Friday February 17, 2012
Posted 02-17-2012 at 08:38 AM by CSD610
I have decided to write a few days early this time just to get some things out of my head. Things that I am stunned that husbands and wives say to each other. Whether it be a heat of the moment thing or something that happens on a regular basis I am still stunned at the level of cruel and the lack of respect these people have for each other and they are married, to each other.
I am on a different forum that has many topics, the main being finances. Finances are a stressful, touchy topic for most people and when debts are more than income finances discussions can turn into major arguments.
Then there are those who have decided to turn their financial lives around and quit living paycheck to paycheck and quit being in debt and work hard to pay off all of their creditors and pay cash for everything. This is a wonderful idea and we are in the midst of doing that right now. It is a long journey for us and a longer journey for others. Each couple has their own issues simply because they are two individuals and each couple has their own financial issues as well. Each couple also has their own idea of how to accomplish a goal that has been set.
There are the spenders and the savers and there are those who are in between. The spenders obviously like to spend a lot and don't worry about finances past that new shirt they just have to have or the new shiny pretty vehicle that drops in value by $12,000.00 the moment those wheels hit the public road.
There are the savers that obviously like to save but there are levels of savers. There are those that save as close to everything they make as possible, spending only what is necessary for necessities. There are those savers that pay their debts in full on time each month, set a wee bit aside for fun money and save or invest the rest. Then there are those who save occassionally but don't leave that money in the savings account for very long, so they are pseudo savers.
Anyway, when couples disagree on how to pursue a goal the lack of respect is amazing. One post I read was absolutely disgusting to me and had those words been uttered by my husband he would already be divorced.
It was something like "I wish you were a cool wife, you are no fun and I am just going to hound you about spending this money until you break and give in then I WILL WIN AGAIN."
Oh Hell No, not in my lifetime and not while you are married to me. If you are that childish that you have to have a tantrum like a 2 year old and get your way and be a complete *&(*&*^*(& about the whole situation you can head on down the road and take all your crap with you IF I don't burn it first and since you are unemployed most of the time. Let's see how long it takes YOU to get that vehicle you know you NEED with NO MONEY. Oh, by the way, following YOUR financial plan got us INTO THIS MESS so yeah, it works pretty well.......I'm just sayin!
What happened to growing up AND maturing? What happened to respecting your spouse? What happened to common decency and courtesy? What happened to discussing issues within a marriage in a civilized manner and working things out together? What happened to not living above your means and not owing your soul to a bank or a credit card company?
We fell into the debt trap with the credit cards and the car loans and the house loans and the well the sun came up today loans.....blech.........NO MORE, CASH ONLY.
We have a wee bit of debt left but the last couple years we have saved for something we found we wanted and paid cash. Everything that is in our home or our driveway is paid for and no one can take it away from us for not being able to make payments on a loan or a credit card.
The debt we have left after paying off everything else is a student loan and the balance is about $5400.00. In the next couple months we hope to have that paid in full so we will have no debt outside of monthly necessities. It has not been an easy journey to walk toward being debt free however, it has been well worth all of the scrimping, saving and sacrificing. It is a relief to not owe anyone anything. It is a weight that is no longer holding us back from going and doing pretty much anything we want to do.
So the point of todays words are questions you may want to answer for yourself. Do you enjoy writing those checks every month to creditors? Do you enjoy knowing that one glitch in your work life that affects your income can cause you to lose everything? Do you think the money you have in a retirement account is going to keep you from seeking out the "1000 ways to eat alpo in retirement" cookbook? Are you happy with your finances? Have you reached the financial goal you had (if you had one) when you were younger?
If you answered no to any of those questions maybe today is the first day of your Journey to financial freedom and security..........are you ready to take that first step?
I am on a different forum that has many topics, the main being finances. Finances are a stressful, touchy topic for most people and when debts are more than income finances discussions can turn into major arguments.
Then there are those who have decided to turn their financial lives around and quit living paycheck to paycheck and quit being in debt and work hard to pay off all of their creditors and pay cash for everything. This is a wonderful idea and we are in the midst of doing that right now. It is a long journey for us and a longer journey for others. Each couple has their own issues simply because they are two individuals and each couple has their own financial issues as well. Each couple also has their own idea of how to accomplish a goal that has been set.
There are the spenders and the savers and there are those who are in between. The spenders obviously like to spend a lot and don't worry about finances past that new shirt they just have to have or the new shiny pretty vehicle that drops in value by $12,000.00 the moment those wheels hit the public road.
There are the savers that obviously like to save but there are levels of savers. There are those that save as close to everything they make as possible, spending only what is necessary for necessities. There are those savers that pay their debts in full on time each month, set a wee bit aside for fun money and save or invest the rest. Then there are those who save occassionally but don't leave that money in the savings account for very long, so they are pseudo savers.
Anyway, when couples disagree on how to pursue a goal the lack of respect is amazing. One post I read was absolutely disgusting to me and had those words been uttered by my husband he would already be divorced.
It was something like "I wish you were a cool wife, you are no fun and I am just going to hound you about spending this money until you break and give in then I WILL WIN AGAIN."
Oh Hell No, not in my lifetime and not while you are married to me. If you are that childish that you have to have a tantrum like a 2 year old and get your way and be a complete *&(*&*^*(& about the whole situation you can head on down the road and take all your crap with you IF I don't burn it first and since you are unemployed most of the time. Let's see how long it takes YOU to get that vehicle you know you NEED with NO MONEY. Oh, by the way, following YOUR financial plan got us INTO THIS MESS so yeah, it works pretty well.......I'm just sayin!
What happened to growing up AND maturing? What happened to respecting your spouse? What happened to common decency and courtesy? What happened to discussing issues within a marriage in a civilized manner and working things out together? What happened to not living above your means and not owing your soul to a bank or a credit card company?
We fell into the debt trap with the credit cards and the car loans and the house loans and the well the sun came up today loans.....blech.........NO MORE, CASH ONLY.
We have a wee bit of debt left but the last couple years we have saved for something we found we wanted and paid cash. Everything that is in our home or our driveway is paid for and no one can take it away from us for not being able to make payments on a loan or a credit card.
The debt we have left after paying off everything else is a student loan and the balance is about $5400.00. In the next couple months we hope to have that paid in full so we will have no debt outside of monthly necessities. It has not been an easy journey to walk toward being debt free however, it has been well worth all of the scrimping, saving and sacrificing. It is a relief to not owe anyone anything. It is a weight that is no longer holding us back from going and doing pretty much anything we want to do.
So the point of todays words are questions you may want to answer for yourself. Do you enjoy writing those checks every month to creditors? Do you enjoy knowing that one glitch in your work life that affects your income can cause you to lose everything? Do you think the money you have in a retirement account is going to keep you from seeking out the "1000 ways to eat alpo in retirement" cookbook? Are you happy with your finances? Have you reached the financial goal you had (if you had one) when you were younger?
If you answered no to any of those questions maybe today is the first day of your Journey to financial freedom and security..........are you ready to take that first step?
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