this thread was created, I really don't understand why the question was asked.
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And? Are you suggesting YOU, the car's owner would allow an uninsurable impaired driver to operate your car? Might want to double check the terms of your liability coverage. I'm having trouble understanding why you keep trying to weasel something out of this understandably sad, 4month long discussion OP. Who's in denial here?