Estimated zip code population in 2022: 28,358 Zip code population in 2010: 26,913 Zip code population in 2000: 38,835
Houses and condos: 13,468 Renter-occupied apartments: 4,414
% of renters here:
35%
State:
27%
March 2022 cost of living index in zip code 48603: 83.4 (less than average, U.S. average is 100)
Land area: 18.3 sq. mi. Water area: 0.2 sq. mi.
Population density: 1,549 people per square mile
(low).
OSM Map
General Map
Google Map
MSN Map
OSM Map
General Map
Google Map
MSN Map
OSM Map
General Map
Google Map
MSN Map
OSM Map
General Map
Google Map
MSN Map
Please wait while loading the map...
Real estate property taxes paid for housing units in 2022:
This zip code:
1.4% ($2,558)
Michigan:
1.2% ($2,746)
Median real estate property taxes paid for housing units with mortgages in 2022: $2,490 (1.3%) Median real estate property taxes paid for housing units with no mortgage in 2022: $2,653 (1.5%)
Estimated median house/condo value in 2022: $187,242
48603:
$187,242
Michigan:
$224,400
According to our research of Michigan and other state lists, there were 42 registered sex offenders living in 48603 zip code as of June 10, 2024. The ratio of all residents to sex offenders in zip code 48603 is 643 to 1. The ratio of registered sex offenders to all residents in this zip code is lower than the state average.
Median resident age:
This zip code:
42.4 years
Michigan median age:
40.3 years
Average household size:
This zip code:
2.2 people
Michigan:
2.4 people
Averages for the 2020 tax year for zip code 48603, filed in 2021:
Average Adjusted Gross Income (AGI) in 2020: $63,078 (Individual Income Tax Returns)
Here:
$63,078
State:
$68,945
Salary/wage: $55,405 (reported on 74.6% of returns)
Here:
$55,405
State:
$57,142
(% of AGI for various income ranges: 985.3% for AGIs below $25k, 2974.0% for AGIs $25k-50k, 5753.0% for AGIs $50k-75k, 8164.6% for AGIs $75k-100k, 15869.1% for AGIs $100k-200k, 79408.9% for AGIs over 200k)
Taxable interest for individuals: $1,300 (reported on 36.8% of returns)
This zip code:
$1,300
Michigan:
$1,630
(% of AGI for various income ranges: 22.2% for AGIs below $25k, 31.8% for AGIs $25k-50k, 51.4% for AGIs $50k-75k, 89.3% for AGIs $75k-100k, 150.4% for AGIs $100k-200k, 1102.8% for AGIs over 200k)
Ordinary dividends: $4,738 (reported on 20.5% of returns)
Here:
$4,738
State:
$6,972
(% of AGI for various income ranges: 26.6% for AGIs below $25k, 41.1% for AGIs $25k-50k, 102.1% for AGIs $50k-75k, 191.6% for AGIs $75k-100k, 262.0% for AGIs $100k-200k, 3215.0% for AGIs over 200k)
Net capital gain/loss in AGI: +$8,408 (reported on 18.6% of returns)
Here:
+$8,408
State:
+$20,064
(% of AGI for various income ranges: 4.8% for AGIs below $25k, 20.9% for AGIs $25k-50k, 103.2% for AGIs $50k-75k, 195.8% for AGIs $75k-100k, 468.9% for AGIs $100k-200k, 7412.8% for AGIs over 200k)
Profit/loss from business: +$18,442 (reported on 11.4% of returns)
Here:
+$18,442
State:
+$11,172
(% of AGI for various income ranges: 45.8% for AGIs below $25k, 63.4% for AGIs $25k-50k, 141.0% for AGIs $50k-75k, 254.7% for AGIs $75k-100k, 533.4% for AGIs $100k-200k, 9286.1% for AGIs over 200k)
Taxable individual retirement arrangement distribution: $18,325 (reported on 12.3% of returns)
48603:
$18,325
Michigan:
$19,803
(% of AGI for various income ranges: 67.7% for AGIs below $25k, 132.7% for AGIs $25k-50k, 297.8% for AGIs $50k-75k, 473.0% for AGIs $75k-100k, 913.2% for AGIs $100k-200k, 4159.4% for AGIs over 200k)
Self-employed (Keogh) retirement plans: $37,129 (reported on 0.5% of returns)
48603:
$37,129
Michigan:
$25,132
(% of AGI for various income ranges: 43.4% for AGIs $75k-100k, 1226.7% for AGIs over 200k)
Total itemized deductions: $35,385 (reported on 4.7% of returns)
Here:
$35,385
State:
$34,117
(% of AGI for various income ranges: 37.4% for AGIs below $25k, 63.2% for AGIs $25k-50k, 231.7% for AGIs $50k-75k, 241.0% for AGIs $75k-100k, 581.9% for AGIs $100k-200k, 4949.4% for AGIs over 200k)
Charity contributions: $13,849 (reported on 4.1% of returns)
Here:
$13,849
State:
$13,548
(% of AGI for various income ranges: 3.5% for AGIs below $25k, 8.3% for AGIs $25k-50k, 54.4% for AGIs $50k-75k, 75.7% for AGIs $75k-100k, 209.4% for AGIs $100k-200k, 2221.7% for AGIs over 200k)
Taxes paid: $7,312 (reported on 4.6% of returns)
48603:
$7,312
State:
$7,972
(% of AGI for various income ranges: 3.7% for AGIs below $25k, 8.4% for AGIs $25k-50k, 42.8% for AGIs $50k-75k, 48.3% for AGIs $75k-100k, 152.7% for AGIs $100k-200k, 940.6% for AGIs over 200k)
Earned income credit: $2,075 (reported on 11.8% of returns)
Here:
$2,075
State:
$2,251
(% of AGI for various income ranges: 54.7% for AGIs below $25k, 56.4% for AGIs $25k-50k, 0.8% for AGIs $50k-75k)
Percentage of individuals using paid preparers for their 2020 taxes: 94.4%
Here:
94%
State:
93%
(% for various income ranges: 93.6% for AGIs below $25k, 94.8% for AGIs $25k-50k, 94.6% for AGIs $50k-75k, 93.1% for AGIs $75k-100k, 95.7% for AGIs $100k-200k, 96.6% for AGIs over 200k)
Averages for the 2012 tax year for zip code 48603, filed in 2013:
Average Adjusted Gross Income (AGI) in 2012: $55,182 (Individual Income Tax Returns)
Here:
$55,182
State:
$55,609
Salary/wage: $46,855 (reported on 79.4% of returns)
Here:
$46,855
State:
$46,782
(% of AGI for various income ranges: 64.2% for AGIs below $25k, 64.7% for AGIs $25k-50k, 67.9% for AGIs $50k-75k, 67.4% for AGIs $75k-100k, 76.2% for AGIs $100k-200k, 59.9% for AGIs over 200k)
Taxable interest for individuals: $1,194 (reported on 43.5% of returns)
This zip code:
$1,194
Michigan:
$1,491
(% of AGI for various income ranges: 1.8% for AGIs below $25k, 1.1% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 0.9% for AGIs $75k-100k, 0.5% for AGIs $100k-200k, 1.0% for AGIs over 200k)
Ordinary dividends: $3,451 (reported on 23.6% of returns)
Here:
$3,451
State:
$6,225
(% of AGI for various income ranges: 2.0% for AGIs below $25k, 1.5% for AGIs $25k-50k, 1.2% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.3% for AGIs $100k-200k, 2.0% for AGIs over 200k)
Net capital gain/loss in AGI: +$2,735 (reported on 19.0% of returns)
Here:
+$2,735
State:
+$9,326
(% of AGI for various income ranges: 0.3% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.6% for AGIs $100k-200k, 3.7% for AGIs over 200k)
Profit/loss from business: +$22,771 (reported on 11.7% of returns)
Here:
+$22,771
State:
+$11,523
(% of AGI for various income ranges: 3.4% for AGIs below $25k, 2.1% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 2.2% for AGIs $100k-200k, 14.6% for AGIs over 200k)
Taxable individual retirement arrangement distribution: $14,470 (reported on 14.5% of returns)
48603:
$14,470
Michigan:
$15,298
(% of AGI for various income ranges: 4.1% for AGIs below $25k, 3.7% for AGIs $25k-50k, 4.0% for AGIs $50k-75k, 4.5% for AGIs $75k-100k, 3.8% for AGIs $100k-200k, 3.1% for AGIs over 200k)
Self-employment retirement plans: $30,656 (reported on 0.7% of returns)
48603:
$30,656
Michigan:
$20,834
(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.2% for AGIs $100k-200k, 1.3% for AGIs over 200k)
Total itemized deductions: $21,131 (19% of AGI, reported on 28.9% of returns)
Here:
$21,131
State:
$21,628
Here:
18.7% of AGI
State:
18.4% of AGI
(% of AGI for various income ranges: 7.6% for AGIs below $25k, 8.2% for AGIs $25k-50k, 9.9% for AGIs $50k-75k, 11.9% for AGIs $75k-100k, 12.6% for AGIs $100k-200k, 12.8% for AGIs over 200k)
Charity contributions: $4,370 (reported on 25.2% of returns)
Here:
$4,370
State:
$4,225
(% of AGI for various income ranges: 0.7% for AGIs below $25k, 1.4% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 2.1% for AGIs $75k-100k, 2.5% for AGIs $100k-200k, 2.5% for AGIs over 200k)
Taxes paid: $7,614 (reported on 28.8% of returns)
48603:
$7,614
State:
$8,327
(% of AGI for various income ranges: 1.4% for AGIs below $25k, 2.0% for AGIs $25k-50k, 3.0% for AGIs $50k-75k, 3.9% for AGIs $75k-100k, 5.1% for AGIs $100k-200k, 5.8% for AGIs over 200k)
Earned income credit: $1,967 (reported on 13.0% of returns)
Here:
$1,967
State:
$2,306
(% of AGI for various income ranges: 4.2% for AGIs below $25k, 0.7% for AGIs $25k-50k)
Percentage of individuals using paid preparers for their 2012 taxes: 58.3%
Here:
58%
State:
57%
(% for various income ranges: 53.6% for AGIs below $25k, 57.0% for AGIs $25k-50k, 61.8% for AGIs $50k-75k, 62.6% for AGIs $75k-100k, 63.8% for AGIs $100k-200k, 84.2% for AGIs over 200k)
Averages for the 2004 tax year for zip code 48603, filed in 2005:
Average Adjusted Gross Income (AGI) in 2004: $50,801 (Individual Income Tax Returns)
Here:
$50,801
State:
$48,204
Salary/wage: $44,812 (reported on 80.7% of returns)
Here:
$44,812
State:
$42,791
(% of AGI for various income ranges: 82.2% for AGIs below $10k, 60.4% for AGIs $10k-25k, 67.1% for AGIs $25k-50k, 74.4% for AGIs $50k-75k, 81.0% for AGIs $75k-100k, 68.7% for AGIs over 100k)
Taxable interest for individuals: $1,673 (reported on 61.1% of returns)
This zip code:
$1,673
Michigan:
$1,725
(% of AGI for various income ranges: 8.1% for AGIs below $10k, 4.5% for AGIs $10k-25k, 2.6% for AGIs $25k-50k, 1.7% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.6% for AGIs over 100k)
Taxable dividends: $3,008 (reported on 33.4% of returns)
Here:
$3,008
State:
$3,420
(% of AGI for various income ranges: 4.8% for AGIs below $10k, 2.5% for AGIs $10k-25k, 2.0% for AGIs $25k-50k, 1.6% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 2.3% for AGIs over 100k)
Net capital gain/loss: +$6,060 (reported on 26.3% of returns)
Here:
+$6,060
State:
+$8,532
(% of AGI for various income ranges: -4.7% for AGIs below $10k, -0.2% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 6.9% for AGIs over 100k)
Profit/loss from business: +$15,508 (reported on 12.2% of returns)
Here:
+$15,508
State:
+$9,547
(% of AGI for various income ranges: 3.1% for AGIs below $10k, 2.5% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 6.3% for AGIs over 100k)
Profit/loss from farming: +$840 (reported on 0.1% of returns)
Here:
+$840
State:
-$4,492
IRA payment deduction: $3,045 (reported on 2.5% of returns)
48603:
$3,045
Michigan:
$2,875
(% of AGI for various income ranges: 0.3% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)
Self-employed pension: $20,303 (reported on 0.9% of returns)
Here:
$20,303
Michigan:
$13,826
(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.7% for AGIs over 100k)
Total itemized deductions: $18,365 (19% of AGI, reported on 36.4% of returns)
Here:
$18,365
State:
$18,509
Here:
19.3% of AGI
State:
20.7% of AGI
(% of AGI for various income ranges: 9.6% for AGIs below $10k, 9.7% for AGIs $10k-25k, 10.9% for AGIs $25k-50k, 14.5% for AGIs $50k-75k, 15.2% for AGIs $75k-100k, 13.4% for AGIs over 100k)
Charity contributions deductions: $3,717 (4% of AGI, reported on 33.8% of returns)
Here:
$3,717
State:
$3,365
Here:
3.8% of AGI
State:
3.6% of AGI
(% of AGI for various income ranges: 0.8% for AGIs below $10k, 1.2% for AGIs $10k-25k, 1.8% for AGIs $25k-50k, 2.3% for AGIs $50k-75k, 2.8% for AGIs $75k-100k, 3.0% for AGIs over 100k)
Total tax: $8,192 (reported on 77.5% of returns)
48603:
$8,192
State:
$7,691
(% of AGI for various income ranges: 2.0% for AGIs below $10k, 3.9% for AGIs $10k-25k, 7.5% for AGIs $25k-50k, 9.4% for AGIs $50k-75k, 10.5% for AGIs $75k-100k, 18.4% for AGIs over 100k)
Earned income credit: $1,562 (reported on 9.1% of returns)
Here:
$1,562
State:
$1,737
Percentage of individuals using paid preparers for their 2004 taxes: 62.7%
Here:
63%
State:
60%
(% for various income ranges: 54.4% for AGIs below $10k, 62.8% for AGIs $10k-25k, 63.4% for AGIs $25k-50k, 66.2% for AGIs $50k-75k, 63.8% for AGIs $75k-100k, 71.5% for AGIs over 100k)
Likely homosexual households (counted as self-reported same-sex unmarried-partner households)
Lesbian couples: 0.3% of all households
Gay men: 0.1% of all households
Household received Food Stamps/SNAP in the past 12 months: 1,665 Household did not receive Food Stamps/SNAP in the past 12 months: 11,061
Women who had a birth in the past 12 months: 566 (336 now married, 227 unmarried) Women who did not have a birth in the past 12 months: 5,593 (2,516 now married, 3,070 unmarried)
Housing units in zip code 48603 with a mortgage: 4,847 (433 second mortgage, 373 both second mortgage and home equity loan) Houses without a mortgage: 197
Median monthly owner costs for units with a mortgage: $1,288 Median monthly owner costs for units without a mortgage: $569
Residents with income below the poverty level in 2022:
This zip code:
14.1%
Whole state:
13.4%
Residents with income below 50% of the poverty level in 2022:
This zip code:
8.0%
Whole state:
6.9%
Median number of rooms in houses and condos:
Here:
6.7
State:
6.5
Median number of rooms in apartments:
Here:
4.2
State:
4.3
Notable locations in this zip code not listed on our city pages
Notable locations in zip code 48603: Pleasant Valley Golf Course (A), Sawmill Golf Club (B), Saginaw Charter Township Fire Department 2 (C), Saginaw Charter Township Fire Department 1 (D), Saginaw Township Police Department (E). Display/hide their locations on the map
Churches in zip code 48603 include: McCarty Road Church (A), Bethany Church (B), Church of God (C), Church of Jesus Christ of Latter Day Saints (D), Saginaw Wesleyan Church (E), Family Baptist Church (F), Second Presbyterian Church (G), Saginaw Bay Church of Christ (H), Faith Baptist Church (I). Display/hide their locations on the map
Cemeteries: Bacon Cemetery (1), Braley Cemetery (2), McCarty Cemetery (3), Saginaw County Poor Farm Cemetery (4), Saginaw Township Cemetery (5), Bethlehem Cemetery (6). Display/hide their locations on the map
Parks in zip code 48603 include: William H Haithco Recreation Area (1), Can-Amera Park (2), Saginaw Township Soccer Complex (3), Briarwood Park (4), Berberovich Park (5), North Little League Park (6), George Olson Recreation Complex (7), Imerman Memorial Park (8), Harvey Randall Wickes Recreation Area (9). Display/hide their locations on the map
3,600 married couples with children.
1,620 single-parent households (260 men, 1,360 women).
91.8% of residents of 48603 zip code speak English at home.
3.0% of residents speak Spanish at home (66% very well, 23% well, 10% not well).
2.9% of residents speak other Indo-European language at home (89% very well, 11% well).
2.1% of residents speak Asian or Pacific Island language at home (59% very well, 40% well).
0.5% of residents speak other language at home (91% very well, 9% well).
Foreign born population: 1,848 (6.5%) (51.9% of them are naturalized citizens)
Major facilities with environmental interests located in this zip code:
AQUAMARINE AQUARIUM SYSTEMS, INC. (2824 UNIVERSAL DRIVE in SAGINAW, MI)
(Integrated Compliance Information System) - ICIS-05-1999-0212, FORMAL ENFORCEMENT ACTION COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances) Business SIC classification: PESTICIDES AND AGRICULTURAL CHEMICALS Alternative names: ACQUAMARINE AQUARIAM SYSTEMS
ARROWWOOD ELEMENTARY SCHOOL (5410 SEIDEL ROAD in SAGINAW, MI)
(National Center for Education Statistics) - STATE ID-04954 Organizations: SAGINAW TOWNSHIP COMMUNITY SCHOOLS (SCHOOL DISTRICT)
ADMIRAL PETROLEUM CO (8220 GRATIOT in SAGINAW, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste)) Organizations: SPEEDWAY/SUPERAMERICA LLC (CONTACT/OWNER)
Alternative names: SPEEDWAY 7502
DICK WILLIAMS GUN SHOP (4985 COLE RD in SAGINAW, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste)) Organizations: RICHARD WILLIAMS (CONTACT/OWNER)
(Resource Conservation and Recovery Act (tracking hazardous waste)) Organizations: AMOCO OIL COMPANY (CONTACT/OWNER)
GARB-KO (3990 TITTABAWASEE RD in SAGINAW, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste)) Organizations: GARB-KO INC (CONTACT/OWNER)
Alternative names: 7-ELEVEN STORE #123
BAY VALLEY OIL CO (6075 STATE ST in SAGINAW, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
AMOCO OIL CO 9851 (75 MIDLAND AND 46TH in SAGINAW, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste)) Organizations: AMOCO OIL COMPANY (CONTACT/OWNER)
AUTOHAUS SAGINAW INC (5645 STATE ST in SAGINAW, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste)) Organizations: CAMP ROBERT D JR (CONTACT/OPERATOR)
MEYER ADAM AND SONS (3216 BAY RD in SAGINAW, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
MI DEPT/ENVIRONMENTAL QUALITY (2343 MIDLAND RD in SAGINAW, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste)) Alternative names: MI DEPT/DEQ (E)
ACTION AUTO STORE 043 (5605 STATE ST in SAGINAW, MI)
(Resource Conservation and Recovery Act (tracking hazardous waste))
Housing units lacking complete plumbing facilities: 0.4% Housing units lacking complete kitchen facilities: 1.7%
78.4%Utility gas
17.6%Electricity
1.3%Bottled, tank, or LP gas
1.3%Other fuel
0.9%No fuel used
Population in 1990: 49,303.
Place of birth for U.S.-born residents:
This state: 22,697
Northeast: 513
Midwest: 1,388
South: 1,132
West: 590
59% of the 48603 zip code residents lived in the same house 5 years ago. Out of people who lived in different houses, 66% lived in this county. Out of people who lived in different counties, 50% lived in Michigan.
87% of the 48603 zip code residents lived in the same house 1 year ago. Out of people who lived in different houses, 64% moved from this county. Out of people who lived in different houses, 21% moved from different county within same state. Out of people who lived in different houses, 9% moved from different state. Out of people who lived in different houses, 3% moved from abroad.
Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 472
Here:
19.4%
Michigan:
12.4%
Students in private schools in grades 9 to 12 (high school): 306
Here:
26.1%
Michigan:
9.8%
Students in private undergraduate colleges: 126
Here:
9.8%
Michigan:
14.9%
Occupation by median earnings in the past 12 months ($)
107,609Life, physical, and social science occupations
103,274Health diagnosing and treating practitioners and other technical occupations
100,029Architecture and engineering occupations
74,490Management occupations
70,010Computer and mathematical occupations
63,307Business and financial operations occupations
Companies with federal contracts located in this zip code:
HERITAGE SUITES OF SAGINAW, IN (5180 FASHION SQUARE BLVD in SAGINAW, MI; small business) : $24,922 in 6 contractsfrom 2001 to 2002
Contracts for Lodging - Hotel/Motel by Army Signed by year:2000: $0; 2001: $23,224; 2002: $1,698; 2003: $0; 2004: $0; 2005: $0; 2006: $0.
Biggest contracts:
$20,478 with Army for Lodging - Hotel/Motel. Signed on 2001-11-01. Completion date: 2002-04-29.
$7,392, same as above.Signed on 2002-03-12. Completion date: 2002-05-31.
$4,851, same as above.Signed on 2002-01-25. Completion date: 2002-04-29.
$2,746, same as above.Signed on 2001-11-19. Completion date: 2002-04-29.
SAGINAW SPIRIT (6200 STATE ST in SAGINAW, MI; small business)
$3,334 with Army for Signs, Advertising Displays, and Identification Plates. Signed on 2002-09-26. Completion date: 2003-03-21.
Top industries in this zip code by the number of employees in 2005:
Administrative and Support and Waste Management and Remediation Services: Janitorial Services (500-999 employees: 1 establishment, 100-249 employees: 2 establishments, 10-19 employees: 3 establishments, 1-4 employees: 1 establishment)
2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents
Based on the data from the years 2002 - 2018 the average number of fires per year is 72. The highest number of fires - 109 took place in 2004, and the least - 42 in 2014. The data has a dropping trend.
When looking into fire subcategories, the most reports belonged to: Structure Fires (56.8%), and Outside Fires (22.7%).
Fire incident types reported to NFIRS in Zip Code 48603