27581 Zip Code (Stem, NC) Detailed Profile

Estimated zip code population in 2022: 3,856
Zip code population in 2010: 3,049
Zip code population in 2000: 2,614

Houses and condos: 1,572
Renter-occupied apartments: 139
March 2022 cost of living index in zip code 27581: 80.6 (low, U.S. average is 100)

Land area: 34.4 sq. mi.
Water area: 0.6 sq. mi.

Population density: 112 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,513 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,036 (0.4%)

For population 25 years and over in 27581:

• High school or higher: 92.0%
• Bachelor's degree or higher: 21.8%
• Graduate or professional degree: 7.6%
• Unemployed: 3.3%
• Mean travel time to work (commute): 30.0 minutes

For population 15 years and over in 27581:

• Never married: 32.2%
• Now married: 55.0%
• Separated: 2.1%
• Widowed: 4.1%
• Divorced: 6.5%

• 
• • 2,58667.1%White
  • 85522.2%Black
  • 2085.4%Two or more races
  • 2065.3%Hispanic or Latino

100% rural population.

Averages for the 2020 tax year for zip code 27581, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $61,121 (Individual Income Tax Returns)

Here:	$61,121
State:	$70,020

Salary/wage: $54,098 (reported on 84.4% of returns)

Here:	$54,098
State:	$58,387

(% of AGI for various income ranges: 1215.7% for AGIs below $25k, 3975.4% for AGIs $25k-50k, 7253.0% for AGIs $50k-75k, 9794.7% for AGIs $75k-100k, 18037.9% for AGIs $100k-200k)

Taxable interest for individuals: $1,251 (reported on 30.6% of returns)

This zip code:	$1,251
North Carolina:	$1,479

(% of AGI for various income ranges: 8.9% for AGIs below $25k, 9.4% for AGIs $25k-50k, 20.4% for AGIs $50k-75k, 30.6% for AGIs $75k-100k, 375.0% for AGIs $100k-200k)

Ordinary dividends: $2,365 (reported on 11.1% of returns)

Here:	$2,365
State:	$7,888

(% of AGI for various income ranges: 8.3% for AGIs below $25k, 28.6% for AGIs $25k-50k, 64.3% for AGIs $50k-75k, 27.1% for AGIs $75k-100k, 107.1% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$23,547 (reported on 9.4% of returns)

Here:	+$23,547
State:	+$23,652

(% of AGI for various income ranges: 21.1% for AGIs $25k-50k, 35.7% for AGIs $50k-75k, 67.1% for AGIs $75k-100k, 2666.4% for AGIs $100k-200k)

Profit/loss from business: +$4,596 (reported on 13.9% of returns)

Here:	+$4,596
State:	+$11,710

(% of AGI for various income ranges: 82.3% for AGIs below $25k, 3.7% for AGIs $25k-50k, 77.0% for AGIs $50k-75k, 233.5% for AGIs $75k-100k, 195.7% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $14,554 (reported on 7.2% of returns)

27581:	$14,554
North Carolina:	$20,247

(% of AGI for various income ranges: 47.1% for AGIs below $25k, 47.1% for AGIs $25k-50k, 107.8% for AGIs $50k-75k, 177.1% for AGIs $75k-100k, 723.6% for AGIs $100k-200k)

Total itemized deductions: $27,640 (reported on 5.6% of returns)

Here:	$27,640
State:	$34,549

(% of AGI for various income ranges: 336.1% for AGIs $50k-75k, 248.2% for AGIs $75k-100k, 1120.7% for AGIs $100k-200k)

Charity contributions: $9,100 (reported on 4.4% of returns)

Here:	$9,100
State:	$13,360

(% of AGI for various income ranges: 94.8% for AGIs $50k-75k, 364.3% for AGIs $100k-200k)

Taxes paid: $6,210 (reported on 5.6% of returns)

27581:	$6,210
State:	$7,586

(% of AGI for various income ranges: 80.0% for AGIs $50k-75k, 75.9% for AGIs $75k-100k, 220.0% for AGIs $100k-200k)

Earned income credit: $2,420 (reported on 13.9% of returns)

Here:	$2,420
State:	$2,337

(% of AGI for various income ranges: 101.1% for AGIs below $25k, 71.7% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 91.7%

Here:	92%
State:	93%

(% for various income ranges: 92.0% for AGIs below $25k, 91.3% for AGIs $25k-50k, 90.9% for AGIs $50k-75k, 91.7% for AGIs $75k-100k, 91.7% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 27581, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $48,793 (Individual Income Tax Returns)

Here:	$48,793
State:	$54,937

Salary/wage: $45,578 (reported on 85.1% of returns)

Here:	$45,578
State:	$46,336

(% of AGI for various income ranges: 72.1% for AGIs below $25k, 82.6% for AGIs $25k-50k, 79.6% for AGIs $50k-75k, 81.1% for AGIs $75k-100k, 78.2% for AGIs $100k-200k)

Taxable interest for individuals: $802 (reported on 31.9% of returns)

This zip code:	$802
North Carolina:	$1,298

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.5% for AGIs $100k-200k)

Ordinary dividends: $2,307 (reported on 9.9% of returns)

Here:	$2,307
State:	$6,213

(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.4% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$642 (reported on 8.5% of returns)

Here:	+$642
State:	+$12,740

(% of AGI for various income ranges: 0.3% for AGIs $50k-75k, 0.3% for AGIs $100k-200k)

Profit/loss from business: +$4,682 (reported on 15.6% of returns)

Here:	+$4,682
State:	+$10,311

(% of AGI for various income ranges: 7.7% for AGIs below $25k, 1.7% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.6% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $12,709 (reported on 7.8% of returns)

27581:	$12,709
North Carolina:	$15,575

(% of AGI for various income ranges: 2.9% for AGIs below $25k, 1.4% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 5.3% for AGIs $75k-100k)

Total itemized deductions: $18,306 (23% of AGI, reported on 38.3% of returns)

Here:	$18,306
State:	$23,438

Here:	23.4% of AGI
State:	21.5% of AGI

(% of AGI for various income ranges: 10.8% for AGIs below $25k, 12.3% for AGIs $25k-50k, 15.0% for AGIs $50k-75k, 16.4% for AGIs $75k-100k, 15.2% for AGIs $100k-200k)

Charity contributions: $2,821 (reported on 30.5% of returns)

Here:	$2,821
State:	$4,687

(% of AGI for various income ranges: 0.7% for AGIs below $25k, 1.5% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.3% for AGIs $100k-200k)

Taxes paid: $6,093 (reported on 38.3% of returns)

27581:	$6,093
State:	$8,823

(% of AGI for various income ranges: 1.7% for AGIs below $25k, 3.0% for AGIs $25k-50k, 4.4% for AGIs $50k-75k, 6.0% for AGIs $75k-100k, 6.5% for AGIs $100k-200k)

Earned income credit: $2,168 (reported on 19.9% of returns)

Here:	$2,168
State:	$2,376

(% of AGI for various income ranges: 7.0% for AGIs below $25k, 1.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 50.4%

Here:	50%
State:	53%

(% for various income ranges: 43.8% for AGIs below $25k, 47.5% for AGIs $25k-50k, 58.3% for AGIs $50k-75k, 60.0% for AGIs $75k-100k, 57.1% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 27581, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $39,269 (Individual Income Tax Returns)

Here:	$39,269
State:	$45,376

Salary/wage: $38,677 (reported on 87.3% of returns)

Here:	$38,677
State:	$39,442

(% of AGI for various income ranges: 134.8% for AGIs below $10k, 77.4% for AGIs $10k-25k, 87.1% for AGIs $25k-50k, 89.3% for AGIs $50k-75k, 86.2% for AGIs $75k-100k, 82.1% for AGIs over 100k)

Taxable interest for individuals: $652 (reported on 38.5% of returns)

This zip code:	$652
North Carolina:	$1,515

(% of AGI for various income ranges: 4.3% for AGIs below $10k, 1.8% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 0.7% for AGIs over 100k)

Taxable dividends: $861 (reported on 10.6% of returns)

Here:	$861
State:	$4,016

(% of AGI for various income ranges: 3.9% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.2% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Net capital gain/loss: +$2,144 (reported on 8.4% of returns)

Here:	+$2,144
State:	+$11,152

(% of AGI for various income ranges: -2.7% for AGIs below $10k, -0.3% for AGIs $10k-25k, 0.0% for AGIs $25k-50k, -0.0% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Profit/loss from business: +$2,595 (reported on 16.6% of returns)

Here:	+$2,595
State:	+$9,490

(% of AGI for various income ranges: 2.5% for AGIs below $10k, 5.2% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, -0.3% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, -0.4% for AGIs over 100k)

IRA payment deduction: $1,750 (reported on 1.7% of returns)

27581:	$1,750
North Carolina:	$2,967

Total itemized deductions: $15,688 (25% of AGI, reported on 39.4% of returns)

Here:	$15,688
State:	$19,464

Here:	25.4% of AGI
State:	22.7% of AGI

(% of AGI for various income ranges: 11.4% for AGIs $10k-25k, 13.8% for AGIs $25k-50k, 18.1% for AGIs $50k-75k, 16.0% for AGIs $75k-100k, 19.0% for AGIs over 100k)

Charity contributions deductions: $2,230 (3% of AGI, reported on 33.4% of returns)

Here:	$2,230
State:	$4,035

Here:	3.5% of AGI
State:	4.5% of AGI

(% of AGI for various income ranges: 1.3% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Total tax: $4,393 (reported on 74.0% of returns)

27581:	$4,393
State:	$7,257

(% of AGI for various income ranges: 5.1% for AGIs below $10k, 3.4% for AGIs $10k-25k, 6.1% for AGIs $25k-50k, 8.0% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 13.5% for AGIs over 100k)

Earned income credit: $1,818 (reported on 18.6% of returns)

Here:	$1,818
State:	$1,851

Percentage of individuals using paid preparers for their 2004 taxes: 57.7%

Here:	58%
State:	62%

(% for various income ranges: 48.0% for AGIs below $10k, 59.8% for AGIs $10k-25k, 55.6% for AGIs $25k-50k, 66.5% for AGIs $50k-75k, 61.0% for AGIs $75k-100k, 52.5% for AGIs over 100k)

Nearest zip codes: 27509, 27522, 27572, 27503, 27565, 27704.
Stem Zip Code Map

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.1% of all households
• Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 130
Household did not receive Food Stamps/SNAP in the past 12 months: 1,275

Women who had a birth in the past 12 months: 77 (42 now married, 34 unmarried)
Women who did not have a birth in the past 12 months: 994 (529 now married, 467 unmarried)

Housing units in zip code 27581 with a mortgage: 807 (60 second mortgage, 55 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $1,323
Median monthly owner costs for units without a mortgage: $387

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 27581 household income distribution in 2022

• 17Less than $10,000
• 9$10,000 to $14,999
• 16$15,000 to $19,999
• 70$20,000 to $24,999
• 40$25,000 to $29,999
• 62$30,000 to $34,999
• 43$35,000 to $39,999
• 99$40,000 to $44,999
• 135$45,000 to $49,999
• 104$50,000 to $59,999
• 160$60,000 to $74,999
• 162$75,000 to $99,999
• 235$100,000 to $124,999
• 53$125,000 to $149,999
• 102$150,000 to $199,999
• 97$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 27581

• 36Less than $10,000
• 45$10,000 to $14,999
• 1$15,000 to $19,999
• 33$20,000 to $24,999
• 11$25,000 to $29,999
• 21$40,000 to $49,999
• 8$60,000 to $69,999
• 22$80,000 to $89,999
• 15$90,000 to $99,999
• 60$100,000 to $124,999
• 31$125,000 to $149,999
• 139$150,000 to $174,999
• 130$175,000 to $199,999
• 198$200,000 to $249,999
• 201$250,000 to $299,999
• 62$300,000 to $399,999
• 48$400,000 to $499,999
• 110$500,000 to $749,999

• Rent paid by renters in 2022 in zip code 27581

• 4$500 to $549
• 17$600 to $649
• 1$650 to $699
• 20$700 to $749
• 42$750 to $799
• 24$800 to $899
• 19No cash rent

Median gross rent in 2022: $970.

Median price asked for vacant for-sale houses and condos in 2022: $530,163.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $279,368
• Black or African American householders: $386,032
• American Indian or Alaska Native householders: $445,421
• Some other race householders: $178,168
• Hispanic or Latino householders: $178,168

Estimated median house or condo value in 2022: $230,907 Lower value quartile - upper value quartile: $158,779 - $306,130

Mean price in 2022:

Detached houses: $274,266

Here:	$274,266
State:	$375,326

Mobile homes: $121,124

Here:	$121,124
State:	$124,933

Housing units in structures:

• One, detached: 1,147
• 5 to 9: 23
• Mobile homes: 374

Unemployment: 3.3%

• Means of transportation to work in zip code 27581

• 80.1%1,647Drove a car alone
• 9.0%185Carpooled
• 0.2%4Other means
• 8.0%165Worked at home

• Travel time to work (commute) in zip code 27581

• 3Less than 5 minutes
• 195 to 9 minutes
• 30010 to 14 minutes
• 41815 to 19 minutes
• 12220 to 24 minutes
• 9425 to 29 minutes
• 36530 to 34 minutes
• 8735 to 39 minutes
• 18440 to 44 minutes
• 14145 to 59 minutes
• 4560 to 89 minutes
• 5290 or more minutes

Percentage of zip code residents living and working in this county: 48.1%

Household type by relationship:

Households: 3,856

• Male householders: 627 (94 living alone), Female householders: 786 (125 living alone)

• 762 spouses (759 opposite-sex spouses), 83 unmarried partners, (83 opposite-sex unmarried partners), 1,217 children (1,131 natural, 3 adopted, 85 stepchildren), 219 grandchildren, 40 brothers or sisters, 15 parents, 0 foster children, 18 other relatives, 75 non-relatives

• In group quarters: 11 (-1 institutionalized population)

Size of family households: 552 2-persons, 330 3-persons, 149 4-persons, 73 5-persons, 29 6-persons, 2 7-or-more-persons

Size of nonfamily households: 219 1-person, 58 2-persons

263 married couples with children.
490 single-parent households (18 men, 472 women).

95.7% of residents of 27581 zip code speak English at home.
3.7% of residents speak Spanish at home (70% very well, 16% well, 14% not well).

Facilities with environmental interests located in this zip code:

• APAC GEORGIA INCORPORATED (2095 SANDERS ROAD in STEM, NC)

  AIR MINOR (AIRS/AFS)
  STATE MASTER (North Carolina facility info) - -115DA4YG00M29W84AX3Y0CRUPW, WASTEWATER FACILITY, -2830, AIR PROGRAM
  Business SIC classification: READY-MIXED CONCRETE
  

Housing units lacking complete plumbing facilities: 0.8%

Population in 1990: 2,421. Population change in the 1990s: +193 (+8.0%).

Place of birth for U.S.-born residents:

• This state: 2,673
• Northeast: 427
• Midwest: 92
• South: 378
• West: 187

52% of the 27581 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 54% lived in this county.
   Out of people who lived in different counties, 50% lived in North Carolina.

91% of the 27581 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 57% moved from this county.
   Out of people who lived in different houses, 40% moved from different county within same state.
   Out of people who lived in different houses, 1% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 3
Students in private schools in grades 9 to 12 (high school): 71 Students in private undergraduate colleges: 2

Top industries in this zip code by the number of employees in 2005:

• Construction: Plumbing, Heating, and Air-Conditioning Contractors (5-9 employees: 1 establishment, 1-4 employees: 3 establishments)
• Professional, Scientific, and Technical Services: Administrative Management and General Management Consulting Services (5-9: 1)
• Construction: Poured Concrete Foundation and Structure Contractors (5-9: 1)
• Construction: Flooring Contractors (1-4: 2)
• Other Services (except Public Administration): Religious Organizations (1-4: 2)
• Construction: Land Subdivision (1-4: 2)
• Administrative and Support and Waste Management and Remediation Services: Landscaping Services (1-4: 2)
• Administrative and Support and Waste Management and Remediation Services: Temporary Help Services (1-4: 1)
• Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 1)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fires per year is 16. The highest number of reported fires - 29 took place in 2002, and the least - 0 in 2017. The data has a dropping trend.
When looking into fire subcategories, the most incidents belonged to: Outside Fires (48.4%), and Structure Fires (38.5%).


• Fire incident types reported to NFIRS in Zip Code 27581
• 13348.4%Outside Fires
• 10638.5%Structure Fires
• 3111.3%Mobile Property/Vehicle Fires
• 51.8%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 27581, North Carolina

Most common first names in zip code 27581 among deceased individuals
Name	Count	Lived (average)
William	16	70.7 years
James	14	71.7 years
John	10	72.4 years
Willie	9	65.3 years
George	9	73.7 years
Robert	8	74.4 years
Thomas	6	70.5 years
Billy	5	62.0 years
Edna	5	75.8 years
Roy	4	80.7 years

Most common last names in zip code 27581 among deceased individuals
Last name	Count	Lived (average)
Bullock	15	73.8 years
Wilkins	13	83.1 years
Mangum	10	77.8 years
Gooch	9	78.1 years
Davis	9	77.1 years
Green	8	71.6 years
Boyd	8	67.1 years
Clayton	8	71.0 years
Jackson	7	74.0 years
Oakley	7	76.0 years