95431 Zip Code (CA) Detailed Profile

Estimated zip code population in 2022: 75
Zip code population in 2010: 631
Zip code population in 2000: 355

March 2022 cost of living index in zip code 95431: 107.2 (more than average, U.S. average is 100)

Land area: 0.1 sq. mi.
Water area: 0.0 sq. mi.

Population density: 988 people per square mile

(low).

For population 25 years and over in 95431:

• High school or higher: 73.2%
• Bachelor's degree or higher: 11.5%
• Graduate or professional degree: 11.5%

For population 15 years and over in 95431:

• Never married: 85.7%
• Now married: 0.0%
• Separated: 0.0%
• Widowed: 8.0%
• Divorced: 6.4%

• 
• • 4461.1%White
  • 1115.3%Black
  • 1013.9%Hispanic or Latino
  • 79.7%Asian

100% urban population.

Averages for the 2004 tax year for zip code 95431, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $49,808 (Individual Income Tax Returns)

Here:	$49,808
State:	$58,600

Salary/wage: $46,723 (reported on 93.3% of returns)

Here:	$46,723
State:	$49,455

(% of AGI for various income ranges: 111.8% for AGIs below $10k, 91.0% for AGIs $25k-50k, 84.4% for AGIs $50k-75k, 85.4% for AGIs $75k-100k)

Taxable interest for individuals: $373 (reported on 49.2% of returns)

This zip code:	$373
California:	$2,365

Taxable dividends: $308 (reported on 10.8% of returns)

Here:	$308
State:	$4,746

Total itemized deductions: $18,485 (26% of AGI, reported on 27.5% of returns)

Here:	$18,485
State:	$28,113

Here:	25.6% of AGI
State:	25.3% of AGI

Charity contributions deductions: $2,074 (3% of AGI, reported on 22.5% of returns)

Here:	$2,074
State:	$3,923

Here:	3.1% of AGI
State:	3.3% of AGI

Total tax: $5,926 (reported on 90.0% of returns)

95431:	$5,926
State:	$10,761

Percentage of individuals using paid preparers for their 2004 taxes: 56.7%

Here:	57%
State:	66%

(% for various income ranges: 64.7% for AGIs below $10k, 51.0% for AGIs $25k-50k, 48.1% for AGIs $50k-75k, 72.0% for AGIs $75k-100k)

Nearest zip codes: 95442, 95452, 95476, 94954, 94951, 95409.

Women who did not have a birth in the past 12 months: 9 (0 now married, 10 unmarried)

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

Household type by relationship:

• In group quarters: 373 (14 institutionalized population)

80.0% of residents of 95431 zip code speak English at home.
12.0% of residents speak Spanish at home (67% very well, 33% not well).
4.0% of residents speak Asian or Pacific Island language at home (100% well).

Place of birth for U.S.-born residents:

• This state: 44
• Northeast: 10
• South: 5

95% of the 95431 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 0% lived in this county.

88% of the 95431 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 89% moved from different county within same state.

Students in private schools in grades 9 to 12 (high school):

Top industries in this zip code by the number of employees in 2005:

• Finance and Insurance: Credit Unions (5-9 employees: 1 establishment)

Detailed HMDA statistics for the following Tracts: 1505.00

Most common first names in zip code 95431 among deceased individuals
Name	Count	Lived (average)
James	16	62.5 years
John	16	57.3 years
Mary	15	64.6 years
William	14	53.2 years
Robert	14	60.2 years
Michael	12	32.7 years
Charles	10	60.1 years
Raymond	8	67.7 years
Richard	8	42.7 years
Susan	8	44.5 years

Most common last names in zip code 95431 among deceased individuals
Last name	Count	Lived (average)
Miller	10	70.5 years
Johnson	8	54.6 years
Williams	6	37.2 years
Brown	5	64.8 years
Thomas	5	40.6 years
Martin	4	36.2 years
Cole	4	81.2 years
Allen	4	23.0 years
Smith	4	55.5 years
Chambers	3	45.6 years