Should I buy a condo or townhome? Single female
Posted 05-11-2017 at 11:52 AM by I-lv-atl
Quote:
Originally Posted by coolchicn2
I ama single female (late 20's) getting ready for my first big purchase. I am torn between buying a townhome or a condo? I don't have any kids but I am dating.
My budget is around 270,000 based on mortgage affordability calculators. I have a nice job with great income for my age and I feel like I am throwing money away by renting. Plus, it could be a great investment if I buy right.
Condo Pros; Easier to maintain, more amenities, cheaper, wider range of nice areas to choose from.
Cons; Apartment-like feel, possibility of wanting a bigger place sooner than later, probably harder to resale
Townhome pros; More space, feels more like a home, better resale, can get a roommate or boyfriend to split the payments if we decide to move in together.
Cons; Slightly more expensive, do I really need that much room right now?
I LOVE the newer townhomes in Smyrna and Sandy Springs but I also don't want to purchase on impulse.
I am not looking at a SFH because I want absolutely nothing to do with exterior maintenance. Plus, I feel safer in a close community as a female.
P.S I currently live in a lovely apartment in Dunwoody so I am not trying to downgrade just so I can buy especially since I don't have a family. And this makes me wonder if it's even worth it to buy at all? (Sigh, I am so confused)
Any advice would be greatly appreciated! Buying a house is a big deal and I don't want to mess it up. I am open to all opinions. Thanks in advance!
My budget is around 270,000 based on mortgage affordability calculators. I have a nice job with great income for my age and I feel like I am throwing money away by renting. Plus, it could be a great investment if I buy right.
Condo Pros; Easier to maintain, more amenities, cheaper, wider range of nice areas to choose from.
Cons; Apartment-like feel, possibility of wanting a bigger place sooner than later, probably harder to resale
Townhome pros; More space, feels more like a home, better resale, can get a roommate or boyfriend to split the payments if we decide to move in together.
Cons; Slightly more expensive, do I really need that much room right now?
I LOVE the newer townhomes in Smyrna and Sandy Springs but I also don't want to purchase on impulse.
I am not looking at a SFH because I want absolutely nothing to do with exterior maintenance. Plus, I feel safer in a close community as a female.
P.S I currently live in a lovely apartment in Dunwoody so I am not trying to downgrade just so I can buy especially since I don't have a family. And this makes me wonder if it's even worth it to buy at all? (Sigh, I am so confused)
Any advice would be greatly appreciated! Buying a house is a big deal and I don't want to mess it up. I am open to all opinions. Thanks in advance!
Congrats on being ready to buy!! I do think that buying is definitely better than renting!! The market is good right now and interest rates are low. I hope this is helpful to you.
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