45612 Zip Code (Cynthiana, OH) Detailed Profile

Estimated zip code population in 2022: 4,614
Zip code population in 2010: 5,303
Zip code population in 2000: 5,096

Houses and condos: 2,136
Renter-occupied apartments: 356
March 2022 cost of living index in zip code 45612: 83.0 (low, U.S. average is 100)

Land area: 113.9 sq. mi.
Water area: 0.7 sq. mi.

Population density: 41 people per square mile

(very low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,325 (0.8%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,078 (1.2%)

For population 25 years and over in 45612:

• High school or higher: 81.6%
• Bachelor's degree or higher: 8.5%
• Graduate or professional degree: 3.6%
• Unemployed: 2.9%
• Mean travel time to work (commute): 31.1 minutes

For population 15 years and over in 45612:

• Never married: 19.3%
• Now married: 60.0%
• Separated: 2.6%
• Widowed: 7.0%
• Divorced: 11.1%

• 
• • 4,23891.9%White
  • 2214.8%Some other race
  • 781.7%Two or more races
  • 430.9%Asian
  • 230.5%Black
  • 70.2%American Indian

100% rural population.

Averages for the 2020 tax year for zip code 45612, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $45,342 (Individual Income Tax Returns)

Here:	$45,342
State:	$67,288

Salary/wage: $40,843 (reported on 77.6% of returns)

Here:	$40,843
State:	$55,628

(% of AGI for various income ranges: 1221.7% for AGIs below $25k, 3472.0% for AGIs $25k-50k, 6136.2% for AGIs $50k-75k, 10755.5% for AGIs $75k-100k, 17707.8% for AGIs $100k-200k)

Taxable interest for individuals: $769 (reported on 20.5% of returns)

This zip code:	$769
Ohio:	$1,518

(% of AGI for various income ranges: 23.2% for AGIs below $25k, 22.2% for AGIs $25k-50k, 17.9% for AGIs $50k-75k, 20.0% for AGIs $75k-100k, 36.7% for AGIs $100k-200k)

Ordinary dividends: $1,700 (reported on 6.3% of returns)

Here:	$1,700
State:	$7,167

(% of AGI for various income ranges: 6.2% for AGIs below $25k, 6.3% for AGIs $25k-50k, 47.1% for AGIs $50k-75k, 51.1% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$5,546 (reported on 6.3% of returns)

Here:	+$5,546
State:	+$18,919

(% of AGI for various income ranges: 0.2% for AGIs below $25k, 56.5% for AGIs $25k-50k, 35.4% for AGIs $50k-75k, 27.3% for AGIs $75k-100k, 383.3% for AGIs $100k-200k)

Profit/loss from business: +$10,988 (reported on 16.1% of returns)

Here:	+$10,988
State:	+$13,744

(% of AGI for various income ranges: 109.6% for AGIs below $25k, 276.5% for AGIs $25k-50k, 356.7% for AGIs $50k-75k, 425.5% for AGIs $75k-100k, 498.9% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $12,577 (reported on 6.3% of returns)

45612:	$12,577
Ohio:	$18,876

(% of AGI for various income ranges: 38.1% for AGIs below $25k, 81.5% for AGIs $25k-50k, 103.3% for AGIs $50k-75k, 736.4% for AGIs $75k-100k)

Total itemized deductions: $25,760 (reported on 2.4% of returns)

Here:	$25,760
State:	$33,869

(% of AGI for various income ranges: 122.4% for AGIs $25k-50k, 659.1% for AGIs $75k-100k)

Charity contributions: $8,850 (reported on 2.0% of returns)

Here:	$8,850
State:	$14,577

(% of AGI for various income ranges: 147.5% for AGIs $50k-75k)

Taxes paid: $5,700 (reported on 2.0% of returns)

45612:	$5,700
State:	$7,681

(% of AGI for various income ranges: 16.1% for AGIs $25k-50k, 140.0% for AGIs $75k-100k)

Earned income credit: $2,371 (reported on 20.5% of returns)

Here:	$2,371
State:	$2,304

(% of AGI for various income ranges: 119.8% for AGIs below $25k, 78.5% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2020 taxes: 95.1%

Here:	95%
State:	94%

(% for various income ranges: 96.0% for AGIs below $25k, 95.2% for AGIs $25k-50k, 93.9% for AGIs $50k-75k, 94.4% for AGIs $75k-100k, 94.1% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 45612, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $35,497 (Individual Income Tax Returns)

Here:	$35,497
State:	$54,926

Salary/wage: $33,490 (reported on 75.8% of returns)

Here:	$33,490
State:	$45,869

(% of AGI for various income ranges: 63.9% for AGIs below $25k, 72.4% for AGIs $25k-50k, 76.7% for AGIs $50k-75k, 80.8% for AGIs $75k-100k, 62.6% for AGIs $100k-200k)

Taxable interest for individuals: $773 (reported on 22.7% of returns)

This zip code:	$773
Ohio:	$1,297

(% of AGI for various income ranges: 0.9% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.4% for AGIs $100k-200k)

Ordinary dividends: $992 (reported on 6.7% of returns)

Here:	$992
State:	$5,821

(% of AGI for various income ranges: 0.3% for AGIs below $25k, 0.1% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.4% for AGIs $75k-100k)

Net capital gain/loss in AGI: +$3,864 (reported on 5.7% of returns)

Here:	+$3,864
State:	+$11,232

(% of AGI for various income ranges: 0.3% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 2.5% for AGIs $100k-200k)

Profit/loss from business: +$8,906 (reported on 18.0% of returns)

Here:	+$8,906
State:	+$12,773

(% of AGI for various income ranges: 13.3% for AGIs below $25k, 3.4% for AGIs $25k-50k, 3.2% for AGIs $50k-75k, 3.7% for AGIs $75k-100k)

Taxable individual retirement arrangement distribution: $10,425 (reported on 6.2% of returns)

45612:	$10,425
Ohio:	$14,511

(% of AGI for various income ranges: 1.8% for AGIs below $25k, 1.3% for AGIs $25k-50k, 2.0% for AGIs $50k-75k, 4.9% for AGIs $75k-100k)

Total itemized deductions: $16,190 (24% of AGI, reported on 15.5% of returns)

Here:	$16,190
State:	$21,278

Here:	23.9% of AGI
State:	18.8% of AGI

(% of AGI for various income ranges: 2.8% for AGIs below $25k, 5.5% for AGIs $25k-50k, 8.7% for AGIs $50k-75k, 8.3% for AGIs $75k-100k, 10.6% for AGIs $100k-200k)

Charity contributions: $3,476 (reported on 8.8% of returns)

Here:	$3,476
State:	$3,943

(% of AGI for various income ranges: 0.6% for AGIs $25k-50k, 0.6% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 2.6% for AGIs $100k-200k)

Taxes paid: $4,652 (reported on 14.9% of returns)

45612:	$4,652
State:	$9,568

(% of AGI for various income ranges: 0.4% for AGIs below $25k, 1.1% for AGIs $25k-50k, 2.1% for AGIs $50k-75k, 2.9% for AGIs $75k-100k, 4.2% for AGIs $100k-200k)

Earned income credit: $2,517 (reported on 23.7% of returns)

Here:	$2,517
State:	$2,285

(% of AGI for various income ranges: 8.0% for AGIs below $25k, 1.1% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 64.4%

Here:	64%
State:	51%

(% for various income ranges: 60.2% for AGIs below $25k, 68.5% for AGIs $25k-50k, 67.9% for AGIs $50k-75k, 63.6% for AGIs $75k-100k, 75.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 45612, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $29,975 (Individual Income Tax Returns)

Here:	$29,975
State:	$44,480

Salary/wage: $28,611 (reported on 84.9% of returns)

Here:	$28,611
State:	$39,198

(% of AGI for various income ranges: 94.4% for AGIs below $10k, 74.3% for AGIs $10k-25k, 82.9% for AGIs $25k-50k, 83.5% for AGIs $50k-75k, 85.8% for AGIs $75k-100k, 67.1% for AGIs over 100k)

Taxable interest for individuals: $972 (reported on 32.7% of returns)

This zip code:	$972
Ohio:	$1,532

(% of AGI for various income ranges: 2.7% for AGIs below $10k, 1.5% for AGIs $10k-25k, 1.1% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.5% for AGIs over 100k)

Taxable dividends: $1,206 (reported on 8.8% of returns)

Here:	$1,206
State:	$3,496

(% of AGI for various income ranges: 0.2% for AGIs below $10k, 0.5% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.0% for AGIs $75k-100k, 0.9% for AGIs over 100k)

Net capital gain/loss: +$3,076 (reported on 7.7% of returns)

Here:	+$3,076
State:	+$8,582

(% of AGI for various income ranges: 0.8% for AGIs below $10k, 0.2% for AGIs $10k-25k, 0.7% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 3.2% for AGIs over 100k)

Profit/loss from business: +$5,833 (reported on 15.9% of returns)

Here:	+$5,833
State:	+$10,813

(% of AGI for various income ranges: 6.5% for AGIs below $10k, 5.7% for AGIs $10k-25k, 3.4% for AGIs $25k-50k, 2.5% for AGIs $50k-75k, 0.6% for AGIs $75k-100k)

IRA payment deduction: $2,045 (reported on 1.1% of returns)

45612:	$2,045
Ohio:	$2,794

Total itemized deductions: $14,344 (25% of AGI, reported on 15.5% of returns)

Here:	$14,344
State:	$17,503

Here:	25.1% of AGI
State:	20.8% of AGI

(% of AGI for various income ranges: 5.0% for AGIs $10k-25k, 6.0% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 10.7% for AGIs $75k-100k, 15.2% for AGIs over 100k)

Charity contributions deductions: $2,481 (4% of AGI, reported on 9.3% of returns)

Here:	$2,481
State:	$3,087

Here:	4.0% of AGI
State:	3.4% of AGI

(% of AGI for various income ranges: 0.3% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Total tax: $3,087 (reported on 71.3% of returns)

45612:	$3,087
State:	$6,781

(% of AGI for various income ranges: 3.0% for AGIs below $10k, 4.1% for AGIs $10k-25k, 6.3% for AGIs $25k-50k, 8.2% for AGIs $50k-75k, 10.2% for AGIs $75k-100k, 14.8% for AGIs over 100k)

Earned income credit: $1,623 (reported on 21.3% of returns)

Here:	$1,623
State:	$1,696

Percentage of individuals using paid preparers for their 2004 taxes: 65.5%

Here:	66%
State:	55%

(% for various income ranges: 56.6% for AGIs below $10k, 71.4% for AGIs $10k-25k, 68.1% for AGIs $25k-50k, 60.3% for AGIs $50k-75k, 67.1% for AGIs $75k-100k, 62.9% for AGIs over 100k)

Nearest zip codes: 45624, 45681, 45646, 45617, 45172, 45123.
Cynthiana Zip Code Map

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.1% of all households
• Gay men: 0.0% of all households

Household received Food Stamps/SNAP in the past 12 months: 270
Household did not receive Food Stamps/SNAP in the past 12 months: 1,613

Women who had a birth in the past 12 months: 72 (49 now married, 22 unmarried)
Women who did not have a birth in the past 12 months: 779 (453 now married, 325 unmarried)

Housing units in zip code 45612 with a mortgage: 738 (10 second mortgage, 10 both second mortgage and home equity loan)
Houses without a mortgage: 16

Median monthly owner costs for units with a mortgage: $1,266
Median monthly owner costs for units without a mortgage: $404

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 45612 household income distribution in 2022

• 107Less than $10,000
• 49$10,000 to $14,999
• 100$15,000 to $19,999
• 187$20,000 to $24,999
• 149$25,000 to $29,999
• 94$30,000 to $34,999
• 92$35,000 to $39,999
• 46$40,000 to $44,999
• 98$45,000 to $49,999
• 263$50,000 to $59,999
• 160$60,000 to $74,999
• 201$75,000 to $99,999
• 178$100,000 to $124,999
• 61$125,000 to $149,999
• 57$150,000 to $199,999
• 25$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 45612

• 62Less than $10,000
• 26$10,000 to $14,999
• 26$20,000 to $24,999
• 27$25,000 to $29,999
• 67$30,000 to $34,999
• 27$35,000 to $39,999
• 15$40,000 to $49,999
• 121$50,000 to $59,999
• 39$60,000 to $69,999
• 13$70,000 to $79,999
• 115$80,000 to $89,999
• 35$90,000 to $99,999
• 22$100,000 to $124,999
• 184$125,000 to $149,999
• 122$150,000 to $174,999
• 50$175,000 to $199,999
• 116$200,000 to $249,999
• 115$250,000 to $299,999
• 138$300,000 to $399,999
• 69$400,000 to $499,999
• 21$500,000 to $749,999
• 21$1,000,000 to $1,499,999

• Rent paid by renters in 2022 in zip code 45612

• 8Less than $100
• 56$100 to $149
• 6$250 to $299
• 6$350 to $399
• 53$400 to $449
• 10$450 to $499
• 26$500 to $549
• 10$550 to $599
• 12$600 to $649
• 31$750 to $799
• 38$800 to $899
• 88No cash rent

Median gross rent in 2022: $741.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $164,442
• Black or African American householders: $129,761
• Two or more races householders: $530,841

Estimated median house or condo value in 2022: $148,872 Lower value quartile - upper value quartile: $62,223 - $248,823

Mean price in 2022:

Detached houses: $199,605

Here:	$199,605
State:	$254,366

Mobile homes: $24,431

Here:	$24,431
State:	$62,719

Housing units in structures:

• One, detached: 1,468
• One, attached: 6
• Two: 2
• 3 or 4: 14
• 5 to 9: 49
• Mobile homes: 573

Unemployment: 2.9%

• Means of transportation to work in zip code 45612

• 75.4%1,112Drove a car alone
• 11.7%173Carpooled
• 0.1%1Bus or trolley bus
• 1.4%21Bicycle
• 3.7%55Walked
• 0.5%7Other means
• 5.1%75Worked at home

• Travel time to work (commute) in zip code 45612

• 36Less than 5 minutes
• 1075 to 9 minutes
• 7510 to 14 minutes
• 13215 to 19 minutes
• 6820 to 24 minutes
• 20025 to 29 minutes
• 34030 to 34 minutes
• 6935 to 39 minutes
• 3740 to 44 minutes
• 13645 to 59 minutes
• 10160 to 89 minutes
• 6190 or more minutes

Percentage of zip code residents living and working in this county: 60.3%

Household type by relationship:

Households: 4,614

• Male householders: 1,054 (330 living alone), Female householders: 826 (203 living alone)

• 1,008 spouses (1,008 opposite-sex spouses), 83 unmarried partners, (83 opposite-sex unmarried partners), 1,303 children (1,097 natural, 139 adopted, 72 stepchildren), 97 grandchildren, 2 brothers or sisters, 16 parents, 0 foster children, 77 other relatives, 100 non-relatives

• In group quarters: 51 (-1 institutionalized population)

Size of family households: 673 2-persons, 278 3-persons, 133 4-persons, 75 5-persons, 2 6-persons, 78 7-or-more-persons

Size of nonfamily households: 531 1-person, 85 2-persons, 23 3-persons

808 married couples with children.
201 single-parent households (43 men, 158 women).

90.0% of residents of 45612 zip code speak English at home.
10.6% of residents speak other Indo-European language at home (90% very well, 7% well, 3% not well).

Facilities with environmental interests located in this zip code:

• BAINBRIDGE MANOR APTS (SHAWNEE ST in BAINBRIDGE, OH)

  STATE MASTER (Ohio general info) - PCS-OH0115215, National Pollutant Discharge Elimination System Permit
  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Business SIC classification: SEWERAGE SYSTEMS; OPERATORS OF APARTMENT BUILDINGS
  Organizations: POINTLAND INVESTMENT GROUP (CONTACT/OWNER)
  Alternative names: POINTLAND INVESTMENT GROUP, POINTLAND INVESTMENT GROUP BAINBRIDGE MANOR APTS

Housing units lacking complete plumbing facilities: 6.4%
Housing units lacking complete kitchen facilities: 4.5%

Population in 1990: 4,356. Population change in the 1990s: +740 (+17.0%).

Place of birth for U.S.-born residents:

• This state: 3,915
• Northeast: 278
• Midwest: 109
• South: 193
• West: 60

60% of the 45612 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 54% lived in this county.
   Out of people who lived in different counties, 50% lived in Ohio.

97% of the 45612 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 52% moved from this county.
   Out of people who lived in different houses, 38% moved from different county within same state.
   Out of people who lived in different houses, 28% moved from different state.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 116
Students in private schools in grades 9 to 12 (high school): Students in private undergraduate colleges: 1

Companies with federal contracts located in this zip code:

• L & D BLACKTOP MAINTENANCE (303 E 2ND in BAINBRIDGE, OH; small business)
  3 employees, $30000 revenue.

  $4,000 with National Park Service for Maintenance, Repair or Alteration of Real Property -- Parking Facilities Conservation. Signed on 2001-08-15. Completion date: 2001-10-15.

Top industries in this zip code by the number of employees in 2005:

• Health Care and Social Assistance: Other Residential Care Facilities (50-99 employees: 1 establishment)
• Health Care and Social Assistance: Nursing Care Facilities (50-99: 1)
• Accommodation and Food Services: Limited-Service Restaurants (10-19: 2, 5-9: 1, 1-4: 1)
• Finance and Insurance: Commercial Banking (20-49: 1)
• Accommodation and Food Services: Full-Service Restaurants (10-19: 1, 5-9: 1)
• Construction: Plumbing, Heating, and Air-Conditioning Contractors (10-19: 1)

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fires per year is 45. The highest number of fire incidents - 77 took place in 2014, and the least - 16 in 2002. The data has a rising trend.
When looking into fire subcategories, the most incidents belonged to: Structure Fires (56.1%), and Outside Fires (30.7%).


• Fire incident types reported to NFIRS in Zip Code 45612
• 43056.1%Structure Fires
• 23530.7%Outside Fires
• 9612.5%Mobile Property/Vehicle Fires
• 50.7%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 45612, Ohio

Most common first names in zip code 45612 among deceased individuals
Name	Count	Lived (average)
James	48	69.8 years
John	42	73.6 years
Charles	40	75.2 years
Mary	37	75.2 years
William	31	75.3 years
Robert	23	72.5 years
George	20	73.7 years
Ruth	18	77.5 years
Helen	18	84.0 years
Ethel	12	84.8 years

Most common last names in zip code 45612 among deceased individuals
Last name	Count	Lived (average)
Knisley	37	77.7 years
Jones	21	81.9 years
Smith	18	69.1 years
Elliott	17	74.8 years
Benner	16	78.3 years
Davis	14	64.0 years
Penwell	13	76.8 years
Miller	12	70.3 years
Shoemaker	12	76.9 years
Taylor	12	68.8 years

Businesses in zip code 45612
Name	Count		Name	Count
Dairy Queen	1		Subway	1
Lane Furniture	1		U-Haul	1