Georgia

Consumer protection

Georgia's basic consumer protection law is the Fair Business Practices Act of 1975, which forbids representing products as having official approval when they do not, outlaws advertising without the intention of supplying a reasonable number of the items advertised, and empowers the administrator of the law to investigate and resolve complaints and seek penalties for unfair practices. The administrator heads the Office of Consumer Affairs, which now also administers laws that regulate charitable solicitation, offers to sell or buy business opportunities, buying services or clubs, and telemarketing.

A comprehensive "Lemon Law" was passed in 1990. In 1997, a number of changes were made in Georgia's basic consumer protection laws. The Consumer's Utility Counsel became a division of the Office of Consumer Affairs; the Counsel represents the interests of consumers and small businesses before the Georgia Public Service Commission. Telemarketing, internet, and home remodeling/home repair fraud became criminal offenses under the jurisdiction of the Office of Consumer Affairs, with maximum sentences of up to 10 years. Multilevel marketing is now covered along with business opportunities. A Consumer Insurance Advocate represents citizens before the Georgia Commissioner of Insurance, the courts, and federal administrative agencies that speak on behalf of consumers with regard to insurance, such as insurance rate increases or the denial of health care services. The Office of Consumer Education attempts to create a more informed marketplace, so that consumers can protect themselves against fraud.