28531 Zip Code (Harkers Island, NC) Detailed Profile

Estimated zip code population in 2022: 1,128
Zip code population in 2010: 1,207
Zip code population in 2000: 1,525

Houses and condos: 1,189
Renter-occupied apartments: 89
March 2022 cost of living index in zip code 28531: 82.2 (low, U.S. average is 100)

Land area: 2.2 sq. mi.
Water area: 1.6 sq. mi.

Population density: 503 people per square mile

(low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,181 (0.3%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,158 (0.4%)

For population 25 years and over in 28531:

• High school or higher: 86.7%
• Bachelor's degree or higher: 23.1%
• Graduate or professional degree: 10.6%
• Unemployed: 6.5%
• Mean travel time to work (commute): 26.9 minutes

For population 15 years and over in 28531:

• Never married: 21.4%
• Now married: 63.7%
• Separated: 0.5%
• Widowed: 5.0%
• Divorced: 9.4%

• 
• • 1,07395.3%White
  • 403.6%Black
  • 90.8%Asian
  • 40.4%Two or more races

100% rural population.

Averages for the 2020 tax year for zip code 28531, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $72,238 (Individual Income Tax Returns)

Here:	$72,238
State:	$70,020

Salary/wage: $53,841 (reported on 68.3% of returns)

Here:	$53,841
State:	$58,387

(% of AGI for various income ranges: 993.0% for AGIs below $25k, 3095.0% for AGIs $25k-50k, 5338.3% for AGIs $50k-75k, 7797.5% for AGIs $75k-100k, 18437.5% for AGIs $100k-200k)

Taxable interest for individuals: $1,008 (reported on 41.7% of returns)

This zip code:	$1,008
North Carolina:	$1,479

(% of AGI for various income ranges: 21.0% for AGIs below $25k, 44.0% for AGIs $25k-50k, 46.7% for AGIs $50k-75k, 57.5% for AGIs $75k-100k, 95.0% for AGIs $100k-200k)

Ordinary dividends: $3,670 (reported on 16.7% of returns)

Here:	$3,670
State:	$7,888

(% of AGI for various income ranges: 98.0% for AGIs $25k-50k, 120.0% for AGIs $50k-75k, 492.5% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$18,827 (reported on 18.3% of returns)

Here:	+$18,827
State:	+$23,652

(% of AGI for various income ranges: 118.0% for AGIs $25k-50k, 115.0% for AGIs $50k-75k, 847.5% for AGIs $100k-200k)

Profit/loss from business: +$8,300 (reported on 18.3% of returns)

Here:	+$8,300
State:	+$11,710

(% of AGI for various income ranges: 264.0% for AGIs below $25k, 488.0% for AGIs $25k-50k, 402.5% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $21,717 (reported on 10.0% of returns)

28531:	$21,717
North Carolina:	$20,247

(% of AGI for various income ranges: 344.0% for AGIs $25k-50k, 2397.5% for AGIs $100k-200k)

Total itemized deductions: $34,460 (reported on 8.3% of returns)

Here:	$34,460
State:	$34,549

(% of AGI for various income ranges: 1461.7% for AGIs $50k-75k)

Charity contributions: $10,250 (reported on 6.7% of returns)

Here:	$10,250
State:	$13,360

(% of AGI for various income ranges: 1025.0% for AGIs $100k-200k)

Taxes paid: $6,680 (reported on 8.3% of returns)

28531:	$6,680
State:	$7,586

(% of AGI for various income ranges: 127.0% for AGIs $25k-50k)

Earned income credit: $2,114 (reported on 11.7% of returns)

Here:	$2,114
State:	$2,337

(% of AGI for various income ranges: 89.0% for AGIs below $25k, 59.0% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 88.3%

Here:	88%
State:	93%

(% for various income ranges: 82.4% for AGIs below $25k, 93.3% for AGIs $25k-50k, 90.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 87.5% for AGIs $100k-200k, 75.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 28531, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $46,966 (Individual Income Tax Returns)

Here:	$46,966
State:	$54,937

Salary/wage: $42,381 (reported on 64.3% of returns)

Here:	$42,381
State:	$46,336

(% of AGI for various income ranges: 50.9% for AGIs below $25k, 54.5% for AGIs $25k-50k, 58.2% for AGIs $50k-75k, 71.5% for AGIs $75k-100k, 53.2% for AGIs $100k-200k)

Taxable interest for individuals: $918 (reported on 39.3% of returns)

This zip code:	$918
North Carolina:	$1,298

(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.8% for AGIs $100k-200k)

Ordinary dividends: $2,512 (reported on 14.3% of returns)

Here:	$2,512
State:	$6,213

(% of AGI for various income ranges: 1.6% for AGIs below $25k, 1.7% for AGIs $50k-75k, 1.3% for AGIs $75k-100k)

Profit/loss from business: +$2,873 (reported on 19.6% of returns)

Here:	+$2,873
State:	+$10,311

(% of AGI for various income ranges: 5.0% for AGIs below $25k, 3.8% for AGIs $25k-50k)

Taxable individual retirement arrangement distribution: $13,700 (reported on 10.7% of returns)

28531:	$13,700
North Carolina:	$15,575

Total itemized deductions: $18,760 (25% of AGI, reported on 35.7% of returns)

Here:	$18,760
State:	$23,438

Here:	25.0% of AGI
State:	21.5% of AGI

(% of AGI for various income ranges: 17.6% for AGIs below $25k, 10.7% for AGIs $25k-50k, 14.6% for AGIs $50k-75k, 14.0% for AGIs $75k-100k, 15.4% for AGIs $100k-200k)

Charity contributions: $4,029 (reported on 30.4% of returns)

Here:	$4,029
State:	$4,687

(% of AGI for various income ranges: 2.2% for AGIs below $25k, 2.7% for AGIs $25k-50k, 2.4% for AGIs $50k-75k, 3.4% for AGIs $75k-100k, 2.3% for AGIs $100k-200k)

Taxes paid: $4,925 (reported on 35.7% of returns)

28531:	$4,925
State:	$8,823

(% of AGI for various income ranges: 1.7% for AGIs below $25k, 2.0% for AGIs $25k-50k, 3.4% for AGIs $50k-75k, 4.8% for AGIs $75k-100k, 5.1% for AGIs $100k-200k)

Earned income credit: $1,700 (reported on 16.1% of returns)

Here:	$1,700
State:	$2,376

(% of AGI for various income ranges: 3.9% for AGIs below $25k, 0.9% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 62.5%

Here:	62%
State:	53%

(% for various income ranges: 57.1% for AGIs below $25k, 60.0% for AGIs $25k-50k, 77.8% for AGIs $50k-75k, 66.7% for AGIs $75k-100k, 60.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 28531, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $37,663 (Individual Income Tax Returns)

Here:	$37,663
State:	$45,376

Salary/wage: $31,506 (reported on 73.2% of returns)

Here:	$31,506
State:	$39,442

(% of AGI for various income ranges: 111.8% for AGIs below $10k, 56.9% for AGIs $10k-25k, 63.9% for AGIs $25k-50k, 72.2% for AGIs $50k-75k, 84.4% for AGIs $75k-100k, 31.2% for AGIs over 100k)

Taxable interest for individuals: $946 (reported on 50.8% of returns)

This zip code:	$946
North Carolina:	$1,515

(% of AGI for various income ranges: 3.2% for AGIs below $10k, 1.0% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Taxable dividends: $2,614 (reported on 15.3% of returns)

Here:	$2,614
State:	$4,016

(% of AGI for various income ranges: 0.5% for AGIs below $10k, 1.0% for AGIs $10k-25k, 1.2% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 2.3% for AGIs over 100k)

Net capital gain/loss: +$16,356 (reported on 15.7% of returns)

Here:	+$16,356
State:	+$11,152

(% of AGI for various income ranges: -0.5% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 4.6% for AGIs $50k-75k, 23.8% for AGIs over 100k)

Profit/loss from business: +$2,446 (reported on 25.1% of returns)

Here:	+$2,446
State:	+$9,490

(% of AGI for various income ranges: 22.3% for AGIs below $10k, 6.2% for AGIs $10k-25k, 0.0% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, -0.0% for AGIs $75k-100k)

IRA payment deduction: $2,357 (reported on 2.1% of returns)

28531:	$2,357
North Carolina:	$2,967

Total itemized deductions: $17,803 (26% of AGI, reported on 32.2% of returns)

Here:	$17,803
State:	$19,464

Here:	26.0% of AGI
State:	22.7% of AGI

(% of AGI for various income ranges: 14.1% for AGIs $10k-25k, 12.6% for AGIs $25k-50k, 18.1% for AGIs $50k-75k, 16.5% for AGIs $75k-100k, 15.8% for AGIs over 100k)

Charity contributions deductions: $3,901 (6% of AGI, reported on 30.6% of returns)

Here:	$3,901
State:	$4,035

Here:	5.6% of AGI
State:	4.5% of AGI

(% of AGI for various income ranges: 2.6% for AGIs $10k-25k, 3.2% for AGIs $25k-50k, 3.5% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 3.1% for AGIs over 100k)

Total tax: $4,614 (reported on 74.9% of returns)

28531:	$4,614
State:	$7,257

(% of AGI for various income ranges: 4.7% for AGIs below $10k, 3.7% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 8.8% for AGIs $50k-75k, 9.7% for AGIs $75k-100k, 16.1% for AGIs over 100k)

Earned income credit: $1,545 (reported on 16.9% of returns)

Here:	$1,545
State:	$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 70.3%

Here:	70%
State:	62%

(% for various income ranges: 61.2% for AGIs below $10k, 76.0% for AGIs $10k-25k, 72.2% for AGIs $25k-50k, 77.1% for AGIs $50k-75k, 53.3% for AGIs $75k-100k, 55.6% for AGIs over 100k)

Nearest zip codes: 28528, 28553, 28579, 28589, 28524, 28581.
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 2.6% of all households
• Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 60
Household did not receive Food Stamps/SNAP in the past 12 months: 396

Women who did not have a birth in the past 12 months: 228 (71 now married, 156 unmarried)

Housing units in zip code 28531 with a mortgage: 152 (10 second mortgage, 11 both second mortgage and home equity loan)
Houses without a mortgage: 8

Median monthly owner costs for units with a mortgage: $1,229
Median monthly owner costs for units without a mortgage: $527

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 28531 household income distribution in 2022

• 27Less than $10,000
• 36$20,000 to $24,999
• 13$30,000 to $34,999
• 46$40,000 to $44,999
• 28$45,000 to $49,999
• 47$50,000 to $59,999
• 52$60,000 to $74,999
• 58$75,000 to $99,999
• 67$100,000 to $124,999
• 44$125,000 to $149,999
• 30$150,000 to $199,999
• 5$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 28531

• 25$20,000 to $24,999
• 12$40,000 to $49,999
• 4$80,000 to $89,999
• 32$125,000 to $149,999
• 24$150,000 to $174,999
• 19$175,000 to $199,999
• 27$200,000 to $249,999
• 22$250,000 to $299,999
• 136$300,000 to $399,999
• 16$400,000 to $499,999
• 18$500,000 to $749,999
• 24$750,000 to $999,999
• 9$1,000,000 to $1,499,999

• Rent paid by renters in 2022 in zip code 28531

• 8$400 to $449
• 10$600 to $649
• 24$700 to $749
• 8$800 to $899
• 18$900 to $999
• 11$1,000 to $1,249

Median gross rent in 2022: $1,064.

Median price asked for vacant for-sale houses and condos in 2022: $349,621.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $352,236

Estimated median house or condo value in 2022: $315,720 Lower value quartile - upper value quartile: $175,938 - $425,803

Mean price in 2022:

Detached houses: $352,483

Here:	$352,483
State:	$375,326

Mobile homes: $150,819

Here:	$150,819
State:	$124,933

Housing units in structures:

• One, detached: 747
• 50 or more: 10
• Mobile homes: 405

Unemployment: 6.5%

• Means of transportation to work in zip code 28531

• 86.0%375Drove a car alone
• 1.1%5Carpooled
• 0.7%3Bus or trolley bus
• 0.9%4Ferryboat
• 0.7%3Other means
• 6.4%28Worked at home

• Travel time to work (commute) in zip code 28531

• 9Less than 5 minutes
• 1105 to 9 minutes
• 1810 to 14 minutes
• 615 to 19 minutes
• 720 to 24 minutes
• 3925 to 29 minutes
• 5330 to 34 minutes
• 940 to 44 minutes
• 12345 to 59 minutes
• 760 to 89 minutes
• 490 or more minutes

Percentage of zip code residents living and working in this county: 78.4%

Household type by relationship:

Households: 1,128

• Male householders: 210 (30 living alone), Female householders: 248 (43 living alone)

• 327 spouses (327 opposite-sex spouses), 17 unmarried partners, (17 opposite-sex unmarried partners), 158 children (153 natural, 0 adopted, 5 stepchildren), 8 grandchildren, 0 brothers or sisters, 6 parents, 0 foster children, 54 other relatives, 62 non-relatives

• In group quarters: 40 (-1 institutionalized population)

Size of family households: 230 2-persons, 57 3-persons, 68 4-persons, 2 5-persons

Size of nonfamily households: 72 1-person, 26 2-persons

101 married couples with children.
0 single-parent households ().

100.2% of residents of 28531 zip code speak English at home.

Facilities with environmental interests located in this zip code:

• BROOKS SEAFOOD & BAIT (NCSR 1335 in HARKERS ISLAND, NC)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: FINFISH
  

Population in 1990: 1,761.

Place of birth for U.S.-born residents:

• This state: 795
• Northeast: 84
• Midwest: 13
• South: 142
• West: 74

78% of the 28531 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 72% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

92% of the 28531 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 27% moved from this county.
   Out of people who lived in different houses, 76% moved from different county within same state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 34
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges:

Companies with federal contracts located in this zip code:

• TRI-PLEX HEATING & COOLING INC (609 ISLAND ROAD in HARKERS ISLAND, NC; small business) : $2,250,628 in 181 contracts from 2000 to 2006

  Contracts for Maintenance, Repair and Rebuilding of Equipment -- Refrigeration, Air Conditioning, and Air Circulating Equipment, Maintenance, Repair or Alteration of Real Property -- Other Industrial Buildings, Other Utilities, Maintenance, Repair or Alteration of Real Property -- Miscellaneous Buildings by Navy
  Signed by year: 2000: $232,007; 2001: $294,673; 2002: $579,489; 2003: $385,696; 2004: $502,881; 2005: $254,682; 2006: $1,200.
  
  Biggest contracts:
  $201,767 with Navy for Maintenance, Repair and Rebuilding of Equipment -- Refrigeration, Air Conditioning, and Air Circulating Equipment. Signed on 2002-10-01. Completion date: 2003-09-30.
  $193,580, same as above. Signed on 2003-10-21. Completion date: 2004-09-30.
  $159,993, same as above. Signed on 2004-11-23. Completion date: 2004-09-30.
  $92,558, same as above. Signed on 2003-06-01. Completion date: 2003-09-30.
  

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Full-Service Restaurants (20-49 employees: 1 establishment)
• Administrative and Support and Waste Management and Remediation Services: Facilities Support Services (10-19: 1)
• Accommodation and Food Services: Limited-Service Restaurants (10-19: 1)
• Finance and Insurance: Commercial Banking (5-9: 1)
• Construction: Flooring Contractors (5-9: 1)
• Utilities: Electric Power Distribution (5-9: 1)

2007 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2007 - 2018 the average number of fire incidents per year is 10. The highest number of fire incidents - 30 took place in 2011, and the least - 2 in 2007. The data has a growing trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (52.8%), and Outside Fires (32.8%).


• Fire incident types reported to NFIRS in Zip Code 28531
• 6652.8%Structure Fires
• 4132.8%Outside Fires
• 1310.4%Mobile Property/Vehicle Fires
• 54.0%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 28531, North Carolina

Most common first names in zip code 28531 among deceased individuals
Name	Count	Lived (average)
William	17	71.7 years
James	16	68.4 years
Mary	13	76.6 years
John	9	77.0 years
Walter	9	74.4 years
David	9	65.5 years
Robert	7	71.4 years
Charles	6	76.5 years
Carl	6	77.3 years
Thomas	6	67.8 years

Most common last names in zip code 28531 among deceased individuals
Last name	Count	Lived (average)
Willis	85	72.5 years
Guthrie	58	75.0 years
Lewis	34	77.8 years
Rose	26	78.2 years
Davis	20	75.0 years
Yeomans	18	76.9 years
Moore	16	69.5 years
Nelson	15	74.9 years
Hancock	13	84.0 years
Lawrence	13	70.4 years