Estimated median household income in 2007: $35,184
| This zip code: | $35,184 | | Florida: | $47,804 |
Nearest zip codes: 32463, 32420, 32438, 32425, 32431, 32462.
Housing units in zip code 32428 with a mortgage: 1,345 (146 second mortgage, 111 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 1,086
Median monthly owner costs for units with a mortgage: $1,131
Median monthly owner costs for units without a mortgage: $312
Residents with income below the poverty level in 2007:
| This zip code: | 17.8% | | Whole state: | 12.1% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 5.0% | | Whole state: | 5.0% |
Median number of rooms in houses and condos:
| Here: | 5.7 | | State: | 5.6 |
Median number of rooms in apartments:
| Here: | 4.3 | | State: | 3.8 |
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Notable locations in this zip code not listed on our city pages:
Churches in zip code 32428 include: Perch Pond Church (A), Piney Grove Church (B), Bennet Pond Church (C), Blue Lake Church (D), Double Pond Church (E), Shiloh Church (F), Hard Labor Church (G), Sylvania Church (H), White Oak Church (I). Display/hide their locations on the map
Cemeteries: Everett Cemetery (1), Lay Cemetery (2), Limestone Cemetery (3), Tiller Cemetery (4). Display/hide their locations on the map
Lakes: L Rancho, Lake (A), Parish Pond (B), Sand Pond (C), Sand Mountain Pond (D), Sand Lake (E), Jock Pond (F), Hudson Pond (G), McDaniel Lake (H). Display/hide their locations on the map
Streams, rivers, and creeks: Harrell Branch (A), Poley Creek (B), Alligator Creek (C), Roach Branch (D), Hudson Branch (E), Flat Creek (F), Double Branch (G), Dip Vat Branch (H), Reedy Creek (I). Display/hide their locations on the map
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Year house built: |
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- 1999 to March 2000: 230
- 1995 to 1998: 857
- 1990 to 1994: 736
- 1980 to 1989: 1,426
- 1970 to 1979: 1,493
- 1960 to 1969: 605
- 1950 to 1959: 410
- 1940 to 1949: 300
- 1939 or earlier: 465
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Bedrooms in owner-occupied houses in Chipley, FL (32428): |
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- no bedroom: 23
- 1 bedrooms: 174
- 2 bedrooms: 959
- 3 bedrooms: 2,636
- 4 bedrooms: 504
- 5 or more bedrooms: 97
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 44
- 1 bedrooms: 197
- 2 bedrooms: 446
- 3 bedrooms: 352
- 4 bedrooms: 35
- 5 or more bedrooms: 0
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Vehicles available in 32428 zip code in owner-occupied houses/condos: |
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- no vehicle: 208
- 1 vehicle: 1,280
- 2 vehicles: 1,954
- 3 vehicles: 694
- 4 vehicles: 179
- 5 or more vehicles: 78
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 201
- 1 vehicle: 604
- 2 vehicles: 224
- 3 vehicles: 45
- 4 vehicles: 0
- 5 or more vehicles: 0
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 32428:
- Less than $10,000: 53
- $10,000 to $14,999: 27
- $15,000 to $19,999: 27
- $20,000 to $24,999: 27
- $25,000 to $29,999: 39
- $30,000 to $34,999: 39
- $35,000 to $39,999: 31
- $40,000 to $49,999: 57
- $50,000 to $59,999: 186
- $60,000 to $69,999: 148
- $70,000 to $79,999: 162
- $80,000 to $89,999: 188
- $90,000 to $99,999: 199
- $100,000 to $124,999: 371
- $125,000 to $149,999: 358
- $150,000 to $174,999: 468
- $175,000 to $199,999: 443
- $200,000 to $249,999: 708
- $250,000 to $299,999: 213
- $300,000 to $399,999: 466
- $400,000 to $499,999: 146
- $500,000 to $749,999: 114
- $750,000 to $999,999: 30
- $1,000,000 or more: 51
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Rent paid by renters in 2007 in zip code 32428:
- Less than $100: 20
- $100 to $149: 67
- $150 to $199: 64
- $200 to $249: 68
- $250 to $299: 79
- $300 to $349: 17
- $350 to $399: 31
- $400 to $449: 16
- $450 to $499: 15
- $500 to $549: 22
- $550 to $599: 14
- $600 to $649: 14
- $650 to $699: 39
- $2,000 or more: 61
- No cash rent: 196
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Median price asked for vacant for-sale houses and condos in 2007: $121,380.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $183,924
- Black or African American householders: $120,638
- American Indian or Alaska Native householders: $45,486
- Asian householders: $143,134
- Some other race householders: $160,686
- Two or more races householders: $172,305
- Hispanic or Latino householders: $204,442
Estimated median house or condo value in 2007: $184,971 (it was $68,500 in 2000)
| 32428: | $184,971 | | Florida: | $230,400 |
Lower value quartile - upper value quartile: $68,022 - $194,401
Mean price in 2007:
Detached houses: $220,569| Here: | $220,569 | | State: | $334,342 |
Townhouses or other attached units: $254,447| Here: | $254,447 | | State: | $258,333 |
Mobile homes: $67,423| Here: | $67,423 | | State: | $43,568 |
Occupied boats, RVs, vans, etc.: $20,750| Here: | $20,750 | | State: | $47,032 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 3,950
- One, attached: 17
- Two: 160
- 3 or 4: 50
- 5 to 9: 25
- 10 to 19: 16
- 20 to 49: 9
- Mobile homes: 2,221
- Boats, RVs, vans, etc.: 74

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Means of transportation to work
- Drove a car alone: 4,308 (79%)
- Carpooled: 837 (15%)
- Bus or trolley bus: 13 (0%)
- Motorcycle: 1 (0%)
- Bicycle: 18 (0%)
- Walked: 91 (2%)
- Other means: 39 (1%)
- Worked at home: 118 (2%)
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Travel time to work
- Less than 5 minutes: 202
- 5 to 9 minutes: 914
- 10 to 14 minutes: 649
- 15 to 19 minutes: 736
- 20 to 24 minutes: 428
- 25 to 29 minutes: 143
- 30 to 34 minutes: 805
- 35 to 39 minutes: 109
- 40 to 44 minutes: 183
- 45 to 59 minutes: 582
- 60 to 89 minutes: 299
- 90 or more minutes: 257
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Percentage of zip code residents living and working in this county: 54.3%
Household type by relationship
Households: 13,417
- In family households: 11,750 (3,102 male householders, 909 female householders)
3,175 spouses, 3,790 children (3,355 natural, 73 adopted, 362 stepchildren), 252 grandchildren, 80 brothers or sisters, 75 parents, 214 other relatives, 153 non-relatives
- In nonfamily households: 1,667 (722 male householders (643 living alone)), 778 female householders (717 living alone)), 167 nonrelatives
- In group quarters: 1,318 (1,303 institutionalized population)
Size of family households: 1,944 2-persons, 894 3-persons, 716 4-persons, 303 5-persons, 96 6-persons, 58 7-or-more-persons.
Size of nonfamily households: 1,360 1-person, 111 2-persons, 29 3-persons.
2,124 married couples with children.
816 single-parent households (166 men, 650 women).
93.8% of residents of 32428 zip code speak English at home.
3.4% of residents speak Spanish at home (56% very well, 13% well, 25% not well, 6% not at all).
2.2% of residents speak other Indo-European language at home (36% very well, 49% well, 10% not well, 5% not at all).
0.4% of residents speak Asian or Pacific Island language at home (77% very well, 23% well).
0.2% of residents speak other language at home (75% very well, 25% well).
Foreign born population: 325 (2.2%)
(80.9% of them are naturalized citizens)
| This zip code: | 2.2% | | Whole state: | 16.7% |
Most common places of birth for the foreign-born residents:
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- Other Eastern Europe (24%)
- Poland (17%)
- Mexico (10%)
- Ethiopia (7%)
- Germany (7%)
- Pakistan (6%)
- Vietnam (5%)
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Year of entry for the foreign-born population |
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- 1995 to March 2000: 43
- 1990 to 1994: 26
- 1985 to 1989: 33
- 1980 to 1984: 20
- 1975 to 1979: 40
- 1970 to 1974: 13
- 1970 to 1974: 7
- 1965 to 1969: 143
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White population: 11,866
Black population: 1,991
American Indian population: 189
Asian population: 62
Native Hawaiian and Other Pacific Islander population: 11
Some other race population: 98
Two or more races population: 260

First ancestries reported:
|  United States or American: 2533 |
|  Other groups: 2016 |
|  Irish: 1045 |
|  English: 913 |
|  German: 716 |
|  Italian: 359 |
|  Scotch-Irish: 288 |
|  Polish: 131 |
|  Lithuanian: 87 |
|  Dutch: 87 |
|  French (except Basque): 85 |
|  Scottish: 82 |
|  European: 78 |
|  Norwegian: 59 |
|  British: 54 |
|  Welsh: 48 |
|  Greek: 40 |
|  French Canadian: 39 |
|  Danish: 38 |
|  Subsaharan African:: 29 |
|  African: 29 |
|  Russian: 27 |
|  West Indian (excluding Hispanic groups):: 22 |
|  Arab:: 21 |
|  Arab/Arabic: 19 |
|  Canadian: 18 |
|  Romanian: 18 |
|  Portuguese: 16 |
|  Hungarian: 15 |
|  Dutch West Indian: 12 |
|  Jamaican: 10 |
|  Czech: 9 |
|  Scandinavian: 9 |
|  Slovak: 8 |
|  Northern European: 7 |
|  Swedish: 6 |
|  Lebanese: 2 |

Median worth of mobile homes: $74,561
Housing units lacking complete plumbing facilities: 2%
Housing units lacking complete kitchen facilities: 2%
Most commonly used house heating fuel: |
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- Electricity (67%)
- Bottled, tank, or LP gas (17%)
- Utility gas (13%)
- Wood (2%)
- Fuel oil, kerosene, etc. (1%)
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Place of birth for U.S.-born residents:
- This state: 8048
- Northeast: 916
- Midwest: 921
- South: 3825
- West: 334
55% of the 32428 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 35% lived in this county.
Out of people who lived in different counties, 74% lived in Florida.
Population in 1990: 11,248. Population change in the 1990s: +3,229 (+28.7%).
Year Householders Moved Into Unit:
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Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 26
| Here: | 1.6% | | Florida: | 11.7% |
Students in private schools in grades 9 to 12 (high school): 18
| Here: | 2.1% | | Florida: | 9.7% |
Students in private undergraduate colleges: 65
| Here: | 17.0% | | Florida: | 21.0% |
School Enrollment by Level of School
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Companies with biggest federal contracts located in this zip code (CHIPLEY, FL):
- ENOLA- CADDELL, JV (1414 MAIN ST STE 9B; small business): $14,320,320 in 18 contracts from 2004 to 2005
Contracts for Construction of Structures and Facilities -- Miscellaneous Buildings by Army Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $0; 2004: $13,961,857; 2005: $358,463; 2006: $0.
Biggest contracts:
$9,650,000 with Army for Construction of Structures and Facilities -- Miscellaneous Buildings. Taking place in NC. Signed on 2004-02-27. Completion date: 2005-04-29.
$4,296,000 with Army for Construction of Structures and Facilities -- Miscellaneous Buildings. Taking place in GA. Signed on 2004-09-21. Completion date: 2005-12-31.
$205,300, same as above. Signed on 2005-04-15. Completion date: 2005-12-31.
$72,475 with Army for Construction of Structures and Facilities -- Miscellaneous Buildings. Taking place in NC. Signed on 2005-04-22. Completion date: 2005-05-27.
- FLOOR COVERINGS INTERNATIONAL (1427 GAINER ROAD; small business): $894,583 in 54 contracts from 2000 to 2006
Contracts for Miscellaneous Construction Materials, Carpet Laying and Cleaning, Custodial Janitorial Services, Floor Coverings, and more by Air Force Signed by year: 2000: $69,739; 2001: $0; 2002: $0; 2003: $126,747; 2004: $-2,942; 2005: $611,396; 2006: $89,643.
Biggest contracts:
$114,593 with Air Force for Miscellaneous Construction Materials. Signed on 2005-09-30. Completion date: 2005-12-30.
$114,593, same as above. Signed on 2005-09-23. Completion date: 2005-12-01.
$94,157, same as above. Signed on 2005-09-21. Completion date: 2005-10-31.
$65,000 with Air Force for Carpet Laying and Cleaning. Signed on 2003-04-11. Completion date: 2003-04-30.
- RANDY MORRIS LOGGING, INC (4259 HWY 77; small business): $711,990 in 7 contracts from 2000 to 2003
Contracts for Landscaping/Groundskeeping Services, Other Utilities by Air Force Signed by year: 2000: $109,980; 2001: $260,670; 2002: $227,340; 2003: $114,000; 2004: $0; 2005: $0; 2006: $0.
Biggest contracts:
$192,340 with Air Force for Landscaping/Groundskeeping Services. Signed on 2002-10-07. Completion date: 2003-09-30.
$186,100, same as above. Signed on 2001-11-07. Completion date: 2002-09-30.
$114,000, same as above. Signed on 2003-10-01. Completion date: 2004-03-31.
$109,980, same as above. Signed on 2000-09-28. Completion date: 2001-09-29.
- TEL-CON TECHNICAL SERVICES, LL (677 GRIFFIN ROAD; small business): $458,333 in 6 contracts from 2001 to 2005
Contracts for Telephone and/or Communications Services (includes Telegraph, Telex, and Cablevision Services), AIDS Training by Army Signed by year: 2000: $0; 2001: $108,835; 2002: $122,398; 2003: $122,398; 2004: $149,203; 2005: $-44,501; 2006: $0.
Biggest contracts:
$138,503 with Army for Telephone and/or Communications Services (includes Telegraph, Telex, and Cablevision Services). Taking place in AL. Signed on 2004-11-04. Completion date: 2004-09-30.
$122,398, same as above. Signed on 2003-10-01. Completion date: 2004-09-30.
$122,398, same as above. Signed on 2002-10-08. Completion date: 2003-09-30.
$108,835 with Army for AIDS Training. Signed on 2001-11-20. Completion date: 2002-09-30.
- CROSS COUNTRY EXTERMINATORS (1187 MAIN ST; small business): $145,188 in 2 contracts from 2001 to 2002
$96,113 with Air Force for Insect and Rodent Control Services. Signed on 2001-09-05. Completion date: 2002-08-30.
$49,075, same as above. Signed on 2002-02-11. Completion date: 2002-08-30.
- CARL T JENNINGS (1601 TOOLE CIR; small business): $98,789 in 7 contracts from 2003 to 2006
Contracts for Operation of Government-Owned Facilities -- Recreation Facilities (Non-Building), Facilities Operations Support Services by Army, U.S. Army Corps of Engineers - civil program financing only Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $38,522; 2004: $1,030; 2005: $39,552; 2006: $19,685.
Biggest contracts:
$19,776 with Army for Operation of Government-Owned Facilities -- Recreation Facilities (Non-Building). Taking place in SC. Signed on 2005-02-15. Completion date: 2004-09-30.
$19,776 with U.S. Army Corps of Engineers - civil program financing only for Operation of Government-Owned Facilities -- Recreation Facilities (Non-Building). Taking place in SC. Signed on 2005-02-15. Completion date: 2004-09-30.
$19,685 with Army for Facilities Operations Support Services. Taking place in KY. Signed on 2006-03-03. Completion date: 2006-02-24.
$19,261 with Army for Operation of Government-Owned Facilities -- Recreation Facilities (Non-Building). Taking place in SC. Signed on 2003-12-22. Completion date: 2004-09-30.
- ESTELLE V HORTON (1601 TOOLE CIR; small business): $91,300 in 8 contracts from 2003 to 2006
Contracts for Operation of Government-Owned Facilities -- Recreation Facilities (Non-Building) by Army, U.S. Army Corps of Engineers - civil program financing only Signed by year: 2000: $0; 2001: $0; 2002: $0; 2003: $35,420; 2004: $1,100; 2005: $36,520; 2006: $18,260.
Biggest contracts:
$18,260 with Army for Operation of Government-Owned Facilities -- Recreation Facilities (Non-Building). Taking place in SC. Signed on 2006-02-28. Completion date: 2006-09-30.
$18,260 with U.S. Army Corps of Engineers - civil program financing only for Operation of Government-Owned Facilities -- Recreation Facilities (Non-Building). Taking place in SC. Signed on 2005-02-18. Completion date: 2004-09-30.
$18,260 with Army for Operation of Government-Owned Facilities -- Recreation Facilities (Non-Building). Taking place in SC. Signed on 2005-02-18. Completion date: 2004-09-30.
$17,710, same as above. Signed on 2003-12-23. Completion date: 2004-09-30.
- MASHBURN ELECTRIC (1635 OAKGROVE ROAD; small business)
$85,500 with Navy for Maintenance, Repair or Alteration of Real Property -- Maintenance Buildings. Taking place in MS. Signed on 2001-09-27. Completion date: 2001-12-15.
- HY-TEMP GAS CORPORATION (761 HIGHWAY 277; small business): $72,240 in 2 contracts from 2001 to 2002
$36,120 with Air Force for Gases: Compressed and Liquefied. Signed on 2002-12-23. Completion date: 2003-09-30.
$36,120 with Air Force for Purchase of Structures and Facilities -- EPG Facilities - Gas. Signed on 2001-10-10. Completion date: 2001-10-10.
- BEVERLY BURNETT (4848 PARTRIDGE PL): $36,673 in 13 contracts from 2001 to 2005
Contracts for Operation of Government-Owned Facilities -- Recreation Facilities (Non-Building), Recreation Site Maintenance Services (non-construction), Guard Services by U.S. Army Corps of Engineers - civil program financing only, Army Signed by year: 2000: $0; 2001: $7,395; 2002: $0; 2003: $21,280; 2004: $0; 2005: $7,998; 2006: $0.
Biggest contracts:
$10,640 with U.S. Army Corps of Engineers - civil program financing only for Operation of Government-Owned Facilities -- Recreation Facilities (Non-Building). Taking place in SC. Signed on 2003-12-30. Completion date: 2004-10-31.
$10,640 with Army for Operation of Government-Owned Facilities -- Recreation Facilities (Non-Building). Taking place in SC. Signed on 2003-12-30. Completion date: 2004-10-31.
$10,323 with Army for Recreation Site Maintenance Services (non-construction). Signed on 2005-02-22. Completion date: 2005-09-28.
$10,323 with U.S. Army Corps of Engineers - civil program financing only for Recreation Site Maintenance Services (non-construction). Signed on 2005-02-22. Completion date: 2005-09-28.
Top industries in this zip code by the number of employees in 2005:
- Health Care and Social Assistance: General Medical and Surgical Hospitals (100-249 employees: 1 establishment)
- Health Care and Social Assistance: Vocational Rehabilitation Services (100-249: 1)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 1)
- Accommodation and Food Services: Limited-Service Restaurants (20-49: 3, 10-19: 2, 5-9: 1, 1-4: 1)
- Construction: New Single-Family Housing Construction (except Operative Builders) (50-99: 1, 10-19: 1, 5-9: 3, 1-4: 3)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 2, 10-19: 1, 5-9: 2, 1-4: 3)
- Other Services (except Public Administration): Religious Organizations (5-9: 8, 1-4: 13)
- Construction: Power and Communication Line and Related Structures Construction (50-99: 1, 1-4: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
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Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
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Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
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Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
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Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
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Age and Sex of Residents with Employment Disability (Noninst.)
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People in group quarters
- 1067 people in state prisons
- 185 people in nursing homes
- 41 people in local jails and other confinement facilities (including police lockups)
- 14 people in other nonhousehold living situations
- 7 people in religious group quarters
Fatal accident statistics in 2006
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 4
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 2
- Persons involved in fatal accidents: 8
- Pedestrians involved in fatal accidents: 0
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