Today is the first day of school for our children in the Dallas area. It is also the first year that all of my grandchildren are in school. I suspect there are some moms or dads at home celebrating the quiet. To this I say enjoy.

Hopefully you followed my advice last week on locking your loan as the week ended on a sour note. Friday, mortgage backed securities gave back all of the gains they enjoyed during the week which brought mortgage rates back under 5%. Very positive news on housing and Ben Bernanke stating that “prospects for recovery look good” caused the mass exodus from fixed income sector to spur on a stock market rally. All lenders did reprice for the worse which by day’s end increased the par 30 year fixed...

Living one's life Mindfully brings unexpected lessons, and also enforces a slower pace in life. Multi-tasking, having never been effective, is impossible. To truly give one's attentions to the present moment, one cannot divide one's efforts. One thing at a time.

It also brings to bear the choices we make unconsciously, when we react to situations un-mindfully.

Not long ago, I posted my personal observations about my own sin of Wrath, and incurred the wrath of another for...

In 2009 :
Lo : 54 °** : New Record Coldest : Old Record : 55 ° in 1956 !
Hi : 79 °
Rainfall : 0.00 “

In 2008 :
Lo : 71 °
Hi : 86 °
Rainfall : 0.00 ”

In 2007 :
Lo : 71 °
Hi : 105 °** : Record Hottest
Rainfall : 0.00 “

In 2006 :
Lo : 65 °
Hi : 88 °
Rainfall : 0.00 “

In 2005 :
Lo : 74 °
Hi : 93 °
Rainfall : 0.00 ”

In 2004 :
Lo...

I would not get the Swine Flu vaccine if you paid me, if I was threatened with arrest for not taking it, if all my money was confiscated by the IRS, or if I was told that I could no longer eat peanut butter and jelly sandwiches!!

No way...no how will I subject myself to the hysteria over the swine flu and allow an injection of potentially dangerous ingredients to go into my blood stream with possible serious side effects.

I'll take a case of the Swine Flu any day in...