We hired a yard service to maintain our yards, twice a month for the 23 months we were gone.

It took me eight years to build the yard up to a four season blooming perennial garden -- (Lenten roses in Winter). Many of the ground covers, plants, shrubs, and trees started as seeds, cutting, or spindly little sale items "off" season. We removed ALL the grass from the yard, using the weedy sod to create landscaped berms. We poured sand into the walkways. The only grasses we had...

I hadn't realized at the time that my adviser's "light the fire under you" talk actually lit a fire under me. I dragged through the rest of Thursday and Friday dealing with the throws of PMS depression. Okay, I'll admit it. I'm not one to blame hormones, especially PMS, for anything, but I could feel a distinct weight of fatigue, irritability, and emotional instability on Thursday and Friday that magically lifted when my body began it's monthly purging. By the time Saturday rolled...

Revelation 3:20 - Here I am! I stand at the door and knock. If anyone hears my voice and opens the door, I will come in and eat with him, and he with me. - A well known dictionary defines power lunch as an important lunchtime business meeting: a meeting over lunch that gives somebody the opportunity to cultivate an important contact or discuss high-level business matters. - Christ offers a "power lunch" to anyone who hears him and opens the door for him. By his words he means that ANYONE...

Last week ended with mortgage rates improving to all time new lows showing us the “flight to safety” bid is still in effect. A flight to safety happens when investors are nervous about owning risky assets like stocks, but do not want to miss out on earning a return on their funds, so they allocate their money into risk-free U.S Treasury debt to provide a safe-haven AND an investment return. To remind readers, as benchmark Treasury yields fall, prices of mortgage-backed securities move higher,...

The Effervescent Theory

My vision of how the universe exists is based on my observations of physics without any mathematical calculations involved because it is based on what already exists in fact.

The fact that the laws of physics are the same whether it is an atom or a universe are exactly the same, which you will soon come to understand according to my theory, is far larger than you may have imagined in the past. What most people consider the universe as they understand...