We LOVED Duluth. Great old buildings, beautiful bike/walking trails, and Lake Superior -- in addition to the St. Louis River. It's a dream come true, but baby it's COLD!

I never did get to put my kayak in the water. It's a recreational kayak, and would've been unsafe with the wind and waves we saw on Superior. (Yes, I could've paddled the river, or the bay, but I wanted to put into the Lake.) Too bad for me. Next time.

Every town we visit (with a clear desire to see...

In 2009 :
Lo : 52 °
Hi : 72 °
Rainfall : 0.55 “**
New Record Wettest : Rain Fell during the 12 – 3 a.m. hours : T – Storms occured from 12:15 – 12:35 a.m.

In 2008 :
Lo : 47 °
Hi : 73 °
Rainfall : 0.00 ”

In 2007 :
Lo : 59 °
Hi :...

Funny how, when you go to the grocery store, the one thing that you look for more than anything else, they don't have. And anyone can go to any grocery store or supermarket and get most things they want and then, when it matters most, the stock runs out on a product when the needed product being searched for.......


.......is a package of coffee filters for 1-4 cups.

So, that was the predicament I found myself in at the local supermarket...

In 2009 :
Lo : 48 °
Hi : 77 °
Rainfall : Trace “ Sprinkling at 11:59 p.m. : A T – Storm was West thru North of Bemis, Tn. at 11:59 p.m.

In 2008 :
Lo : 47 °
Hi : 76 °
Rainfall : 0.00 ”

In 2007 :
Lo : 66 °
Hi : 83 °
Rainfall : 0.00 “

In 2006 :
Lo : 58 °
Hi : 85 °
Rainfall : 0.00 “

In 2005 :
Lo : 51 °
Hi : 87 °
Rainfall : 0.14 ”

In 2004...

Prices of mortgage backed securities went on quite a rally yesterday closing at levels not seen for quite some time. As the rally continued into the close, lenders did issue new rate sheets improving consumer borrowing costs. There were even few lenders offering 4.5% for 30 year mortgages for consumers with exceptionally high FICO scores and low loan to values. But today is Employment Situation day which is arguably the single most important piece of economic data that we get on a monthly basis...