Estimated zip code population in 2022: 933 Zip code population in 2010: 939 Zip code population in 2000: 882
Houses and condos: 968 Renter-occupied apartments: 103
% of renters here:
19%
State:
33%
March 2022 cost of living index in zip code 28781: 83.1 (low, U.S. average is 100)
Land area: 78.3 sq. mi. Water area: 2.4 sq. mi.
Population density: 12 people per square mile
(very low).
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Real estate property taxes paid for housing units in 2022:
This zip code:
0.3% ($857)
North Carolina:
0.6% ($1,769)
Median real estate property taxes paid for housing units with mortgages in 2022: $820 (0.3%) Median real estate property taxes paid for housing units with no mortgage in 2022: $881 (0.3%)
Business Search- 14 Million verified businesses
Males: 467
(50.1%)
Females: 466
(49.9%)
For population 25 years and over in 28781:
High school or higher: 90.2%
Bachelor's degree or higher: 27.7%
Graduate or professional degree: 11.2%
Unemployed: 3.9%
Mean travel time to work (commute): 25.2 minutes
For population 15 years and over in 28781:
Never married: 7.6%
Now married: 72.0%
Separated: 2.2%
Widowed: 11.2%
Divorced: 7.0%
Zip code 28781 compared to state average:
Median household income below state average.
Black race population percentage significantly below state average.
Hispanic race population percentage significantly below state average.
Median age significantly above state average.
Foreign-born population percentage significantly below state average.
Renting percentage below state average.
Length of stay since moving in significantly below state average.
Number of college students significantly below state average.
Estimated median house/condo value in 2022: $291,709
28781:
$291,709
North Carolina:
$280,600
According to our research of North Carolina and other state lists, there was 1 registered sex offender living in 28781 zip code as of July 19, 2024. The ratio of all residents to sex offenders in zip code 28781 is 920 to 1. The ratio of registered sex offenders to all residents in this zip code is lower than the state average.
Median resident age:
This zip code:
65.2 years
North Carolina median age:
39.2 years
Average household size:
This zip code:
1.8 people
North Carolina:
2.4 people
Averages for the 2020 tax year for zip code 28781, filed in 2021:
Average Adjusted Gross Income (AGI) in 2020: $52,767 (Individual Income Tax Returns)
Here:
$52,767
State:
$70,020
Salary/wage: $47,864 (reported on 75.8% of returns)
Here:
$47,864
State:
$58,387
(% of AGI for various income ranges: 832.2% for AGIs below $25k, 3397.1% for AGIs $25k-50k, 10620.0% for AGIs $50k-75k, 10325.0% for AGIs $75k-100k, 23250.0% for AGIs $100k-200k)
Taxable interest for individuals: $636 (reported on 33.3% of returns)
This zip code:
$636
North Carolina:
$1,479
(% of AGI for various income ranges: 14.4% for AGIs below $25k, 45.7% for AGIs $25k-50k, 65.0% for AGIs $50k-75k, 60.0% for AGIs $100k-200k)
Ordinary dividends: $2,475 (reported on 12.1% of returns)
Here:
$2,475
State:
$7,888
(% of AGI for various income ranges: 141.4% for AGIs $25k-50k)
Net capital gain/loss in AGI: +$220 (reported on 15.2% of returns)
Here:
+$220
State:
+$23,652
(% of AGI for various income ranges: 15.7% for AGIs $25k-50k)
Profit/loss from business: +$3,783 (reported on 18.2% of returns)
Here:
+$3,783
State:
+$11,710
(% of AGI for various income ranges: 266.7% for AGIs below $25k)
Taxable individual retirement arrangement distribution: $6,933 (reported on 9.1% of returns)
28781:
$6,933
North Carolina:
$20,247
(% of AGI for various income ranges: 297.1% for AGIs $25k-50k)
Earned income credit: $1,929 (reported on 21.2% of returns)
Here:
$1,929
State:
$2,337
(% of AGI for various income ranges: 150.0% for AGIs below $25k)
Percentage of individuals using paid preparers for their 2020 taxes: 93.9%
Here:
94%
State:
93%
(% for various income ranges: 91.7% for AGIs below $25k, 90.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)
Averages for the 2012 tax year for zip code 28781, filed in 2013:
Average Adjusted Gross Income (AGI) in 2012: $34,165 (Individual Income Tax Returns)
Here:
$34,165
State:
$54,937
Salary/wage: $28,208 (reported on 76.5% of returns)
Here:
$28,208
State:
$46,336
(% of AGI for various income ranges: 59.8% for AGIs below $25k, 77.8% for AGIs $25k-50k, 67.4% for AGIs $50k-75k, 46.3% for AGIs $75k-100k)
Taxable interest for individuals: $364 (reported on 32.4% of returns)
This zip code:
$364
North Carolina:
$1,298
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.4% for AGIs $25k-50k, 0.4% for AGIs $50k-75k)
Ordinary dividends: $1,300 (reported on 8.8% of returns)
Here:
$1,300
State:
$6,213
Profit/loss from business: +$5,329 (reported on 20.6% of returns)
Here:
+$5,329
State:
+$10,311
Taxable individual retirement arrangement distribution: $9,400 (reported on 8.8% of returns)
28781:
$9,400
North Carolina:
$15,575
Total itemized deductions: $18,483 (24% of AGI, reported on 17.6% of returns)
Here:
$18,483
State:
$23,438
Here:
24.2% of AGI
State:
21.5% of AGI
Charity contributions: $3,075 (reported on 11.8% of returns)
Here:
$3,075
State:
$4,687
Taxes paid: $5,450 (reported on 17.6% of returns)
28781:
$5,450
State:
$8,823
Earned income credit: $2,389 (reported on 26.5% of returns)
Here:
$2,389
State:
$2,376
(% of AGI for various income ranges: 8.6% for AGIs below $25k, 1.2% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2012 taxes: 52.9%
Here:
53%
State:
53%
(% for various income ranges: 47.1% for AGIs below $25k, 60.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k)
Averages for the 2004 tax year for zip code 28781, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $30,867 (Individual Income Tax Returns)
Here:
$30,867
State:
$45,376
Salary/wage: $24,977 (reported on 73.9% of returns)
Here:
$24,977
State:
$39,442
(% of AGI for various income ranges: 94.8% for AGIs below $10k, 70.4% for AGIs $10k-25k, 76.0% for AGIs $25k-50k, 60.6% for AGIs $50k-75k, 132.5% for AGIs $75k-100k)
Taxable interest for individuals: $1,192 (reported on 41.4% of returns)
This zip code:
$1,192
North Carolina:
$1,515
(% of AGI for various income ranges: 5.4% for AGIs below $10k, 2.4% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 3.1% for AGIs $50k-75k, 1.1% for AGIs over 100k)
Taxable dividends: $2,808 (reported on 14.7% of returns)
Here:
$2,808
State:
$4,016
(% of AGI for various income ranges: 1.9% for AGIs below $10k, 0.6% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 11.7% for AGIs $75k-100k)
Net capital gain/loss: +$6,674 (reported on 13.0% of returns)
Here:
+$6,674
State:
+$11,152
(% of AGI for various income ranges: -5.6% for AGIs below $10k, 0.3% for AGIs $10k-25k, 3.8% for AGIs $50k-75k, 9.5% for AGIs over 100k)
Profit/loss from business: +$5,105 (reported on 24.4% of returns)
Here:
+$5,105
State:
+$9,490
(% of AGI for various income ranges: 20.4% for AGIs below $10k, 9.2% for AGIs $10k-25k, 6.0% for AGIs $25k-50k, 0.0% for AGIs $50k-75k)
Total itemized deductions: $15,702 (23% of AGI, reported on 16.1% of returns)
Here:
$15,702
State:
$19,464
Here:
22.6% of AGI
State:
22.7% of AGI
(% of AGI for various income ranges: 8.4% for AGIs $10k-25k, 8.6% for AGIs $25k-50k, 12.3% for AGIs $50k-75k, 8.8% for AGIs over 100k)
Charity contributions deductions: $2,667 (4% of AGI, reported on 13.6% of returns)
Here:
$2,667
State:
$4,035
Here:
3.5% of AGI
State:
4.5% of AGI
(% of AGI for various income ranges: 3.5% for AGIs below $10k, 1.9% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.3% for AGIs over 100k)
Total tax: $3,774 (reported on 67.7% of returns)
28781:
$3,774
State:
$7,257
(% of AGI for various income ranges: 5.2% for AGIs below $10k, 4.3% for AGIs $10k-25k, 5.6% for AGIs $25k-50k, 9.1% for AGIs $50k-75k, 13.1% for AGIs $75k-100k, 12.2% for AGIs over 100k)
Earned income credit: $1,871 (reported on 26.3% of returns)
Here:
$1,871
State:
$1,851
Percentage of individuals using paid preparers for their 2004 taxes: 62.9%
Here:
63%
State:
62%
(% for various income ranges: 54.1% for AGIs below $10k, 59.8% for AGIs $10k-25k, 65.4% for AGIs $25k-50k, 70.6% for AGIs $50k-75k, 83.3% for AGIs $75k-100k, 100.0% for AGIs over 100k)
Household received Food Stamps/SNAP in the past 12 months: 40 Household did not receive Food Stamps/SNAP in the past 12 months: 489
Women who did not have a birth in the past 12 months: 135 (104 now married, 32 unmarried)
Housing units in zip code 28781 with a mortgage: 145 Median monthly owner costs for units with a mortgage: $663 Median monthly owner costs for units without a mortgage: $278
Residents with income below the poverty level in 2022:
This zip code:
4.3%
Whole state:
12.8%
Residents with income below 50% of the poverty level in 2022:
This zip code:
4.3%
Whole state:
6.8%
Median number of rooms in houses and condos:
Here:
4.7
State:
6.4
Median number of rooms in apartments:
Here:
4.8
State:
4.4
Notable locations in this zip code not listed on our city pages
Notable locations in zip code 28781: Camp Sequoyah (A), Wilson Lick Ranger Station (B), Cold Spring Appalachian Trail Shelter (C), Wayah Crest Camp Ground (D), Appletree Campground (E), Nantahala Gorge Recreation Site (F), Nantahal River Launch Site (G). Display/hide their locations on the map
Churches in zip code 28781 include: Nantahala Number 2 Church (A), Nantahala Number 1 Church (B), Whiteoak Flats Church (C). Display/hide their locations on the map
Streams, rivers, and creeks: Dry Branch (A), Dirty John Creek (B), Dicks Creek (C), Harris Creek (D), Partridge Creek (E), Hampton Branch (F), Grassy Branch (G), Cold Spring Creek (H), Fine Comb Branch (I). Display/hide their locations on the map
Size of family households: 259 2-persons, 54 3-persons, 29 5-persons
Size of nonfamily households: 192 1-person
42 married couples with children.
0 single-parent households ().
101.2% of residents of 28781 zip code speak English at home.
Foreign born population: 0 (0.0%)
:
0.0%
Whole state:
8.6%
37%Irish
18%English
18%American
11%German
3%French Canadian
2%Swedish
1%French
Facilities with environmental interests located in this zip code:
APAC-TENNESSEE INCORPORATED (351 HEWITTS ROAD in TOPTON, NC)
AIR SYNTHETIC MINOR (AIRS/AFS) STATE MASTER (North Carolina facility info) - -115DA4YG00M29W84AX3Y0C04P3, WASTEWATER FACILITY, -408, AIR PROGRAM National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit Business SIC classification: ASPHALT PAVING MIXTURES AND BLOCKS Business NAICS classification: ASPHALT PAVING MIXTURE AND BLOCK MANUFACTURING. Alternative names: APAC TENNESSEE INC - NANTAHALA
Housing units lacking complete plumbing facilities: 3.0% Housing units lacking complete kitchen facilities: 2.4%
42.3%Electricity
30.3%Bottled, tank, or LP gas
13.2%Wood
9.3%Fuel oil, kerosene, etc.
5.1%Utility gas
Population in 1990: 481. Population change in the 1990s: +401 (+83.4%).
Place of birth for U.S.-born residents:
This state: 409
Northeast: 142
Midwest: 94
South: 289
63% of the 28781 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 13% lived in this county. Out of people who lived in different counties, 50% lived in North Carolina.
86% of the 28781 zip code residents lived in the same house 1 year ago. Out of people who lived in different houses, 6% moved from different county within same state. Out of people who lived in different houses, 96% moved from different state. Out of people who lived in different houses, 7% moved from abroad.
Students in private schools in grades 9 to 12 (high school):
Here:
0.0%
North Carolina:
11.9%
Top industries in this zip code by the number of employees in 2005:
Construction: Land Subdivision (10-19 employees: 1 establishment)
Real Estate and Rental and Leasing: Lessors of Residential Buildings and Dwellings (10-19: 1)
Mining: Crushed and Broken Limestone Mining and Quarrying (10-19: 1)
Construction: New Single-Family Housing Construction (except Operative Builders) (5-9: 1)
Construction: Poured Concrete Foundation and Structure Contractors (5-9: 1)
Real Estate and Rental and Leasing: Offices of Real Estate Agents and Brokers (1-4: 3)
Arts, Entertainment, and Recreation: All Other Amusement and Recreation Industries (1-4: 2)
Professional, Scientific, and Technical Services: Environmental Consulting Services (1-4: 1)
Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (1-4: 1)
Other Services (except Public Administration): General Automotive Repair (1-4: 1)
Fatal accident statistics in 2011:
Fatal accident count: 1
Vehicles involved in fatal accidents: 1
Fatal accidents caused by drunken drivers: 0
Fatalities: 1
Persons involved in fatal accidents: 1
Pedestrians involved in fatal accidents: 0
Most common first names in zip code 28781 among deceased individuals
Name
Count
Lived (average)
William
12
79.2 years
James
10
74.4 years
Robert
8
66.7 years
Frank
6
79.8 years
Carl
5
68.2 years
Joe
5
68.0 years
Fred
4
82.7 years
David
4
79.8 years
John
4
88.0 years
Mary
4
87.0 years
Most common last names in zip code 28781 among deceased individuals