21778 Zip Code (MD) Detailed Profile

County: Frederick County, MD

Estimated zip code population in 2022: 880
Zip code population in 2010: 1,094
Zip code population in 2000: 1,020

Houses and condos: 416
Renter-occupied apartments: 31

% of renters here:	8%
State:	32%

March 2022 cost of living index in zip code 21778: 134.1 (high, U.S. average is 100)

Land area: 17.5 sq. mi.
Water area: 0.4 sq. mi.

Population density: 50 people per square mile

(very low).

Age and Sex of Residents in zip code 21778

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Real estate property taxes paid for housing units in 2022:

This zip code:	0.8% ($3,084)
Maryland:	0.9% ($3,777)

Median real estate property taxes paid for housing units with mortgages in 2022: $3,809 (0.7%)

Business Search - 14 Million verified businesses

Males: 418	(47.5%)
Females: 462	(52.5%)

For population 25 years and over in 21778:

High school or higher: 89.6%
Bachelor's degree or higher: 18.4%
Graduate or professional degree: 12.5%
Unemployed: 2.8%
Mean travel time to work (commute): 27.5 minutes

For population 15 years and over in 21778:

Never married: 25.8%
Now married: 44.5%
Separated: 0.0%
Widowed: 14.4%
Divorced: 15.4%

Zip code 21778 compared to state average:

Black race population percentage significantly below state average.
Hispanic race population percentage significantly below state average.
Median age significantly above state average.
Foreign-born population percentage significantly below state average.
Renting percentage significantly below state average.
Length of stay since moving in significantly above state average.
House age above state average.
Percentage of population with a bachelor's degree or higher below state average.

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Discuss zip code 21778 area on our local forum with over 2,400,000 registered users

100% rural population.

Estimated median house/condo value in 2022: $390,358

21778:	$390,358
Maryland:	$398,100

According to our research of Maryland and other state lists, there were 3 registered sex offenders living in 21778 zip code as of May 26, 2024.
The ratio of all residents to sex offenders in zip code 21778 is 412 to 1.

Median resident age:

This zip code:	55.4 years
Maryland median age:	39.7 years

Average household size:

This zip code:	2.3 people
Maryland:	2.5 people

Averages for the 2020 tax year for zip code 21778, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $65,989 (Individual Income Tax Returns)

Here:
$65,989
State:
$86,905

Salary/wage: $61,205 (reported on 83.0% of returns)

Here:
$61,205
State:
$73,953

(% of AGI for various income ranges: 1409.1% for AGIs below $25k, 3533.0% for AGIs $25k-50k, 7106.0% for AGIs $50k-75k, 9477.5% for AGIs $75k-100k, 20718.6% for AGIs $100k-200k)

Taxable interest for individuals: $656 (reported on 34.0% of returns)

This zip code:
$656
Maryland:
$1,528

(% of AGI for various income ranges: 8.2% for AGIs below $25k, 41.0% for AGIs $25k-50k, 10.0% for AGIs $50k-75k, 12.5% for AGIs $75k-100k, 82.9% for AGIs $100k-200k)

Ordinary dividends: $3,567 (reported on 17.0% of returns)

Here:
$3,567
State:
$8,028

(% of AGI for various income ranges: 64.0% for AGIs $25k-50k, 28.0% for AGIs $50k-75k, 347.1% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$5,743 (reported on 13.2% of returns)

Here:
+$5,743
State:
+$25,238

(% of AGI for various income ranges: 35.0% for AGIs $25k-50k, 524.3% for AGIs $100k-200k)

Profit/loss from business: +$4,433 (reported on 17.0% of returns)

Here:
+$4,433
State:
+$11,398

(% of AGI for various income ranges: 97.3% for AGIs below $25k, 196.0% for AGIs $25k-50k, 137.1% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $9,875 (reported on 7.5% of returns)

21778:
$9,875
Maryland:
$20,944

(% of AGI for various income ranges: 395.0% for AGIs $25k-50k)

Total itemized deductions: $28,400 (reported on 11.3% of returns)

Here:
$28,400
State:
$30,672

(% of AGI for various income ranges: 1558.0% for AGIs $50k-75k, 1321.4% for AGIs $100k-200k)

Charity contributions: $5,325 (reported on 7.5% of returns)

Here:
$5,325
State:
$9,065

(% of AGI for various income ranges: 74.0% for AGIs $25k-50k, 198.6% for AGIs $100k-200k)

Taxes paid: $9,500 (reported on 11.3% of returns)

21778:
$9,500
State:
$8,475

(% of AGI for various income ranges: 498.0% for AGIs $50k-75k, 458.6% for AGIs $100k-200k)

Earned income credit: $2,033 (reported on 11.3% of returns)

Here:
$2,033
State:
$2,151

(% of AGI for various income ranges: 110.9% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2020 taxes: 96.2%

Here:
96%
State:
90%

(% for various income ranges: 93.8% for AGIs below $25k, 100.0% for AGIs $25k-50k, 87.5% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 100.0% for AGIs $100k-200k)

Averages for the 2012 tax year for zip code 21778, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $57,163 (Individual Income Tax Returns)

Here:
$57,163
State:
$72,703

Salary/wage: $50,166 (reported on 86.3% of returns)

Here:
$50,166
State:
$62,228

(% of AGI for various income ranges: 74.7% for AGIs below $25k, 80.4% for AGIs $25k-50k, 76.1% for AGIs $50k-75k, 83.8% for AGIs $75k-100k, 71.8% for AGIs $100k-200k)

Taxable interest for individuals: $663 (reported on 37.3% of returns)

This zip code:
$663
Maryland:
$1,413

(% of AGI for various income ranges: 1.4% for AGIs below $25k, 0.3% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 0.4% for AGIs $100k-200k)

Ordinary dividends: $1,812 (reported on 15.7% of returns)

Here:
$1,812
State:
$6,933

(% of AGI for various income ranges: 0.7% for AGIs below $25k, 0.8% for AGIs $50k-75k, 0.6% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$420 (reported on 9.8% of returns)

Here:
+$420
State:
+$14,830

Profit/loss from business: +$8,488 (reported on 15.7% of returns)

Here:
+$8,488
State:
+$12,606

(% of AGI for various income ranges: 12.3% for AGIs below $25k, 6.1% for AGIs $50k-75k, 0.3% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $3,025 (reported on 7.8% of returns)

21778:
$3,025
Maryland:
$17,065

Total itemized deductions: $22,450 (24% of AGI, reported on 39.2% of returns)

Here:
$22,450
State:
$27,886

Here:
24.0% of AGI
State:
22.8% of AGI

(% of AGI for various income ranges: 17.0% for AGIs below $25k, 9.9% for AGIs $25k-50k, 15.4% for AGIs $50k-75k, 16.5% for AGIs $75k-100k, 16.8% for AGIs $100k-200k)

Charity contributions: $2,686 (reported on 27.5% of returns)

Here:
$2,686
State:
$4,452

(% of AGI for various income ranges: 1.9% for AGIs below $25k, 1.8% for AGIs $50k-75k, 1.4% for AGIs $75k-100k, 1.4% for AGIs $100k-200k)

Taxes paid: $9,050 (reported on 39.2% of returns)

21778:
$9,050
State:
$11,690

(% of AGI for various income ranges: 3.8% for AGIs $25k-50k, 5.1% for AGIs $50k-75k, 6.7% for AGIs $75k-100k, 8.6% for AGIs $100k-200k)

Earned income credit: $2,133 (reported on 11.8% of returns)

Here:
$2,133
State:
$2,199

(% of AGI for various income ranges: 5.3% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 60.8%

Here:
61%
State:
52%

(% for various income ranges: 50.0% for AGIs below $25k, 58.3% for AGIs $25k-50k, 77.8% for AGIs $50k-75k, 75.0% for AGIs $75k-100k, 62.5% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 21778, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $48,755 (Individual Income Tax Returns)

Here:
$48,755
State:
$60,339

Salary/wage: $44,175 (reported on 85.1% of returns)

Here:
$44,175
State:
$52,211

(% of AGI for various income ranges: 118.3% for AGIs below $10k, 78.3% for AGIs $10k-25k, 78.8% for AGIs $25k-50k, 83.5% for AGIs $50k-75k, 87.6% for AGIs $75k-100k, 66.0% for AGIs over 100k)

Taxable interest for individuals: $947 (reported on 50.6% of returns)

This zip code:
$947
Maryland:
$1,701

(% of AGI for various income ranges: 7.6% for AGIs below $10k, 1.4% for AGIs $10k-25k, 0.9% for AGIs $25k-50k, 0.7% for AGIs $50k-75k, 0.3% for AGIs $75k-100k, 1.2% for AGIs over 100k)

Taxable dividends: $1,200 (reported on 20.3% of returns)

Here:
$1,200
State:
$4,235

(% of AGI for various income ranges: 0.8% for AGIs $10k-25k, 1.0% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.5% for AGIs over 100k)

Net capital gain/loss: +$7,282 (reported on 13.7% of returns)

Here:
+$7,282
State:
+$15,888

(% of AGI for various income ranges: -3.2% for AGIs below $10k, 0.3% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 5.4% for AGIs over 100k)

Profit/loss from business: +$12,800 (reported on 17.4% of returns)

Here:
+$12,800
State:
+$12,221

(% of AGI for various income ranges: -0.7% for AGIs $10k-25k, 6.0% for AGIs $25k-50k, 5.5% for AGIs $50k-75k, 3.8% for AGIs $75k-100k, 4.7% for AGIs over 100k)

IRA payment deduction: $3,000 (reported on 2.9% of returns)

21778:
$3,000
Maryland:
$2,968

Total itemized deductions: $19,288 (24% of AGI, reported on 40.9% of returns)

Here:
$19,288
State:
$22,960

Here:
23.8% of AGI
State:
23.3% of AGI

(% of AGI for various income ranges: 12.3% for AGIs $10k-25k, 15.3% for AGIs $25k-50k, 16.6% for AGIs $50k-75k, 20.9% for AGIs $75k-100k, 15.8% for AGIs over 100k)

Charity contributions deductions: $2,648 (3% of AGI, reported on 31.9% of returns)

Here:
$2,648
State:
$4,031

Here:
3.0% of AGI
State:
3.9% of AGI

(% of AGI for various income ranges: 2.2% for AGIs below $10k, 1.3% for AGIs $25k-50k, 1.9% for AGIs $50k-75k, 1.5% for AGIs $75k-100k, 2.4% for AGIs over 100k)

Total tax: $6,664 (reported on 82.2% of returns)

21778:
$6,664
State:
$10,167

(% of AGI for various income ranges: 4.4% for AGIs below $10k, 4.8% for AGIs $10k-25k, 7.3% for AGIs $25k-50k, 8.3% for AGIs $50k-75k, 9.7% for AGIs $75k-100k, 17.9% for AGIs over 100k)

Earned income credit: $1,510 (reported on 9.8% of returns)

Here:
$1,510
State:
$1,700

Percentage of individuals using paid preparers for their 2004 taxes: 58.9%

Here:
59%
State:
55%

(% for various income ranges: 50.0% for AGIs below $10k, 54.6% for AGIs $10k-25k, 64.6% for AGIs $25k-50k, 63.4% for AGIs $50k-75k, 54.3% for AGIs $75k-100k, 62.0% for AGIs over 100k)

Estimated median household income in 2022:

This zip code:	$73,382
Maryland:	$94,991

Nearest zip codes: 21757, 21727, 21788, 21798, 21793, 21780.

Percentage of family households:

This zip code:	28.4%
Maryland:	45.9%

Percentage of households with unmarried partners:

This zip code:	2.4%
Maryland:	46.5%

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 18
Household did not receive Food Stamps/SNAP in the past 12 months: 360

Women who did not have a birth in the past 12 months: 120 (29 now married, 90 unmarried)

Housing units in zip code 21778 with a mortgage: 211 (46 second mortgage, 23 both second mortgage and home equity loan)
Houses without a mortgage: 12

Median monthly owner costs for units with a mortgage: $2,529
Median monthly owner costs for units without a mortgage: $324

Residents with income below the poverty level in 2022:

This zip code:	4.6%
Whole state:	9.6%

Median number of rooms in houses and condos:

Here:	6.7
State:	7.3

Median number of rooms in apartments:

Here:	5.9
State:	4.2

Notable locations in this zip code not listed on our city pages
Click to draw/clear zip code borders
Notable locations in zip code 21778: Groff's Content Farm (A), Sexton Farm (B), Cedar Rowe Quarter Horse Farm (C), Frederick County Volunteer Fire and Rescue Station 13 Rocky Ridge Volunteer Fire Company (D), Randallstown Precinct Number 2 Substation (E). Display/hide their locations on the map

Churches in zip code 21778 include: Monocacy Church of the Brethren (A), Mount Tabor United Church of Christ (B). Display/hide their locations on the map

Cemeteries: Mount Tabor Cemetery (1), Monocacy Cemetery (2), Graceham Cemetery (3). Display/hide their locations on the map

Streams, rivers, and creeks: Beaver Branch (A), Stony Branch (B), Motters Run (C), Creagers Ranch (D), Owens Creek (E). Display/hide their locations on the map

Parks in zip code 21778 include: Loys Station Park (1), Rocky Ridge Park (2). Display/hide their locations on the map

Year house built (houses)
02020 or later
02010 to 2019
372000 to 2009
131990 to 1999
231980 to 1989
1261970 to 1979
651960 to 1969
111950 to 1959
141940 to 1949
1221939 or earlier

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in 21778

Bedrooms in owner-occupied houses and condos in 21778
0no bedroom
01 bedroom
322 bedrooms
2393 bedrooms
484 bedrooms
315+ bedrooms

Bedrooms in renter-occupied apartments in 21778

Bedrooms in renter-occupied apartments in 21778
8no bedroom
01 bedroom
02 bedrooms
173 bedrooms
74 bedrooms
05+ bedrooms

Owner-occupied Renter-occupied

Cars and other vehicles available in 21778 in owner-occupied houses/condos

Cars and other vehicles available in 21778 in owner-occupied houses/condos
43no vehicle
451 vehicle
1282 vehicles
823 vehicles
204 vehicles
315+ vehicles

Cars and other vehicles available in 21778 in renter-occupied apartments

Cars and other vehicles available in 21778 in renter-occupied apartments
7no vehicle
01 vehicle
172 vehicles
73 vehicles
04 vehicles
05+ vehicles

Zip code 21778 household income distribution in 2022
11Less than $10,000
42$15,000 to $19,999
6$25,000 to $29,999
9$40,000 to $44,999
75$50,000 to $59,999
40$60,000 to $74,999
28$75,000 to $99,999
33$100,000 to $124,999
20$125,000 to $149,999
56$150,000 to $199,999
56$200,000 or more

Estimate of home value of owner-occupied houses/condos in 2022 in zip code 21778
5$100,000 to $124,999
75$200,000 to $249,999
54$250,000 to $299,999
26$300,000 to $399,999
47$400,000 to $499,999
84$500,000 to $749,999
35$750,000 to $999,999
16$1,000,000 to $1,499,999

Rent paid by renters in 2022 in zip code 21778
5$350 to $399
27No cash rent

Estimated median house (or condo) value in 2022 for:

White Non-Hispanic householders: $341,948
Two or more races householders: $326,286

Estimated median house or condo value in 2022: $390,358

21778:	$390,358
Maryland:	$398,100

Lower value quartile - upper value quartile: $260,396 - $648,545

Owners and renters by unit type in zip code 21778

Breakdown of mean house values by ages of householders

Housing units in structures:

One, detached: 364
One, attached: 28
20 to 49: 7
Mobile homes: 13

Unemployment: 2.8%

Means of transportation to work in zip code 21778
67.5%256Drove a car alone
15.0%57Carpooled
1.6%6Walked
16.1%61Worked at home

Travel time to work (commute) in zip code 21778
30Less than 5 minutes
145 to 9 minutes
3710 to 14 minutes
5515 to 19 minutes
2020 to 24 minutes
5525 to 29 minutes
3330 to 34 minutes
1935 to 39 minutes
1445 to 59 minutes
2360 to 89 minutes
1090 or more minutes

Percentage of zip code residents living and working in this county: 77.8%

Household type by relationship:

Households: 880

Male householders: 64 (11 living alone), Female householders: 319 (115 living alone)
181 spouses (181 opposite-sex spouses), 22 unmarried partners, (22 opposite-sex unmarried partners), 232 children (233 natural, 0 adopted, 0 stepchildren), 44 grandchildren, 22 brothers or sisters, 0 parents, 0 foster children, 0 other relatives, 0 non-relatives

Size of family households: 111 2-persons, 49 3-persons, 63 4-persons, 7 5-persons, 4 6-persons

Size of nonfamily households: 125 1-person, 20 2-persons

48 married couples with children.
0 single-parent households ().

99.3% of residents of 21778 zip code speak English at home.
0.8% of residents speak other Indo-European language at home (100% very well).

Foreign born population: 7 (0.8%)
(0.0% of them are naturalized citizens)

:	0.8%
Whole state:	16.7%

Most common places of birth for foreign-born residents

114%India

Most common first ancestries reported in 21778

44%German
17%American
5%Polish
4%Norwegian
4%Lithuanian
3%Italian
3%English

Year of entry for the foreign-born population

Year of entry for the foreign-born population
02010 or later
62000 to 2009
01990 to 1999
0Before 1990

Facilities with environmental interests located in this zip code:

REDLAND BRICK INCORPORATED ROCKY RIDGE PLANT (9801 ROCKY RIDGE ROAD in ROCKY RIDGE, MD)
AIR SYNTHETIC MINOR (AIRS/AFS)
STATE MASTER (Maryland Permits tracking) - NPDES NON-MAJOR
STATE MASTER (Maryland Air Emissions Database) - AIR MAJOR
COMPLIANCE ACTIVITY (Tracking inspections of insecticide, fungicide, and rodenticide, and toxic substances)
CRITERIA AND HAZARDOUS AIR POLLUTANT INVENTORY (Inventory of air pollution sources)
National Pollutant Discharge Elimination System NON-MAJOR (Tracking pollutant discharge elimination systems) - permit
TRI REPORTER (Tracking of toxic chemicals releasing facilities)
Business SIC and NAICS classification: BRICK AND STRUCTURAL CLAY TILE
Alternative names: BALTIMORE BRICK COMPANY, INC., BALTIMORE BRICK DIVISION, BELDEN BRICK CO, BORAL BRICKS INC. ROCKY RIDGE PLANT, REDLAND BRICK, INC. - ROCKY RIDGE, (WWTP) BALTIMORE BRICK / BORAL BRICK

Zip code 21778 marital status for females

Housing units lacking complete plumbing facilities: 1.4%
Housing units lacking complete kitchen facilities: 1.5%

41.3%Electricity
21.8%Fuel oil, kerosene, etc.
15.6%Wood
12.1%Bottled, tank, or LP gas
9.7%Utility gas

Population in 1990: 988. Population change in the 1990s: +32 (+3.2%).

Place of birth for U.S.-born residents:

This state: 603
Northeast: 128
Midwest: 70
South: 56
West: 8

68% of the 21778 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 73% lived in this county.
Out of people who lived in different counties, 50% lived in Maryland.

101% of the 21778 zip code residents lived in the same house 1 year ago.

Year householders moved into unit in 21778

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school):

Here:	0.0%
Maryland:	15.2%

Students in private schools in grades 9 to 12 (high school): 16

Here:	33.3%
Maryland:	14.4%

Students in private undergraduate colleges: 6

Here:	16.8%
Maryland:	20.2%

School Enrollment by Level of School in 2022

Occupation by median earnings in the past 12 months

Occupation by median earnings in the past 12 months ($)
91,322Management occupations
35,064Office and administrative support occupations
32,896Construction and extraction occupations

Top industries in this zip code by the number of employees in 2005:

Construction: Commercial and Institutional Building Construction (20-49 employees: 1 establishment)
Administrative and Support and Waste Management and Remediation Services: Landscaping Services (1-4: 2)
Construction: New Single-Family Housing Construction (except Operative Builders) (1-4: 2)
Construction: Residential Remodelers (1-4: 2)
Construction: Finish Carpentry Contractors (1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents

Age and Sex of Physically-Disabled Noninstitutionalized Residents

Age and Sex of Mentally-Disabled Noninstitutionalized Residents

Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents

Age and Sex of Noninstitutionalized Residents with Employment Disability

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	5	$227,172	6	$287,292	50	$264,759	4	$102,742	2	$115,305	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$543,150	3	$151,907	1	$7,570	0	$0	0	$0
APPLICATIONS DENIED	1	$214,780	3	$329,973	19	$261,121	4	$96,205	1	$349,020	1	$109,460
APPLICATIONS WITHDRAWN	1	$106,700	3	$402,943	12	$282,358	1	$55,070	1	$117,720	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$342,130	0	$0	0	$0	0	$0

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed HMDA statistics for the following Tracts: 7531.00

	B) Refinancings
Private Mortgage Insurance Companies Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
	Number	Average Value
LOANS ORIGINATED	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	1	$123,220
APPLICATIONS DENIED	0	$0
APPLICATIONS WITHDRAWN	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0

Choose year: 2009 2008 2007 2006 2005 2004 2003 2002 2001 2000 1999

Detailed PMIC statistics for the following Tracts: 7531.00

Conventional Home Purchase Loans in zip code 21778

Conventional Home Purchase Loans in zip code 21778 - Value

2002 - 2018 National Fire Incident Reporting System (NFIRS) incidents

According to the data from the years 2002 - 2018 the average number of fires per year is 17. The highest number of reported fires - 41 took place in 2015, and the least - 3 in 2002. The data has a rising trend.

When looking into fire subcategories, the most incidents belonged to: Structure Fires (60.3%), and Outside Fires (27.3%).

Fire incident types reported to NFIRS in Zip Code 21778
17060.3%Structure Fires
7727.3%Outside Fires
227.8%Mobile Property/Vehicle Fires
134.6%Other

See full 2006 National Fire Incident Reporting System statistics for zip code 21778, Maryland

Name	Count	Lived (average)
Most common first names in zip code 21778 among deceased individuals
Charles	11	79.7 years
Mary	11	78.4 years
John	9	80.1 years
William	8	70.1 years
James	7	75.7 years
Robert	6	76.5 years
Anna	6	78.7 years
Carrie	5	86.2 years
Edith	4	79.2 years
Earl	4	79.3 years

Last name	Count	Lived (average)
Most common last names in zip code 21778 among deceased individuals
Martin	6	79.6 years
Smith	5	72.4 years
Harbaugh	5	82.8 years
Eyler	5	74.0 years
Albaugh	4	79.2 years
Lare	4	75.5 years
Valentine	4	71.4 years
Baker	4	77.0 years
Stambaugh	4	80.5 years
Houck	4	87.3 years

AB	BC	MB	NB	NL	NS	NT
NU	ON	PE	QC	SK	YT

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2008 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$567,930	11	$289,003	31	$222,531	7	$125,387	3	$196,193
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$206,520	4	$300,142	3	$8,260	0	$0
APPLICATIONS DENIED	0	$0	2	$265,720	32	$225,666	8	$75,380	2	$181,395
APPLICATIONS WITHDRAWN	0	$0	1	$238,870	16	$218,610	1	$244,380	1	$130,800
FILES CLOSED FOR INCOMPLETENESS	0	$0	1	$37,860	3	$187,017	1	$26,160	0	$0

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	19	$297,787	43	$236,858	9	$64,480	2	$304,275
APPLICATIONS APPROVED, NOT ACCEPTED	1	$167,970	8	$255,655	1	$37,170	0	$0
APPLICATIONS DENIED	1	$286,370	25	$282,244	2	$252,985	1	$61,960
APPLICATIONS WITHDRAWN	6	$196,653	14	$221,124	0	$0	1	$99,820
FILES CLOSED FOR INCOMPLETENESS	0	$0	4	$343,682	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$111,520	20	$265,964	53	$219,340	13	$98,388	3	$229,007	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	3	$238,873	8	$284,224	1	$66,770	0	$0	0	$0
APPLICATIONS DENIED	0	$0	2	$258,150	23	$286,135	6	$141,352	0	$0	1	$28,910
APPLICATIONS WITHDRAWN	0	$0	1	$206,520	32	$203,573	4	$174,682	1	$159,020	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	1	$174,850	4	$319,590	0	$0	0	$0	0	$0

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	27	$258,277	69	$223,191	6	$492,435	4	$255,912	0	$0
APPLICATIONS APPROVED, NOT ACCEPTED	2	$125,635	8	$188,364	1	$27,540	1	$154,890	0	$0
APPLICATIONS DENIED	4	$299,110	24	$172,301	8	$111,692	3	$212,487	1	$28,910
APPLICATIONS WITHDRAWN	1	$681,520	32	$235,325	1	$34,420	1	$245,070	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	13	$276,260	0	$0	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)		G) Loans On Manufactured Home Dwelling (A B C & D)
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$286,370	16	$184,491	72	$199,062	9	$138,598	1	$13,770	1	$151,450
APPLICATIONS APPROVED, NOT ACCEPTED	1	$133,550	2	$235,775	11	$196,319	1	$189,310	1	$189,310	0	$0
APPLICATIONS DENIED	0	$0	4	$157,642	31	$186,956	5	$102,984	1	$44,060	1	$123,910
APPLICATIONS WITHDRAWN	0	$0	4	$293,258	38	$174,817	1	$126,670	1	$90,870	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$276,740	1	$20,650	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2003 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$92,250	18	$173,438	127	$156,809	6	$53,352	6	$159,365
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$174,850	17	$159,021	1	$17,900	0	$0
APPLICATIONS DENIED	0	$0	1	$243,690	35	$172,828	3	$21,340	2	$170,725
APPLICATIONS WITHDRAWN	0	$0	3	$197,800	29	$179,459	1	$64,710	1	$256,080
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$161,770	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2002 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$163,150	13	$196,035	67	$145,766	6	$31,322	2	$196,880
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	2	$249,200	8	$119,351	1	$17,210	1	$121,160
APPLICATIONS DENIED	0	$0	2	$174,510	18	$142,576	6	$11,932	0	$0
APPLICATIONS WITHDRAWN	0	$0	1	$207,210	14	$176,968	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	1	$103,950	0	$0	2	$150,760	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2001 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	6	$121,962	21	$152,595	54	$136,125	6	$37,173	1	$42,680
APPLICATIONS APPROVED, NOT ACCEPTED	1	$51,630	3	$76,643	5	$136,992	1	$13,770	1	$187,930
APPLICATIONS DENIED	0	$0	1	$205,830	16	$94,784	6	$29,945	0	$0
APPLICATIONS WITHDRAWN	0	$0	3	$224,877	17	$113,181	2	$22,030	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	2	$153,170	1	$10,330	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2000 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$131,830	21	$123,551	17	$124,074	6	$56,448	1	$55,070
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$45,430	4	$135,270	1	$27,540	0	$0
APPLICATIONS DENIED	0	$0	2	$71,595	17	$137,275	3	$10,327	0	$0
APPLICATIONS WITHDRAWN	0	$0	2	$162,460	3	$88,803	1	$34,420	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$82,610	0	$0	1	$82,610

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 1999 (Based on 1 partial tract)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	3	$141,250	9	$158,878	26	$107,607	1	$37,630	1	$197,640
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	1	$15,250	3	$133,000	1	$51,870	0	$0
APPLICATIONS DENIED	0	$0	3	$83,733	8	$123,565	2	$67,290	0	$0
APPLICATIONS WITHDRAWN	0	$0	2	$50,340	6	$120,683	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	1	$71,190	0	$0	0	$0