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28720 Zip Code (Chimney Rock, NC) Detailed Profile




Cities: Chimney Rock, NC (94.81%), Lake Lure, NC (0.09%)
County: Rutherford County, NC
Estimated zip code population in 2022: 147

Houses and condos: 181
Renter-occupied apartments: 23
% of renters here:

30%
State:

33%
March 2022 cost of living index in zip code 28720: 85.3 (less than average, U.S. average is 100)

Land area: 3.2 sq. mi.
Water area: 0.0 sq. mi.
Population density: 46 people per square mile 
 
 (very low).

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Real estate property taxes paid for housing units in 2022:
This zip code:

0.3% ($1,295)
North Carolina:

0.6% ($1,769)
Median real estate property taxes paid for housing units with mortgages in 2022: $990 (0.3%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,459 (0.3%)

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Males: 50  (34.6%)
Females: 96  (65.4%)

For population 25 years and over in 28720:

  • High school or higher: 99.7%
  • Bachelor's degree or higher: 33.4%
  • Graduate or professional degree: 13.7%
  • Mean travel time to work (commute): 13.7 minutes

For population 15 years and over in 28720:

  • Never married: 18.1%
  • Now married: 52.8%
  • Separated: 3.2%
  • Widowed: 17.0%
  • Divorced: 8.9%

Zip code 28720 compared to state average:

  • Unemployed percentage significantly below state average.
  • Black race population percentage significantly below state average.
  • Hispanic race population percentage significantly below state average.
  • Median age significantly above state average.
  • Foreign-born population percentage significantly below state average.
  • Length of stay since moving in significantly above state average.
  • Number of rooms per house below state average.
  • House age above state average.
  • Number of college students significantly below state average.
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Data:
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Based on 2000-2022 data
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123
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100% urban population.

Estimated median house/condo value in 2022: $398,144
28720:

$398,144
North Carolina:

$280,600
Median resident age:
This zip code:

59.0 years
North Carolina median age:

39.2 years
Average household size:
This zip code:

1.9 people
North Carolina:

2.4 people

Averages for the 2004 tax year for zip code 28720, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $18,597 (Individual Income Tax Returns)
Here:

$18,597
State:

$45,376

Salary/wage: $15,350 (reported on 64.5% of returns)
Here:

$15,350
State:

$39,442

Taxable interest for individuals: $435 (reported on 37.1% of returns)
This zip code:

$435
North Carolina:

$1,515

Taxable dividends: $364 (reported on 17.7% of returns)
Here:

$364
State:

$4,016

Total tax: $1,632 (reported on 61.3% of returns)
28720:

$1,632
State:

$7,257


Percentage of individuals using paid preparers for their 2004 taxes: 64.5%
Here:

65%
State:

62%

Estimated median household income in 2022:
This zip code:

$61,599
North Carolina:

$67,481
Nearest zip codes: 28746, 28735, 28756, 28792, 28730, 28711.
Lake Lure Zip Code Map

Percentage of family households:
This zip code:

36.9%
North Carolina:

46.1%
Percentage of households with unmarried partners:
This zip code:

0.0%
North Carolina:

47.9%
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 1
Household did not receive Food Stamps/SNAP in the past 12 months: 76


Women who did not have a birth in the past 12 months: 40 (15 now married, 25 unmarried)


Housing units in zip code 28720 with a mortgage: 24 (6 second mortgage, 6 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,297
Median monthly owner costs for units without a mortgage: $552

Residents with income below the poverty level in 2022:
This zip code:

11.9%
Whole state:

12.8%
Residents with income below 50% of the poverty level in 2022:
This zip code:

7.8%
Whole state:

6.8%
Median number of rooms in houses and condos:
Here:

5.1
State:

6.4
Median number of rooms in apartments:
Here:

4.1
State:

4.4
  • Notable locations in this zip code not listed on our city pages

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  • Creek: Fall Creek (A). Display/hide its location on the map

Year house built
  • Year house built (houses)
  • 22020 or later
  • 32010 to 2019
  • 132000 to 2009
  • 181990 to 1999
  • 141980 to 1989
  • 281970 to 1979
  • 221960 to 1969
  • 101950 to 1959
  • 281940 to 1949
  • 311939 or earlier
Owner-occupied Renter-occupied
Bedrooms in owner-occupied houses and condos in Chimney Rock, NC (28720)
  • Bedrooms in owner-occupied houses and condos in Chimney Rock, NC (28720)
  • 0no bedroom
  • 01 bedroom
  • 262 bedrooms
  • 213 bedrooms
  • 34 bedrooms
  • 55+ bedrooms
Bedrooms in renter-occupied apartments in Chimney Rock, NC (28720)
  • Bedrooms in renter-occupied apartments in Chimney Rock, NC (28720)
  • 3no bedroom
  • 01 bedroom
  • 02 bedrooms
  • 203 bedrooms
  • 04 bedrooms
  • 05+ bedrooms
Owner-occupied Renter-occupied
Cars and other vehicles available in Chimney Rock, NC (28720) in owner-occupied houses/condos
  • Cars and other vehicles available in Chimney Rock, NC (28720) in owner-occupied houses/condos
  • 1no vehicle
  • 181 vehicle
  • 192 vehicles
  • 123 vehicles
  • 04 vehicles
  • 55+ vehicles
Cars and other vehicles available in Chimney Rock, NC (28720) in renter-occupied apartments
  • Cars and other vehicles available in Chimney Rock, NC (28720) in renter-occupied apartments
  • 0no vehicle
  • 31 vehicle
  • 212 vehicles
  • 03 vehicles
  • 04 vehicles
  • 05+ vehicles

  • Zip code 28720 household income distribution in 2022

  • Zip code 28720 household income distribution in 2022
  • 2Less than $10,000
  • 8$10,000 to $14,999
  • 3$15,000 to $19,999
  • 7$30,000 to $34,999
  • 6$45,000 to $49,999
  • 9$50,000 to $59,999
  • 16$60,000 to $74,999
  • 2$75,000 to $99,999
  • 1$125,000 to $149,999
  • 16$150,000 to $199,999
  • 5$200,000 or more
  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 28720

  • Estimate of home value of owner-occupied houses/condos in 2022 in zip code 28720
  • 1$80,000 to $89,999
  • 9$100,000 to $124,999
  • 2$125,000 to $149,999
  • 1$175,000 to $199,999
  • 1$200,000 to $249,999
  • 3$250,000 to $299,999
  • 10$300,000 to $399,999
  • 1$400,000 to $499,999
  • 21$500,000 to $749,999
  • 6$750,000 to $999,999
  • 1$2,000,000 or more
  • Rent paid by renters in 2022 in zip code 28720

  • Rent paid by renters in 2022 in zip code 28720
  • 5$650 to $699
  • 16$1,250 to $1,499
  • 4$3,500 or more

Median gross rent in 2022: $1,405.


Median price asked for vacant for-sale houses and condos in 2022: $178,249.

Estimated median house or condo value in 2022: $398,144
28720:

$398,144
North Carolina:

$280,600
Lower value quartile - upper value quartile: $146,909 - $708,816

Mean price in 2022:

Detached houses: $306,128
Here:

$306,128
State:

$375,326
Owners and renters by unit type in zip code 28720
Breakdown of mean house values by ages of householders

Housing units in structures:

  • One, detached: 156
  • Two: 8
  • 3 or 4: 3
  • 5 to 9: 4
  • Mobile homes: 8
  • Means of transportation to work in zip code 28720

  • Means of transportation to work in zip code 28720
  • 67.1%56Drove a car alone
  • 2.4%2Carpooled
  • 16.8%14Walked
  • 6.0%5Other means
  • 2.4%2Worked at home
  • Travel time to work (commute) in zip code 28720

  • Travel time to work (commute) in zip code 28720
  • 33Less than 5 minutes
  • 45 to 9 minutes
  • 210 to 14 minutes
  • 1915 to 19 minutes
  • 120 to 24 minutes
  • 130 to 34 minutes
  • 140 to 44 minutes
  • 945 to 59 minutes

Percentage of zip code residents living and working in this county: 90.4%

Household type by relationship:

Households: 147
  • Male householders: 28 (3 living alone), Female householders: 51 (20 living alone)
  • 36 spouses (36 opposite-sex spouses), 4 unmarried partners, (4 opposite-sex unmarried partners), 29 children (29 natural, 0 adopted, 0 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 foster children, 0 other relatives, 2 non-relatives

Size of family households: 41 2-persons, 9 3-persons

Size of nonfamily households: 22 1-person, 5 2-persons

9 married couples with children.
0 single-parent households ().

91.8% of residents of 28720 zip code speak English at home.
8.2% of residents speak Spanish at home (100% very well).
0.7% of residents speak other Indo-European language at home (100% very well).

Foreign born population: 1 (0.7%)
(100.0% of them are naturalized citizens)
This zip code:

0.7%
Whole state:

8.6%
Most common first ancestries reported in 28720
  • 20%American
  • 12%German
  • 10%English
  • 5%Polish
  • 4%European
  • 4%Irish
  • 3%Eastern European
Year of entry for the foreign-born population
  • Year of entry for the foreign-born population
  • 02010 or later
  • 02000 to 2009
  • 01990 to 1999
  • 1Before 1990
Housing units lacking complete plumbing facilities: 2.7%
Housing units lacking complete kitchen facilities: 2.6%

Most commonly used house heating fuel
  • 76.2%Electricity
  • 16.3%Bottled, tank, or LP gas
  • 6.8%No fuel used
  • 2.7%Fuel oil, kerosene, etc.

Place of birth for U.S.-born residents:

  • This state: 49
  • Northeast: 32
  • Midwest: 10
  • South: 54

97% of the 28720 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 125% moved from different county within same state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Here:

0.0%
North Carolina:

13.8%
Educational Attainment in 2022
School Enrollment by Level of School in 2022
Class of Workers in 2022

Top industries in this zip code by the number of employees in 2005:

  • Arts, Entertainment, and Recreation: Nature Parks and Other Similar Institutions (50-99 employees: 1 establishment)
  • Accommodation and Food Services: Full-Service Restaurants (5-9: 2, 1-4: 1)
  • Accommodation and Food Services: Hotels (except Casino Hotels) and Motels (1-4: 3)
  • Accommodation and Food Services: Limited-Service Restaurants (1-4: 2)
  • Accommodation and Food Services: RV (Recreational Vehicle) Parks and Campgrounds (1-4: 2)
  • Accommodation and Food Services: Snack and Nonalcoholic Beverage Bars (1-4: 1)

Most common first names in zip code 28720 among deceased individuals
NameCountLived (average)
John378.0 years
William384.0 years
Henry285.0 years
Frank283.5 years
Fred278.0 years
Elmer268.6 years
James256.0 years
Julia286.0 years
Mary271.0 years
Robert245.0 years
Most common last names in zip code 28720 among deceased individuals
Last nameCountLived (average)
Freeman589.6 years
Flynn480.8 years
Flack290.0 years
Justice282.5 years
Earley270.5 years
Carriker277.5 years
Laughlin283.0 years
Mccurry272.9 years
Nanney263.5 years
Sumner284.0 years
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