...

I wrote a new blog post about the changes coming for real estate and lending and how it affects buyers and sellers: [url]http://blog.davidbarrhomes.com/2015/07/real-estate-closings-trid-changes.html[/url]

[FONT=Times New Roman]Homeowner's Association (HOA) legislative reform has proven to be extremely difficult in Colorado. Whether the recent HOA manager licensing law, HOA debt collection policy, limiting HOA Transfer Fees, or requiring the justification of HOA fees the result has been watered downed or "killed" Bills by interest groups such as the Community Association Institute (CAI) to the detriment of home owners.[/FONT]
[FONT=Times New Roman]
Possibly one HOA issue can...

Originally Posted by [omitted] in the Relationships forum.

Dont put me in your stereotype of what a black woman is and how she looks.

I have great disdain for men who see black women as sexual novelties, based...

Dear Americans,

I know on so many of your applications and in statistics, you are using "black" to encompass any perspn of dark skin, right? Because otherwise, you are wrong.

Black and African-American are not the same. They are not synonymous. Let's define a few things.

Black is a universal term referring to people of darker pigment who are found all over the world. There are, for example, black Indonesians, black Venezuelans, black Hispanics,...