12960 Zip Code (NY) Detailed Profile

Estimated zip code population in 2022: 885
Zip code population in 2010: 1,148
Zip code population in 2000: 1,019

Houses and condos: 466
Renter-occupied apartments: 17
March 2022 cost of living index in zip code 12960: 92.9 (less than average, U.S. average is 100)

Land area: 30.4 sq. mi.
Water area: 0.4 sq. mi.

Population density: 29 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $5,563
Median real estate property taxes paid for housing units with no mortgage in 2022: $2,316

For population 25 years and over in 12960:

• High school or higher: 95.4%
• Bachelor's degree or higher: 46.4%
• Graduate or professional degree: 2.6%
• Mean travel time to work (commute): 38.8 minutes

For population 15 years and over in 12960:

• Never married: 7.1%
• Now married: 71.2%
• Separated: 7.5%
• Widowed: 11.9%
• Divorced: 2.2%

• 
• • 86197.5%White
  • 151.7%American Indian
  • 40.5%Black
  • 30.3%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 12960, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $55,975 (Individual Income Tax Returns)

Here:	$55,975
State:	$90,930

Salary/wage: $52,714 (reported on 80.8% of returns)

Here:	$52,714
State:	$72,104

(% of AGI for various income ranges: 1018.9% for AGIs below $25k, 3403.3% for AGIs $25k-50k, 5344.3% for AGIs $50k-75k, 8430.0% for AGIs $75k-100k, 15305.0% for AGIs $100k-200k)

Taxable interest for individuals: $225 (reported on 30.8% of returns)

This zip code:	$225
New York:	$3,075

(% of AGI for various income ranges: 4.4% for AGIs below $25k, 13.3% for AGIs $25k-50k, 11.4% for AGIs $50k-75k, 6.0% for AGIs $75k-100k, 8.3% for AGIs $100k-200k)

Ordinary dividends: $860 (reported on 9.6% of returns)

Here:	$860
State:	$11,095

(% of AGI for various income ranges: 22.2% for AGIs below $25k, 32.9% for AGIs $50k-75k)

Net capital gain/loss in AGI: +$8,300 (reported on 7.7% of returns)

Here:	+$8,300
State:	+$44,925

(% of AGI for various income ranges: 474.3% for AGIs $50k-75k)

Profit/loss from business: +$1,457 (reported on 13.5% of returns)

Here:	+$1,457
State:	+$14,940

(% of AGI for various income ranges: 156.7% for AGIs $25k-50k)

Taxable individual retirement arrangement distribution: $9,775 (reported on 7.7% of returns)

12960:	$9,775
New York:	$19,609

(% of AGI for various income ranges: 325.8% for AGIs $25k-50k)

Earned income credit: $2,550 (reported on 11.5% of returns)

Here:	$2,550
State:	$2,138

(% of AGI for various income ranges: 104.4% for AGIs below $25k, 49.2% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 98.1%

Here:	98%
State:	95%

(% for various income ranges: 93.3% for AGIs below $25k, 100.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 12960, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $45,361 (Individual Income Tax Returns)

Here:	$45,361
State:	$77,088

Salary/wage: $43,071 (reported on 85.7% of returns)

Here:	$43,071
State:	$60,593

(% of AGI for various income ranges: 63.3% for AGIs below $25k, 71.7% for AGIs $25k-50k, 83.3% for AGIs $50k-75k, 86.4% for AGIs $75k-100k, 90.1% for AGIs $100k-200k)

Taxable interest for individuals: $376 (reported on 34.7% of returns)

This zip code:	$376
New York:	$3,125

(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $100k-200k)

Ordinary dividends: $857 (reported on 14.3% of returns)

Here:	$857
State:	$10,299

(% of AGI for various income ranges: 1.2% for AGIs below $25k, 0.7% for AGIs $50k-75k)

Net capital gain/loss in AGI: +$2,050 (reported on 4.1% of returns)

Here:	+$2,050
State:	+$42,474

(% of AGI for various income ranges: 1.9% for AGIs below $25k)

Profit/loss from business: +$5,125 (reported on 8.2% of returns)

Here:	+$5,125
State:	+$16,168

Taxable individual retirement arrangement distribution: $6,433 (reported on 6.1% of returns)

12960:	$6,433
New York:	$17,621

Total itemized deductions: $17,873 (22% of AGI, reported on 22.4% of returns)

Here:	$17,873
State:	$34,985

Here:	21.7% of AGI
State:	21.3% of AGI

(% of AGI for various income ranges: 8.8% for AGIs $25k-50k, 13.5% for AGIs $50k-75k, 14.3% for AGIs $100k-200k)

Charity contributions: $1,043 (reported on 14.3% of returns)

Here:	$1,043
State:	$5,572

(% of AGI for various income ranges: 0.9% for AGIs $50k-75k, 0.4% for AGIs $100k-200k)

Taxes paid: $7,473 (reported on 22.4% of returns)

12960:	$7,473
State:	$18,656

(% of AGI for various income ranges: 2.8% for AGIs $25k-50k, 5.2% for AGIs $50k-75k, 7.1% for AGIs $100k-200k)

Earned income credit: $2,083 (reported on 12.2% of returns)

Here:	$2,083
State:	$2,230

(% of AGI for various income ranges: 4.1% for AGIs below $25k, 0.8% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 69.4%

Here:	69%
State:	66%

(% for various income ranges: 55.6% for AGIs below $25k, 69.2% for AGIs $25k-50k, 87.5% for AGIs $50k-75k, 80.0% for AGIs $75k-100k, 80.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 12960, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $37,177 (Individual Income Tax Returns)

Here:	$37,177
State:	$59,519

Salary/wage: $35,259 (reported on 87.6% of returns)

Here:	$35,259
State:	$50,673

(% of AGI for various income ranges: 70.9% for AGIs below $10k, 73.9% for AGIs $10k-25k, 79.7% for AGIs $25k-50k, 86.2% for AGIs $50k-75k, 88.0% for AGIs $75k-100k, 90.9% for AGIs over 100k)

Taxable interest for individuals: $720 (reported on 46.1% of returns)

This zip code:	$720
New York:	$2,377

(% of AGI for various income ranges: 4.5% for AGIs below $10k, 2.1% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k)

Taxable dividends: $407 (reported on 18.8% of returns)

Here:	$407
State:	$5,394

(% of AGI for various income ranges: 0.5% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k)

Net capital gain/loss: +$1,383 (reported on 10.3% of returns)

Here:	+$1,383
State:	+$23,581

(% of AGI for various income ranges: 0.8% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, -0.1% for AGIs $75k-100k)

Profit/loss from business: +$5,472 (reported on 7.9% of returns)

Here:	+$5,472
State:	+$13,809

Total itemized deductions: $15,038 (24% of AGI, reported on 23.1% of returns)

Here:	$15,038
State:	$25,864

Here:	24.4% of AGI
State:	21.9% of AGI

(% of AGI for various income ranges: 9.7% for AGIs $25k-50k, 10.6% for AGIs $50k-75k, 11.2% for AGIs $75k-100k, 16.3% for AGIs over 100k)

Charity contributions deductions: $1,034 (2% of AGI, reported on 19.0% of returns)

Here:	$1,034
State:	$4,439

Here:	1.6% of AGI
State:	3.6% of AGI

Total tax: $3,708 (reported on 78.6% of returns)

12960:	$3,708
State:	$11,730

(% of AGI for various income ranges: 1.4% for AGIs below $10k, 3.9% for AGIs $10k-25k, 7.0% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 12.5% for AGIs over 100k)

Earned income credit: $1,549 (reported on 11.1% of returns)

Here:	$1,549
State:	$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 55.5%

Here:	55%
State:	67%

(% for various income ranges: 34.3% for AGIs below $10k, 53.3% for AGIs $10k-25k, 63.2% for AGIs $25k-50k, 66.3% for AGIs $50k-75k, 63.6% for AGIs $75k-100k)

Nearest zip codes: 12961, 12928, 12998, 12974, 12956, 12964.
No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 47
Household did not receive Food Stamps/SNAP in the past 12 months: 386

Women who had a birth in the past 12 months: 45 (45 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 48 (47 now married, 0 unmarried)

Housing units in zip code 12960 with a mortgage: 328 (7 second mortgage, 8 both second mortgage and home equity loan)
Houses without a mortgage: 14

Median monthly owner costs for units with a mortgage: $1,097
Median monthly owner costs for units without a mortgage: $634

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 12960 household income distribution in 2022

• 27$25,000 to $29,999
• 93$35,000 to $39,999
• 31$40,000 to $44,999
• 7$45,000 to $49,999
• 169$50,000 to $59,999
• 57$60,000 to $74,999
• 6$75,000 to $99,999
• 21$100,000 to $124,999
• 9$125,000 to $149,999
• 9$150,000 to $199,999

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 12960

• 23$40,000 to $49,999
• 10$50,000 to $59,999
• 5$70,000 to $79,999
• 23$80,000 to $89,999
• 74$100,000 to $124,999
• 117$125,000 to $149,999
• 9$150,000 to $174,999
• 19$200,000 to $249,999
• 38$250,000 to $299,999
• 8$300,000 to $399,999
• 38$500,000 to $749,999

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $139,543

Estimated median house or condo value in 2022: $139,999 Lower value quartile - upper value quartile: $118,712 - $171,326

Mean price in 2022:

Detached houses: $183,387

Here:	$183,387
State:	$476,719

Housing units in structures:

• One, detached: 427
• Mobile homes: 35

• Means of transportation to work in zip code 12960

• 81.0%244Drove a car alone
• 15.3%46Carpooled
• 1.3%4Worked at home

• Travel time to work (commute) in zip code 12960

• 8Less than 5 minutes
• 3610 to 14 minutes
• 820 to 24 minutes
• 4325 to 29 minutes
• 2930 to 34 minutes
• 9040 to 44 minutes
• 4045 to 59 minutes
• 2990 or more minutes

Percentage of zip code residents living and working in this county: 25.2%

Household type by relationship:

Households: 885

• Male householders: 232 (34 living alone), Female householders: 204 (79 living alone)

• 261 spouses (261 opposite-sex spouses), 23 unmarried partners, (23 opposite-sex unmarried partners), 145 children (146 natural, 0 adopted, 0 stepchildren), 14 grandchildren, 0 brothers or sisters, 0 parents, 0 foster children, 0 other relatives, 7 non-relatives

• In group quarters: 13 (-1 institutionalized population)

Size of family households: 200 2-persons, 49 3-persons, 44 4-persons

Size of nonfamily households: 113 1-person, 29 2-persons

96 married couples with children.
0 single-parent households ().

100.6% of residents of 12960 zip code speak English at home.
1.8% of residents speak other Indo-European language at home (100% very well).

Population in 1990: 889. Population change in the 1990s: +130 (+14.6%).

Place of birth for U.S.-born residents:

• This state: 351
• Northeast: 170
• Midwest: 282
• South: 59

75% of the 12960 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 87% lived in this county.
   Out of people who lived in different counties, 50% lived in New York.

92% of the 12960 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 37% moved from this county.
   Out of people who lived in different houses, 68% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: Residential Mental Retardation Facilities (20-49 employees: 1 establishment)
• Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 1)
• Construction: Commercial and Institutional Building Construction (1-4: 1)
• Finance and Insurance: Direct Property and Casualty Insurance Carriers (1-4: 1)

Most common first names in zip code 12960 among deceased individuals
Name	Count	Lived (average)
Mary	8	80.9 years
James	7	74.1 years
William	7	72.6 years
John	7	84.7 years
Elizabeth	6	67.5 years
Marjorie	6	69.5 years
Helen	6	83.0 years
George	5	72.0 years
Thomas	5	71.2 years
Raymond	5	69.8 years

Most common last names in zip code 12960 among deceased individuals
Last name	Count	Lived (average)
Smith	7	74.7 years
Genier	6	77.2 years
Pepper	6	82.7 years
Putnam	6	69.9 years
Helms	5	79.4 years
Baker	5	80.0 years
Sprague	5	87.4 years
Cutting	4	63.8 years
Pattison	4	73.3 years
Whitford	4	78.5 years