Here I am in sunny Abilene, Texas. It's always a joy just to venture off to another Texas city (large or small) and goof around a while. And the weather, for the most part, has cooperated in spring-like fashion, considering that it didn't look like it was ever going to warm up a little over a week ago.

But this is now, not then. Isn't it great that nice things don't have to be put off for so long? Meanwhile, I'm in West Texas and enjoying life (all the while...

That's the best way I can draw an analogy!

I have things that need to get done, all of the big things to keep the momentum moving forward are all set. I have a whole new life I am starting!! Like a long line of strategically placed dominoes. I am waiting in anticipation for that first domino to tip and start the chain reaction. Just waiting....

Until that time, I'm on hold. It's caused me to loose some of the high that came with my initial mindset, and as a result...

FHA loans can be great for first time home buyers and owner-occupied two unit buildings but what about three and four unit buildings? FHA Loans are a good option on three and

Four Flat Chicago
A Large Four Unit Building in Chicago

four unit buildings but they must pass the self-sufficiency test.

The self sufficiency test states that the maximum mortgage is limited so that the ratio of the monthly mortgage payment, divided by the monthly net rental...

looking to buy home in florida will retire in 5-7 yrs and make permanent move. Looking for smaill town near golf and fishing. Do not want large city or home on coast but within hour from beach. Would like larger city near by for healthcare and shopping. Looking at Deltona? Anyone have any suggestions?

Valentines Day has come and gone.
One thing about getting older, my Wife wants things simple.
A bag of potato chips and a snickers bar LOL.
So, I got her two bags, one plain and one ruffled, plus, a whole bag of snickers bars, so, if she has trouble with low sugar, she can munch on one of those and bring it up quick.
(I know, they say you shouldnt bring up sugar with a candy bar, because of the sugar drop when its gone, but, she needs a boost of sugar for the three medications...