Here is the biggest Catch 22 in personal credit. In order to obtain cheap credit, you need to have a good credit history. But no one will give you cheap credit if you don’t have a credit history. So, the best way to build a credit history is by using more expensive means of credit (i.e. credit cards), but use them in such a way that you never actually pay the costs.

So, let’s talk about responsible credit card use now and why credit cards are actually a good thing in my view....

https://www.youtube.com/watch?v=fuxobmWUJi0

I went to the grocery store and forgot to bring my list so I sat in the car trying to figure out what I came for. A woman came out pushing a shopping cart with one hand and pulling a little kid who was screaming and crying with the other. He looked to be about 5 years old and she was yelling at him " This is the last time I take you into the store with me, you just wait until we get home. " She strapped him into his little pumpkin seat on the passenger side and piled all of her groceries...

As I speculated previously, Deep South Texas would get mile markers and exit number assignments for the Interstate 69 network. And it has now happened in the Rio Grande Valley. This past August, new signs were placed along each of the roadways to reflect the new changes.

Wikipedia has the new lists on their page if you go to Interstate 69 Texas, and you'll see the first mile markers for I-69 in the Lone Star State. Now, right now, you'll only see them in the Valley...

I was in the old part of town recently and as I was walking down the sidewalk I spotted something wedged in between the crack. It was down kind of deep so I used my pocketknife to lift it up high enough to where I could pull it out with my fingers. It was an 1897 Morgan Silver Dollar. I got to thinking about the person who lost it, a hundred years ago some kid was probably running down that sidewalk to buy his week's worth of candy and it fell out of his pocket. I wondered if he cried when he found...