32908 Zip Code (Palm Bay, FL) Detailed Profile

Estimated zip code population in 2022: 14,571
Zip code population in 2010: 10,892
Zip code population in 2000: 5,422

Houses and condos: 5,012
Renter-occupied apartments: 469
March 2022 cost of living index in zip code 32908: 90.6 (less than average, U.S. average is 100)

Land area: 19.3 sq. mi.
Water area: 0.0 sq. mi.

Population density: 756 people per square mile

(low).

Real estate property taxes paid for housing units in 2022:
Median real estate property taxes paid for housing units with mortgages in 2022: $1,844 (0.7%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $1,323 (0.5%)

For population 25 years and over in 32908:

• High school or higher: 87.4%
• Bachelor's degree or higher: 20.5%
• Graduate or professional degree: 7.7%
• Unemployed: 4.3%
• Mean travel time to work (commute): 27.4 minutes

For population 15 years and over in 32908:

• Never married: 31.4%
• Now married: 56.4%
• Separated: 1.6%
• Widowed: 4.2%
• Divorced: 6.4%

• 
• • 7,50251.5%White
  • 2,98120.5%Hispanic or Latino
  • 2,55517.5%Black
  • 1,1177.7%Two or more races
  • 3212.2%Some other race
  • 920.6%Asian

Urban population: 13,399
Rural population: 1,171

Averages for the 2020 tax year for zip code 32908, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $47,037 (Individual Income Tax Returns)

Here:	$47,037
State:	$82,200

Salary/wage: $44,576 (reported on 85.4% of returns)

Here:	$44,576
State:	$58,347

(% of AGI for various income ranges: 1221.9% for AGIs below $25k, 3592.3% for AGIs $25k-50k, 6618.6% for AGIs $50k-75k, 9171.3% for AGIs $75k-100k, 16381.9% for AGIs $100k-200k, 45045.0% for AGIs over 200k)

Taxable interest for individuals: $493 (reported on 17.0% of returns)

This zip code:	$493
Florida:	$4,272

(% of AGI for various income ranges: 7.0% for AGIs below $25k, 7.0% for AGIs $25k-50k, 14.4% for AGIs $50k-75k, 19.4% for AGIs $75k-100k, 20.0% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Ordinary dividends: $1,998 (reported on 8.9% of returns)

Here:	$1,998
State:	$15,863

(% of AGI for various income ranges: 7.4% for AGIs below $25k, 10.6% for AGIs $25k-50k, 25.9% for AGIs $50k-75k, 23.1% for AGIs $75k-100k, 88.6% for AGIs $100k-200k, 1095.0% for AGIs over 200k)

Net capital gain/loss in AGI: +$4,990 (reported on 8.5% of returns)

Here:	+$4,990
State:	+$62,983

(% of AGI for various income ranges: 1.8% for AGIs below $25k, 14.6% for AGIs $25k-50k, 47.5% for AGIs $50k-75k, 82.3% for AGIs $75k-100k, 272.1% for AGIs $100k-200k, 3805.0% for AGIs over 200k)

Profit/loss from business: +$5,133 (reported on 16.7% of returns)

Here:	+$5,133
State:	+$9,719

(% of AGI for various income ranges: 123.1% for AGIs below $25k, 69.4% for AGIs $25k-50k, 125.5% for AGIs $50k-75k, 47.1% for AGIs $75k-100k, 242.9% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $16,973 (reported on 5.7% of returns)

32908:	$16,973
Florida:	$24,823

(% of AGI for various income ranges: 38.0% for AGIs below $25k, 47.6% for AGIs $25k-50k, 119.4% for AGIs $50k-75k, 171.9% for AGIs $75k-100k, 805.5% for AGIs $100k-200k)

Total itemized deductions: $28,311 (reported on 3.8% of returns)

Here:	$28,311
State:	$45,393

(% of AGI for various income ranges: 13.8% for AGIs below $25k, 103.7% for AGIs $25k-50k, 238.5% for AGIs $50k-75k, 262.9% for AGIs $75k-100k, 489.8% for AGIs $100k-200k)

Charity contributions: $8,230 (reported on 2.8% of returns)

Here:	$8,230
State:	$20,178

(% of AGI for various income ranges: 13.2% for AGIs $25k-50k, 39.2% for AGIs $50k-75k, 67.1% for AGIs $75k-100k, 171.4% for AGIs $100k-200k)

Taxes paid: $4,580 (reported on 3.5% of returns)

32908:	$4,580
State:	$6,967

(% of AGI for various income ranges: 1.7% for AGIs below $25k, 12.5% for AGIs $25k-50k, 30.6% for AGIs $50k-75k, 42.1% for AGIs $75k-100k, 95.5% for AGIs $100k-200k)

Earned income credit: $2,501 (reported on 23.6% of returns)

Here:	$2,501
State:	$2,306

(% of AGI for various income ranges: 126.4% for AGIs below $25k, 88.5% for AGIs $25k-50k, 1.5% for AGIs $50k-75k)

Percentage of individuals using paid preparers for their 2020 taxes: 94.1%

Here:	94%
State:	92%

(% for various income ranges: 93.0% for AGIs below $25k, 95.2% for AGIs $25k-50k, 93.8% for AGIs $50k-75k, 95.5% for AGIs $75k-100k, 93.9% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 32908, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $37,202 (Individual Income Tax Returns)

Here:	$37,202
State:	$60,316

Salary/wage: $34,752 (reported on 86.9% of returns)

Here:	$34,752
State:	$45,277

(% of AGI for various income ranges: 76.8% for AGIs below $25k, 87.1% for AGIs $25k-50k, 83.5% for AGIs $50k-75k, 83.7% for AGIs $75k-100k, 71.2% for AGIs $100k-200k)

Taxable interest for individuals: $554 (reported on 17.0% of returns)

This zip code:	$554
Florida:	$3,587

(% of AGI for various income ranges: 0.5% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.1% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.2% for AGIs $100k-200k)

Ordinary dividends: $1,864 (reported on 9.6% of returns)

Here:	$1,864
State:	$12,831

(% of AGI for various income ranges: 1.1% for AGIs below $25k, 0.5% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.4% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$632 (reported on 6.4% of returns)

Here:	+$632
State:	+$33,493

(% of AGI for various income ranges: 0.1% for AGIs $25k-50k, 2.2% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.3% for AGIs $100k-200k)

Profit/loss from business: +$6,655 (reported on 15.2% of returns)

Here:	+$6,655
State:	+$10,012

(% of AGI for various income ranges: 8.8% for AGIs below $25k, 2.3% for AGIs $25k-50k, 0.9% for AGIs $50k-75k, 1.0% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $11,610 (reported on 5.9% of returns)

32908:	$11,610
Florida:	$21,544

(% of AGI for various income ranges: 1.8% for AGIs below $25k, 1.1% for AGIs $25k-50k, 1.8% for AGIs $50k-75k, 2.4% for AGIs $75k-100k, 2.6% for AGIs $100k-200k)

Total itemized deductions: $15,927 (26% of AGI, reported on 19.5% of returns)

Here:	$15,927
State:	$25,533

Here:	25.8% of AGI
State:	18.0% of AGI

(% of AGI for various income ranges: 5.9% for AGIs below $25k, 8.6% for AGIs $25k-50k, 9.0% for AGIs $50k-75k, 9.7% for AGIs $75k-100k, 8.1% for AGIs $100k-200k)

Charity contributions: $2,576 (reported on 13.5% of returns)

Here:	$2,576
State:	$5,698

(% of AGI for various income ranges: 0.6% for AGIs below $25k, 0.8% for AGIs $25k-50k, 1.1% for AGIs $50k-75k, 1.2% for AGIs $75k-100k, 1.1% for AGIs $100k-200k)

Taxes paid: $2,781 (reported on 18.6% of returns)

32908:	$2,781
State:	$6,203

(% of AGI for various income ranges: 0.8% for AGIs below $25k, 1.2% for AGIs $25k-50k, 1.4% for AGIs $50k-75k, 1.8% for AGIs $75k-100k, 1.9% for AGIs $100k-200k)

Earned income credit: $2,490 (reported on 30.7% of returns)

Here:	$2,490
State:	$2,372

(% of AGI for various income ranges: 9.5% for AGIs below $25k, 1.8% for AGIs $25k-50k)

Percentage of individuals using paid preparers for their 2012 taxes: 42.4%

Here:	42%
State:	54%

(% for various income ranges: 41.2% for AGIs below $25k, 42.3% for AGIs $25k-50k, 42.2% for AGIs $50k-75k, 44.4% for AGIs $75k-100k, 52.2% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 32908, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $34,285 (Individual Income Tax Returns)

Here:	$34,285
State:	$50,523

Salary/wage: $32,489 (reported on 89.9% of returns)

Here:	$32,489
State:	$39,563

(% of AGI for various income ranges: 98.6% for AGIs below $10k, 80.7% for AGIs $10k-25k, 88.8% for AGIs $25k-50k, 87.9% for AGIs $50k-75k, 88.7% for AGIs $75k-100k, 67.8% for AGIs over 100k)

Taxable interest for individuals: $506 (reported on 29.8% of returns)

This zip code:	$506
Florida:	$3,211

(% of AGI for various income ranges: 1.9% for AGIs below $10k, 1.0% for AGIs $10k-25k, 0.4% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 0.4% for AGIs over 100k)

Taxable dividends: $780 (reported on 11.2% of returns)

Here:	$780
State:	$6,129

(% of AGI for various income ranges: 0.8% for AGIs below $10k, 0.3% for AGIs $10k-25k, 0.3% for AGIs $25k-50k, 0.3% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.2% for AGIs over 100k)

Net capital gain/loss: +$9,027 (reported on 9.7% of returns)

Here:	+$9,027
State:	+$27,205

(% of AGI for various income ranges: -1.2% for AGIs below $10k, 0.7% for AGIs $10k-25k, 0.5% for AGIs $25k-50k, 0.8% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 16.5% for AGIs over 100k)

Profit/loss from business: +$5,163 (reported on 12.4% of returns)

Here:	+$5,163
State:	+$10,634

(% of AGI for various income ranges: 10.5% for AGIs below $10k, 5.7% for AGIs $10k-25k, 1.4% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 0.1% for AGIs $75k-100k, 0.1% for AGIs over 100k)

IRA payment deduction: $1,662 (reported on 2.2% of returns)

32908:	$1,662
Florida:	$3,082

Total itemized deductions: $15,185 (29% of AGI, reported on 27.2% of returns)

Here:	$15,185
State:	$20,370

Here:	29.1% of AGI
State:	20.7% of AGI

(% of AGI for various income ranges: 11.2% for AGIs below $10k, 11.5% for AGIs $10k-25k, 13.5% for AGIs $25k-50k, 11.6% for AGIs $50k-75k, 12.2% for AGIs $75k-100k, 9.9% for AGIs over 100k)

Charity contributions deductions: $1,952 (4% of AGI, reported on 21.4% of returns)

Here:	$1,952
State:	$4,064

Here:	3.6% of AGI
State:	3.8% of AGI

(% of AGI for various income ranges: 0.4% for AGIs below $10k, 1.1% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 1.7% for AGIs $75k-100k, 1.6% for AGIs over 100k)

Total tax: $3,690 (reported on 69.1% of returns)

32908:	$3,690
State:	$9,431

(% of AGI for various income ranges: 2.9% for AGIs below $10k, 3.6% for AGIs $10k-25k, 5.4% for AGIs $25k-50k, 7.5% for AGIs $50k-75k, 10.0% for AGIs $75k-100k, 15.2% for AGIs over 100k)

Earned income credit: $1,798 (reported on 22.6% of returns)

Here:	$1,798
State:	$1,808

Percentage of individuals using paid preparers for their 2004 taxes: 54.1%

Here:	54%
State:	60%

(% for various income ranges: 44.1% for AGIs below $10k, 59.2% for AGIs $10k-25k, 55.7% for AGIs $25k-50k, 53.4% for AGIs $50k-75k, 55.4% for AGIs $75k-100k, 55.3% for AGIs over 100k)

Nearest zip codes: 32909, 32907, 32948, 32904, 32905, 32950.
Palm Bay Zip Code Map

Likely homosexual households (counted as self-reported same-sex unmarried-partner households)

• Lesbian couples: 0.0% of all households
• Gay men: 0.1% of all households

Household received Food Stamps/SNAP in the past 12 months: 480
Household did not receive Food Stamps/SNAP in the past 12 months: 4,396

Women who had a birth in the past 12 months: 54 (14 now married, 37 unmarried)
Women who did not have a birth in the past 12 months: 3,833 (1,610 now married, 2,223 unmarried)

Housing units in zip code 32908 with a mortgage: 3,471 (255 second mortgage, 191 both second mortgage and home equity loan)
Houses without a mortgage: 26

Median monthly owner costs for units with a mortgage: $1,363
Median monthly owner costs for units without a mortgage: $440

Residents with income below the poverty level in 2022:
Residents with income below 50% of the poverty level in 2022:

• Zip code 32908 household income distribution in 2022

• 121Less than $10,000
• 100$10,000 to $14,999
• 191$15,000 to $19,999
• 60$20,000 to $24,999
• 217$25,000 to $29,999
• 121$30,000 to $34,999
• 223$35,000 to $39,999
• 459$40,000 to $44,999
• 106$45,000 to $49,999
• 624$50,000 to $59,999
• 536$60,000 to $74,999
• 225$75,000 to $99,999
• 863$100,000 to $124,999
• 542$125,000 to $149,999
• 336$150,000 to $199,999
• 115$200,000 or more

• Estimate of home value of owner-occupied houses/condos in 2022 in zip code 32908

• 21$10,000 to $14,999
• 15$15,000 to $19,999
• 15$35,000 to $39,999
• 51$40,000 to $49,999
• 23$70,000 to $79,999
• 9$90,000 to $99,999
• 113$100,000 to $124,999
• 64$125,000 to $149,999
• 248$150,000 to $174,999
• 441$175,000 to $199,999
• 984$200,000 to $249,999
• 459$250,000 to $299,999
• 960$300,000 to $399,999
• 185$400,000 to $499,999
• 27$500,000 to $749,999
• 18$1,500,000 to $1,999,999

• Rent paid by renters in 2022 in zip code 32908

• 65$900 to $999
• 57$1,000 to $1,249
• 33$1,250 to $1,499
• 258$1,500 to $1,999
• 54No cash rent

Median gross rent in 2022: $1,775.

Median price asked for vacant for-sale houses and condos in 2022: $288,661.

Estimated median house (or condo) value in 2022 for:

• White Non-Hispanic householders: $272,986
• Black or African American householders: $289,579
• Asian householders: $335,801
• Some other race householders: $330,665
• Two or more races householders: $267,060
• Hispanic or Latino householders: $287,208

Estimated median house or condo value in 2022: $276,542 Lower value quartile - upper value quartile: $228,711 - $347,027

Mean price in 2022:

Detached houses: $203,730

Here:	$203,730
State:	$500,941

Housing units in structures:

• One, detached: 4,691
• 5 to 9: 93
• 10 to 19: 13
• 50 or more: 21
• Mobile homes: 79
• Boats, RVs, vans, etc.: 97

Unemployment: 4.3%

• Means of transportation to work in zip code 32908

• 74.7%5,242Drove a car alone
• 8.0%562Carpooled
• 0.3%22Taxi
• 0.7%52Motorcycle
• 0.4%30Bicycle
• 0.2%14Walked
• 14.8%1,039Worked at home

• Travel time to work (commute) in zip code 32908

• 12Less than 5 minutes
• 4095 to 9 minutes
• 80410 to 14 minutes
• 57715 to 19 minutes
• 87520 to 24 minutes
• 25625 to 29 minutes
• 1,65130 to 34 minutes
• 3035 to 39 minutes
• 27540 to 44 minutes
• 59145 to 59 minutes
• 42060 to 89 minutes
• 3590 or more minutes

Percentage of zip code residents living and working in this county: 94.4%

Household type by relationship:

Households: 14,571

• Male householders: 2,549 (357 living alone), Female householders: 2,317 (282 living alone)

• 3,248 spouses (3,216 opposite-sex spouses), 238 unmarried partners, (238 opposite-sex unmarried partners), 5,404 children (4,723 natural, 148 adopted, 516 stepchildren), 51 grandchildren, 38 brothers or sisters, 74 parents, 28 foster children, 157 other relatives, 430 non-relatives

• In group quarters: 15 (-1 institutionalized population)

Size of family households: 1,631 2-persons, 1,007 3-persons, 818 4-persons, 285 5-persons, 325 6-persons

Size of nonfamily households: 638 1-person, 67 2-persons, 56 3-persons, 7 4-persons, 30 6-persons

2,983 married couples with children.
853 single-parent households (101 men, 752 women).

89.6% of residents of 32908 zip code speak English at home.
7.1% of residents speak Spanish at home (76% very well, 8% well, 10% not well, 6% not at all).
1.6% of residents speak other Indo-European language at home (86% very well, 14% well).
0.3% of residents speak Asian or Pacific Island language at home (100% well).
0.6% of residents speak other language at home (100% very well).

There are 15 Medical Specialists in Zip Code 32908.

Facilities with environmental interests located in this zip code:

• HOLLY TRACE AT BAYSIDE LAKES (EMERSON DR SW & DE GROODT RD in PALM BAY, FL)

  National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
  Organizations: JAN DOAN (CONTACT/OWNER)
  

• HOUSE OF POWER (4515 BABCOCK ST in PALM BAY, FL)

  Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste))
  Organizations: GLENN S SANDLER (CONTACT/OWNER)
  

• BOMBARDIER MOTOR CORP (1111 JA BOMBARDIER BLVD SW in PALM BAY, FL)

  Small Quantity Generators, between 100 kg and 1000 kg of hazardous waste/month (Resource Conservation and Recovery Act (tracking hazardous waste)) - notification
  

Housing units lacking complete plumbing facilities: 0.7%
Housing units lacking complete kitchen facilities: 0.7%

Population in 1990: 3,272. Population change in the 1990s: +2,150 (+65.7%).

Place of birth for U.S.-born residents:

• This state: 4,826
• Northeast: 4,666
• Midwest: 1,341
• South: 940
• West: 515

52% of the 32908 zip code residents lived in the same house 5 years ago.
   Out of people who lived in different houses, 61% lived in this county.
   Out of people who lived in different counties, 50% lived in Florida.

97% of the 32908 zip code residents lived in the same house 1 year ago.
   Out of people who lived in different houses, 70% moved from this county.
   Out of people who lived in different houses, 18% moved from different county within same state.
   Out of people who lived in different houses, 10% moved from different state.
   Out of people who lived in different houses, 13% moved from abroad.

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 142
Students in private schools in grades 9 to 12 (high school): 5 Students in private undergraduate colleges: 279

Companies with federal contracts located in this zip code:

• HEALTHCARE TRANSCRIPTION, INC (1860 KARA PLACE SW in PALM BAY, FL; small business) : $557,167 in 8 contracts from 1999 to 2006

  Contracts for Transcription Services by Air Force
  Signed by year: 2000: $26,976; 2001: $0; 2002: $121,459; 2003: $99,300; 2004: $101,400; 2005: $124,800; 2006: $57,600.
  
  Biggest contracts:
  $121,459 with Air Force for Transcription Services. Signed on 2002-03-27. Completion date: 2007-03-31.
  $103,500, same as above. Signed on 2005-04-01. Completion date: 2006-04-01.
  $101,400, same as above. Signed on 2004-04-01. Completion date: 2007-04-01.
  $99,300, same as above. Signed on 2003-03-28. Completion date: 2004-03-31.
  

• GG GRIFFA, INC (1692 LA MADERIA DR S W in PALM BAY, FL; small business) : $10,500 in 2 contracts from 2005 to 2006

  $28,530 with Army for Chemical/Biological Studies and Analyses. Signed on 2005-12-30. Completion date: 2006-01-31.
  -$18,030, same as above. Signed on 2006-05-08. Completion date: 2006-01-31.
  

Top industries in this zip code by the number of employees in 2005:

• Administrative and Support and Waste Management and Remediation Services: Janitorial Services (5-9 employees: 2 establishments, 1-4 employees: 2 establishments)
• Construction: Electrical Contractors (10-19: 1, 1-4: 1)
• Real Estate and Rental and Leasing: Video Tape and Disc Rental (10-19: 1)
• Construction: Land Subdivision (10-19: 1)
• Construction: Drywall and Insulation Contractors (5-9: 1, 1-4: 3)
• Construction: Poured Concrete Foundation and Structure Contractors (5-9: 1, 1-4: 3)
• Administrative and Support and Waste Management and Remediation Services: Landscaping Services (5-9: 1, 1-4: 1)
• Real Estate and Rental and Leasing: Lessors of Residential Buildings and Dwellings (5-9: 1, 1-4: 1)
• Construction: Flooring Contractors (1-4: 4)

Detailed HMDA statistics for the following Tracts: 0713.23 , 0713.32


Detailed PMIC statistics for the following Tracts: 0713.23 , 0713.32

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fires per year is 69. The highest number of reported fires - 116 took place in 2015, and the least - 41 in 2005. The data has a rising trend.
When looking into fire subcategories, the most incidents belonged to: Outside Fires (74.6%), and Mobile Property/Vehicle Fires (12.4%).


• Fire incident types reported to NFIRS in Zip Code 32908
• 87574.6%Outside Fires
• 14512.4%Mobile Property/Vehicle Fires
• 998.4%Structure Fires
• 544.6%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 32908, Florida

Most common first names in zip code 32908 among deceased individuals
Name	Count	Lived (average)
Robert	13	63.4 years
James	12	64.3 years
Mary	12	79.6 years
William	11	80.8 years
John	8	66.8 years
Joseph	8	74.1 years
Anthony	5	72.4 years
Arthur	5	78.4 years
Edward	5	82.2 years
Michael	5	61.0 years

Most common last names in zip code 32908 among deceased individuals
Last name	Count	Lived (average)
Smith	7	64.3 years
Miller	5	76.6 years
Williams	5	70.8 years
Taylor	4	81.5 years
Wilson	3	65.7 years
Hall	3	78.7 years
Johnson	3	82.6 years
Loos	3	87.7 years
Nelson	3	62.7 years
Peterson	3	81.0 years

Businesses in zip code 32908

• 7-Eleven: 1