Where to get a second house? (Boulder, Estes Park: renter, credit check, lender)

[Westerner92]

Originally Posted by COcheesehead

So let me get this straight...people wanting second homes are buying starter homes?

Quite often, yes. OP most likely wants multiple “normal” houses, and there’s another example of it in this thread.

[Floats]

If it helps, my square footage is 1/2 the national average. I’m downsizing. Judge first question later.

[Westerner92]

Originally Posted by Floats

If it helps, my square footage is 1/2 the national average. I’m downsizing. Judge first question later.

Can’t say I feel bad about it. Save a house for a poor sap who had the gall to be born in the 90s.

[Floats]

Originally Posted by Westerner92

Can’t say I feel bad about it. Save a house for a poor sap who had the gall to be born in the 90s.

Don’t worry you have plenty of time. I was renting a small studio apartment at your age.

[COcheesehead]

Originally Posted by Westerner92

Quite often, yes. OP most likely wants multiple “normal” houses, and there’s another example of it in this thread.

Hope your underwear stretches as much as your argument, otherwise you are gonna feel uncomfortable.

[ponyupgrl]

Wow - serious judgement on this thread.

OP - what months do you see yourself traveling outside of the Boulder area most frequently?

[Westerner92]

Originally Posted by Floats

Don’t worry you have plenty of time. I was renting a small studio apartment at your age.

A studio apartment is luxury compared to what most have to do to save up a ~$100K down payment to compete in this market.

And I’m not worried for myself necessarily. I was one of the “star students” who got through university without debt and got one of the few jobs that allows enough breathing room to save for that down payment. I couldn’t afford my house now if I were just a couple years younger or had made a couple Bs in anywhere in my education. I’m speaking on the behalf of peers of mine who are having to compete with the hedge funds, foreign investors, and condescending elders exacerbating the housing crisis by artificially constricting supply.

Originally Posted by COcheesehead

Hope your underwear stretches as much as your argument, otherwise you are gonna feel uncomfortable.

Luckily I had an amazing economics teacher who taught us how expensive it is to be poor, so I buy the fancy stretchy kind. Your arguments fell flat with my short replies.

[COcheesehead]

Originally Posted by Westerner92

Your arguments fell flat with my short replies.

In summary you are bashing someone who wants to buy a second home.

Your replies are nonsensical as evidenced by the above.

[ponyupgrl]

Originally Posted by Westerner92

And I’m not worried for myself necessarily. I was one of the “star students” who got through university without debt and got one of the few jobs that allows enough breathing room to save for that down payment. I couldn’t afford my house now if I were just a couple years younger or had made a couple Bs in anywhere in my education.

So weird, my 2.7 college GPA never came up when I was buying my house

[skeddy]

Originally Posted by ponyupgrl

So weird, my 2.7 college GPA never came up when I was buying my house

I flashed my Radio Shack Battery Club card when I went in and I was in my new house in no time...