76557 Zip Code (Moody, TX) Detailed Profile

Estimated zip code population in 2022: 5,533
Zip code population in 2010: 5,178
Zip code population in 2000: 3,232

Houses and condos: 2,077
Renter-occupied apartments: 445
March 2022 cost of living index in zip code 76557: 79.7 (low, U.S. average is 100)

Land area: 135.7 sq. mi.
Water area: 6.7 sq. mi.

Population density: 41 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $3,209 (1.7%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,310 (0.6%)

For population 25 years and over in 76557:

• High school or higher: 90.1%
• Bachelor's degree or higher: 26.9%
• Graduate or professional degree: 8.3%
• Unemployed: 4.0%
• Mean travel time to work (commute): 27.3 minutes

For population 15 years and over in 76557:

• Never married: 30.2%
• Now married: 49.0%
• Separated: 0.9%
• Widowed: 9.0%
• Divorced: 10.9%

• 
• • 3,91270.7%White
  • 1,00718.2%Hispanic or Latino
  • 2093.8%Two or more races
  • 2013.6%Black
  • 1122.0%Asian
  • 641.2%American Indian
  • 250.5%Some other race

100% rural population.

Averages for the 2020 tax year for zip code 76557, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $59,354 (Individual Income Tax Returns)

Here:	$59,354
State:	$77,054

Salary/wage: $50,871 (reported on 82.4% of returns)

Here:	$50,871
State:	$62,766

(% of AGI for various income ranges: 1217.6% for AGIs below $25k, 3598.9% for AGIs $25k-50k, 6233.1% for AGIs $50k-75k, 8946.8% for AGIs $75k-100k, 16135.6% for AGIs $100k-200k, 52170.0% for AGIs over 200k)

Taxable interest for individuals: $729 (reported on 23.8% of returns)

This zip code:	$729
Texas:	$2,665

(% of AGI for various income ranges: 8.1% for AGIs below $25k, 8.1% for AGIs $25k-50k, 16.6% for AGIs $50k-75k, 39.5% for AGIs $75k-100k, 32.8% for AGIs $100k-200k, 735.0% for AGIs over 200k)

Ordinary dividends: $3,804 (reported on 10.2% of returns)

Here:	$3,804
State:	$10,044

(% of AGI for various income ranges: 13.1% for AGIs below $25k, 13.9% for AGIs $25k-50k, 29.3% for AGIs $50k-75k, 108.9% for AGIs $75k-100k, 110.0% for AGIs $100k-200k, 1525.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$13,333 (reported on 11.1% of returns)

Here:	+$13,333
State:	+$39,590

(% of AGI for various income ranges: 11.2% for AGIs below $25k, 14.0% for AGIs $25k-50k, 32.4% for AGIs $50k-75k, 214.7% for AGIs $75k-100k, 500.0% for AGIs $100k-200k, 10260.0% for AGIs over 200k)

Profit/loss from business: +$12,640 (reported on 17.2% of returns)

Here:	+$12,640
State:	+$10,888

(% of AGI for various income ranges: 113.1% for AGIs below $25k, 148.2% for AGIs $25k-50k, 230.3% for AGIs $50k-75k, 433.2% for AGIs $75k-100k, 1007.2% for AGIs $100k-200k, 2465.0% for AGIs over 200k)

Taxable individual retirement arrangement distribution: $19,428 (reported on 7.4% of returns)

76557:	$19,428
Texas:	$24,740

(% of AGI for various income ranges: 37.8% for AGIs below $25k, 90.2% for AGIs $25k-50k, 133.1% for AGIs $50k-75k, 226.8% for AGIs $75k-100k, 1079.4% for AGIs $100k-200k)

Total itemized deductions: $35,371 (reported on 2.9% of returns)

Here:	$35,371
State:	$40,428

(% of AGI for various income ranges: 106.7% for AGIs $25k-50k, 544.2% for AGIs $75k-100k, 4170.0% for AGIs over 200k)

Charity contributions: $13,020 (reported on 2.0% of returns)

Here:	$13,020
State:	$18,201

(% of AGI for various income ranges: 143.7% for AGIs $75k-100k, 1890.0% for AGIs over 200k)

Taxes paid: $7,200 (reported on 2.9% of returns)

76557:	$7,200
State:	$7,821

(% of AGI for various income ranges: 18.8% for AGIs $25k-50k, 101.6% for AGIs $75k-100k, 1020.0% for AGIs over 200k)

Earned income credit: $2,533 (reported on 20.1% of returns)

Here:	$2,533
State:	$2,584

(% of AGI for various income ranges: 117.5% for AGIs below $25k, 96.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 92.6%

Here:	93%
State:	92%

(% for various income ranges: 92.1% for AGIs below $25k, 94.2% for AGIs $25k-50k, 89.5% for AGIs $50k-75k, 92.3% for AGIs $75k-100k, 93.1% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 76557, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $45,339 (Individual Income Tax Returns)

Here:	$45,339
State:	$65,384

Salary/wage: $42,458 (reported on 84.9% of returns)

Here:	$42,458
State:	$52,524

(% of AGI for various income ranges: 77.4% for AGIs below $25k, 83.9% for AGIs $25k-50k, 82.3% for AGIs $50k-75k, 78.9% for AGIs $75k-100k, 82.9% for AGIs $100k-200k, 58.0% for AGIs over 200k)

Taxable interest for individuals: $777 (reported on 25.9% of returns)

This zip code:	$777
Texas:	$2,372

(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.2% for AGIs $100k-200k, 1.3% for AGIs over 200k)

Ordinary dividends: $2,148 (reported on 10.2% of returns)

Here:	$2,148
State:	$9,721

(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$3,247 (reported on 8.3% of returns)

Here:	+$3,247
State:	+$35,319

(% of AGI for various income ranges: 0.6% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.0% for AGIs $100k-200k)

Profit/loss from business: +$7,871 (reported on 17.1% of returns)

Here:	+$7,871
State:	+$13,732

(% of AGI for various income ranges: 5.8% for AGIs below $25k, 4.8% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 2.5% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $15,571 (reported on 8.3% of returns)

76557:	$15,571
Texas:	$19,511

(% of AGI for various income ranges: 3.7% for AGIs below $25k, 2.4% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 2.7% for AGIs $75k-100k, 4.2% for AGIs $100k-200k)

Total itemized deductions: $19,532 (21% of AGI, reported on 16.6% of returns)

Here:	$19,532
State:	$24,724

Here:	21.5% of AGI
State:	15.9% of AGI

(% of AGI for various income ranges: 6.3% for AGIs below $25k, 4.3% for AGIs $25k-50k, 7.3% for AGIs $50k-75k, 8.5% for AGIs $75k-100k, 8.3% for AGIs $100k-200k, 9.6% for AGIs over 200k)

Charity contributions: $5,304 (reported on 11.7% of returns)

Here:	$5,304
State:	$6,808

(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 4.0% for AGIs $100k-200k)

Taxes paid: $4,371 (reported on 16.6% of returns)

76557:	$4,371
State:	$6,921

(% of AGI for various income ranges: 1.0% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.4% for AGIs $100k-200k, 2.2% for AGIs over 200k)

Earned income credit: $2,444 (reported on 23.4% of returns)

Here:	$2,444
State:	$2,570

(% of AGI for various income ranges: 8.4% for AGIs below $25k, 1.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 48.8%

Here:	49%
State:	51%

(% for various income ranges: 45.1% for AGIs below $25k, 43.9% for AGIs $25k-50k, 55.2% for AGIs $50k-75k, 60.0% for AGIs $75k-100k, 53.3% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 76557, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $35,114 (Individual Income Tax Returns)

Here:	$35,114
State:	$47,881

Salary/wage: $33,656 (reported on 85.5% of returns)

Here:	$33,656
State:	$41,947

(% of AGI for various income ranges: 117.7% for AGIs below $10k, 80.0% for AGIs $10k-25k, 85.0% for AGIs $25k-50k, 84.4% for AGIs $50k-75k, 80.1% for AGIs $75k-100k, 70.8% for AGIs over 100k)

Taxable interest for individuals: $1,368 (reported on 30.1% of returns)

This zip code:	$1,368
Texas:	$2,255

(% of AGI for various income ranges: 4.2% for AGIs below $10k, 1.2% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Taxable dividends: $1,580 (reported on 11.4% of returns)

Here:	$1,580
State:	$4,261

(% of AGI for various income ranges: 0.7% for AGIs below $10k, 0.4% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Net capital gain/loss: +$6,153 (reported on 11.0% of returns)

Here:	+$6,153
State:	+$16,110

(% of AGI for various income ranges: 0.6% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.0% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 10.6% for AGIs over 100k)

Profit/loss from business: +$6,655 (reported on 13.6% of returns)

Here:	+$6,655
State:	+$11,013

(% of AGI for various income ranges: -17.8% for AGIs below $10k, 8.6% for AGIs $10k-25k, 2.5% for AGIs $25k-50k, 2.8% for AGIs $50k-75k, -0.1% for AGIs $75k-100k, 3.0% for AGIs over 100k)

IRA payment deduction: $2,600 (reported on 1.8% of returns)

76557:	$2,600
Texas:	$3,120

Total itemized deductions: $16,376 (23% of AGI, reported on 14.4% of returns)

Here:	$16,376
State:	$19,631

Here:	23.5% of AGI
State:	18.9% of AGI

(% of AGI for various income ranges: 6.0% for AGIs $10k-25k, 5.7% for AGIs $25k-50k, 6.8% for AGIs $50k-75k, 8.1% for AGIs $75k-100k, 8.5% for AGIs over 100k)

Charity contributions deductions: $5,204 (7% of AGI, reported on 10.5% of returns)

Here:	$5,204
State:	$4,753

Here:	6.7% of AGI
State:	4.2% of AGI

(% of AGI for various income ranges: 0.6% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 4.8% for AGIs over 100k)

Total tax: $4,532 (reported on 68.8% of returns)

76557:	$4,532
State:	$9,058

(% of AGI for various income ranges: 3.8% for AGIs below $10k, 4.0% for AGIs $10k-25k, 5.8% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 10.9% for AGIs $75k-100k, 17.7% for AGIs over 100k)

Earned income credit: $1,903 (reported on 22.5% of returns)

Here:	$1,903
State:	$2,024

Percentage of individuals using paid preparers for their 2004 taxes: 54.7%

Here:	55%
State:	57%

(% for various income ranges: 45.9% for AGIs below $10k, 57.8% for AGIs $10k-25k, 54.5% for AGIs $25k-50k, 55.7% for AGIs $50k-75k, 60.3% for AGIs $75k-100k, 72.7% for AGIs over 100k)

Nearest zip codes: 76504, 76579, 76657, 76502, 76630, 76561.
Temple Zip Code Map

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.6% of all households
• Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 183
Household did not receive Food Stamps/SNAP in the past 12 months: 1,722

Women who had a birth in the past 12 months: 46 (29 now married, 16 unmarried)
Women who did not have a birth in the past 12 months: 909 (369 now married, 540 unmarried)

Housing units in zip code 76557 with a mortgage: 729 (35 second mortgage, 32 both second mortgage and home equity loan)
Houses without a mortgage: 44

Median monthly owner costs for units with a mortgage: $1,696
Median monthly owner costs for units without a mortgage: $396

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 76557 household income distribution in 2022

• 38Less than $10,000
• 68$10,000 to $14,999
• 129$15,000 to $19,999
• 66$20,000 to $24,999
• 70$25,000 to $29,999
• 71$30,000 to $34,999
• 23$35,000 to $39,999
• 186$40,000 to $44,999
• 36$45,000 to $49,999
• 142$50,000 to $59,999
• 251$60,000 to $74,999
• 253$75,000 to $99,999
• 161$100,000 to $124,999
• 53$125,000 to $149,999
• 70$150,000 to $199,999
• 285$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 76557

• 20Less than $10,000
• 27$10,000 to $14,999
• 9$20,000 to $24,999
• 5$25,000 to $29,999
• 4$40,000 to $49,999
• 112$50,000 to $59,999
• 7$60,000 to $69,999
• 9$70,000 to $79,999
• 72$80,000 to $89,999
• 21$90,000 to $99,999
• 123$100,000 to $124,999
• 45$125,000 to $149,999
• 177$150,000 to $174,999
• 46$175,000 to $199,999
• 205$200,000 to $249,999
• 83$250,000 to $299,999
• 93$300,000 to $399,999
• 101$400,000 to $499,999
• 148$500,000 to $749,999
• 41$750,000 to $999,999

• Rent paid by renters in 2022 in zip code 76557

• 7Less than $100
• 18$150 to $199
• 17$200 to $249
• 2$250 to $299
• 52$300 to $349
• 14$350 to $399
• 11$450 to $499
• 17$500 to $549
• 4$600 to $649
• 3$650 to $699
• 36$750 to $799
• 51$800 to $899
• 66$900 to $999
• 39$1,000 to $1,249
• 14$1,500 to $1,999
• 67No cash rent

Median gross rent in 2022: $1,088.

Median price asked for vacant for-sale houses and condos in 2022: $239,106.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $208,766
• Black or African American householders: $218,490
• American Indian or Alaska Native householders: $128,691
• Some other race householders: $121,542
• Two or more races householders: $233,647
• Hispanic or Latino householders: $123,258

Estimated median house or condo value in 2022: $195,326 Lower value quartile - upper value quartile: $118,067 - $301,863

Mean price in 2022:

Detached houses: $278,272

Here:	$278,272
State:	$369,058

Mobile homes: $106,096

Here:	$106,096
State:	$124,413

Housing units in structures:

• One, detached: 1,551
• Two: 56
• 3 or 4: 21
• 50 or more: 3
• Mobile homes: 417

Unemployment: 4.0%

• Means of transportation to work in zip code 76557

• 80.3%2,117Drove a car alone
• 9.6%253Carpooled
• 1.0%27Walked
• 1.5%40Other means
• 4.8%126Worked at home

• Travel time to work (commute) in zip code 76557

• 60Less than 5 minutes
• 2375 to 9 minutes
• 11710 to 14 minutes
• 19915 to 19 minutes
• 81020 to 24 minutes
• 16825 to 29 minutes
• 34730 to 34 minutes
• 4135 to 39 minutes
• 4240 to 44 minutes
• 24245 to 59 minutes
• 13360 to 89 minutes
• 4290 or more minutes

Percentage of zip code residents living and working in this county: 70.7%

Household type by relationship:

Households: 5,533

• Male householders: 1,053 (202 living alone), Female householders: 853 (269 living alone)

• 1,226 spouses (1,226 opposite-sex spouses), 202 unmarried partners, (182 opposite-sex unmarried partners), 1,441 children (1,323 natural, 72 adopted, 46 stepchildren), 186 grandchildren, 103 brothers or sisters, 150 parents, 0 foster children, 196 other relatives, 125 non-relatives

Size of family households: 457 2-persons, 353 3-persons, 317 4-persons, 70 5-persons, 29 6-persons, 42 7-or-more-persons

Size of nonfamily households: 470 1-person, 117 2-persons, 46 3-persons

822 married couples with children.
217 single-parent households (53 men, 164 women).

89.2% of residents of 76557 zip code speak English at home.
8.9% of residents speak Spanish at home (75% very well, 11% well, 14% not well).
1.2% of residents speak other Indo-European language at home (100% very well).
0.8% of residents speak Asian or Pacific Island language at home (80% very well, 20% well).

Facilities with environmental interests located in this zip code:

• AMERICAN TELEPHONE AND TELEGRAPH CORPORA (2.5 MI NE L432380 in MOODY, TX)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  Alternative names: AMERICAN TEL & TEL CO LONG LINES

Housing units lacking complete plumbing facilities: 3.9%
Housing units lacking complete kitchen facilities: 3.9%

Population in 1990: 4,411.

Place of birth for U.S.-born residents:

• This state: 4,266
• Northeast: 70
• Midwest: 336
• South: 403
• West: 208

64% of the 76557 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 61% lived in this county.
   Out of people who lived in different counties, 50% lived in Texas.

91% of the 76557 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 17% moved from this county.
   Out of people who lived in different houses, 52% moved from different county within same state.
   Out of people who lived in different houses, 14% moved from different state.
   Out of people who lived in different houses, 24% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 82
Students in private schools in grades 9 to 12 (high school): 31 Students in private undergraduate colleges:

Companies with federal contracts located in this zip code:

• JEFFREY, CHARLES D (11220 WHITE FLINT RD in MOODY, TX; small business)

  $5,198 with Army for Other Housekeeping Services. Signed on 2006-02-08. Completion date: 2006-09-30.

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: Nursing Care Facilities (20-49 employees: 1 establishment)
• Construction: Masonry Contractors (10-19: 1, 1-4: 1)
• Finance and Insurance: Commercial Banking (10-19: 1)
• Accommodation and Food Services: Limited-Service Restaurants (10-19: 1)
• Other Services (except Public Administration): Religious Organizations (5-9: 1, 1-4: 3)
• Wholesale Trade: Farm Supplies Merchant Wholesalers (5-9: 1, 1-4: 1)
• Professional, Scientific, and Technical Services: Offices of Certified Public Accountants (5-9: 1)
• Administrative and Support and Waste Management and Remediation Services: Solid Waste Collection (5-9: 1)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

Based on the data from the years 2002 - 2018 the average number of fires per year is 10. The highest number of fire incidents - 21 took place in 2006, and the least - 1 in 2016. The data has a decreasing trend.
When looking into fire subcategories, the most reports belonged to: Outside Fires (70.8%), and Structure Fires (18.0%).


• Fire incident types reported to NFIRS in Zip Code 76557
• 12670.8%Outside Fires
• 3218.0%Structure Fires
• 179.6%Mobile Property/Vehicle Fires
• 31.7%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 76557, Texas

Most common first names in zip code 76557 among deceased individuals
Name	Count	Lived (average)
Mary	33	78.3 years
John	32	73.2 years
James	31	77.2 years
William	27	79.0 years
Joe	15	77.9 years
Charles	13	77.9 years
Jack	12	74.6 years
Robert	12	73.6 years
Henry	10	77.9 years
Walter	10	76.4 years

Most common last names in zip code 76557 among deceased individuals
Last name	Count	Lived (average)
Hatter	21	77.8 years
Brown	16	73.1 years
Winkler	14	77.9 years
Jones	14	78.4 years
Moore	13	77.0 years
Smith	12	78.9 years
Johnson	10	76.3 years
Alexander	10	81.9 years
Dickenson	9	85.7 years
Schmidt	9	83.0 years