45845 Zip Code (Fort Loramie, OH) Detailed Profile

Estimated zip code population in 2022: 3,270
Zip code population in 2010: 3,178
Zip code population in 2000: 2,995

Houses and condos: 1,246
Renter-occupied apartments: 150
March 2022 cost of living index in zip code 45845: 83.7 (less than average, U.S. average is 100)

Land area: 32.0 sq. mi.
Water area: 0.2 sq. mi.

Population density: 102 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $2,996 (0.9%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,357 (0.9%)

For population 25 years and over in 45845:

• High school or higher: 97.6%
• Bachelor's degree or higher: 31.2%
• Graduate or professional degree: 10.3%
• Unemployed: 1.8%
• Mean travel time to work (commute): 17.7 minutes

For population 15 years and over in 45845:

• Never married: 25.5%
• Now married: 63.9%
• Separated: 0.7%
• Widowed: 4.7%
• Divorced: 5.3%

• 
• • 3,21498.3%White
  • 521.6%Two or more races
  • 20.06%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 45845, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $71,297 (Individual Income Tax Returns)

Here:	$71,297
State:	$67,288

Salary/wage: $60,930 (reported on 83.1% of returns)

Here:	$60,930
State:	$55,628

(% of AGI for various income ranges: 1458.6% for AGIs below $25k, 4237.5% for AGIs $25k-50k, 7646.4% for AGIs $50k-75k, 11560.0% for AGIs $75k-100k, 17501.1% for AGIs $100k-200k)

Taxable interest for individuals: $1,365 (reported on 40.1% of returns)

This zip code:	$1,365
Ohio:	$1,518

(% of AGI for various income ranges: 34.1% for AGIs below $25k, 55.4% for AGIs $25k-50k, 94.5% for AGIs $50k-75k, 84.0% for AGIs $75k-100k, 107.4% for AGIs $100k-200k)

Ordinary dividends: $3,734 (reported on 33.7% of returns)

Here:	$3,734
State:	$7,167

(% of AGI for various income ranges: 70.9% for AGIs below $25k, 101.7% for AGIs $25k-50k, 155.0% for AGIs $50k-75k, 157.0% for AGIs $75k-100k, 352.6% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$10,218 (reported on 26.2% of returns)

Here:	+$10,218
State:	+$18,919

(% of AGI for various income ranges: 46.4% for AGIs below $25k, 40.0% for AGIs $25k-50k, 273.6% for AGIs $50k-75k, 173.0% for AGIs $75k-100k, 792.1% for AGIs $100k-200k)

Profit/loss from business: +$11,695 (reported on 12.2% of returns)

Here:	+$11,695
State:	+$13,744

(% of AGI for various income ranges: 93.6% for AGIs below $25k, 108.7% for AGIs $25k-50k, 156.8% for AGIs $50k-75k, 385.0% for AGIs $75k-100k, 662.6% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $15,691 (reported on 12.8% of returns)

45845:	$15,691
Ohio:	$18,876

(% of AGI for various income ranges: 116.8% for AGIs below $25k, 241.7% for AGIs $25k-50k, 234.5% for AGIs $50k-75k, 598.0% for AGIs $75k-100k, 790.0% for AGIs $100k-200k)

Total itemized deductions: $30,740 (reported on 2.9% of returns)

Here:	$30,740
State:	$33,869

(% of AGI for various income ranges: 808.9% for AGIs $100k-200k)

Charity contributions: $10,450 (reported on 2.3% of returns)

Here:	$10,450
State:	$14,577

(% of AGI for various income ranges: 220.0% for AGIs $100k-200k)

Taxes paid: $7,520 (reported on 2.9% of returns)

45845:	$7,520
State:	$7,681

(% of AGI for various income ranges: 197.9% for AGIs $100k-200k)

Earned income credit: $1,762 (reported on 4.7% of returns)

Here:	$1,762
State:	$2,304

(% of AGI for various income ranges: 31.8% for AGIs below $25k, 29.6% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 96.5%

Here:	97%
State:	94%

(% for various income ranges: 93.2% for AGIs below $25k, 97.3% for AGIs $25k-50k, 97.1% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 97.0% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 45845, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $62,578 (Individual Income Tax Returns)

Here:	$62,578
State:	$54,926

Salary/wage: $49,067 (reported on 85.5% of returns)

Here:	$49,067
State:	$45,869

(% of AGI for various income ranges: 72.4% for AGIs below $25k, 79.6% for AGIs $25k-50k, 79.9% for AGIs $50k-75k, 78.9% for AGIs $75k-100k, 78.9% for AGIs $100k-200k, 27.5% for AGIs over 200k)

Taxable interest for individuals: $1,129 (reported on 47.3% of returns)

This zip code:	$1,129
Ohio:	$1,297

(% of AGI for various income ranges: 2.4% for AGIs below $25k, 1.3% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.8% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 0.6% for AGIs over 200k)

Ordinary dividends: $2,600 (reported on 32.1% of returns)

Here:	$2,600
State:	$5,821

(% of AGI for various income ranges: 1.8% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 1.4% for AGIs $100k-200k, 1.7% for AGIs over 200k)

Net capital gain/loss in AGI: +$9,983 (reported on 21.2% of returns)

Here:	+$9,983
State:	+$11,232

(% of AGI for various income ranges: 1.5% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 3.6% for AGIs $75k-100k, 2.7% for AGIs $100k-200k, 7.2% for AGIs over 200k)

Profit/loss from business: +$7,986 (reported on 13.3% of returns)

Here:	+$7,986
State:	+$12,773

(% of AGI for various income ranges: 4.8% for AGIs below $25k, 0.8% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 2.7% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $8,800 (reported on 12.1% of returns)

45845:	$8,800
Ohio:	$14,511

(% of AGI for various income ranges: 5.0% for AGIs below $25k, 3.2% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.8% for AGIs $100k-200k)

Total itemized deductions: $17,829 (17% of AGI, reported on 31.5% of returns)

Here:	$17,829
State:	$21,278

Here:	17.1% of AGI
State:	18.8% of AGI

(% of AGI for various income ranges: 6.0% for AGIs below $25k, 6.1% for AGIs $25k-50k, 9.7% for AGIs $50k-75k, 9.3% for AGIs $75k-100k, 12.0% for AGIs $100k-200k, 8.0% for AGIs over 200k)

Charity contributions: $2,644 (reported on 21.8% of returns)

Here:	$2,644
State:	$3,943

(% of AGI for various income ranges: 0.6% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 1.7% for AGIs $100k-200k, 0.8% for AGIs over 200k)

Taxes paid: $8,485 (reported on 31.5% of returns)

45845:	$8,485
State:	$9,568

(% of AGI for various income ranges: 1.2% for AGIs below $25k, 2.1% for AGIs $25k-50k, 4.2% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 7.0% for AGIs $100k-200k, 4.1% for AGIs over 200k)

Earned income credit: $1,775 (reported on 7.3% of returns)

Here:	$1,775
State:	$2,285

(% of AGI for various income ranges: 2.7% for AGIs below $25k, 0.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 80.6%

Here:	81%
State:	51%

(% for various income ranges: 76.5% for AGIs below $25k, 82.6% for AGIs $25k-50k, 85.7% for AGIs $50k-75k, 78.9% for AGIs $75k-100k, 77.8% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2004 tax year for zip code 45845, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $44,283 (Individual Income Tax Returns)

Here:	$44,283
State:	$44,480

Salary/wage: $39,498 (reported on 84.8% of returns)

Here:	$39,498
State:	$39,198

(% of AGI for various income ranges: 94.0% for AGIs below $10k, 69.5% for AGIs $10k-25k, 84.6% for AGIs $25k-50k, 85.1% for AGIs $50k-75k, 87.7% for AGIs $75k-100k, 52.7% for AGIs over 100k)

Taxable interest for individuals: $1,543 (reported on 57.3% of returns)

This zip code:	$1,543
Ohio:	$1,532

(% of AGI for various income ranges: 7.0% for AGIs below $10k, 4.8% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 2.7% for AGIs over 100k)

Taxable dividends: $2,369 (reported on 34.6% of returns)

Here:	$2,369
State:	$3,496

(% of AGI for various income ranges: 3.0% for AGIs below $10k, 2.2% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 3.1% for AGIs over 100k)

Net capital gain/loss: +$4,448 (reported on 27.4% of returns)

Here:	+$4,448
State:	+$8,582

(% of AGI for various income ranges: -3.2% for AGIs below $10k, 0.4% for AGIs $10k-25k, 1.5% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 5.6% for AGIs over 100k)

Profit/loss from business: +$9,324 (reported on 11.5% of returns)

Here:	+$9,324
State:	+$10,813

(% of AGI for various income ranges: 7.9% for AGIs below $10k, 4.6% for AGIs $10k-25k, 3.3% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 3.3% for AGIs $75k-100k, 0.9% for AGIs over 100k)

IRA payment deduction: $3,788 (reported on 2.0% of returns)

45845:	$3,788
Ohio:	$2,794

Total itemized deductions: $13,758 (17% of AGI, reported on 33.4% of returns)

Here:	$13,758
State:	$17,503

Here:	17.3% of AGI
State:	20.8% of AGI

(% of AGI for various income ranges: 6.0% for AGIs $10k-25k, 8.3% for AGIs $25k-50k, 10.4% for AGIs $50k-75k, 12.8% for AGIs $75k-100k, 12.7% for AGIs over 100k)

Charity contributions deductions: $1,438 (2% of AGI, reported on 27.9% of returns)

Here:	$1,438
State:	$3,087

Here:	1.7% of AGI
State:	3.4% of AGI

(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Total tax: $5,911 (reported on 81.9% of returns)

45845:	$5,911
State:	$6,781

(% of AGI for various income ranges: 3.2% for AGIs below $10k, 5.3% for AGIs $10k-25k, 7.8% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 9.6% for AGIs $75k-100k, 19.0% for AGIs over 100k)

Earned income credit: $1,589 (reported on 5.8% of returns)

Here:	$1,589
State:	$1,696

Percentage of individuals using paid preparers for their 2004 taxes: 78.7%

Here:	79%
State:	55%

(% for various income ranges: 74.4% for AGIs below $10k, 80.6% for AGIs $10k-25k, 80.0% for AGIs $25k-50k, 74.2% for AGIs $50k-75k, 81.3% for AGIs $75k-100k, 84.0% for AGIs over 100k)

Nearest zip codes: 45865, 45363, 45333, 45388, 45351, 45869.
Fort Loramie Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 11
Household did not receive Food Stamps/SNAP in the past 12 months: 1,205

Women who had a birth in the past 12 months: 5 (6 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 722 (433 now married, 288 unmarried)

Housing units in zip code 45845 with a mortgage: 571 (91 second mortgage, 3 home equity loan, 84 both second mortgage and home equity loan)
Houses without a mortgage: 26

Median monthly owner costs for units with a mortgage: $1,562
Median monthly owner costs for units without a mortgage: $558

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 45845 household income distribution in 2022

• 27Less than $10,000
• 36$10,000 to $14,999
• 23$15,000 to $19,999
• 30$20,000 to $24,999
• 24$25,000 to $29,999
• 40$30,000 to $34,999
• 29$35,000 to $39,999
• 28$40,000 to $44,999
• 28$45,000 to $49,999
• 159$50,000 to $59,999
• 141$60,000 to $74,999
• 168$75,000 to $99,999
• 173$100,000 to $124,999
• 78$125,000 to $149,999
• 139$150,000 to $199,999
• 89$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 45845

• 3$10,000 to $14,999
• 1$20,000 to $24,999
• 1$25,000 to $29,999
• 23$50,000 to $59,999
• 9$80,000 to $89,999
• 7$90,000 to $99,999
• 58$100,000 to $124,999
• 33$125,000 to $149,999
• 47$150,000 to $174,999
• 73$175,000 to $199,999
• 186$200,000 to $249,999
• 190$250,000 to $299,999
• 168$300,000 to $399,999
• 183$400,000 to $499,999
• 109$500,000 to $749,999
• 56$750,000 to $999,999

• Rent paid by renters in 2022 in zip code 45845

• 13$200 to $249
• 2$350 to $399
• 18$450 to $499
• 22$500 to $549
• 23$550 to $599
• 17$600 to $649
• 3$650 to $699
• 2$700 to $749
• 4$750 to $799
• 14$800 to $899
• 9$1,000 to $1,249
• 13$1,250 to $1,499

Median gross rent in 2022: $738.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $282,488
• Two or more races householders: $40,388

Estimated median house or condo value in 2022: $295,182 Lower value quartile - upper value quartile: $207,016 - $455,333

Mean price in 2022:

Detached houses: $318,085

Here:	$318,085
State:	$254,366

Townhouses or other attached units: $152,207

Here:	$152,207
State:	$225,733

In 2-unit structures: $191,789

Here:	$191,789
State:	$144,384

Housing units in structures:

• One, detached: 1,086
• One, attached: 27
• Two: 64
• 3 or 4: 42
• 5 to 9: 8
• 20 to 49: 12

Unemployment: 1.8%

• Means of transportation to work in zip code 45845

• 83.7%1,382Drove a car alone
• 4.1%67Carpooled
• 0.1%2Motorcycle
• 0.2%3Bicycle
• 0.8%13Walked
• 0.2%3Other means
• 9.6%158Worked at home

• Travel time to work (commute) in zip code 45845

• 174Less than 5 minutes
• 1685 to 9 minutes
• 26210 to 14 minutes
• 25415 to 19 minutes
• 25520 to 24 minutes
• 10425 to 29 minutes
• 7630 to 34 minutes
• 5535 to 39 minutes
• 2140 to 44 minutes
• 8645 to 59 minutes
• 1360 to 89 minutes
• 390 or more minutes

Percentage of zip code residents living and working in this county: 51.0%

Household type by relationship:

Households: 3,270

• Male householders: 659 (219 living alone), Female householders: 561 (101 living alone)

• 798 spouses (773 opposite-sex spouses), 39 unmarried partners, (39 opposite-sex unmarried partners), 1,189 children (1,121 natural, 33 adopted, 36 stepchildren), 3 grandchildren, 0 brothers or sisters, 0 parents, 6 foster children, 10 other relatives, 11 non-relatives

Size of family households: 376 2-persons, 87 3-persons, 138 4-persons, 164 5-persons, 68 6-persons, 17 7-or-more-persons

Size of nonfamily households: 319 1-person, 32 2-persons, 10 3-persons

862 married couples with children.
65 single-parent households (12 men, 53 women).

99.3% of residents of 45845 zip code speak English at home.
0.1% of residents speak other Indo-European language at home (100% very well).
0.3% of residents speak Asian or Pacific Island language at home (100% very well).

Population in 1990: 2,639. Population change in the 1990s: +356 (+13.5%).

Place of birth for U.S.-born residents:

• This state: 3,175
• Northeast: 10
• Midwest: 21
• South: 55

77% of the 45845 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 68% lived in this county.
   Out of people who lived in different counties, 50% lived in Ohio.

94% of the 45845 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 86% moved from this county.
   Out of people who lived in different houses, 12% moved from different county within same state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 27
Students in private schools in grades 9 to 12 (high school): 6 Students in private undergraduate colleges: 12

Companies with federal contracts located in this zip code:

• WAYNE TRAIL TECHNOLOGIES INC (203 E PARK ST in FORT LORAMIE, OH; small business) : $367,639 in 10 contracts from 2000 to 2006

  Contracts for Aircraft Maintenance and Repair Shop Specialized Equipment, Aircraft Ground Servicing Equipment by Navy, Air Force, Defense Logistics Agency
  Signed by year: 2000: $130,490; 2001: $50,575; 2002: $0; 2003: $0; 2004: $97,204; 2005: $49,860; 2006: $39,510.
  
  Biggest contracts:
  $97,204 with Navy for Aircraft Maintenance and Repair Shop Specialized Equipment. Signed on 2004-10-29. Completion date: 2005-03-17.
  $53,240, same as above. Signed on 2000-07-05. Completion date: 2000-11-07.
  $50,575 with Air Force for Aircraft Maintenance and Repair Shop Specialized Equipment. Signed on 2001-03-26. Completion date: 2001-12-31.
  $48,000, same as above. Signed on 2000-03-20. Completion date: 2000-07-31.
  

• CUSTOM FOAM PRODUCTS, INC (900 TOWER DR in FORT LORAMIE, OH; small business)

  $8,531 with Army for Packaging and Packing Bulk Materials. Signed on 2004-11-09. Completion date: 2005-01-08.

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Full-Service Restaurants (10-19 employees: 1 establishment, 5-9 employees: 1 establishment)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fires per year is 28. The highest number of reported fire incidents - 41 took place in 2006, and the least - 9 in 2005. The data has a declining trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (68.1%), and Outside Fires (24.2%).


• Fire incident types reported to NFIRS in Zip Code 45845
• 32968.1%Structure Fires
• 11724.2%Outside Fires
• 377.7%Mobile Property/Vehicle Fires

See full 2006 National Fire Incident Reporting System statistics for zip code 45845, Ohio

Most common first names in zip code 45845 among deceased individuals
Name	Count	Lived (average)
John	21	77.5 years
Mary	21	82.5 years
Frank	13	82.2 years
Joseph	13	82.9 years
Henry	12	76.8 years
Leo	12	78.7 years
Albert	11	82.4 years
Edward	10	74.9 years
Emma	10	88.7 years
William	10	72.5 years

Most common last names in zip code 45845 among deceased individuals
Last name	Count	Lived (average)
Barhorst	16	70.5 years
Eilerman	16	84.6 years
Holthaus	14	78.0 years
Seger	14	83.1 years
Boerger	13	82.8 years
Hilgefort	13	81.4 years
Gaier	12	80.4 years
Borchers	12	70.8 years
Meyer	12	75.0 years
Schwartz	11	79.4 years

Businesses in zip code 45845

• Subway: 1