Estimated zip code population in 2022: 396 Zip code population in 2010: 539 Zip code population in 2000: 575
Houses and condos: 176 Renter-occupied apartments: 30
% of renters here:
19%
State:
28%
March 2022 cost of living index in zip code 56523: 85.1 (less than average, U.S. average is 100)
Land area: 83.0 sq. mi. Water area: 0.0 sq. mi.
Population density: 5 people per square mile
(very low).
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Real estate property taxes paid for housing units in 2022:
This zip code:
1.0% ($1,661)
Minnesota:
1.0% ($3,087)
Median real estate property taxes paid for housing units with mortgages in 2022: $1,580 (0.8%) Median real estate property taxes paid for housing units with no mortgage in 2022: $1,805 (1.5%)
Business Search- 14 Million verified businesses
Males: 212
(53.7%)
Females: 183
(46.3%)
For population 25 years and over in 56523:
High school or higher: 93.7%
Bachelor's degree or higher: 34.9%
Graduate or professional degree: 6.1%
Unemployed: 2.4%
Mean travel time to work (commute): 20.1 minutes
For population 15 years and over in 56523:
Never married: 30.2%
Now married: 55.9%
Separated: 0.8%
Widowed: 2.1%
Divorced: 10.9%
Zip code 56523 compared to state average:
Median house value below state average.
Black race population percentage significantly below state average.
Foreign-born population percentage significantly below state average.
Length of stay since moving in significantly above state average.
Estimated median house/condo value in 2022: $170,024
56523:
$170,024
Minnesota:
$314,600
Median resident age:
This zip code:
42.0 years
Minnesota median age:
39.0 years
Average household size:
This zip code:
2.5 people
Minnesota:
2.4 people
Averages for the 2020 tax year for zip code 56523, filed in 2021:
Average Adjusted Gross Income (AGI) in 2020: $62,852 (Individual Income Tax Returns)
Here:
$62,852
State:
$82,178
Salary/wage: $39,595 (reported on 87.0% of returns)
Here:
$39,595
State:
$67,438
(% of AGI for various income ranges: 1328.0% for AGIs below $25k, 4873.3% for AGIs $25k-50k, 6154.0% for AGIs $50k-75k)
Taxable interest for individuals: $550 (reported on 17.4% of returns)
This zip code:
$550
Minnesota:
$1,814
(% of AGI for various income ranges: 12.0% for AGIs below $25k)
Ordinary dividends: $700 (reported on 13.0% of returns)
Here:
$700
State:
$6,928
(% of AGI for various income ranges: 42.0% for AGIs $50k-75k)
Net capital gain/loss in AGI: +$1,033 (reported on 13.0% of returns)
Here:
+$1,033
State:
+$20,591
(% of AGI for various income ranges: 62.0% for AGIs $50k-75k)
Profit/loss from business: +$4,000 (reported on 13.0% of returns)
Here:
+$4,000
State:
+$14,342
(% of AGI for various income ranges: 240.0% for AGIs below $25k)
Earned income credit: $1,300 (reported on 17.4% of returns)
Here:
$1,300
State:
$2,055
(% of AGI for various income ranges: 104.0% for AGIs below $25k)
Percentage of individuals using paid preparers for their 2020 taxes: 95.7%
Here:
96%
State:
94%
(% for various income ranges: 100.0% for AGIs below $25k, 100.0% for AGIs $25k-50k, 85.7% for AGIs $50k-75k, 100.0% for AGIs $100k-200k)
Averages for the 2012 tax year for zip code 56523, filed in 2013:
Average Adjusted Gross Income (AGI) in 2012: $55,367 (Individual Income Tax Returns)
Here:
$55,367
State:
$67,192
Salary/wage: $34,114 (reported on 87.5% of returns)
Here:
$34,114
State:
$55,182
(% of AGI for various income ranges: 75.2% for AGIs below $25k, 82.1% for AGIs $25k-50k, 117.1% for AGIs $50k-75k, 26.7% for AGIs $100k-200k)
Taxable interest for individuals: $411 (reported on 37.5% of returns)
This zip code:
$411
Minnesota:
$1,664
(% of AGI for various income ranges: 0.4% for AGIs below $25k, 0.4% for AGIs $50k-75k, 0.4% for AGIs $100k-200k)
Ordinary dividends: $15,600 (reported on 8.3% of returns)
Here:
$15,600
State:
$5,665
Profit/loss from business: +$6,000 (reported on 12.5% of returns)
Here:
+$6,000
State:
+$12,430
Total itemized deductions: $19,180 (17% of AGI, reported on 20.8% of returns)
Here:
$19,180
State:
$24,665
Here:
16.5% of AGI
State:
19.6% of AGI
(% of AGI for various income ranges: 15.5% for AGIs $25k-50k, 10.5% for AGIs $100k-200k)
Charity contributions: $2,100 (reported on 12.5% of returns)
Here:
$2,100
State:
$3,948
Taxes paid: $9,200 (reported on 20.8% of returns)
56523:
$9,200
State:
$10,589
(% of AGI for various income ranges: 5.6% for AGIs $25k-50k, 5.9% for AGIs $100k-200k)
Earned income credit: $2,080 (reported on 20.8% of returns)
Here:
$2,080
State:
$2,037
(% of AGI for various income ranges: 5.1% for AGIs below $25k, 2.1% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2012 taxes: 75.0%
Here:
75%
State:
55%
(% for various income ranges: 75.0% for AGIs below $25k, 57.1% for AGIs $25k-50k, 125.0% for AGIs $50k-75k, 100.0% for AGIs $100k-200k)
Averages for the 2004 tax year for zip code 56523, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $33,799 (Individual Income Tax Returns)
Here:
$33,799
State:
$53,560
Salary/wage: $27,231 (reported on 85.2% of returns)
Here:
$27,231
State:
$46,177
(% of AGI for various income ranges: 88.6% for AGIs below $10k, 72.2% for AGIs $10k-25k, 71.2% for AGIs $25k-50k, 74.6% for AGIs $50k-75k, 53.1% for AGIs $75k-100k)
Taxable interest for individuals: $747 (reported on 40.6% of returns)
This zip code:
$747
Minnesota:
$1,796
Taxable dividends: $226 (reported on 12.7% of returns)
Here:
$226
State:
$3,096
Profit/loss from business: +$4,884 (reported on 17.6% of returns)
Here:
+$4,884
State:
+$10,442
Total itemized deductions: $15,383 (27% of AGI, reported on 19.3% of returns)
Here:
$15,383
State:
$20,035
Here:
27.3% of AGI
State:
21.3% of AGI
Charity contributions deductions: $1,658 (3% of AGI, reported on 15.6% of returns)
Here:
$1,658
State:
$3,333
Here:
2.9% of AGI
State:
3.4% of AGI
Total tax: $3,599 (reported on 76.6% of returns)
56523:
$3,599
State:
$8,485
(% of AGI for various income ranges: 1.7% for AGIs below $10k, 4.8% for AGIs $10k-25k, 6.6% for AGIs $25k-50k, 8.4% for AGIs $50k-75k, 13.5% for AGIs $75k-100k)
Earned income credit: $1,684 (reported on 15.6% of returns)
Here:
$1,684
State:
$1,523
Percentage of individuals using paid preparers for their 2004 taxes: 69.7%
Here:
70%
State:
59%
(% for various income ranges: 59.0% for AGIs below $10k, 67.6% for AGIs $10k-25k, 75.3% for AGIs $25k-50k, 65.7% for AGIs $50k-75k, 82.4% for AGIs $75k-100k)
Household received Food Stamps/SNAP in the past 12 months: 17 Household did not receive Food Stamps/SNAP in the past 12 months: 144
Women who had a birth in the past 12 months: 5 (5 now married, 0 unmarried) Women who did not have a birth in the past 12 months: 78 (27 now married, 51 unmarried)
Housing units in zip code 56523 with a mortgage: 68 (13 second mortgage, 13 both second mortgage and home equity loan) Median monthly owner costs for units with a mortgage: $1,300 Median monthly owner costs for units without a mortgage: $582
Residents with income below the poverty level in 2022:
This zip code:
6.8%
Whole state:
9.6%
Residents with income below 50% of the poverty level in 2022:
This zip code:
4.4%
Whole state:
5.2%
Median number of rooms in houses and condos:
Here:
6.7
State:
7.1
Median number of rooms in apartments:
Here:
4.8
State:
3.8
Notable locations in this zip code not listed on our city pages
Notable locations in zip code 56523: Eldred (A), Climax Municipal Golf Course (B), Climax Volunteer Fire Department (C). Display/hide their locations on the map
Size of family households: 57 2-persons, 24 3-persons, 24 4-persons, 10 5-persons, 1 7-or-more-persons
Size of nonfamily households: 35 1-person, 6 2-persons
73 married couples with children.
30 single-parent households (6 men, 24 women).
97.8% of residents of 56523 zip code speak English at home.
1.9% of residents speak Spanish at home (57% very well, 43% well).
Foreign born population: 9 (2.3%) (23.2% of them are naturalized citizens)
This zip code:
2.3%
Whole state:
8.7%
33%Serbia
11%Honduras
47%Norwegian
13%German
12%Scandinavian
4%Polish
3%Irish
2%Icelander
2%Ukrainian
Year of entry for the foreign-born population
82010 or later
02000 to 2009
11990 to 1999
1Before 1990
Facilities with environmental interests located in this zip code:
FARMERS UNION OIL (206 W BROADWAY in CLIMAX, MN)
STATE MASTER (Minnesota Pollution Control Agency permits and compilance tracking) - RCRAINFO-MND985697622, CESQG, RCRIS-MND985697622, Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification Business SIC and NAICS classification: PETROLEUM BULK STATIONS AND TERMINALS Organizations: BURNER BOB (CONTACT/OWNER)
, FARMERS UNION OIL CO (CONTACT/OWNER)
Alternative names: FARMERS UNION OIL CO - CLIMAX
FARMERS ELEVATOR - ELDRED (HIGHWAY 75 in NOT IN A CITY, MN)
AIR MINOR (AIRS/AFS) Business SIC classification: GRAIN AND FIELD BEANS Alternative names: FARMERS ELEV - ELDRED
Housing units lacking complete plumbing facilities: 2.1% Housing units lacking complete kitchen facilities: 2.2%
49.5%Bottled, tank, or LP gas
30.9%Electricity
12.2%Fuel oil, kerosene, etc.
8.4%Wood
Population in 1990: 731.
Place of birth for U.S.-born residents:
This state: 198
Northeast: 2
Midwest: 150
South: 26
West: 7
68% of the 56523 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 55% lived in this county. Out of people who lived in different counties, 50% lived in Minnesota.
95% of the 56523 zip code residents lived in the same house 1 year ago. Out of people who lived in different houses, 29% moved from this county. Out of people who lived in different houses, 21% moved from different county within same state. Out of people who lived in different houses, 57% moved from different state.
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 3
Here:
8.8%
Minnesota:
12.9%
Students in private schools in grades 9 to 12 (high school):
Here:
0.0%
Minnesota:
8.6%
Students in private undergraduate colleges:
Here:
0.0%
Minnesota:
26.2%
Occupation by median earnings in the past 12 months ($)
88,461Installation, maintenance, and repair occupations
74,906Architecture and engineering occupations
62,662Management occupations
50,267Business and financial operations occupations
48,885Transportation occupations
46,918Health technologists and technicians
Companies with federal contracts located in this zip code:
A & S (LLC) (38948 350TH ST SW in CLIMAX, MN) : $1,607,812 in 18 contractsfrom 2003 to 2004
Contracts for Construction of Structures and Facilities -- Other Non-Building Facilities by Army, U.S. Army Corps of Engineers - civil program financing only Signed by year:2000: $0; 2001: $0; 2002: $0; 2003: $253,890; 2004: $1,353,922; 2005: $0; 2006: $0.
Biggest contracts:
$350,000 with Army for Construction of Structures and Facilities -- Other Non-Building Facilities. Taking place in ND. Signed on 2004-07-30. Completion date: 2006-06-25.
$350,000 with U.S. Army Corps of Engineers - civil program financing only for Construction of Structures and Facilities -- Other Non-Building Facilities. Taking place in ND. Signed on 2004-07-30. Completion date: 2006-06-25.
$178,100 with Army for Construction of Structures and Facilities -- Other Non-Building Facilities. Taking place in ND. Signed on 2004-10-27. Completion date: 2006-06-25.
$178,100 with U.S. Army Corps of Engineers - civil program financing only for Construction of Structures and Facilities -- Other Non-Building Facilities. Taking place in ND. Signed on 2004-10-27. Completion date: 2006-06-25.
Top industries in this zip code by the number of employees in 2005:
Wholesale Trade: Grain and Field Bean Merchant Wholesalers (5-9 employees: 1 establishment, 1-4 employees: 1 establishment)
Accommodation and Food Services: Full-Service Restaurants (5-9: 1)
Construction: Poured Concrete Foundation and Structure Contractors (5-9: 1)
Other Services (except Public Administration): Religious Organizations (1-4: 2)
Arts, Entertainment, and Recreation: Golf Courses and Country Clubs (1-4: 1)
Real Estate and Rental and Leasing: Home Health Equipment Rental (1-4: 1)
Finance and Insurance: Direct Property and Casualty Insurance Carriers (1-4: 1)
Construction: Tile and Terrazzo Contractors (1-4: 1)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
2
$114,055
9
$95,307
17
$105,094
2
$42,380
1
$66,010
APPLICATIONS APPROVED, NOT ACCEPTED
1
$80,460
0
$0
0
$0
0
$0
0
$0
APPLICATIONS DENIED
0
$0
0
$0
4
$107,902
1
$19,530
0
$0
APPLICATIONS WITHDRAWN
1
$138,270
0
$0
0
$0
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2008 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
2
$92,180
4
$51,755
11
$78,653
5
$37,732
1
$34,370
1
$30,080
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
0
$0
1
$27,730
0
$0
0
$0
0
$0
APPLICATIONS DENIED
0
$0
1
$36,720
2
$34,765
0
$0
0
$0
0
$0
APPLICATIONS WITHDRAWN
0
$0
0
$0
2
$62,105
0
$0
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
0
$0
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
1
$76,950
4
$82,808
12
$81,375
5
$22,812
0
$0
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
0
$0
0
$0
1
$26,170
0
$0
APPLICATIONS DENIED
0
$0
3
$54,423
5
$92,572
2
$50,780
1
$63,670
APPLICATIONS WITHDRAWN
0
$0
0
$0
3
$72,260
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
1
$42,580
0
$0
0
$0
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
2
$82,220
6
$94,265
15
$75,594
7
$35,656
1
$76,950
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
0
$0
2
$95,305
0
$0
0
$0
APPLICATIONS DENIED
0
$0
2
$73,040
10
$83,745
1
$50,780
0
$0
APPLICATIONS WITHDRAWN
0
$0
0
$0
4
$98,430
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
1
$59,760
0
$0
0
$0
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
1
$45,700
9
$88,667
12
$74,117
7
$20,646
1
$20,700
0
$0
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
1
$26,170
0
$0
0
$0
0
$0
0
$0
APPLICATIONS DENIED
0
$0
2
$98,820
6
$64,840
3
$33,590
0
$0
1
$36,720
APPLICATIONS WITHDRAWN
0
$0
0
$0
3
$65,620
1
$25,780
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
1
$104,680
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
G) Loans On Manufactured Home Dwelling (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
1
$67,570
7
$76,501
16
$76,972
6
$29,750
2
$61,910
1
$52,340
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
0
$0
2
$83,785
0
$0
0
$0
0
$0
APPLICATIONS DENIED
1
$42,180
1
$55,470
4
$89,740
1
$67,570
0
$0
1
$79,680
APPLICATIONS WITHDRAWN
0
$0
1
$112,490
3
$82,417
1
$16,800
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
1
$54,680
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
1
$63,280
9
$70,308
30
$73,146
2
$26,365
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
0
$0
1
$82,810
0
$0
APPLICATIONS DENIED
0
$0
0
$0
8
$73,530
0
$0
APPLICATIONS WITHDRAWN
1
$78,900
1
$81,240
1
$108,200
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
1
$141,010
0
$0
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
3
$74,997
7
$70,309
22
$66,509
4
$44,528
1
$64,840
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
1
$74,210
1
$53,510
0
$0
0
$0
APPLICATIONS DENIED
1
$78,120
2
$72,845
1
$53,120
1
$12,890
0
$0
APPLICATIONS WITHDRAWN
0
$0
1
$66,400
2
$60,935
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
1
$66,400
0
$0
0
$0
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
1
$87,490
4
$55,172
14
$61,408
1
$9,770
1
$30,860
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
1
$142,570
0
$0
0
$0
0
$0
APPLICATIONS DENIED
0
$0
1
$63,280
4
$48,630
1
$28,900
0
$0
APPLICATIONS WITHDRAWN
0
$0
0
$0
3
$71,740
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
0
$0
0
$0
0
$0
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
A) FHA, FSA/RHS & VA Home Purchase Loans
B) Conventional Home Purchase Loans
C) Refinancings
D) Home Improvement Loans
F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
Number
Average Value
LOANS ORIGINATED
2
$47,655
7
$47,263
7
$48,601
3
$11,067
1
$19,140
APPLICATIONS APPROVED, NOT ACCEPTED
0
$0
0
$0
2
$39,255
0
$0
0
$0
APPLICATIONS DENIED
0
$0
1
$60,540
4
$33,398
1
$11,720
0
$0
APPLICATIONS WITHDRAWN
0
$0
1
$71,870
2
$55,075
0
$0
0
$0
FILES CLOSED FOR INCOMPLETENESS
0
$0
0
$0
0
$0
0
$0
0
$0
Aggregated Statistics For Year 1999 (Based on 1 partial tract)