98581 Zip Code (Ryderwood, WA) Detailed Profile

Estimated zip code population in 2022: 430
Zip code population in 2010: 424
Zip code population in 2000: 422

March 2022 cost of living index in zip code 98581: 86.7 (less than average, U.S. average is 100)

Land area: 29.4 sq. mi.
Water area: 0.0 sq. mi.

Population density: 15 people per square mile

(very low).

Median real estate property taxes paid for housing units with no mortgage in 2022: $2,320 (0.9%)

For population 25 years and over in 98581:

• High school or higher: 80.6%
• Bachelor's degree or higher: 28.9%
• Graduate or professional degree: 5.3%

For population 15 years and over in 98581:

• Never married: 3.6%
• Now married: 71.6%
• Separated: 0.0%
• Widowed: 7.3%
• Divorced: 17.5%

• 
• • 41496.3%White
  • 153.5%Hispanic or Latino
  • 10.2%Two or more races

100% rural population.

Averages for the 2020 tax year for zip code 98581, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $37,526 (Individual Income Tax Returns)

Here:	$37,526
State:	$99,264

Salary/wage: $35,400 (reported on 31.6% of returns)

Here:	$35,400
State:	$80,347

(% of AGI for various income ranges: 3034.3% for AGIs $25k-50k)

Taxable interest for individuals: $450 (reported on 42.1% of returns)

This zip code:	$450
Washington:	$2,077

(% of AGI for various income ranges: 60.0% for AGIs below $25k, 17.1% for AGIs $25k-50k)

Ordinary dividends: $1,900 (reported on 15.8% of returns)

Here:	$1,900
State:	$10,013

(% of AGI for various income ranges: 142.5% for AGIs below $25k)

Taxable individual retirement arrangement distribution: $9,750 (reported on 21.1% of returns)

98581:	$9,750
Washington:	$24,221

(% of AGI for various income ranges: 557.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 78.9%

Here:	79%
State:	93%

(% for various income ranges: 75.0% for AGIs below $25k, 87.5% for AGIs $25k-50k, 66.7% for AGIs $75k-100k)

Averages for the 2012 tax year for zip code 98581, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $32,587 (Individual Income Tax Returns)

Here:	$32,587
State:	$69,533

Salary/wage: $29,225 (reported on 26.7% of returns)

Here:	$29,225
State:	$57,267

Taxable interest for individuals: $878 (reported on 60.0% of returns)

This zip code:	$878
Washington:	$1,816

Ordinary dividends: $1,333 (reported on 20.0% of returns)

Here:	$1,333
State:	$8,163

Taxable individual retirement arrangement distribution: $7,500 (reported on 26.7% of returns)

98581:	$7,500
Washington:	$18,648

Total itemized deductions: $13,500 (32% of AGI, reported on 20.0% of returns)

Here:	$13,500
State:	$23,872

Here:	31.5% of AGI
State:	18.2% of AGI

Charity contributions: $2,550 (reported on 13.3% of returns)

Here:	$2,550
State:	$4,465

Taxes paid: $2,867 (reported on 20.0% of returns)

98581:	$2,867
State:	$6,400

Percentage of individuals using paid preparers for their 2012 taxes: 40.0%

Here:	40%
State:	43%

Averages for the 2004 tax year for zip code 98581, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $25,412 (Individual Income Tax Returns)

Here:	$25,412
State:	$54,331

Salary/wage: $17,286 (reported on 37.1% of returns)

Here:	$17,286
State:	$45,761

Taxable interest for individuals: $1,922 (reported on 75.3% of returns)

This zip code:	$1,922
Washington:	$2,110

(% of AGI for various income ranges: 20.1% for AGIs below $10k, 5.1% for AGIs $10k-25k, 6.7% for AGIs $25k-50k, 2.1% for AGIs $50k-75k)

Taxable dividends: $1,308 (reported on 22.9% of returns)

Here:	$1,308
State:	$5,879

Total itemized deductions: $18,000 (49% of AGI, reported on 20.0% of returns)

Here:	$18,000
State:	$19,669

Here:	48.5% of AGI
State:	20.7% of AGI

Charity contributions deductions: $2,400 (6% of AGI, reported on 14.7% of returns)

Here:	$2,400
State:	$3,569

Here:	6.3% of AGI
State:	3.5% of AGI

Total tax: $2,050 (reported on 71.2% of returns)

98581:	$2,050
State:	$9,065

Percentage of individuals using paid preparers for their 2004 taxes: 57.1%

Here:	57%
State:	49%

Nearest zip codes: 98593, 98538, 98632, 98611, 98596, 98532.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 0
Household did not receive Food Stamps/SNAP in the past 12 months: 258

Women who did not have a birth in the past 12 months: 8 (8 now married, 0 unmarried)

Housing units in zip code 98581 with a mortgage: 221 (7 second mortgage)
Median monthly owner costs for units with a mortgage: $979
Median monthly owner costs for units without a mortgage: $428

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 98581 household income distribution in 2022

• 14$10,000 to $14,999
• 31$15,000 to $19,999
• 9$20,000 to $24,999
• 51$30,000 to $34,999
• 28$40,000 to $44,999
• 11$45,000 to $49,999
• 21$60,000 to $74,999
• 66$75,000 to $99,999
• 15$125,000 to $149,999

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 98581

• 10$10,000 to $14,999
• 48$80,000 to $89,999
• 20$125,000 to $149,999
• 29$150,000 to $174,999
• 24$175,000 to $199,999
• 25$200,000 to $249,999
• 20$300,000 to $399,999

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $183,885
• Two or more races householders: $152,314

Estimated median house or condo value in 2022: $203,548 Lower value quartile - upper value quartile: $153,516 - $237,001

Mean price in 2022:

Detached houses: $242,716

Here:	$242,716
State:	$734,307

Mobile homes: $922,254

Here:	$922,254
State:	$218,362

Housing units in structures:

• One, detached: 243
• Mobile homes: 11

• Means of transportation to work in zip code 98581

• 80.4%49Drove a car alone
• 19.7%12Worked at home

• Travel time to work (commute) in zip code 98581

• 1415 to 19 minutes
• 1225 to 29 minutes
• 1335 to 39 minutes
• 740 to 44 minutes

Percentage of zip code residents living and working in this county: 101.7%

Household type by relationship:

Households: 430

• Male householders: 95 (0 living alone), Female householders: 166 (93 living alone)

• 144 spouses (144 opposite-sex spouses), 0 unmarried partners, (0 opposite-sex unmarried partners), 23 children (23 natural, 0 adopted, 0 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 foster children, 8 other relatives, 0 non-relatives

Size of family households: 160 2-persons, 8 3-persons

Size of nonfamily households: 92 1-person

101.2% of residents of 98581 zip code speak English at home.
2.8% of residents speak Spanish at home (100% very well).

Population in 1990: 330. Population change in the 1990s: +92 (+27.9%).

Place of birth for U.S.-born residents:

• This state: 31
• Northeast: 40
• Midwest: 97
• South: 9
• West: 235

60% of the 98581 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 36% lived in this county.
   Out of people who lived in different counties, 50% lived in Washington.

95% of the 98581 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 113% moved from different county within same state.

Top industries in this zip code by the number of employees in 2005:

• Other Services (except Public Administration): Religious Organizations (1-4 employees: 1 establishment)

Detailed HMDA statistics for the following Tracts: 0020.01


Detailed PMIC statistics for the following Tracts: 0020.01

Most common first names in zip code 98581 among deceased individuals
Name	Count	Lived (average)
William	9	79.9 years
James	8	76.4 years
Robert	8	79.2 years
George	7	80.3 years
John	7	77.9 years
Joseph	7	76.7 years
Fred	6	75.6 years
Dorothy	6	81.5 years
Ruth	6	85.2 years
Frank	6	74.2 years

Most common last names in zip code 98581 among deceased individuals
Last name	Count	Lived (average)
Jones	6	76.8 years
Hamilton	5	75.0 years
Cole	4	86.8 years
Adams	4	75.5 years
Johnson	4	79.0 years
Davis	4	83.0 years
Miller	4	80.8 years
Melzer	4	79.0 years
Hohman	3	85.0 years
Cox	3	82.7 years