49887 Zip Code (Stephenson, MI) Detailed Profile

Estimated zip code population in 2022: 2,751
Zip code population in 2010: 2,474
Zip code population in 2000: 2,309

Houses and condos: 1,794
Renter-occupied apartments: 138
March 2022 cost of living index in zip code 49887: 81.0 (low, U.S. average is 100)

Land area: 214.7 sq. mi.
Water area: 13.7 sq. mi.

Population density: 13 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,437 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,406 (0.8%)

For population 25 years and over in 49887:

• High school or higher: 94.2%
• Bachelor's degree or higher: 18.3%
• Graduate or professional degree: 2.7%
• Unemployed: 2.5%
• Mean travel time to work (commute): 27.0 minutes

For population 15 years and over in 49887:

• Never married: 31.1%
• Now married: 48.9%
• Separated: 0.4%
• Widowed: 9.7%
• Divorced: 10.0%

• 
• • 2,56393.3%White
  • 792.9%Two or more races
  • 702.5%Hispanic or Latino
  • 271.0%Black
  • 40.1%Asian
  • 30.1%Some other race

100% rural population.

Averages for the 2020 tax year for zip code 49887, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $49,396 (Individual Income Tax Returns)

Here:	$49,396
State:	$68,945

Salary/wage: $43,431 (reported on 76.8% of returns)

Here:	$43,431
State:	$57,142

(% of AGI for various income ranges: 1033.0% for AGIs below $25k, 3325.2% for AGIs $25k-50k, 6082.9% for AGIs $50k-75k, 8492.5% for AGIs $75k-100k, 20028.3% for AGIs $100k-200k)

Taxable interest for individuals: $805 (reported on 34.8% of returns)

This zip code:	$805
Michigan:	$1,630

(% of AGI for various income ranges: 21.7% for AGIs below $25k, 56.5% for AGIs $25k-50k, 15.0% for AGIs $50k-75k, 110.0% for AGIs $75k-100k, 41.7% for AGIs $100k-200k)

Ordinary dividends: $3,300 (reported on 17.9% of returns)

Here:	$3,300
State:	$6,972

(% of AGI for various income ranges: 24.3% for AGIs below $25k, 43.9% for AGIs $25k-50k, 77.1% for AGIs $50k-75k, 237.5% for AGIs $75k-100k, 341.7% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$8,139 (reported on 16.1% of returns)

Here:	+$8,139
State:	+$20,064

(% of AGI for various income ranges: 23.0% for AGIs below $25k, 87.0% for AGIs $25k-50k, 105.7% for AGIs $50k-75k, 443.8% for AGIs $75k-100k, 1181.7% for AGIs $100k-200k)

Profit/loss from business: +$8,550 (reported on 10.7% of returns)

Here:	+$8,550
State:	+$11,172

(% of AGI for various income ranges: 61.7% for AGIs below $25k, 36.1% for AGIs $25k-50k, 105.7% for AGIs $50k-75k, 816.2% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $12,181 (reported on 14.3% of returns)

49887:	$12,181
Michigan:	$19,803

(% of AGI for various income ranges: 130.9% for AGIs below $25k, 167.0% for AGIs $25k-50k, 300.0% for AGIs $50k-75k, 1055.0% for AGIs $75k-100k)

Earned income credit: $1,807 (reported on 13.4% of returns)

Here:	$1,807
State:	$2,251

(% of AGI for various income ranges: 63.5% for AGIs below $25k, 54.3% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.6%

Here:	95%
State:	93%

(% for various income ranges: 94.9% for AGIs below $25k, 93.1% for AGIs $25k-50k, 95.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 91.7% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 49887, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $39,158 (Individual Income Tax Returns)

Here:	$39,158
State:	$55,609

Salary/wage: $35,940 (reported on 76.5% of returns)

Here:	$35,940
State:	$46,782

(% of AGI for various income ranges: 62.1% for AGIs below $25k, 80.9% for AGIs $25k-50k, 73.9% for AGIs $50k-75k, 79.7% for AGIs $75k-100k, 46.8% for AGIs $100k-200k)

Taxable interest for individuals: $1,017 (reported on 40.2% of returns)

This zip code:	$1,017
Michigan:	$1,491

(% of AGI for various income ranges: 3.0% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Ordinary dividends: $2,637 (reported on 18.6% of returns)

Here:	$2,637
State:	$6,225

(% of AGI for various income ranges: 1.8% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 2.3% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$3,013 (reported on 14.7% of returns)

Here:	+$3,013
State:	+$9,326

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 2.4% for AGIs $100k-200k)

Profit/loss from business: +$11,171 (reported on 13.7% of returns)

Here:	+$11,171
State:	+$11,523

(% of AGI for various income ranges: 5.0% for AGIs below $25k, 3.4% for AGIs $25k-50k, 8.7% for AGIs $50k-75k)

Taxable individual retirement arrangement distribution: $10,579 (reported on 13.7% of returns)

49887:	$10,579
Michigan:	$15,298

(% of AGI for various income ranges: 10.3% for AGIs below $25k, 2.6% for AGIs $50k-75k, 9.5% for AGIs $75k-100k)

Total itemized deductions: $18,528 (28% of AGI, reported on 17.6% of returns)

Here:	$18,528
State:	$21,628

Here:	28.0% of AGI
State:	18.4% of AGI

(% of AGI for various income ranges: 11.3% for AGIs below $25k, 5.1% for AGIs $25k-50k, 7.7% for AGIs $50k-75k, 7.3% for AGIs $75k-100k, 12.4% for AGIs $100k-200k)

Charity contributions: $2,771 (reported on 13.7% of returns)

Here:	$2,771
State:	$4,225

(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.7% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 1.3% for AGIs $100k-200k)

Taxes paid: $5,033 (reported on 17.6% of returns)

49887:	$5,033
State:	$8,327

(% of AGI for various income ranges: 1.8% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 5.0% for AGIs $100k-200k)

Earned income credit: $1,944 (reported on 17.6% of returns)

Here:	$1,944
State:	$2,306

(% of AGI for various income ranges: 5.0% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 65.7%

Here:	66%
State:	57%

(% for various income ranges: 62.8% for AGIs below $25k, 65.4% for AGIs $25k-50k, 68.4% for AGIs $50k-75k, 62.5% for AGIs $75k-100k, 83.3% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 49887, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $30,315 (Individual Income Tax Returns)

Here:	$30,315
State:	$48,204

Salary/wage: $29,825 (reported on 74.7% of returns)

Here:	$29,825
State:	$42,791

(% of AGI for various income ranges: 96.1% for AGIs below $10k, 62.9% for AGIs $10k-25k, 78.6% for AGIs $25k-50k, 77.8% for AGIs $50k-75k, 74.1% for AGIs $75k-100k, 49.2% for AGIs over 100k)

Taxable interest for individuals: $1,481 (reported on 51.9% of returns)

This zip code:	$1,481
Michigan:	$1,725

(% of AGI for various income ranges: 24.0% for AGIs below $10k, 5.6% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 3.6% for AGIs over 100k)

Taxable dividends: $1,273 (reported on 25.9% of returns)

Here:	$1,273
State:	$3,420

(% of AGI for various income ranges: 5.8% for AGIs below $10k, 2.1% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 2.6% for AGIs over 100k)

Net capital gain/loss: +$2,764 (reported on 20.7% of returns)

Here:	+$2,764
State:	+$8,532

(% of AGI for various income ranges: -1.4% for AGIs below $10k, 1.2% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 4.0% for AGIs $75k-100k)

Profit/loss from business: +$6,786 (reported on 14.5% of returns)

Here:	+$6,786
State:	+$9,547

(% of AGI for various income ranges: 12.9% for AGIs below $10k, 5.6% for AGIs $10k-25k, 4.0% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, -1.2% for AGIs $75k-100k)

IRA payment deduction: $2,231 (reported on 3.7% of returns)

49887:	$2,231
Michigan:	$2,875

Total itemized deductions: $13,717 (26% of AGI, reported on 16.9% of returns)

Here:	$13,717
State:	$18,509

Here:	26.3% of AGI
State:	20.7% of AGI

(% of AGI for various income ranges: 27.5% for AGIs below $10k, 5.6% for AGIs $10k-25k, 6.5% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 7.8% for AGIs $75k-100k, 7.6% for AGIs over 100k)

Charity contributions deductions: $2,338 (4% of AGI, reported on 13.4% of returns)

Here:	$2,338
State:	$3,365

Here:	4.2% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 0.8% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 0.6% for AGIs over 100k)

Total tax: $3,462 (reported on 69.8% of returns)

49887:	$3,462
State:	$7,691

(% of AGI for various income ranges: 3.9% for AGIs below $10k, 4.2% for AGIs $10k-25k, 6.4% for AGIs $25k-50k, 8.6% for AGIs $50k-75k, 10.8% for AGIs $75k-100k, 16.1% for AGIs over 100k)

Earned income credit: $1,451 (reported on 16.3% of returns)

Here:	$1,451
State:	$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 67.3%

Here:	67%
State:	60%

(% for various income ranges: 60.6% for AGIs below $10k, 68.5% for AGIs $10k-25k, 70.5% for AGIs $25k-50k, 66.7% for AGIs $50k-75k, 75.0% for AGIs $75k-100k, 85.0% for AGIs over 100k)

Nearest zip codes: 49848, 49821, 49893, 49812, 49863, 49858.
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.0% of all households
• Gay men: 0.1% of all households

Household received Food Stamps/SNAP in the past 12 months: 76
Household did not receive Food Stamps/SNAP in the past 12 months: 989

Women who had a birth in the past 12 months: 42 (25 now married, 16 unmarried)
Women who did not have a birth in the past 12 months: 468 (206 now married, 261 unmarried)

Housing units in zip code 49887 with a mortgage: 440 (45 second mortgage, 15 both second mortgage and home equity loan)
Houses without a mortgage: 6

Median monthly owner costs for units with a mortgage: $1,089
Median monthly owner costs for units without a mortgage: $440

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 49887 household income distribution in 2022

• 41Less than $10,000
• 33$10,000 to $14,999
• 57$15,000 to $19,999
• 57$20,000 to $24,999
• 35$25,000 to $29,999
• 51$30,000 to $34,999
• 113$35,000 to $39,999
• 55$40,000 to $44,999
• 44$45,000 to $49,999
• 103$50,000 to $59,999
• 110$60,000 to $74,999
• 162$75,000 to $99,999
• 51$100,000 to $124,999
• 75$125,000 to $149,999
• 49$150,000 to $199,999
• 25$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 49887

• 1Less than $10,000
• 9$10,000 to $14,999
• 6$15,000 to $19,999
• 7$20,000 to $24,999
• 9$25,000 to $29,999
• 12$30,000 to $34,999
• 2$35,000 to $39,999
• 10$40,000 to $49,999
• 24$50,000 to $59,999
• 37$60,000 to $69,999
• 35$70,000 to $79,999
• 45$80,000 to $89,999
• 29$90,000 to $99,999
• 80$100,000 to $124,999
• 68$125,000 to $149,999
• 58$150,000 to $174,999
• 99$175,000 to $199,999
• 122$200,000 to $249,999
• 58$250,000 to $299,999
• 133$300,000 to $399,999
• 20$400,000 to $499,999
• 9$500,000 to $749,999

• Rent paid by renters in 2022 in zip code 49887

• 5$150 to $199
• 5$200 to $249
• 6$250 to $299
• 6$300 to $349
• 6$350 to $399
• 13$400 to $449
• 16$450 to $499
• 2$500 to $549
• 33$550 to $599
• 2$600 to $649
• 7$650 to $699
• 3$750 to $799
• 2$900 to $999
• 3$1,000 to $1,249
• 12No cash rent

Median gross rent in 2022: $681.

Median price asked for vacant for-sale houses and condos in 2022: $166,633.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $163,587
• Two or more races householders: $155,797

Estimated median house or condo value in 2022: $177,869 Lower value quartile - upper value quartile: $102,610 - $259,306

Housing units in structures:

• One, detached: 1,545
• One, attached: 10
• Two: 10
• 3 or 4: 11
• 5 to 9: 30
• 10 to 19: 7
• 20 to 49: 3
• Mobile homes: 169

Unemployment: 2.5%

• Means of transportation to work in zip code 49887

• 73.7%885Drove a car alone
• 10.7%129Carpooled
• 0.2%3Bicycle
• 2.9%35Walked
• 1.3%16Other means
• 10.1%121Worked at home

• Travel time to work (commute) in zip code 49887

• 119Less than 5 minutes
• 1615 to 9 minutes
• 7210 to 14 minutes
• 5915 to 19 minutes
• 3520 to 24 minutes
• 7525 to 29 minutes
• 17630 to 34 minutes
• 9235 to 39 minutes
• 5340 to 44 minutes
• 14745 to 59 minutes
• 5260 to 89 minutes
• 1990 or more minutes

Percentage of zip code residents living and working in this county: 65.7%

Household type by relationship:

Households: 2,751

• Male householders: 583 (193 living alone), Female householders: 486 (126 living alone)

• 507 spouses (504 opposite-sex spouses), 88 unmarried partners, (88 opposite-sex unmarried partners), 802 children (683 natural, 6 adopted, 114 stepchildren), 21 grandchildren, 29 brothers or sisters, 93 parents, 0 foster children, 20 other relatives, 27 non-relatives

• In group quarters: 87 (-1 institutionalized population)

Size of family households: 417 2-persons, 127 3-persons, 71 4-persons, 60 5-persons, 22 6-persons, 10 7-or-more-persons

Size of nonfamily households: 318 1-person, 43 2-persons, 1 3-persons, 1 4-persons

291 married couples with children.
203 single-parent households (55 men, 148 women).

91.2% of residents of 49887 zip code speak English at home.
2.2% of residents speak Spanish at home (86% very well, 4% well, 11% not well).
6.1% of residents speak other Indo-European language at home (52% very well, 47% well, 1% not well).
0.1% of residents speak Asian or Pacific Island language at home (100% very well).
0.5% of residents speak other language at home (100% very well).

Facilities with environmental interests located in this zip code:

• MDNR PARKS AND RECREATION (BIG CEDAR RIVER MARINA WWSL in CEDAR RIVER, MI)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: NONCLASSIFIABLE ESTABLISHMENTS
  Organizations: MDNR HARBOR PROGRAM MANAGER (CONTACT/OWNER)
  Alternative names: MDNR-BIG CEDAR RIV MARINA WWSL

Housing units lacking complete plumbing facilities: 8.2%
Housing units lacking complete kitchen facilities: 4.9%

Population in 1990: 2,202. Population change in the 1990s: +107 (+4.9%).

Place of birth for U.S.-born residents:

• This state: 1,168
• Northeast: 50
• Midwest: 1,297
• South: 89
• West: 43

68% of the 49887 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 71% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

91% of the 49887 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 46% moved from this county.
   Out of people who lived in different houses, 28% moved from different county within same state.
   Out of people who lived in different houses, 27% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 16
Students in private schools in grades 9 to 12 (high school): 13 Students in private undergraduate colleges:

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: Nursing Care Facilities (100-249 employees: 1 establishment)
• Accommodation and Food Services: Full-Service Restaurants (10-19: 1, 1-4: 3)
• Health Care and Social Assistance: Family Planning Centers (10-19: 1)
• Finance and Insurance: Commercial Banking (5-9: 2)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fire incidents per year is 12. The highest number of fires - 21 took place in 2003, and the least - 0 in 2008. The data has an increasing trend.
When looking into fire subcategories, the most incidents belonged to: Outside Fires (43.6%), and Structure Fires (34.2%).


• Fire incident types reported to NFIRS in Zip Code 49887
• 8843.6%Outside Fires
• 6934.2%Structure Fires
• 3215.8%Mobile Property/Vehicle Fires
• 136.4%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 49887, Michigan

Most common first names in zip code 49887 among deceased individuals
Name	Count	Lived (average)
John	37	77.9 years
Joseph	23	75.9 years
Edward	22	76.6 years
Mary	20	87.4 years
William	19	76.4 years
Arthur	16	81.1 years
Frank	14	77.7 years
Elizabeth	14	86.6 years
Robert	14	70.4 years
Walter	14	75.1 years

Most common last names in zip code 49887 among deceased individuals
Last name	Count	Lived (average)
Johnson	33	76.1 years
Anderson	18	76.4 years
Peterson	18	77.5 years
Carlson	12	78.3 years
Parrett	11	79.9 years
Hanson	9	73.7 years
Beaudoin	7	80.9 years
Halvorsen	7	77.8 years
Wangerin	7	83.0 years
Thoune	7	81.1 years

Businesses in zip code 49887

• True Value: 1
• U-Haul: 1