It's happening again. All I'm doing is sitting at my computer listening to some streamlining out of Lubbock while doing some occasional typing here on City-Data. Then, suddenly, an unwanted force comes over me like some giant monster waiting to attack. Hey, this experience would make a great book.

The problem is that the sleep bug wants to get me at 11 a.m. in the morning instead of, say, when I lay my head on the trusty ol' pillow. The Z's come and...

Mortgage rates managed to improve slightly following the conclusion of the FOMC meeting. The statement which was released at 2:15pm eastern didn’t hold any surprises. The Fed continued to say they expect the current Fed Fund rate to remain at current levels for an “extended period”. They also mentioned that inflation expectations remain subdued and economic growth will remain slow and sluggish but there has been an improvement in the labor market. Several lenders did reprice for the better...

Mortgage backed securities opened the trading day yesterday much lower due to higher than expected inflation data. Once the bad news set in though, the trading action bounced around as market participants await the Fed statement due out today. There were several reports of scattered reprices from lenders with some improving rate sheet rebate while others worsened.

Today is Fed statement day. At the conclusion of the two day conference where our nation’s monetary policy is...

Everyone, at some point in time or another, has difficulty communicating with someone they share a special bond with. Things get heated and words are spoken that can’t be taken back. However, through effective communication, those two people can quickly resolve things and move on with their lives

Listen Actively

• Be attentive - concentrate on what is being said, with the intent of understanding what's being said. Look for key words and phrases, usually these are nouns, verbs,

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Joseph Lieberman
Via Fax: 202-224-9750

Senator Lieberman,

As a former supporter of yours during your run for the vice-presidency, I am outraged at your utterly despicable hypocrisy.

Did you forget that you are on the record supporting universal health care? That you campaigned on that promise? That modern technology means we can actually find the statements you made during your most recent Senate campaign, including the text from the July...