One of the most effective ways to achieve your goals and dreams is to have a personal financial plan, but unless you keep it up to date, it may not be working as effectively as it could. That's why it's important to regularly review the progress you are making towards the goals and the savings strategy that you have in place to help make sure you're still headed in the right direction.

Some of the reasons you might need to revise your financial plan include:

• You've...

You check out at your local grocery store, and you stop and take a look at different magazines. Where I am, you might see Better Homes & Gardens or Texas Monthly, but you also see tabloid, newspaper-style magazines. Oh, you know what those are. Star. National Enquirer. OK!.

For grins, chuckles, and head-scratches, I'll just pick on the Enquirer.

I get such a kick out of articles that are so off the wall, one has to wonder if these people...

The recent hit by Sam Hunt "Break up in a small town" has me thinking. Not only is that something I'm all too familiar with, I wonder how different people deal with it.
I ended up having to move after my last situation like that.That of course wasn't my only reason for moving but it was a huge factor. Every little part of the town was somehow attached to a memory.

So here is a little bit of background info on that relationship. At one point we lived right around...

After this whole thing finally imploded, I'm actually happy. I can go a day without thinking about OG. I can be myself again. I can sleep without anxiety over if he'll message me that day. It's a relief. I truly only wish him the best because I can't deny I don't care for him. It feels good to let go. I think my husband can tell a difference too. I'm happier and he's seems more responsive to me. I'm not going to declare things all rainbows and butterflies just yet, but I'm optimistic.

The HOA Property Manager Licensing Law HB 15-1343 has now been fully implemented and some obvious weaknesses and flaws exist that should be addressed. Two issues stand out that need attention: changes to the law and DORA's administration of the law. This posting addresses changes to the law.

[B]Community Association Manager (CAM aks HOA Property Manager) law:[/B]

The law requires small HOA CAMs to pay and complete the same requirements as mega-CAMs. This has caused...