Estimated zip code population in 2022: 4,494 Zip code population in 2010: 4,154 Zip code population in 2000: 4,454
Houses and condos: 2,861 Renter-occupied apartments: 298
% of renters here:
16%
State:
27%
March 2022 cost of living index in zip code 49765: 79.8 (low, U.S. average is 100)
Land area: 251.2 sq. mi. Water area: 11.0 sq. mi.
Population density: 18 people per square mile
(very low).
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Real estate property taxes paid for housing units in 2022:
This zip code:
0.9% ($1,081)
Michigan:
1.2% ($2,746)
Median real estate property taxes paid for housing units with mortgages in 2022: $1,062 (0.9%) Median real estate property taxes paid for housing units with no mortgage in 2022: $1,093 (1.0%)
Business Search- 14 Million verified businesses
Males: 2,199
(48.9%)
Females: 2,294
(51.1%)
For population 25 years and over in 49765:
High school or higher: 87.8%
Bachelor's degree or higher: 14.3%
Graduate or professional degree: 3.6%
Unemployed: 10.3%
Mean travel time to work (commute): 28.0 minutes
For population 15 years and over in 49765:
Never married: 27.0%
Now married: 54.5%
Separated: 1.9%
Widowed: 6.3%
Divorced: 10.4%
Zip code 49765 compared to state average:
Median house value below state average.
Unemployed percentage above state average.
Black race population percentage significantly below state average.
Hispanic race population percentage below state average.
Median age above state average.
Foreign-born population percentage significantly below state average.
Renting percentage below state average.
Length of stay since moving in significantly above state average.
Number of college students below state average.
Percentage of population with a bachelor's degree or higher below state average.
Averages for the 2020 tax year for zip code 49765, filed in 2021:
Average Adjusted Gross Income (AGI) in 2020: $49,139 (Individual Income Tax Returns)
Here:
$49,139
State:
$68,945
Salary/wage: $44,296 (reported on 69.9% of returns)
Here:
$44,296
State:
$57,142
(% of AGI for various income ranges: 803.1% for AGIs below $25k, 2631.7% for AGIs $25k-50k, 5085.2% for AGIs $50k-75k, 6868.3% for AGIs $75k-100k, 14537.8% for AGIs $100k-200k)
Taxable interest for individuals: $682 (reported on 36.1% of returns)
This zip code:
$682
Michigan:
$1,630
(% of AGI for various income ranges: 16.2% for AGIs below $25k, 24.1% for AGIs $25k-50k, 36.2% for AGIs $50k-75k, 42.5% for AGIs $75k-100k, 40.0% for AGIs $100k-200k)
Ordinary dividends: $2,426 (reported on 14.8% of returns)
Here:
$2,426
State:
$6,972
(% of AGI for various income ranges: 21.5% for AGIs below $25k, 20.0% for AGIs $25k-50k, 31.4% for AGIs $50k-75k, 83.3% for AGIs $75k-100k, 327.8% for AGIs $100k-200k)
Net capital gain/loss in AGI: +$4,009 (reported on 12.6% of returns)
Here:
+$4,009
State:
+$20,064
(% of AGI for various income ranges: 16.3% for AGIs below $25k, 15.1% for AGIs $25k-50k, 63.3% for AGIs $50k-75k, 170.8% for AGIs $75k-100k, 485.6% for AGIs $100k-200k)
Profit/loss from business: +$9,600 (reported on 12.6% of returns)
Here:
+$9,600
State:
+$11,172
(% of AGI for various income ranges: 50.4% for AGIs below $25k, 117.3% for AGIs $25k-50k, 131.9% for AGIs $50k-75k, 1320.0% for AGIs $100k-200k)
Taxable individual retirement arrangement distribution: $13,905 (reported on 10.9% of returns)
49765:
$13,905
Michigan:
$19,803
(% of AGI for various income ranges: 70.4% for AGIs below $25k, 137.8% for AGIs $25k-50k, 191.9% for AGIs $50k-75k, 673.3% for AGIs $75k-100k, 710.0% for AGIs $100k-200k)
Earned income credit: $2,100 (reported on 17.5% of returns)
Here:
$2,100
State:
$2,251
(% of AGI for various income ranges: 70.2% for AGIs below $25k, 74.9% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2020 taxes: 96.2%
Here:
96%
State:
93%
(% for various income ranges: 95.8% for AGIs below $25k, 98.0% for AGIs $25k-50k, 96.4% for AGIs $50k-75k, 93.3% for AGIs $75k-100k, 93.3% for AGIs $100k-200k, 100.0% for AGIs over 200k)
Averages for the 2012 tax year for zip code 49765, filed in 2013:
Average Adjusted Gross Income (AGI) in 2012: $35,890 (Individual Income Tax Returns)
Here:
$35,890
State:
$55,609
Salary/wage: $30,001 (reported on 78.9% of returns)
Here:
$30,001
State:
$46,782
(% of AGI for various income ranges: 62.1% for AGIs below $25k, 69.0% for AGIs $25k-50k, 67.8% for AGIs $50k-75k, 65.1% for AGIs $75k-100k, 64.2% for AGIs $100k-200k)
Taxable interest for individuals: $833 (reported on 37.4% of returns)
This zip code:
$833
Michigan:
$1,491
(% of AGI for various income ranges: 1.4% for AGIs below $25k, 0.9% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.9% for AGIs $100k-200k)
Ordinary dividends: $1,817 (reported on 13.5% of returns)
Here:
$1,817
State:
$6,225
(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.6% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 0.9% for AGIs $100k-200k)
Net capital gain/loss in AGI: +$1,924 (reported on 9.9% of returns)
Here:
+$1,924
State:
+$9,326
(% of AGI for various income ranges: 0.5% for AGIs $75k-100k, 2.4% for AGIs $100k-200k)
Profit/loss from business: +$4,396 (reported on 14.0% of returns)
Here:
+$4,396
State:
+$11,523
(% of AGI for various income ranges: 6.8% for AGIs below $25k, 1.6% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.2% for AGIs $75k-100k)
Taxable individual retirement arrangement distribution: $10,858 (reported on 11.1% of returns)
49765:
$10,858
Michigan:
$15,298
(% of AGI for various income ranges: 3.5% for AGIs below $25k, 3.1% for AGIs $25k-50k, 2.9% for AGIs $50k-75k, 8.2% for AGIs $75k-100k)
Total itemized deductions: $17,059 (23% of AGI, reported on 15.8% of returns)
Here:
$17,059
State:
$21,628
Here:
23.0% of AGI
State:
18.4% of AGI
(% of AGI for various income ranges: 3.4% for AGIs below $25k, 6.1% for AGIs $25k-50k, 7.9% for AGIs $50k-75k, 10.3% for AGIs $75k-100k, 10.1% for AGIs $100k-200k)
Charity contributions: $2,561 (reported on 10.5% of returns)
Here:
$2,561
State:
$4,225
(% of AGI for various income ranges: 0.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.6% for AGIs $75k-100k, 1.0% for AGIs $100k-200k)
Taxes paid: $5,096 (reported on 15.8% of returns)
49765:
$5,096
State:
$8,327
(% of AGI for various income ranges: 0.6% for AGIs below $25k, 1.3% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 3.0% for AGIs $75k-100k, 4.7% for AGIs $100k-200k)
Earned income credit: $2,039 (reported on 24.0% of returns)
Here:
$2,039
State:
$2,306
(% of AGI for various income ranges: 6.3% for AGIs below $25k, 1.3% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2012 taxes: 72.5%
Here:
73%
State:
57%
(% for various income ranges: 69.0% for AGIs below $25k, 75.6% for AGIs $25k-50k, 77.3% for AGIs $50k-75k, 75.0% for AGIs $75k-100k, 75.0% for AGIs $100k-200k)
Averages for the 2004 tax year for zip code 49765, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $30,058 (Individual Income Tax Returns)
Here:
$30,058
State:
$48,204
Salary/wage: $24,697 (reported on 82.4% of returns)
Here:
$24,697
State:
$42,791
(% of AGI for various income ranges: 86.7% for AGIs below $10k, 66.6% for AGIs $10k-25k, 73.5% for AGIs $25k-50k, 68.0% for AGIs $50k-75k, 70.8% for AGIs $75k-100k, 43.3% for AGIs over 100k)
Taxable interest for individuals: $1,243 (reported on 49.7% of returns)
This zip code:
$1,243
Michigan:
$1,725
(% of AGI for various income ranges: 4.1% for AGIs below $10k, 2.4% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.5% for AGIs $50k-75k, 1.1% for AGIs $75k-100k, 5.1% for AGIs over 100k)
Taxable dividends: $2,006 (reported on 18.3% of returns)
Here:
$2,006
State:
$3,420
(% of AGI for various income ranges: 3.7% for AGIs below $10k, 2.3% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.6% for AGIs $75k-100k, 2.8% for AGIs over 100k)
Net capital gain/loss: +$3,013 (reported on 13.0% of returns)
Here:
+$3,013
State:
+$8,532
(% of AGI for various income ranges: -0.7% for AGIs below $10k, 0.0% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 4.3% for AGIs over 100k)
Profit/loss from business: +$2,568 (reported on 14.1% of returns)
Here:
+$2,568
State:
+$9,547
(% of AGI for various income ranges: 5.3% for AGIs below $10k, 3.9% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, -0.4% for AGIs $50k-75k, 0.9% for AGIs $75k-100k)
IRA payment deduction: $2,429 (reported on 2.0% of returns)
49765:
$2,429
Michigan:
$2,875
Total itemized deductions: $14,416 (26% of AGI, reported on 17.1% of returns)
Here:
$14,416
State:
$18,509
Here:
25.9% of AGI
State:
20.7% of AGI
(% of AGI for various income ranges: 8.7% for AGIs below $10k, 4.2% for AGIs $10k-25k, 8.2% for AGIs $25k-50k, 10.3% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 7.6% for AGIs over 100k)
Charity contributions deductions: $2,122 (4% of AGI, reported on 13.9% of returns)
Here:
$2,122
State:
$3,365
Here:
3.6% of AGI
State:
3.6% of AGI
(% of AGI for various income ranges: 0.8% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 1.4% for AGIs over 100k)
Total tax: $3,332 (reported on 69.1% of returns)
49765:
$3,332
State:
$7,691
(% of AGI for various income ranges: 2.2% for AGIs below $10k, 3.6% for AGIs $10k-25k, 6.1% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 17.3% for AGIs over 100k)
Earned income credit: $1,876 (reported on 20.0% of returns)
Here:
$1,876
State:
$1,737
Percentage of individuals using paid preparers for their 2004 taxes: 74.3%
Here:
74%
State:
60%
(% for various income ranges: 68.4% for AGIs below $10k, 76.0% for AGIs $10k-25k, 74.5% for AGIs $25k-50k, 77.8% for AGIs $50k-75k, 82.4% for AGIs $75k-100k, 74.3% for AGIs over 100k)
Household received Food Stamps/SNAP in the past 12 months: 353 Household did not receive Food Stamps/SNAP in the past 12 months: 1,543
Women who had a birth in the past 12 months: 6 (3 now married, 2 unmarried) Women who did not have a birth in the past 12 months: 933 (365 now married, 568 unmarried)
Housing units in zip code 49765 with a mortgage: 703 (36 second mortgage, 17 both second mortgage and home equity loan) Houses without a mortgage: 5
Median monthly owner costs for units with a mortgage: $957 Median monthly owner costs for units without a mortgage: $367
Residents with income below the poverty level in 2022:
This zip code:
19.6%
Whole state:
13.4%
Residents with income below 50% of the poverty level in 2022:
This zip code:
7.3%
Whole state:
6.9%
Median number of rooms in houses and condos:
Here:
6.0
State:
6.5
Median number of rooms in apartments:
Here:
5.4
State:
4.3
Notable locations in this zip code not listed on our city pages
Notable locations in zip code 49765: Tomahawk Creek Flooding State Forest Campground (A), Shoepac Lake State Forest Campground (B), Tomahawk Lake State Forest Campground (C), Stoney Links Golf Course (D), Rowe School (E), Tomahawk School (F), Black River Ranch Club (G), Waveland (H), Black Lake Golf Course (I), School 2 (J), School 1 (K), Onaway Motor Speedway (L), Forest - Waverly Fire Department (M), Onaway Area Ambulance Service (N), Forest Waverly Fire Department (O), Onaway Branch Library (P), Onaway Fire Department (Q), United Auto Workers Family Education Center Fire Department (R), Michigan Department of Natural Resources Onaway Field Office (S). Display/hide their locations on the map
Churches in zip code 49765 include: Joy Community Church (A), Saint Paul's Catholic Church (B), Holy Cross Lutheran Church (C), Onaway Assembly of God Church (D), Seventh-Day Adventist Church (E), Onaway Baptist Church (F), First Baptist Church (G), United Methodist Church (H), Community of Christ (I). Display/hide their locations on the map
Cemeteries: Waverly Cemetery (1), Allis Cemetery (2), Elmwood Cemetery (3), Saint Paul's Catholic Cemetery (4), Black Lake State Forest Cemetery (5), Forest Lawn Cemetery (6), Reuther's Graves (7). Display/hide their locations on the map
Lakes, reservoirs, and swamps: Marsh Lake (A), Loon Lake (B), Long Lake (C), Little Tomahawk Lake (D), Krauth Lake (E), Mud Lake (F), Hessler Lake (G), McLavey Lake (H). Display/hide their locations on the map
Rivers and creeks: Welch Creek (A), Gillis Creek (B), Tomahawk Creek (C), Gregg Creek (D), Fisher Creek (E), Sturgis Creek (F), Stewart Creek (G), Oxbow Creek (H), Bowen Creek (I). Display/hide their locations on the map
481 married couples with children.
296 single-parent households (64 men, 232 women).
96.3% of residents of 49765 zip code speak English at home.
2.5% of residents speak Spanish at home (94% very well, 3% well, 3% not well).
0.5% of residents speak other Indo-European language at home (59% very well, 27% well, 14% not well).
0.2% of residents speak Asian or Pacific Island language at home (62% very well, 38% well).
0.3% of residents speak other language at home (100% very well).
Foreign born population: 38 (0.8%) (61.7% of them are naturalized citizens)
This zip code:
0.8%
Whole state:
6.9%
18%Malaysia
13%France
11%Honduras
8%Sweden
3%Norway
3%Hungary
3%Ukraine
24%American
14%German
12%Irish
9%English
8%European
5%Polish
4%Italian
Year of entry for the foreign-born population
52010 or later
32000 to 2009
51990 to 1999
29Before 1990
Facilities with environmental interests located in this zip code:
GREEN OFFICE SOLUTIONS (3630 VETERANS DRIVE in ONAWAY, MI)
Conditionally Exempt Small Quantity Generators, less than 100 kg/month of hazardous waste (Resource Conservation and Recovery Act (tracking hazardous waste)) Business NAICS classification: COMPUTER AND OFFICE MACHINE REPAIR AND MAINTENANCE. Organizations: JESSE SOLA (CONTACT/OPERATOR)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources) Business SIC classification: REFUSE SYSTEMS Business NAICS classification: SOLID WASTE LANDFILL.
GRANT TOWNSHIP DUMP (DORIVA BEACH) (DORIVA BEACH RD in ONAWAY, MI)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources) Business SIC classification: REFUSE SYSTEMS Business NAICS classification: SOLID WASTE LANDFILL.
ELK RUN SANITARY LANDFILL (20667 5 MILE HIGHWAY in ONAWAY, MI)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources) Business SIC classification: REFUSE SYSTEMS Business NAICS classification: SOLID WASTE LANDFILL.
Housing units lacking complete plumbing facilities: 2.7% Housing units lacking complete kitchen facilities: 2.3%
67.1%Utility gas
18.8%Wood
9.3%Bottled, tank, or LP gas
4.4%Electricity
0.5%Fuel oil, kerosene, etc.
Population in 1990: 1,926. Population change in the 1990s: +2,528 (+131.3%).
Place of birth for U.S.-born residents:
This state: 3,978
Northeast: 56
Midwest: 165
South: 102
West: 142
65% of the 49765 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 33% lived in this county. Out of people who lived in different counties, 50% lived in Michigan.
93% of the 49765 zip code residents lived in the same house 1 year ago. Out of people who lived in different houses, 45% moved from this county. Out of people who lived in different houses, 31% moved from different county within same state. Out of people who lived in different houses, 25% moved from different state. Out of people who lived in different houses, 2% moved from abroad.
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 78
Here:
21.4%
Michigan:
12.4%
Students in private schools in grades 9 to 12 (high school): 69
Here:
22.3%
Michigan:
9.8%
Students in private undergraduate colleges: 31
Here:
25.9%
Michigan:
14.9%
Occupation by median earnings in the past 12 months ($)
78,239Health diagnosing and treating practitioners and other technical occupations
63,618Architecture and engineering occupations
62,701Education, training, and library occupations
55,875Law enforcement workers including supervisors
52,909Installation, maintenance, and repair occupations
52,023Business and financial operations occupations
Companies with federal contracts located in this zip code:
PRESQUE ISLE ELECTRIC & GAS CO (19831 M 68 HIGHWAY in ONAWAY, MI; small business) : $38,576 in 3 contractsfrom 2001 to 2002
$19,923 with Army for Maintenance, Repair or Alteration of Real Property -- Other Utilities. Signed on 2002-09-24. Completion date: 2002-10-23.
$15,607 with Army for Maintenance, Repair or Alteration of Real Property -- Ammunition Storage Buildings. Signed on 2001-09-27. Completion date: 2001-11-29.
$3,046 with Army for Maintenance, Repair or Alteration of Real Property -- Other Utilities. Signed on 2002-08-24. Completion date: 2002-06-27.
Top industries in this zip code by the number of employees in 2005:
Administrative and Support and Waste Management and Remediation Services: All Other Support Services (50-99 employees: 1 establishment, 1-4 employees: 1 establishment)
Accommodation and Food Services: Limited-Service Restaurants (20-49: 1, 1-4: 1)
Finance and Insurance: Credit Unions (20-49: 1)
Health Care and Social Assistance: Other Residential Care Facilities (10-19: 1, 1-4: 1)
People in group quarters in 2010:
10 people in residential treatment centers for juveniles (non-correctional)
8 people in workers' group living quarters and job corps centers
6 people in nursing facilities/skilled-nursing facilities
People in group quarters in 2000:
16 people in other group homes
15 people in homes or halfway houses for drug/alcohol abuse
11 people in other noninstitutional group quarters
10 people in college dormitories (includes college quarters off campus)
9 people in homes for the physically handicapped
Fatal accident statistics in 2010:
Fatal accident count: 1
Vehicles involved in fatal accidents: 2
Fatal accidents caused by drunken drivers: 0
Fatalities: 1
Persons involved in fatal accidents: 2
Pedestrians involved in fatal accidents: 0
2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents
According to the data from the years 2002 - 2018 the average number of fires per year is 13. The highest number of reported fires - 30 took place in 2010, and the least - 0 in 2003. The data has an increasing trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (60.5%), and Outside Fires (22.8%).
Fire incident types reported to NFIRS in Zip Code 49765