92678 Zip Code (Rancho Santa Margarita, CA) Detailed Profile

Estimated zip code population in 2022: 624

Houses and condos: 271
Renter-occupied apartments: 16
March 2022 cost of living index in zip code 92678: 75.4 (low, U.S. average is 100)

Land area: 15.1 sq. mi.
Water area: 0.0 sq. mi.

Population density: 41 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $4,913 (0.5%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $4,013 (0.3%)

For population 25 years and over in 92678:

• High school or higher: 93.2%
• Bachelor's degree or higher: 37.9%
• Graduate or professional degree: 11.7%
• Unemployed: 6.7%
• Mean travel time to work (commute): 39.3 minutes

For population 15 years and over in 92678:

• Never married: 25.6%
• Now married: 44.5%
• Separated: 3.8%
• Widowed: 11.8%
• Divorced: 14.3%

100% urban population.

Averages for the 2004 tax year for zip code 92678, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $72,125 (Individual Income Tax Returns)

Here:	$72,125
State:	$58,600

Salary/wage: $64,631 (reported on 82.0% of returns)

Here:	$64,631
State:	$49,455

(% of AGI for various income ranges: 63.1% for AGIs below $10k, 76.3% for AGIs $10k-25k, 82.7% for AGIs $25k-50k, 90.0% for AGIs $50k-75k, 87.3% for AGIs $75k-100k, 65.6% for AGIs over 100k)

Taxable interest for individuals: $1,089 (reported on 50.8% of returns)

This zip code:	$1,089
California:	$2,365

(% of AGI for various income ranges: 0.6% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.4% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.0% for AGIs over 100k)

Taxable dividends: $1,329 (reported on 24.4% of returns)

Here:	$1,329
State:	$4,746

(% of AGI for various income ranges: 2.3% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.5% for AGIs $50k-75k, 0.6% for AGIs over 100k)

Net capital gain/loss: +$26,032 (reported on 20.3% of returns)

Here:	+$26,032
State:	+$23,418

(% of AGI for various income ranges: -2.5% for AGIs $10k-25k, -0.7% for AGIs $50k-75k, 12.4% for AGIs over 100k)

Profit/loss from business: +$16,750 (reported on 21.9% of returns)

Here:	+$16,750
State:	+$16,826

(% of AGI for various income ranges: 25.6% for AGIs below $10k, 13.9% for AGIs $10k-25k, 11.1% for AGIs $25k-50k, 6.9% for AGIs $50k-75k, 3.9% for AGIs over 100k)

IRA payment deduction: $3,938 (reported on 5.1% of returns)

92678:	$3,938
California:	$3,192

Total itemized deductions: $28,994 (25% of AGI, reported on 53.1% of returns)

Here:	$28,994
State:	$28,113

Here:	25.5% of AGI
State:	25.3% of AGI

(% of AGI for various income ranges: 85.2% for AGIs below $10k, 19.5% for AGIs $25k-50k, 21.1% for AGIs $50k-75k, 31.4% for AGIs $75k-100k, 20.2% for AGIs over 100k)

Charity contributions deductions: $3,072 (3% of AGI, reported on 49.2% of returns)

Here:	$3,072
State:	$3,923

Here:	2.6% of AGI
State:	3.3% of AGI

(% of AGI for various income ranges: 6.8% for AGIs below $10k, 0.9% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.5% for AGIs over 100k)

Total tax: $11,980 (reported on 81.7% of returns)

92678:	$11,980
State:	$10,761

(% of AGI for various income ranges: 5.7% for AGIs below $10k, 5.7% for AGIs $10k-25k, 7.0% for AGIs $25k-50k, 9.6% for AGIs $50k-75k, 9.3% for AGIs $75k-100k, 17.0% for AGIs over 100k)

Earned income credit: $1,250 (reported on 6.4% of returns)

Here:	$1,250
State:	$1,763

Percentage of individuals using paid preparers for their 2004 taxes: 66.2%

Here:	66%
State:	66%

(% for various income ranges: 46.9% for AGIs below $10k, 66.0% for AGIs $10k-25k, 66.7% for AGIs $25k-50k, 68.2% for AGIs $50k-75k, 77.4% for AGIs $75k-100k, 73.2% for AGIs over 100k)

Nearest zip codes: 92883, 92688, 92679, 92676, 92692, 92881.
Rancho Santa Margarita Zip Code Map

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 0
Household did not receive Food Stamps/SNAP in the past 12 months: 244

Women who had a birth in the past 12 months: 13 (10 now married, 3 unmarried)
Women who did not have a birth in the past 12 months: 110 (39 now married, 71 unmarried)

Housing units in zip code 92678 with a mortgage: 180 (33 second mortgage, 16 both second mortgage and home equity loan)
Median monthly owner costs for units with a mortgage: $2,659
Median monthly owner costs for units without a mortgage: $768

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 92678 household income distribution in 2022

• 28Less than $10,000
• 26$15,000 to $19,999
• 4$25,000 to $29,999
• 5$40,000 to $44,999
• 11$50,000 to $59,999
• 32$60,000 to $74,999
• 9$75,000 to $99,999
• 17$100,000 to $124,999
• 32$125,000 to $149,999
• 62$150,000 to $199,999
• 21$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 92678

• 12$90,000 to $99,999
• 2$125,000 to $149,999
• 4$300,000 to $399,999
• 55$500,000 to $749,999
• 61$750,000 to $999,999
• 48$1,000,000 to $1,499,999
• 25$1,500,000 to $1,999,999
• 42$2,000,000 or more

Median price asked for vacant for-sale houses and condos in 2022: $2,650,141.

Estimated median house or condo value in 2022: $997,895 Lower value quartile - upper value quartile: $722,623 - $1,333,951

Mean price in 2022:

Detached houses: $1,148,248

Here:	$1,148,248
State:	$988,808

Housing units in structures:

• One, detached: 271

Unemployment: 6.7%

• Means of transportation to work in zip code 92678

• 53.8%145Drove a car alone
• 1.9%5Carpooled
• 0.4%1Bus or trolley bus
• 0.7%2Streetcar or trolley car
• 1.5%4Motorcycle
• 1.9%5Walked
• 3.3%9Other means
• 40.8%110Worked at home

• Travel time to work (commute) in zip code 92678

• 4Less than 5 minutes
• 110 to 14 minutes
• 1515 to 19 minutes
• 1920 to 24 minutes
• 3225 to 29 minutes
• 930 to 34 minutes
• 835 to 39 minutes
• 3840 to 44 minutes
• 545 to 59 minutes
• 2860 to 89 minutes
• 990 or more minutes

Percentage of zip code residents living and working in this county: 95.9%

Household type by relationship:

Households: 624

• Male householders: 86 (24 living alone), Female householders: 166 (35 living alone)

• 114 spouses (105 opposite-sex spouses), 35 unmarried partners, (35 opposite-sex unmarried partners), 105 children (105 natural, 0 adopted, 0 stepchildren), 9 grandchildren, 0 brothers or sisters, 0 parents, 0 foster children, 26 other relatives, 34 non-relatives

• In group quarters: 56 (-1 institutionalized population)

Size of family households: 85 2-persons, 13 3-persons, 36 4-persons, 6 6-persons

Size of nonfamily households: 59 1-person, 42 2-persons, 9 3-persons

65 married couples with children.
10 single-parent households (10 women).

84.9% of residents of 92678 zip code speak English at home.
11.0% of residents speak Spanish at home (84% very well, 16% well).
2.8% of residents speak other Indo-European language at home (100% very well).
0.7% of residents speak Asian or Pacific Island language at home (100% not well).

Place of birth for U.S.-born residents:

• This state: 363
• Northeast: 24
• Midwest: 84
• South: 32
• West: 32

92% of the 92678 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 71% moved from this county.
   Out of people who lived in different houses, 17% moved from different county within same state.
   Out of people who lived in different houses, 7% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):
Students in private schools in grades 9 to 12 (high school): 4 Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Limited-Service Restaurants (10-19 employees: 3 establishments)
• Arts, Entertainment, and Recreation: Fitness and Recreational Sports Centers (20-49: 1)
• Accommodation and Food Services: Snack and Nonalcoholic Beverage Bars (20-49: 1)
• Accommodation and Food Services: Full-Service Restaurants (10-19: 1, 1-4: 1)
• Construction: Commercial and Institutional Building Construction (10-19: 1)
• Real Estate and Rental and Leasing: Video Tape and Disc Rental (10-19: 1)
• Arts, Entertainment, and Recreation: Nature Parks and Other Similar Institutions (10-19: 1)
• Wholesale Trade: Fresh Fruit and Vegetable Merchant Wholesalers (1-4: 1)

Most common first names in zip code 92678 among deceased individuals
Name	Count	Lived (average)
Robert	4	65.5 years
Ethel	3	84.7 years
William	3	65.4 years
Frances	2	75.1 years
Evelyn	2	88.5 years
Flora	2	93.0 years
Anita	2	91.0 years
Helen	2	82.5 years
Ernest	2	73.5 years
James	2	68.5 years

Most common last names in zip code 92678 among deceased individuals
Last name	Count	Lived (average)
Johnson	3	77.6 years
Beardslee	2	75.0 years
Graves	2	79.0 years
Beevers	2	82.5 years
Eggebrecht	2	37.0 years
Gray	2	72.5 years
Martinez	2	92.0 years
Mathews	2	76.0 years
Preusker	2	76.0 years
Schwendeman	2	82.5 years