49245 Zip Code (Homer, MI) Detailed Profile

Estimated zip code population in 2022: 4,434
Zip code population in 2010: 4,845
Zip code population in 2000: 4,787

Houses and condos: 1,856
Renter-occupied apartments: 331
March 2022 cost of living index in zip code 49245: 80.9 (low, U.S. average is 100)

Land area: 96.6 sq. mi.
Water area: 0.8 sq. mi.

Population density: 46 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,853 (1.2%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,483 (1.1%)

For population 25 years and over in 49245:

• High school or higher: 85.8%
• Bachelor's degree or higher: 12.9%
• Graduate or professional degree: 3.1%
• Unemployed: 3.5%
• Mean travel time to work (commute): 23.5 minutes

For population 15 years and over in 49245:

• Never married: 32.0%
• Now married: 50.8%
• Separated: 1.2%
• Widowed: 4.7%
• Divorced: 11.2%

• 
• • 4,15993.9%White
  • 1403.2%Two or more races
  • 1032.3%Hispanic or Latino
  • 240.5%Black
  • 40.09%Asian

100% rural population.

Averages for the 2020 tax year for zip code 49245, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $49,804 (Individual Income Tax Returns)

Here:	$49,804
State:	$68,945

Salary/wage: $45,247 (reported on 78.2% of returns)

Here:	$45,247
State:	$57,142

(% of AGI for various income ranges: 959.1% for AGIs below $25k, 3493.2% for AGIs $25k-50k, 6529.6% for AGIs $50k-75k, 9050.0% for AGIs $75k-100k, 14413.1% for AGIs $100k-200k)

Taxable interest for individuals: $682 (reported on 21.8% of returns)

This zip code:	$682
Michigan:	$1,630

(% of AGI for various income ranges: 24.4% for AGIs below $25k, 11.8% for AGIs $25k-50k, 23.0% for AGIs $50k-75k, 18.1% for AGIs $75k-100k, 46.9% for AGIs $100k-200k)

Ordinary dividends: $3,038 (reported on 11.9% of returns)

Here:	$3,038
State:	$6,972

(% of AGI for various income ranges: 14.4% for AGIs below $25k, 22.5% for AGIs $25k-50k, 56.5% for AGIs $50k-75k, 42.5% for AGIs $75k-100k, 284.6% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$4,218 (reported on 10.9% of returns)

Here:	+$4,218
State:	+$20,064

(% of AGI for various income ranges: 14.0% for AGIs below $25k, 27.7% for AGIs $25k-50k, 36.5% for AGIs $50k-75k, 113.8% for AGIs $75k-100k, 369.2% for AGIs $100k-200k)

Profit/loss from business: +$11,956 (reported on 13.4% of returns)

Here:	+$11,956
State:	+$11,172

(% of AGI for various income ranges: 234.9% for AGIs below $25k, 181.1% for AGIs $25k-50k, 221.7% for AGIs $50k-75k, 161.2% for AGIs $75k-100k, 502.3% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $13,022 (reported on 8.9% of returns)

49245:	$13,022
Michigan:	$19,803

(% of AGI for various income ranges: 75.3% for AGIs below $25k, 112.7% for AGIs $25k-50k, 134.3% for AGIs $50k-75k, 312.5% for AGIs $75k-100k, 550.0% for AGIs $100k-200k)

Earned income credit: $2,341 (reported on 14.4% of returns)

Here:	$2,341
State:	$2,251

(% of AGI for various income ranges: 81.6% for AGIs below $25k, 74.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.1%

Here:	94%
State:	93%

(% for various income ranges: 91.4% for AGIs below $25k, 93.0% for AGIs $25k-50k, 96.9% for AGIs $50k-75k, 95.5% for AGIs $75k-100k, 100.0% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 49245, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $41,844 (Individual Income Tax Returns)

Here:	$41,844
State:	$55,609

Salary/wage: $38,073 (reported on 81.3% of returns)

Here:	$38,073
State:	$46,782

(% of AGI for various income ranges: 68.3% for AGIs below $25k, 75.8% for AGIs $25k-50k, 83.1% for AGIs $50k-75k, 79.6% for AGIs $75k-100k, 92.4% for AGIs $100k-200k)

Taxable interest for individuals: $1,451 (reported on 27.8% of returns)

This zip code:	$1,451
Michigan:	$1,491

(% of AGI for various income ranges: 1.3% for AGIs below $25k, 1.0% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 2.1% for AGIs $100k-200k)

Ordinary dividends: $2,086 (reported on 14.1% of returns)

Here:	$2,086
State:	$6,225

(% of AGI for various income ranges: 0.8% for AGIs below $25k, 0.8% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 1.0% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$3,223 (reported on 11.1% of returns)

Here:	+$3,223
State:	+$9,326

(% of AGI for various income ranges: 0.1% for AGIs $50k-75k, 0.7% for AGIs $75k-100k, 4.1% for AGIs $100k-200k)

Profit/loss from business: +$7,869 (reported on 13.1% of returns)

Here:	+$7,869
State:	+$11,523

(% of AGI for various income ranges: 7.1% for AGIs below $25k, 3.1% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 3.3% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $9,348 (reported on 10.6% of returns)

49245:	$9,348
Michigan:	$15,298

(% of AGI for various income ranges: 4.7% for AGIs below $25k, 2.6% for AGIs $25k-50k, 2.6% for AGIs $50k-75k, 3.5% for AGIs $75k-100k)

Total itemized deductions: $16,539 (19% of AGI, reported on 15.7% of returns)

Here:	$16,539
State:	$21,628

Here:	19.2% of AGI
State:	18.4% of AGI

(% of AGI for various income ranges: 3.7% for AGIs below $25k, 4.3% for AGIs $25k-50k, 5.5% for AGIs $50k-75k, 8.0% for AGIs $75k-100k, 11.9% for AGIs $100k-200k)

Charity contributions: $3,729 (reported on 10.6% of returns)

Here:	$3,729
State:	$4,225

(% of AGI for various income ranges: 0.6% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 2.1% for AGIs $100k-200k)

Taxes paid: $6,081 (reported on 15.7% of returns)

49245:	$6,081
State:	$8,327

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 1.0% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 6.1% for AGIs $100k-200k)

Earned income credit: $2,248 (reported on 22.2% of returns)

Here:	$2,248
State:	$2,306

(% of AGI for various income ranges: 7.1% for AGIs below $25k, 1.4% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 67.2%

Here:	67%
State:	57%

(% for various income ranges: 63.2% for AGIs below $25k, 67.3% for AGIs $25k-50k, 70.4% for AGIs $50k-75k, 77.8% for AGIs $75k-100k, 83.3% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 49245, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,529 (Individual Income Tax Returns)

Here:	$34,529
State:	$48,204

Salary/wage: $32,829 (reported on 86.2% of returns)

Here:	$32,829
State:	$42,791

(% of AGI for various income ranges: 92.0% for AGIs below $10k, 73.0% for AGIs $10k-25k, 86.4% for AGIs $25k-50k, 87.0% for AGIs $50k-75k, 88.7% for AGIs $75k-100k, 61.6% for AGIs over 100k)

Taxable interest for individuals: $1,220 (reported on 39.8% of returns)

This zip code:	$1,220
Michigan:	$1,725

(% of AGI for various income ranges: 4.9% for AGIs below $10k, 2.6% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Taxable dividends: $2,109 (reported on 15.5% of returns)

Here:	$2,109
State:	$3,420

(% of AGI for various income ranges: 2.2% for AGIs below $10k, 1.5% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 0.5% for AGIs $75k-100k, 1.8% for AGIs over 100k)

Net capital gain/loss: +$4,972 (reported on 11.9% of returns)

Here:	+$4,972
State:	+$8,532

(% of AGI for various income ranges: 1.5% for AGIs below $10k, 1.1% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 8.0% for AGIs over 100k)

Profit/loss from business: +$6,942 (reported on 13.7% of returns)

Here:	+$6,942
State:	+$9,547

(% of AGI for various income ranges: 10.3% for AGIs below $10k, 6.3% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 5.6% for AGIs over 100k)

IRA payment deduction: $3,091 (reported on 1.5% of returns)

49245:	$3,091
Michigan:	$2,875

Total itemized deductions: $14,059 (21% of AGI, reported on 18.3% of returns)

Here:	$14,059
State:	$18,509

Here:	20.7% of AGI
State:	20.7% of AGI

(% of AGI for various income ranges: 4.6% for AGIs $10k-25k, 5.8% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 8.5% for AGIs $75k-100k, 10.1% for AGIs over 100k)

Charity contributions deductions: $2,440 (3% of AGI, reported on 12.8% of returns)

Here:	$2,440
State:	$3,365

Here:	3.2% of AGI
State:	3.6% of AGI

(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.8% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.3% for AGIs over 100k)

Total tax: $4,187 (reported on 70.6% of returns)

49245:	$4,187
State:	$7,691

(% of AGI for various income ranges: 2.8% for AGIs below $10k, 3.7% for AGIs $10k-25k, 6.2% for AGIs $25k-50k, 8.1% for AGIs $50k-75k, 10.6% for AGIs $75k-100k, 18.1% for AGIs over 100k)

Earned income credit: $1,652 (reported on 16.6% of returns)

Here:	$1,652
State:	$1,737

Percentage of individuals using paid preparers for their 2004 taxes: 65.8%

Here:	66%
State:	60%

(% for various income ranges: 56.3% for AGIs below $10k, 67.3% for AGIs $10k-25k, 67.3% for AGIs $25k-50k, 71.8% for AGIs $50k-75k, 65.1% for AGIs $75k-100k, 78.0% for AGIs over 100k)

Nearest zip codes: 49252, 49224, 49237, 49092, 49068, 49227.
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.0% of all households
• Gay men: 0.3% of all households

Household received Food Stamps/SNAP in the past 12 months: 157
Household did not receive Food Stamps/SNAP in the past 12 months: 1,407

Women who had a birth in the past 12 months: 47 (45 now married, 3 unmarried)
Women who did not have a birth in the past 12 months: 1,105 (370 now married, 735 unmarried)

Housing units in zip code 49245 with a mortgage: 618 (36 second mortgage, 35 both second mortgage and home equity loan)
Houses without a mortgage: 20

Median monthly owner costs for units with a mortgage: $1,076
Median monthly owner costs for units without a mortgage: $504

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 49245 household income distribution in 2022

• 70Less than $10,000
• 54$10,000 to $14,999
• 50$15,000 to $19,999
• 75$20,000 to $24,999
• 100$25,000 to $29,999
• 63$30,000 to $34,999
• 83$35,000 to $39,999
• 48$40,000 to $44,999
• 82$45,000 to $49,999
• 196$50,000 to $59,999
• 197$60,000 to $74,999
• 178$75,000 to $99,999
• 123$100,000 to $124,999
• 113$125,000 to $149,999
• 82$150,000 to $199,999
• 39$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 49245

• 39Less than $10,000
• 17$10,000 to $14,999
• 3$15,000 to $19,999
• 22$20,000 to $24,999
• 12$25,000 to $29,999
• 18$30,000 to $34,999
• 5$35,000 to $39,999
• 36$40,000 to $49,999
• 27$50,000 to $59,999
• 55$60,000 to $69,999
• 9$70,000 to $79,999
• 79$80,000 to $89,999
• 57$90,000 to $99,999
• 120$100,000 to $124,999
• 90$125,000 to $149,999
• 114$150,000 to $174,999
• 59$175,000 to $199,999
• 103$200,000 to $249,999
• 78$250,000 to $299,999
• 107$300,000 to $399,999
• 29$400,000 to $499,999
• 68$500,000 to $749,999
• 7$750,000 to $999,999

• Rent paid by renters in 2022 in zip code 49245

• 14$100 to $149
• 4$150 to $199
• 24$200 to $249
• 17$300 to $349
• 19$350 to $399
• 9$400 to $449
• 5$450 to $499
• 26$500 to $549
• 12$550 to $599
• 37$600 to $649
• 16$650 to $699
• 37$700 to $749
• 10$750 to $799
• 60$800 to $899
• 2$900 to $999
• 2$1,000 to $1,249
• 28No cash rent

Median gross rent in 2022: $843.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $154,118
• Some other race householders: $118,221
• Two or more races householders: $139,716
• Hispanic or Latino householders: $139,716

Estimated median house or condo value in 2022: $148,745 Lower value quartile - upper value quartile: $92,437 - $245,506

Mean price in 2022:

Detached houses: $191,716

Here:	$191,716
State:	$280,038

Townhouses or other attached units: $256,442

Here:	$256,442
State:	$239,520

In 2-unit structures: $209,537

Here:	$209,537
State:	$219,481

In 3-to-4-unit structures: $200,000

Here:	$200,000
State:	$207,067

In 5-or-more-unit structures: $171,389

Here:	$171,389
State:	$192,733

Mobile homes: $46,977

Here:	$46,977
State:	$72,868

Housing units in structures:

• One, detached: 1,326
• One, attached: 4
• Two: 55
• 3 or 4: 12
• 5 to 9: 74
• 10 to 19: 7
• 20 to 49: 12
• Mobile homes: 358

Unemployment: 3.5%

• Means of transportation to work in zip code 49245

• 72.6%1,428Drove a car alone
• 7.8%153Carpooled
• 0.1%1Bus or trolley bus
• 0.4%7Bicycle
• 3.6%71Walked
• 6.6%129Other means
• 8.9%175Worked at home

• Travel time to work (commute) in zip code 49245

• 103Less than 5 minutes
• 1935 to 9 minutes
• 17810 to 14 minutes
• 33315 to 19 minutes
• 42020 to 24 minutes
• 10525 to 29 minutes
• 10830 to 34 minutes
• 3035 to 39 minutes
• 5640 to 44 minutes
• 13945 to 59 minutes
• 5160 to 89 minutes
• 4290 or more minutes

Percentage of zip code residents living and working in this county: 67.1%

Household type by relationship:

Households: 4,434

• Male householders: 798 (236 living alone), Female householders: 770 (141 living alone)

• 840 spouses (840 opposite-sex spouses), 171 unmarried partners, (159 opposite-sex unmarried partners), 1,556 children (1,431 natural, 28 adopted, 97 stepchildren), 102 grandchildren, 8 brothers or sisters, 77 parents, 10 foster children, 24 other relatives, 65 non-relatives

• In group quarters: 4 (-1 institutionalized population)

Size of family households: 507 2-persons, 193 3-persons, 188 4-persons, 140 5-persons, 30 6-persons, 30 7-or-more-persons

Size of nonfamily households: 376 1-person, 83 2-persons, 10 3-persons, 3 5-persons

606 married couples with children.
341 single-parent households (73 men, 268 women).

96.5% of residents of 49245 zip code speak English at home.
0.7% of residents speak Spanish at home (100% very well).
2.1% of residents speak other Indo-European language at home (88% very well, 12% well).
0.1% of residents speak Asian or Pacific Island language at home (100% very well).
0.3% of residents speak other language at home (100% well).

Facilities with environmental interests located in this zip code:

• DRAKE MECHANICAL PLATING INC. (801 CLAY STREET in HOMER, MI)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  HAZARDOUS WASTE BIENNIAL REPORTER (Resource Conservation and Recovery Act (tracking hazardous waste))
  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• AMOCO FERTILIZER PLANT (SO M-99 in HOMER, MI)

  (Resource Conservation and Recovery Act (tracking hazardous waste))
  

• AGRITEK (4408 M-99 S in HOMER, MI)

  AIR MINOR (AIRS/AFS)
  Business SIC classification: TOYS AND HOBBY GOODS AND SUPPLIES
  

• AMISH SCHOOL OF HOMER (RT 1 in HOMER, MI)

  COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
  

Housing units lacking complete plumbing facilities: 1.4%
Housing units lacking complete kitchen facilities: 6.5%

Population in 1990: 4,934.

Place of birth for U.S.-born residents:

• This state: 3,713
• Northeast: 24
• Midwest: 434
• South: 165
• West: 35

66% of the 49245 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 62% lived in this county.
   Out of people who lived in different counties, 50% lived in Michigan.

91% of the 49245 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 52% moved from this county.
   Out of people who lived in different houses, 31% moved from different county within same state.
   Out of people who lived in different houses, 5% moved from different state.
   Out of people who lived in different houses, 12% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 32
Students in private schools in grades 9 to 12 (high school): 13 Students in private undergraduate colleges: 17

Top industries in this zip code by the number of employees in 2005:

• Accommodation and Food Services: Full-Service Restaurants (20-49 employees: 1 establishment, 1-4 employees: 2 establishments)
• Mining: Support Activities for Oil and Gas Operations (20-49: 1)
• Administrative and Support and Waste Management and Remediation Services: Materials Recovery Facilities (20-49: 1)
• Administrative and Support and Waste Management and Remediation Services: Janitorial Services (20-49: 1)

Detailed HMDA statistics for the following Tracts: 0030.00 , 0031.00, 0032.00


Detailed PMIC statistics for the following Tracts: 0030.00 , 0031.00, 0032.00

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fires per year is 25. The highest number of fire incidents - 54 took place in 2003, and the least - 8 in 2016. The data has a dropping trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (49.4%), and Outside Fires (35.1%).


• Fire incident types reported to NFIRS in Zip Code 49245
• 20749.4%Structure Fires
• 14735.1%Outside Fires
• 5112.2%Mobile Property/Vehicle Fires
• 143.3%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 49245, Michigan

Most common first names in zip code 49245 among deceased individuals
Name	Count	Lived (average)
William	27	77.8 years
John	23	73.7 years
George	23	80.1 years
Robert	21	72.5 years
Mary	17	77.8 years
Charles	17	73.9 years
James	16	71.2 years
Margaret	14	79.4 years
Frank	14	78.1 years
Harold	13	75.6 years

Most common last names in zip code 49245 among deceased individuals
Last name	Count	Lived (average)
Smith	27	82.8 years
Miller	16	73.1 years
Williams	9	77.0 years
Taylor	9	74.8 years
Wilson	8	66.4 years
Odell	8	68.6 years
Butler	8	79.9 years
Hackworth	8	56.5 years
Nichols	8	77.7 years
King	8	69.2 years