The first fee is an HOA Transfer fee retained by and amount determined by the HOA Property Manager (Community Association Manager (CAM)). The HOA doesn't require it and in most cases has no idea about this fee. The fee is in actuality a "double" billing for services already paid for by the home owner via their HOA dues to the CAM: issuing a final bill (Status Letter) to the home owner showing any outstanding/delinquent dues or other obligations: providing copies of HOA governing documents...

In just a few minutes, I'm going to do what any buzz-haired Texas guy would do when he feels his hair has grown too much, and that's............

............get it cut!

I've decided years ago not to fool with a hair stylist. Not unless I absolutely have to, anyway. Part of my hair care repertoire consists, these days, of a simple Wahl custom electric shaver. That's right, I've got clippers. They work just fine. Ol' Case will just do it himself....

With the season of unwrapping and receiving just around the corner, there's no better time to teach our children how to feel good about giving.

Like any behaviour, generosity is learned. Be sure to lead by example, whether it's holding the door for someone, making an extra batch of cookies for neighbours or simply remembering to say 'thank you'.

Kids also learn best when they can provide input. Ask them how they would like to donate their time, for example. Do they...

Genetically modified food is fueling the world. GM crops are engineered for specific traits, such as built-in pest protection, drought tolerance, or added nutrients. Boosting the nutritional value of crops has the potential to revolutionize the health of those living in developing countries, where malnourishment is prevalent. Improved nutrition could help prevent up to half of child malnourishment deaths every year. Here are five tasty foods that science has given a nutritional boost to:
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he peace of mind that comes with putting one's affairs in order far outweighs the effort and expense needed to do it. Even though it is advisable to use the services of a lawyer or notary – to avoid making small, or big, or disputable mistakes – the cost of getting the guidance is usually far less than most people imagine. Here are some answers to the most commonly asked questions:

Can I write my own will without consulting a lawyer?

You can, but it's not usually...