Originally Posted by Ariadne22

There is no penalty for switching Medigaps, although if you wait too long you could be subject to health underwriting. However, since you are still within the 6-month Medigap Open Enrollment Period, at this time you can switch to another policy without health underwriting. I would do this immediately.Consider either the AARP UHC Plan G or N. If you don't need unusual specialty care - Plan N should cover all your needs at a significantly lower premium than Plan G. Plan N has no excess