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Old 10-07-2014, 08:33 AM
 
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So many blogs that attack so many places, yet in each place what results is people "living their lives"

Take Shreveport, Just how many precepts of Shreveport is there? Well go from community to community and the percept changes as does how its factored for interpertations.

Every place has its wealthy sections and its poor sections. there is no big difference in poor sections across American, and it does not matter if the ethnicity is black, white or others. POVERTY is its own cycle of processes and functions. There is no thing as to which poverty stricken place that has met deterioation due to job loss, missed educational opportunity and deterioated structure and closed business and minimilized city and county/parish services that are available. Poverty is a sickness in this nation, well promoted by the Industrial Complex.
We could stamp out poverty in 25 yrs, just as we could have moved from gasoline cars to electric cars in 25 yrs. But for the system and the Administrators there is profit in poverty. The victims of poverty, become blamed, yet the profiteers from poverty, covertly hide themselves, while they live to high standards on resource targeted for claims to help elevate people from the area of poverty.

The wild cry about public assistance: misses much in the discovery elements of facing the real dynamics involved.

When it comes to public service assistance, that is far different than the media depicts. True numbers bring it at 4:1 up as high as 7:1 in some places, as to Whites utilizing these services more than Blacks.
It's unreasonable, to think that out of 300 plus million people, that 33% could have the impacts the media claims.

In numbers, say there are 190 million whites on public assistance at any given time, and maybe 18 million blacks at any given time. 18 million cannot out consume 190 million.
Then; factor in that the Latino polulation which now has exceed the black populations, so everything in numbers has changed. which brings additional numbers to bear force, but even still, at 30-32 million, cannot out consume 190 million. Therefore, we must get perspective. When politicans seek and claim to cut and erode these benefits, based on biased focus, people may need to truly look broad based, as well as in many professional sectors, to understand who truly profits from and within public service funds expenditure.
It may amaze some to know, how many professional and entrepuneral sectors thrive based on the expenditure functions of public service funds in the generalized respective communities across this nation.

When the Discussion is of Crime: We cannot allow selective amnesia nor selective focus, give us conditional blindness. nor can the over emphasis and de-emphasis the media manipulates, to push false perception and diversionary process to influence actual awareness.


We talk about crime often in society, but in raw numbers across the nation white on white crime exceeds all levels of crime in America, but high focus goes to black on black crime. Its media propoganda, which has existed pre-civil rights,and continues post civil rights. It's the promotion of perceptions.

Each person has to step back and see the broader picture to factor the elements to get some perspective understanding. Unless society does that, the 'bias promotion machine of media and political wrangling" will continue to push delusions and hide the real truths within this nation and its cities.

The old adage, of "divide and conquer" is always at work, until the thinking mind of mankind come to its own rescue and to dispel and develop communicable understanding. Our probelm as a society over-all, we are not yet ready to do that, As we drag so much baggage, and continue to re-pack and re-stuff the baggage on a high frequency, all driven by the drivel of media and political postering.

I saw a recent TV Ad, the Canididate did not even say what he stood for and what he could do for the people, the whole point of his ad was, "Vote for Me, I'm Anti Obama".
Now what the heck does that mean and what does it convery, when the matter of individual and their collective and respective community, region and political area, has its unique variables which involve, jobs, local government and local government decisions and how the power players with the money in the region peddle influence and buy up the voice which dictates policy.

People need to be more astute, don't be mis-led by bias and bigotry and silliness, become aware as an individual about your community, its future and what is the local political agenda and who is involved in the process of localized decision making that impacts your everyday living.
Then look at the varying types of community and the varying standards across those communities.

To do so may help each person be a more informed voter, as well as learn better the real make up the communities that make the city.

If and as people can regain their ability to understand "Perception" with an better understanding, then cities can find ways to regain the ability to 'dream in progressive unison"...

One may up and run to where they choose,but what will be found, always is "Life", and its always full of much. There is no Utopia.

Last edited by Chance and Change; 10-07-2014 at 08:45 AM..
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Old 10-08-2014, 10:23 AM
 
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What do we really understand of _ Economic Functional Poverty | and the stages of economic function within our community, city and regional areas.

[This example below is to paint some caption of frame, that individuals may expound upon, for perspective; that they may pursue more clarity as to the economic variables at play within the community, city and region which impacts greatly the lives of those who reside within this sphere.
(It become more relevant when one factors how these divides function when it comes to political action as well as political non action and the factors of influence peddling and power manipulations.)]

Let's look at some "Income Ranges" - These become relevant to community, community condition as well as opportunity and/or lack of opportunity within community. These all fit within what makes up the communities of what becomes a City.
Some Cities have multiple components of each within their make up, which compounds those variables, but it does not negate the principle. the principle being, cities are made up of varying Economic impact factors. These have much to do with how and why areas prosper or fail, and some cannot stop the downslide effect.



(The Lower Economic Class)
  • Non-Middle Lower Economic Class: (Dire Poverty, Below Poverty and (at) Poverty
  • Middle Lower Economic Class : 10-40% above poverty
  • (Upper)Middle Lower Class: 30-70% above poverty
(The actual dollar span between these is very narrow- its gets smaller when you factor 3 person home, 4 person homes).


We have not yet - discussed the Basic "Middle Class"
  • Below Median Income - 71% above poverty, but 10-40% below Median Income
  • Median Income Groups - Middle Class based on Area Median Income (At Median Income to 10-40% above Median Income.)
  • Above Median Income Groups - 30-70% above Median Income
  • Higher Middle Class : 71% above median Income to Double Median Income
The Above Median Wealth Class
Those earning over $250K per household up to $400K. (Stable Family Business, Individual Small City/Community enterprise, and various Professions within the localized community).

Community/City Wealth Class:
Those earning 400K upwards per house hold, based on income derived from the localized community and within the city or general Smaller Metro.

Wealth and Influence in the City and Regional Areas.
Those earning $1million, to $10 million, in the localized community and the regional metro - with some out of metro income avenues.

Wealth and Power in the City and Regional Areas.
Those earning $5 million, to $100 million (+), in the localized community and the regional metro - with some out of metro income avenues.
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Old 10-08-2014, 05:55 PM
 
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IF and As people consider the spectrum of these economic categories, it then open up the mind to grasp better understanding as to many elements within communities and across the whole of what is a city.

We can learn a great deal by review of the monumental defaults like "Detroit". It should be a study in generational economic, taught to any and all students who aspire to learn Business and Economics, Political Science and Economics, as well as Industry and the Responsibility it (industry) has unto the community which it developed its' growth model.

We may even learn a great deal about the local and regional politics, and how those same players who send individuals to represent at the Federal level, have sold out to the lobbyist and become party to economic treason against the people, community and cities where those industries arose.

Treason: "the action of betraying someone or something".


{Within American Society} Many speak of "Free Enterprise", first and foremost there is 'no-thing" which is "free". Everything has a responsibility which constitutes its' capability of functionally being and existing. Therefore, the priority consideration in Free Enterprise, must first and foremost be of responsibility unto the people, the community, city and state which it was founded. In doing so, it seeks stability and managed growth, it understand profit and performance within the community and city, as well as what it must represent in respect of the nation.

These ethical elements have been lost in the current day education modeling of those whom have pushed forward over the past 50 yrs, to ride degree labels and title status self consumption aims, which resulted to destroy institutions and businesses which were the core and foundational backbone of American's industrial growth modeling. We sadly, and blindly allow it and with silence the indulgence in greed support have become passive to accept this, which produced a result of leaving American as a struggling entity. We take on debt now, at a rate higher than what we were performing and producing profit, only 50 yrs ago. We had the quality which was backed by integrity, and within a 35 year span, we got lost in the buzz word" of OUTSOURCE, and proceeded to allow these economic treasonous to sit at the helm and destroy the legacy which they were responsible to protect and progress.

We can look across the spectrum of the Rust Belt, and there is collapse and devastation, we can look at the many former Mill towns, which have been shuttered and left to rot with no responsibility placed upon anyone to clear and remove the blight.
We have in every Major City in America, a vast number of mega structures, that once housed thriving industrial facility.

We still utilized things once produced by these entities, YET, due to the thirst of seeking slaves on foreign soils, we now have a devastated Industrial America.

Our Model of Life should eclipse that of places like Sweden, Switzerland and many other places; yet our current status is we are on a down slide and have been on this down slide for a solid 50 yrs.

Who now own the once American major Brewery's, Who now own the once American major Appliance Factories, the media and entertainment equipment factories, Who now own the once American major shoe factories? Who now own the once American major vehicular tire factories? The list can go on and on, of things we consume and utilize. YET WE NO LONGER PRODUCE THESE THINGS ON AMERICAN SOIL, WE NO LONGER BUILD, MAKE AND DISTRIBUTE THINGS BUILT BY AMERICAN CITIZENS AS EMPLOYEE LABOR WHO ONCE UPON A TIME, PERFORMED TO PRODUCE WHAT WE CONSUME.

WHAT IS KEEPING US IN SLUMBER AND APATHETIC ACCEPTANCE OF THIS TREND?

We may want to look carefully at the local, regional, state and federal congressional people who we blindly elect. We may want to look at the greed training models of which we've been lost within, since the days of " Wall Street", the movie and its well publicized slogan, "Greed is Good".. It demoralized us even more, along with the Post Civil Rights, exodus of industrial jobs away from the grasp of women, minorities and poor whites. but first we have to recognize and be aware to understand, then we will know how to see with eyes wide open.

We lost the ideal of integrity, thought the likes of influences for things like the TV show "Dallas", which, swept the nation up in conniving, corrupt and dis-honorable display of greed based dealings. We, by default. replicate what media presents. We've had no shortage of media productions which have trained us well, in greed at any cost and regardless of the loss it thrust upon others; chase greed is the model of our era. Unfortunate for us, that mentality is now embedded within the American Culture, until we now rally with support for the Greed Masters of our Environment. All the while America and American Citizens declines in every aspect of its economic model.


We should be looking at truth, not illusions. It was the model training of our Universities, who taught the madness of profit at any expense, including that of the nation and its people. It is the model training of 'degree riders, who occupy the seats as Industry Heads, along with the slanted casino games of the Brokers and Traders, who have found ways to devalue anything and everything of value, in their profit gouge programs. The result, we not bleed young people dry and indebted them for decades, for an education which does not teach the ethnics and national pride in their programming, and thus leave them jobless with skill training that is often obsolete by the time they are given their degree labels.
These are sad events in The Evolution of a Nation. There was a time, when education was with a dire aim to educate people so they can be contributors in providing skill and knowledge for the stabilization and growth modeling within the nations, where they could build and sustain models which could by example and association, elevate the world of nations through good works.

Sadly, there will be no more to come who have the integrity of Mr. Warren Buffet. He has never been a corporate raider, not has he ever been one to strip, loot and sell off the pieces. Yet, we saw Bain Capital, Carl Ichan and many others who have been nothing but corporate raiders, who have engaged a covert form of treason, in an over manner by the claim of "Free Enterprise".
Take a look around your area, in the past recent years, what have you seen when it comes to railroad's"? since Mr. Buffet bought into this business, we've seen rail lines upgrades with new cross ties being replaced across this country. We've seen an increase in the efficiency of trains and their operations. He has upgraded something so basic and so necessary, without an aim, to strip, rip and destroy.
He has now embarked upon consolidation of Dealerships for Automotive, this will eventually improve the performance of the sales modeling of the automotive business as a whole. the coordination with financing models will make it more reasonable and fair play when American purchase their vehicular products. This is stabilizing industry and building growth models that serve the consumer society and the industrial client automobile producers.

He can do so much, but he can't do it alone, Now while facing the many corporate looters this society has become saturated with. We the public must become alert and aware, we must learn how to choose candidates, and we will have to take a stand which the public may not have the stomach for. But that will be, to make it illegal for Lobbyist to Privately Meet with any Single Candidate. any proposals put forth by a lobbyist, must be submitted to a committee, and that committee will review and make their recommendations, as to the proposal, and the congressional person will then put and make that proposal public and it must get consensus of the respective public community, before it is put forth and made to influence law or made into law. This is the protections which Democracy must demand for and of itself. The voice and vote of the individual must not be silenced by "Lobbyist" and their financial powers of industry, nor individuals who control wealth and monetary resources.

These are variables which exist in the nature of how communities become devastated, and cities become destroyed, when cities are destroyed, States are weakened, and as we weaken States, we weaken the Nation as a whole.

The bulk of American's become trapped in :

(The Lower Economic Class)
Non-Middle Lower Economic Class: (Dire Poverty, Below Poverty and (at) Poverty
Middle Lower Economic Class : 10-40% above poverty
(Upper)Middle Lower Class: 30-70% above poverty

(The actual dollar span between these is very narrow- its gets smaller when you factor 3 person home, 4 person homes).

The devastation of a nation is brought into being by these processes, of which we can no longer afford to be passive, callous, and apathetic in our concerns and regards. We must become aware, we must become astute and stand to push for change in the ideology of our environments. We first have to get past our short attention span, the indulgence in Selective Amnesia, and filled with a mindset of Denials.

Many questions remain, one of the foremost being, "Are we equipped to meet the challenge?"

Last edited by Chance and Change; 10-08-2014 at 06:54 PM..
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Old 10-08-2014, 06:12 PM
 
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(The Lower Economic Class)
Non-Middle Lower Economic Class: (Dire Poverty, Below Poverty and (at) Poverty
Middle Lower Economic Class : 10-40% above poverty
(Upper)Middle Lower Class: 30-70% above poverty


There are many sources for info and data, but for the layman terms of simplified summation, these quoted text will give the person with interest, something of reference, if they care to use it to inspire pursuit of greater detail and more discovery of facts. a good source of American Data is: https://www.census.gov/hhes/www/inco...cal/household/


Quote:
Estimates for how many households are members of this class vary with definition. According to Dennis Gilbert roughly one quarter, 25%, of US households were in the lower classes; 13% were members among the working poor while 12% were members of the underclass

The U.S. Census Bureau reported in September 2014 that:

U.S. real (inflation adjusted) median household income was $51,939 in 2013 versus $51,759 in 2012, statistically unchanged.
In 2013, real median household income was 8.0 percent lower than in 2007, the year before the latest recession.
Real median household income averaged $50,781 from 1964-2013, ranging from a low of $43,558 in 1967 to a high of $56,895 in 1999.[9]
Commenting on the Census Bureau report, economist Ben Casselman wrote that U.S. median household income was "...9 percent lower than at its peak in 1999, and essentially unchanged since the end of the Reagan administration." The recovery from the 2007-2009 recession had not translated into higher incomes for the typical American family.[10]

Changes in median income reflect several trends: the aging of the population, changing patterns in work and schooling, and the evolving makeup of the American family, as well as long- and short-term trends in the economy itself. For instance, the retirement of the Baby Boom generation should push down overall median income, as more persons enter lower-income retirement. However, analysis of different working age groups indicate a similar pattern of stagnating median income as well.[10]

Journalist Annie Lowrey wrote in September 2014: "The root causes [of wage stagnation] include technological change, the decline of labor unions, and globalization, economists think, though they disagree sharply on how much to weight each factor. But foreign-produced goods became sharply cheaper, meaning imports climbed and production moved overseas. And computers took over for humans in many manufacturing, clerical, and administrative tasks, eroding middle-class jobs growth and suppressing wages."

Household income in the United States - Wikipedia, the free encyclopedia
Quote:
In 2006, there were approximately 116,011,000 households in the United States. The percent of all households had annual incomes exceeding $250,000 was 1.93% .[19] About 12.3% fell below the federal poverty threshold[20] and the bottom 20% earned less than $19,178.[21] The aggregate income distribution is highly concentrated towards the top, with the top 6.37% earning roughly one third of all income, and those with upper-middle incomes controlling a large, though declining, share of the total earned income.[7][22]

Income inequality in the United States, which had decreased slowly after World War II until 1970, began to increase in the 1970s until reaching a peak in 2006. It declined a little in 2007.[23] Households in the top quintile (i.e., top 20%), 77% of which had two or more income earners, had incomes exceeding $91,705. Households in the mid quintile, most of which had one income earner per household, had incomes between $36,000 and $57,607. Households in the lowest quintile had incomes less than $19,178 and the majority had no income earner

For additional reading, see:
http://en.wikipedia.org/wiki/Househo..._United_States
For those who would like to get and gather global information on imports and exports which impact the variables of economics, please view this site:
http://atlas.media.mit.edu/explore/t...all/show/2012/


We must gain awareness within our Perceptions and learn better to factor in terms of realism and what we aspire for American to be and become.

Last edited by Chance and Change; 10-08-2014 at 06:49 PM..
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Old 10-08-2014, 11:43 PM
 
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ZZZzzzzzzZZZZZZZZ !!!!!
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Old 10-09-2014, 02:44 PM
 
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For those who have such interest in cities.
visit : Shreveport-Bossier City, LA Economy at a Glance

For those who have interest in the State:
Also, Louisiana Economy at a Glance

We can review these items and look at our areas of function as well as our areas of challenge.

There are many indicators which give us a great deal of information, beneficial unto our course and direction as a society, community and city of American people.

Now, we are coming upon "Voting Season", it would be of interest to see how many, if any, politicians
speak of actual challenges and conditions which face our people, communities, cities and State. We must become determined to demand, any who seeks office, to take a stand to say what they can and will do, along with areas
of interest they will support the efforts of what others are doing. This is a power we have, in our right to 'choose".

Though its unlikely, as many of the Canidates of late across the Arklatex, as well as in State, have been on a mission of "Vote for me, I'm Anti-Obama". I'm amazed people fall for that, rather than to demand that any canididate that wants your individual votes; stand up and talk about what directly impacts this region within the controls of the office they are pursuing. Do they know the areas, beyond photo op's and the major questions is, do they hear the call for servcies on so many issues.
We've blindly allowed election of a Governor who has found his way, to cut education, dismantle the LSU Medical into privitizations and allowed Insurance companies to do as they desire. All the while the $BILLIONS raised tofix New Orleans has been squandered away and the destruction remains in continual deterioation. That along will now cost even more $100's of millions to clean it up, than it would have cost 5 or more years ago. Yet, we see this same person posturing, with a claim to pursuing Presidency of the US. If and as the records show and continue to show, Louisiana continues to fall in the lower categories of all things that matter for growth of a State.

How does this affect the people? Education, and the exodus of the educated, an across the state low wage structure, which devastate the attraction of talent, and underpayment of the talent which exist. We have a general population, that does not meet the claimed Median Income level, but more so as a State, we have the vast amount and segment of our State populations residing in:
(The Lower Economic Class)
Non-Middle Lower Economic Class: (Dire Poverty, Below Poverty and (at) Poverty
Middle Lower Economic Class : 10-40% above poverty
(Upper)Middle Lower Class: 30-70% above poverty

At what points do we pursue change and how do we go about pushing for change in the State and within the cities which make up the State?

These are valid questions, which may need to become standard questions. We must become relentless in posing these question unto anyone who seek any office and/or high level position which is tasked with or capable of influencing what happens next.
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Old 10-09-2014, 06:17 PM
 
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One of many things is certain, I don't write with an aim to assume everyone is without the ability to comprehend. Those who choose to read, think and explore, will do so; those who choose not to will go on to articles that interest them.

Reality is of many facts: One can be filled with apathy, short attention, or any host of choices. It will not stop them from being affected by what takes place in the arena concerning how income improves or declines, it will exempt them from being affected by the nature of what a community becomes, either it prospers or it declines. The affect will have an effect on the individual.

We, by now as a society, are well aware of what apathy produces; knowingly or unknowingly it allows greed to spread. Greed thrives well where apathy is widespread. We can see the devastation across this nation and some can see it vividly right in their community, or maybe at their place of employment.

What is a City? of all that it may be, "People built it", it takes people to make it function and it takes people to maintain and progress "it".
What is the "it" I speak of. ("IT") may be a community, a city, the enterprises within it, the political atmosphere which impacts it, and many other factors. The power of people brings change, that power can be used for positive change or negative consequences; People, can impact "which", becomes the direction of change.

Shreveport for example, is what it is: many have prospered well here over many generations, many have not; many have over the generations built good things and many over the generations have let good things deteriorate. Still, today, many aim to rebuild, many aim to build up, the cycle continues. IF and AS, individuals choose, they can choose to be a part of it, positively or negatively; it's an individual option that individuals have the decision to make.
for many it is Home, and for many it will remain being home. Some will leave and some will return, and others will come from other places. It's the nature of what happens within what is a city.

It is not New York with its mega population and mega markets of many sorts; it is not San Francisco, with its progressive and innovative models, policies and programs.

It is a southern city, with many things that make it remain what it is, as well as various things which seeks to improve upon what it can be, as well as it is to some who embrace an aim to try and make it remain the same.

Fact is, "time is the element of its own mystery". What it brings and what it produces, we have no future tellers, to be exact as to what the future will present. yet, it will continue to be to many, Home. What that entails is many things in many communities. But, as the Human Being, we cannot hold back change. It will come as it will. Both by the acts of people and by the inaction of people.

Therefore, As this post started.
Quote:
"So many blogs that attack so many places, yet in each place what results is people "living their lives"

Take Shreveport, Just how many precepts of Shreveport is there? Well go from community to community and the percept changes as does how its factored for interpertations.
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Old 10-09-2014, 09:05 PM
 
Location: Atlanta Metro Area (OTP North)
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Quote:
Originally Posted by BeenThereDunThat View Post
ZZZzzzzzzZZZZZZZZ !!!!!
I agree. This poster doesn't understand the very simple concept of brevity. GET TO THE POINT!

He or she writes novel length posts over and over in this forum...and when no one responds he/she responds to his/herself.
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Old 10-10-2014, 06:04 AM
 
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Each person can write what they choose. If you don't have interest in the post, move along to something that interest you. It's a quite simple process.
Whether anyone choose to respond or not, I will continue to expound on the subject matter. As a matter of fact, before I joined this site, BeenThereDunThat, wrote his long post because that was his choice.

It's amazing how much time you guys spend trying to regulate me. when it might be better time spent focused on things that interest you.
Nothing about this site commands anyone to write one liner slap stick comedic commentary, that is up to the individual person who writes if that is what they want to do.

You are so busy looking for some "specific" point, you can't grasp the concept of general dialog that does not need to make a single specific point, or maybe its just that compounded relative commentary confounds you.
Maybe you should look up the meaning of "Relative" = (considered in relation or in proportion to something else)

As there are many many points within any subject matter "relative" to other points within subject matter. if that is what the writer cares to do.

In your case, you want to measure my writing against other writers who post. I don't care to conform to your expectations.

Save yourself your agitation, I will write as it suits me to write, what is it about that you are missing.

Last edited by Chance and Change; 10-10-2014 at 06:23 AM..
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Old 10-10-2014, 08:55 AM
 
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Income Levels and Community Standards:

Quote:
Families who pay more than 30 percent of their income for housing are considered cost burdened and may have difficulty affording necessities such as food, clothing, transportation and medical care. An estimated 12 million renter and homeowner households now pay more than 50 percent of their annual incomes for housing. A family with one full-time worker earning the minimum wage cannot afford the local fair-market rent for a two-bedroom apartment anywhere in the United States

Ref: http://portal.hud.gov/hudportal/HUD?src=/program_offices/comm_planning/affordablehousing/
Therefore, from Community to Community, there are many challenges posed by "income status". This also relates to the proposed guidelines within the development of new communities. HUD seeks mixed income status community, to promote upward performance of citizens. When communities are built to accommodate only "low Income", the challenge point for that community becomes one where upward mobility is hindered. New business is slow to develop and existing business struggle to survive. This negative effect over time erodes the new (low income) development downwards standard. There have been many studies on how to build community, without building what results to become potential 'ghetto complexes". This has proven to be a confounding challenges in many cities, across the nation.
If you note, many of those multi housing apartment style units built during the 1940's and 1960's have been demolished. Some built during the 1960's fell into a cycle of resulting to produce much of the same ghetto making tendencies.

New Development for New Communities, has advanced to understand the process of upward mobility, by building mixed income communities.

The standard post World War II communities, which became abandoned by many whites in the 1990's and early 2000's. As early as the late 1980's the white flight process began to take shape in some communities. In part due to the previously lower income individulas new accessibility to housing, in areas they were once excluded from considering, which the change and enforcement of anti-discrimination laws, income improvements of some minorities, poor whites and single parents, aided by with new laws for financing, enabled many to move into communities which were previously unattainable.

Communities began to change. New communities sprang up, which allowed many to 'trade up"; by the mid 2000's with variable financing and other factors, many re-financed and many were able to move into communities which were once unaffordable even to the Median income earner, or the two median income households.

What resulted was challenge points, by 2006-07 when jobs were lost, income became flat, and interest rates increased. Not only those in the once lower income bracket became to meet more challenges. It was equally and more devastating to the Middle Class who had dual median income households, who had moved into even more expensive homes, which suddenly became un-affordable to maintain and provide upkeep and meet a standard of living to match with the new higher expense home and community. Result: Massive Default spread across the nation like a wild fire.

What happen in the communities which the previously lower income moved into, which was abandoned by white flight. These homes remained somewhat affordable in a higher number of units, but more than 50% of income was used to maintain the mortgage expense. Therefore, physical upkeep of the home became the resulting challenges.
No longer did the home get the fresh coat of paint, the fence repaired, or the trees trimmed, and over the span of short number of years, deterioration set in. Joblessness grew, income fell below being flat, and Unemployment ravaged even the once long term employed. Pension were in some cases devastated, saving dwindled, as the cost of fuel and food increased. This means, those already at poverty and below, resulted to succumb to the devastation common to poverty. Crime, drugs, drinks and delinquency. Therefore, Community Changes results to cause decline unto communities which once upon a time in a previous era, were thriving communities.

We resulted to see in the moderate upper income expensive home communities, Foreclosures fanned through like a raging fire. Thus forcing some to retreat back to their previous community, or give up home ownership and become unit apartment renters, or seeking rental single family homes in a more affordable community.

Looking back, gives us the ability to see forward into what exist today with more clarified understanding. This hopefully will allow us to plan better in the broader pictures to include many once over-looked variables.

Last edited by Chance and Change; 10-10-2014 at 09:06 AM..
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