Estimated median household income in 2007: $52,674
| This zip code: | $52,674 | | Maryland: | $68,080 |
Nearest zip codes: 21678, 21667, 21661, 21610, 21623, 21617.
Housing units in zip code 21620 with a mortgage: 1,690 (135 second mortgage, 229 home equity loan, 0 both second mortgage and home equity loan)
Houses without a mortgage: 943
Median monthly owner costs for units with a mortgage: $1,454
Median monthly owner costs for units without a mortgage: $441
Residents with income below the poverty level in 2007:
| This zip code: | 12.1% | | Whole state: | 8.3% |
Residents with income below 50% of the poverty level in 2007:
| This zip code: | 4.9% | | Whole state: | 3.8% |
Median number of rooms in houses and condos:
| Here: | 6.4 | | State: | 6.9 |
Median number of rooms in apartments:
| Here: | 4.3 | | State: | 4.2 |
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Notable locations in this zip code not listed on our city pages:
Notable locations in zip code 21620: Roundtop Wharf (A), Diehls Cross Roads (B), Chestertown Business Park (C), Chester River Country Club (D), Travilla Wharf (E), Camp Fairlee Manor (F), Kent County Agricultural Center (G). Display/hide their locations on the map
Churches in zip code 21620 include: Bethel Church (A), Union Church (B), Boyer Chapel (C), Lakeview Mennonite Church (D), Joshua Chapel United Methodist Church (E), Kingdom Hall of Jehovahs Witnesses (F), Mowbray Chapel (G), Double Creek Church (H), Mount Pleasant Church (I). Display/hide their locations on the map
Cemeteries: Saint Pauls Cemetery (1), Bond Chapel Cemetery (2), James Cemetery (3). Display/hide their locations on the map
Reservoirs: Millbrook Lake (A), Fairlee Lake (B), Montrose Farm Pond (C). Display/hide their locations on the map
Streams, rivers, and creeks: Orchards Branch (A), East Fork Langford Creek (B), Bungay Creek (C), Muddy Creek (D), Davis Creek (E), Philip Creek (F), West Fork Langford Creek (G), Comegys Creek (H), Radcliffe Creek (I). Display/hide their locations on the map
Post office: Chestertown Post Office (A). Display/hide its location on the map
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Year house built: |
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- 1999 to March 2000: 360
- 1995 to 1998: 264
- 1990 to 1994: 484
- 1980 to 1989: 851
- 1970 to 1979: 1,022
- 1960 to 1969: 715
- 1950 to 1959: 480
- 1940 to 1949: 215
- 1939 or earlier: 1,064
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Bedrooms in owner-occupied houses in Chestertown, MD (21620): |
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- no bedroom: 7
- 1 bedrooms: 31
- 2 bedrooms: 461
- 3 bedrooms: 1,913
- 4 bedrooms: 578
- 5 or more bedrooms: 95
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Bedrooms in renter-occupied apartments and housing units: |
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- no bedroom: 24
- 1 bedrooms: 436
- 2 bedrooms: 654
- 3 bedrooms: 399
- 4 bedrooms: 100
- 5 or more bedrooms: 0
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Vehicles available in 21620 zip code in owner-occupied houses/condos: |
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- no vehicle: 149
- 1 vehicle: 778
- 2 vehicles: 1,491
- 3 vehicles: 533
- 4 vehicles: 99
- 5 or more vehicles: 35
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Vehicles available in renter-occupied apartments: |
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- no vehicle: 269
- 1 vehicle: 857
- 2 vehicles: 369
- 3 vehicles: 90
- 4 vehicles: 23
- 5 or more vehicles: 5
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Estimated household income distribution in 2007:

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Estimate of home value of owner-occupied houses/condos in 2007 in zip code 21620:
- Less than $10,000: 8
- $10,000 to $14,999: 4
- $15,000 to $19,999: 4
- $20,000 to $24,999: 5
- $25,000 to $29,999: 8
- $30,000 to $34,999: 8
- $35,000 to $39,999: 2
- $40,000 to $49,999: 1
- $50,000 to $59,999: 6
- $70,000 to $79,999: 14
- $80,000 to $89,999: 28
- $90,000 to $99,999: 32
- $100,000 to $124,999: 62
- $125,000 to $149,999: 69
- $150,000 to $174,999: 125
- $175,000 to $199,999: 205
- $200,000 to $249,999: 588
- $250,000 to $299,999: 374
- $300,000 to $399,999: 551
- $400,000 to $499,999: 348
- $500,000 to $749,999: 328
- $750,000 to $999,999: 113
- $1,000,000 or more: 289
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Rent paid by renters in 2007 in zip code 21620:
- Less than $100: 26
- $100 to $149: 18
- $150 to $199: 18
- $200 to $249: 31
- $250 to $299: 46
- $300 to $349: 64
- $350 to $399: 37
- $400 to $449: 38
- $450 to $499: 57
- $500 to $549: 88
- $550 to $599: 70
- $600 to $649: 90
- $650 to $699: 43
- $700 to $749: 34
- $750 to $799: 19
- $800 to $899: 28
- $900 to $999: 39
- $1,000 to $1,249: 12
- No cash rent: 117
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Median price asked for vacant for-sale houses and condos in 2007: $252,319.
Estimated median house (or condo) value in 2007 for: - White Non-Hispanic householders: $343,367
- Black or African American householders: $199,773
- American Indian or Alaska Native householders: $454,030
- Some other race householders: $272,418
- Two or more races householders: $205,826
- Hispanic or Latino householders: $317,942
Estimated median house or condo value in 2007: $304,632 (it was $126,600 in 2000)
| 21620: | $304,632 | | Maryland: | $347,000 |
Lower value quartile - upper value quartile: $203,735 - $454,685
Mean price in 2007:
Detached houses: $423,090| Here: | $423,090 | | State: | $459,189 |
Townhouses or other attached units: $440,067| Here: | $440,067 | | State: | $274,414 |
In 2-unit structures: $122,067| Here: | $122,067 | | State: | $238,436 |
In 5-or-more-unit structures: $584,680| Here: | $584,680 | | State: | $280,693 |
Mobile homes: $68,053| Here: | $68,053 | | State: | $45,619 |
Occupied boats, RVs, vans, etc.: $137,500| Here: | $137,500 | | State: | $147,374 |
Owners and renters by unit type in %
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Breakdown of mean house values by ages of householders
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Housing units in structures:
- One, detached: 3,907
- One, attached: 172
- Two: 114
- 3 or 4: 247
- 5 to 9: 213
- 10 to 19: 381
- 20 to 49: 124
- 50 or more: 25
- Mobile homes: 257
- Boats, RVs, vans, etc.: 15

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Means of transportation to work
- Drove a car alone: 4,202 (74%)
- Carpooled: 553 (10%)
- Bus or trolley bus: 16 (0%)
- Taxi: 6 (0%)
- Bicycle: 19 (0%)
- Walked: 571 (10%)
- Other means: 97 (2%)
- Worked at home: 243 (4%)
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Travel time to work
- Less than 5 minutes: 371
- 5 to 9 minutes: 1242
- 10 to 14 minutes: 1024
- 15 to 19 minutes: 642
- 20 to 24 minutes: 561
- 25 to 29 minutes: 64
- 30 to 34 minutes: 316
- 35 to 39 minutes: 48
- 40 to 44 minutes: 124
- 45 to 59 minutes: 364
- 60 to 89 minutes: 382
- 90 or more minutes: 326
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Percentage of zip code residents living and working in this county: 63.2%
Household type by relationship
Households: 10,738
- In family households: 8,709 (2,324 male householders, 780 female householders)
2,431 spouses, 2,472 children (2,253 natural, 58 adopted, 161 stepchildren), 222 grandchildren, 80 brothers or sisters, 68 parents, 77 other relatives, 255 non-relatives
- In nonfamily households: 2,029 (691 male householders (539 living alone)), 974 female householders (807 living alone)), 364 nonrelatives
- In group quarters: 1,161 (358 institutionalized population)
Size of family households: 1,686 2-persons, 648 3-persons, 518 4-persons, 178 5-persons, 61 6-persons, 13 7-or-more-persons.
Size of nonfamily households: 1,346 1-person, 278 2-persons, 34 3-persons, 7 4-persons.
1,344 married couples with children.
750 single-parent households (193 men, 557 women).
95.5% of residents of 21620 zip code speak English at home.
2.1% of residents speak Spanish at home (69% very well, 18% well, 13% not well).
2.0% of residents speak other Indo-European language at home (80% very well, 17% well, 3% not well).
0.3% of residents speak Asian or Pacific Island language at home (67% very well, 33% well).
0.1% of residents speak other language at home (100% very well).
Foreign born population: 297 (2.5%)
(54.2% of them are naturalized citizens)
| This zip code: | 2.5% | | Whole state: | 9.8% |
Most common places of birth for the foreign-born residents:
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- Germany (14%)
- Trinidad and Tobago (13%)
- United Kingdom (11%)
- El Salvador (7%)
- Canada (7%)
- France (4%)
- Haiti (4%)
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Year of entry for the foreign-born population |
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- 1995 to March 2000: 98
- 1990 to 1994: 32
- 1985 to 1989: 19
- 1980 to 1984: 18
- 1975 to 1979: 19
- 1970 to 1974: 20
- 1970 to 1974: 21
- 1965 to 1969: 70
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White population: 9,334
Black population: 2,356
American Indian population: 23
Asian population: 102
Native Hawaiian and Other Pacific Islander population: 5
Some other race population: 42
Two or more races population: 113

First ancestries reported:
|  Other groups: 2425 |
|  English: 1244 |
|  German: 1208 |
|  Irish: 1134 |
|  United States or American: 1075 |
|  Italian: 298 |
|  Scottish: 262 |
|  Polish: 242 |
|  Scotch-Irish: 190 |
|  Subsaharan African:: 146 |
|  French (except Basque): 134 |
|  Dutch: 134 |
|  African: 133 |
|  Welsh: 115 |
|  Lithuanian: 97 |
|  Swedish: 89 |
|  French Canadian: 83 |
|  Russian: 73 |
|  West Indian (excluding Hispanic groups):: 60 |
|  British: 50 |
|  Trinidadian and Tobagonian: 40 |
|  Norwegian: 37 |
|  European: 36 |
|  Northern European: 35 |
|  Romanian: 22 |
|  Czech: 21 |
|  Swiss: 21 |
|  Canadian: 18 |
|  Pennsylvania German: 18 |
|  Eastern European: 14 |
|  Greek: 13 |
|  Celtic: 13 |
|  South African: 13 |
|  Haitian: 13 |
|  Croatian: 11 |
|  Finnish: 9 |
|  Danish: 9 |
|  Arab:: 7 |
|  Czechoslovakian: 7 |
|  Other Arab: 7 |
|  Ukrainian: 7 |
|  Jamaican: 7 |
|  Hungarian: 6 |
|  Scandinavian: 6 |
|  Yugoslavian: 6 |
|  Belgian: 5 |

Median worth of mobile homes: $61,449
Housing units lacking complete plumbing facilities: 1%
Housing units lacking complete kitchen facilities: 1%
Most commonly used house heating fuel: |
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- Electricity (46%)
- Fuel oil, kerosene, etc. (33%)
- Bottled, tank, or LP gas (17%)
- Wood (3%)
- Utility gas (1%)
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Place of birth for U.S.-born residents:
- This state: 7090
- Northeast: 2428
- Midwest: 529
- South: 1332
- West: 135
52% of the 21620 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 44% lived in this county.
Out of people who lived in different counties, 56% lived in Maryland.
Population in 1990: 10,618. Population change in the 1990s: +1,357 (+12.8%).
Year Householders Moved Into Unit:
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Private vs. public school enrollment:
Students in private schools in grades 1 to 8 (elementary and middle school): 153
| Here: | 13.4% | | Maryland: | 14.8% |
Students in private schools in grades 9 to 12 (high school): 70
| Here: | 14.9% | | Maryland: | 13.3% |
Students in private undergraduate colleges: 988
| Here: | 82.9% | | Maryland: | 21.7% |
School Enrollment by Level of School
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Companies with federal contracts located in this zip code (CHESTERTOWN, MD):
- MARINA TOLCHESTER INC (21085 TOLCHESTER BEACH RD; small business): $524,674 in 8 contracts from 2002 to 2005
Contracts for Miscellaneous Ship and Marine Equipment, Miscellaneous Engines and Components, Maintenance, Repair and Rebuilding of Equipment -- Ship and Marine Equipment, Motors, Electrical, and more by National Oceanic and Atmospheric Administration/Under Secretary for Oceans and Atmosphere, U.S. Army Corps of Engineers - civil program financing only, EPA, Army, and others Signed by year: 2000: $0; 2001: $0; 2002: $6,700; 2003: $128,924; 2004: $0; 2005: $389,050; 2006: $0.
Biggest contracts:
$180,236 with National Oceanic and Atmospheric Administration/Under Secretary for Oceans and Atmosphere for Miscellaneous Ship and Marine Equipment. Signed on 2005-07-14. Completion date: 2005-09-30.
$130,915 with National Oceanic and Atmospheric Administration/Under Secretary for Oceans and Atmosphere for Miscellaneous Engines and Components. Signed on 2005-02-28. Completion date: 2005-03-31.
$128,924 with U.S. Army Corps of Engineers - civil program financing only for Maintenance, Repair and Rebuilding of Equipment -- Ship and Marine Equipment. Signed on 2003-04-24. Completion date: 2003-05-21.
$64,834 with EPA for Motors, Electrical. Signed on 2005-03-25. Completion date: 2005-06-24.
- INTEGRATED LABORATORY SERVICES (116 S LYNCHBURG ST; small business): $77,795 in 2 contracts from 2004 to 2005
$54,500 with Army for Drugs and Biologicals. Signed on 2005-01-27. Completion date: 2005-01-12.
$23,295, same as above. Signed on 2004-10-12. Completion date: 2005-01-12.
- WEST RECREATION INC (112 C SOUTH CROSS STREET; small business)
$75,081 with Army for Athletic and Sporting Equipment. Signed on 2000-05-24. Completion date: 2000-08-04.
- W N COOPER AND SON,INC (621 MORGNEC ROAD; small business): $58,485 in 2 contracts from 2002 to 2003
$39,600 with Army for Tractors, Full Tracked, Low Speed. Taking place in DE. Signed on 2002-09-30. Completion date: 2002-10-31.
$18,885 with Army for Tractors, Wheeled. Taking place in DE. Signed on 2003-09-18. Completion date: 2003-10-31.
- GIESERLAB INC (8350 BROAD NECK RD; small business): $19,630 in 2 contracts from 2005 to 2006
$18,922 with Army for Laboratory Equipment and Supplies. Taking place in KY. Signed on 2005-11-23. Completion date: 2005-12-28.
$708, same as above. Signed on 2006-01-12. Completion date: 2005-12-28.
- KERCHNER, MICHAEL (715 ROUND TOP RD; small business)
$18,753 with Army for Other Professional Services. Signed on 2003-07-08. Completion date: 2003-09-30.
- CHESAPEAKE MIRROR AND GLASS EN (99 TALBAT BLVD; small business)
$14,560 with Army for Tile, Brick, and Block. Signed on 2005-09-29. Completion date: 2005-11-01.
- KENNETH M MILTON FINE ARTS & C (333 CANNON ST; small business)
$8,800 with Navy for Other Professional Services. Signed on 2005-08-26. Completion date: 2005-08-31.
Top industries in this zip code by the number of employees in 2005:
- Educational Services: Colleges, Universities, and Professional Schools (500-999 employees: 1 establishment)
- Health Care and Social Assistance: General Medical and Surgical Hospitals (250-499: 1)
- Health Care and Social Assistance: Nursing Care Facilities (100-249: 1, 50-99: 1)
- Health Care and Social Assistance: Offices of Physicians (except Mental Health Specialists) (20-49: 2, 10-19: 3, 5-9: 9, 1-4: 4)
- Accommodation and Food Services: Full-Service Restaurants (20-49: 2, 10-19: 6, 5-9: 2, 1-4: 3)
- Administrative and Support and Waste Management and Remediation Services: All Other Support Services (100-249: 1, 1-4: 1)
- Construction: Highway, Street, and Bridge Construction (100-249: 1)
Age and Sex of Sensory-Disabled Residents (Noninstitutionalized)
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Age and Sex of Physically-Disabled Residents (Noninstitutionalized)
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Age and Sex of Mentally-Disabled Residents (Noninstitutionalized)
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Age and Sex of Self-Care Disabled Residents (Noninstitutionalized)
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Age and Sex of Go-Outside-Home Disabled Residents (Noninstitutionalized)
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Age and Sex of Residents with Employment Disability (Noninst.)
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People in group quarters
- 743 people in college dormitories (includes college quarters off campus)
- 201 people in nursing homes
- 46 people in local jails and other confinement facilities (including police lockups)
- 34 people in homes or halfway houses for drug/alcohol abuse
- 32 people in mental (psychiatric) hospitals or wards
- 29 people in short-term care, detention or diagnostic centers for delinquent children
- 20 people in homes for the mentally ill
- 19 people in other group homes
- 16 people in hospitals or wards for drug/alcohol abuse
- 10 people in halfway houses
Fatal accident statistics in 2006
- Fatal accident count: 2
- Vehicles involved in fatal accidents: 3
- Fatal accidents caused by drunken drivers: 0
- Fatalities: 2
- Persons involved in fatal accidents: 6
- Pedestrians involved in fatal accidents: 1
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