12457 Zip Code (NY) Detailed Profile

County: Ulster County, NY

Estimated zip code population in 2022: 1,262
Zip code population in 2010: 763
Zip code population in 2000: 1,123

Houses and condos: 671
Renter-occupied apartments: 216

% of renters here:	37%
State:	46%

March 2022 cost of living index in zip code 12457: 97.9 (near average, U.S. average is 100)

Land area: 14.0 sq. mi.
Water area: 0.0 sq. mi.

Population density: 90 people per square mile

(very low).

Age and Sex of Residents in zip code 12457

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Median real estate property taxes paid for housing units with mortgages in 2022: $9,858 (1.4%)
Median real estate property taxes paid for housing units with no mortgage in 2022: $5,893 (2.6%)

Business Search - 14 Million verified businesses

Males: 666	(52.8%)
Females: 596	(47.2%)

For population 25 years and over in 12457:

High school or higher: 95.1%
Bachelor's degree or higher: 40.7%
Graduate or professional degree: 29.1%
Unemployed: 2.6%
Mean travel time to work (commute): 27.8 minutes

For population 15 years and over in 12457:

Never married: 29.1%
Now married: 55.0%
Separated: 0.0%
Widowed: 1.2%
Divorced: 14.6%

Zip code 12457 compared to state average:

Median house value significantly below state average.
Unemployed percentage below state average.
Black race population percentage significantly below state average.
Hispanic race population percentage significantly below state average.
Foreign-born population percentage significantly below state average.
Length of stay since moving in significantly above state average.
Number of college students significantly below state average.

- 1,14190.6%White
- 463.7%Two or more races
- 302.4%Black
- 272.1%Some other race
- 161.3%Hispanic or Latino

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100% rural population.

According to our research of New York and other state lists, there was 1 registered sex offender living in 12457 zip code as of May 25, 2024.
The ratio of all residents to sex offenders in zip code 12457 is 813 to 1.
The ratio of registered sex offenders to all residents in this zip code is near the state average.

Median resident age:

This zip code:	41.2 years
New York median age:	40.0 years

Average household size:

This zip code:	2.2 people
New York:	2.5 people

Averages for the 2020 tax year for zip code 12457, filed in 2021:

Average Adjusted Gross Income (AGI) in 2020: $88,462 (Individual Income Tax Returns)

Here:
$88,462
State:
$90,930

Salary/wage: $77,023 (reported on 59.5% of returns)

Here:
$77,023
State:
$72,104

(% of AGI for various income ranges: 1001.7% for AGIs below $25k, 2950.0% for AGIs $25k-50k, 2690.0% for AGIs $50k-75k, 10305.0% for AGIs $100k-200k)

Taxable interest for individuals: $1,476 (reported on 45.9% of returns)

This zip code:
$1,476
New York:
$3,075

(% of AGI for various income ranges: 71.7% for AGIs below $25k, 88.0% for AGIs $25k-50k, 167.5% for AGIs $50k-75k, 107.5% for AGIs $100k-200k)

Ordinary dividends: $6,162 (reported on 35.1% of returns)

Here:
$6,162
State:
$11,095

(% of AGI for various income ranges: 140.0% for AGIs below $25k, 402.5% for AGIs $50k-75k, 717.5% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$16,817 (reported on 32.4% of returns)

Here:
+$16,817
State:
+$44,925

(% of AGI for various income ranges: 280.0% for AGIs below $25k, 182.5% for AGIs $50k-75k, 860.0% for AGIs $100k-200k)

Profit/loss from business: +$21,775 (reported on 32.4% of returns)

Here:
+$21,775
State:
+$14,940

(% of AGI for various income ranges: 423.3% for AGIs below $25k, 578.0% for AGIs $25k-50k, 1707.5% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $18,733 (reported on 8.1% of returns)

12457:
$18,733
New York:
$19,609

(% of AGI for various income ranges: )

Total itemized deductions: $33,550 (reported on 10.8% of returns)

Here:
$33,550
State:
$39,326

(% of AGI for various income ranges: 1186.0% for AGIs $25k-50k)

Charity contributions: $6,125 (reported on 10.8% of returns)

Here:
$6,125
State:
$15,420

(% of AGI for various income ranges: 612.5% for AGIs $100k-200k)

Taxes paid: $9,600 (reported on 10.8% of returns)

12457:
$9,600
State:
$9,183

(% of AGI for various income ranges: 378.0% for AGIs $25k-50k)

Earned income credit: $1,500 (reported on 10.8% of returns)

Here:
$1,500
State:
$2,138

(% of AGI for various income ranges: 100.0% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2020 taxes: 91.9%

Here:
92%
State:
95%

(% for various income ranges: 92.3% for AGIs below $25k, 85.7% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $75k-100k, 83.3% for AGIs $100k-200k, 100.0% for AGIs over 200k)

Averages for the 2012 tax year for zip code 12457, filed in 2013:

Average Adjusted Gross Income (AGI) in 2012: $59,419 (Individual Income Tax Returns)

Here:
$59,419
State:
$77,088

Salary/wage: $44,812 (reported on 63.0% of returns)

Here:
$44,812
State:
$60,593

(% of AGI for various income ranges: 48.7% for AGIs below $25k, 60.8% for AGIs $25k-50k, 107.5% for AGIs $50k-75k, 39.0% for AGIs $100k-200k)

Taxable interest for individuals: $1,113 (reported on 55.6% of returns)

This zip code:
$1,113
New York:
$3,125

(% of AGI for various income ranges: 1.5% for AGIs below $25k, 0.5% for AGIs $25k-50k, 1.0% for AGIs $50k-75k, 1.3% for AGIs $100k-200k)

Ordinary dividends: $4,544 (reported on 33.3% of returns)

Here:
$4,544
State:
$10,299

(% of AGI for various income ranges: 9.4% for AGIs below $25k, 3.5% for AGIs $50k-75k, 2.3% for AGIs $100k-200k)

Net capital gain/loss in AGI: +$9,388 (reported on 29.6% of returns)

Here:
+$9,388
State:
+$42,474

(% of AGI for various income ranges: 9.0% for AGIs $100k-200k)

Profit/loss from business: +$17,922 (reported on 33.3% of returns)

Here:
+$17,922
State:
+$16,168

(% of AGI for various income ranges: 24.9% for AGIs below $25k, 14.8% for AGIs $25k-50k, 11.1% for AGIs $100k-200k)

Taxable individual retirement arrangement distribution: $7,700 (reported on 11.1% of returns)

12457:
$7,700
New York:
$17,621

Total itemized deductions: $26,850 (27% of AGI, reported on 44.4% of returns)

Here:
$26,850
State:
$34,985

Here:
26.9% of AGI
State:
21.3% of AGI

(% of AGI for various income ranges: 57.5% for AGIs below $25k, 34.7% for AGIs $50k-75k, 19.2% for AGIs $100k-200k)

Charity contributions: $2,550 (reported on 37.0% of returns)

Here:
$2,550
State:
$5,572

(% of AGI for various income ranges: 2.6% for AGIs below $25k, 2.8% for AGIs $50k-75k, 1.8% for AGIs $100k-200k)

Taxes paid: $12,300 (reported on 44.4% of returns)

12457:
$12,300
State:
$18,656

(% of AGI for various income ranges: 18.7% for AGIs below $25k, 14.2% for AGIs $50k-75k, 10.4% for AGIs $100k-200k)

Earned income credit: $1,750 (reported on 14.8% of returns)

Here:
$1,750
State:
$2,230

(% of AGI for various income ranges: 5.2% for AGIs below $25k)

Percentage of individuals using paid preparers for their 2012 taxes: 77.8%

Here:
78%
State:
66%

(% for various income ranges: 75.0% for AGIs below $25k, 80.0% for AGIs $25k-50k, 100.0% for AGIs $50k-75k, 100.0% for AGIs $100k-200k)

Averages for the 2004 tax year for zip code 12457, filed in 2005:

Average Adjusted Gross Income (AGI) in 2004: $50,551 (Individual Income Tax Returns)

Here:
$50,551
State:
$59,519

Salary/wage: $44,281 (reported on 70.7% of returns)

Here:
$44,281
State:
$50,673

(% of AGI for various income ranges: 66.8% for AGIs below $10k, 61.8% for AGIs $10k-25k, 66.8% for AGIs $25k-50k, 73.2% for AGIs $50k-75k, 75.7% for AGIs $75k-100k, 53.3% for AGIs over 100k)

Taxable interest for individuals: $1,467 (reported on 56.5% of returns)

This zip code:
$1,467
New York:
$2,377

(% of AGI for various income ranges: 4.9% for AGIs below $10k, 1.5% for AGIs $10k-25k, 1.7% for AGIs $25k-50k, 0.2% for AGIs $50k-75k, 0.2% for AGIs $75k-100k, 2.3% for AGIs over 100k)

Taxable dividends: $2,545 (reported on 38.1% of returns)

Here:
$2,545
State:
$5,394

(% of AGI for various income ranges: 5.1% for AGIs below $10k, 2.6% for AGIs $10k-25k, 2.4% for AGIs $25k-50k, 0.5% for AGIs $50k-75k, 1.3% for AGIs $75k-100k, 2.1% for AGIs over 100k)

Net capital gain/loss: +$2,375 (reported on 29.5% of returns)

Here:
+$2,375
State:
+$23,581

(% of AGI for various income ranges: 0.0% for AGIs below $10k, -0.3% for AGIs $25k-50k, -0.3% for AGIs $50k-75k, 4.1% for AGIs $75k-100k, 2.0% for AGIs over 100k)

Profit/loss from business: +$11,575 (reported on 34.1% of returns)

Here:
+$11,575
State:
+$13,809

(% of AGI for various income ranges: 13.6% for AGIs below $10k, 22.1% for AGIs $10k-25k, 8.4% for AGIs $25k-50k, 4.7% for AGIs $50k-75k, 3.1% for AGIs $75k-100k, 7.1% for AGIs over 100k)

IRA payment deduction: $4,500 (reported on 4.5% of returns)

12457:
$4,500
New York:
$3,115

Total itemized deductions: $23,580 (23% of AGI, reported on 37.2% of returns)

Here:
$23,580
State:
$25,864

Here:
23.2% of AGI
State:
21.9% of AGI

(% of AGI for various income ranges: 41.2% for AGIs below $10k, 19.2% for AGIs $10k-25k, 13.3% for AGIs $25k-50k, 16.7% for AGIs $50k-75k, 20.0% for AGIs $75k-100k, 16.6% for AGIs over 100k)

Charity contributions deductions: $2,667 (2% of AGI, reported on 30.7% of returns)

Here:
$2,667
State:
$4,439

Here:
2.3% of AGI
State:
3.6% of AGI

(% of AGI for various income ranges: 3.1% for AGIs below $10k, 1.4% for AGIs $25k-50k, 1.3% for AGIs $50k-75k, 2.0% for AGIs $75k-100k, 1.9% for AGIs over 100k)

Total tax: $9,103 (reported on 77.0% of returns)

12457:
$9,103
State:
$11,730

(% of AGI for various income ranges: 4.3% for AGIs below $10k, 7.0% for AGIs $10k-25k, 7.6% for AGIs $25k-50k, 9.7% for AGIs $50k-75k, 10.1% for AGIs $75k-100k, 19.6% for AGIs over 100k)

Earned income credit: $1,429 (reported on 13.9% of returns)

Here:
$1,429
State:
$1,757

Percentage of individuals using paid preparers for their 2004 taxes: 69.6%

Here:
70%
State:
67%

(% for various income ranges: 68.7% for AGIs below $10k, 64.7% for AGIs $10k-25k, 67.2% for AGIs $25k-50k, 69.0% for AGIs $50k-75k, 80.8% for AGIs $75k-100k, 81.8% for AGIs over 100k)

Estimated median household income in 2022:

This zip code:	$69,317
New York:	$79,557

Nearest zip codes: 12412, 12495, 12481, 12416, 12409, 12450.

Percentage of family households:

This zip code:	47.0%
New York:	41.3%

Percentage of households with unmarried partners:

This zip code:	0.0%
New York:	42.3%

No gay or lesbian households reported

Household received Food Stamps/SNAP in the past 12 months: 0
Household did not receive Food Stamps/SNAP in the past 12 months: 572

Women who had a birth in the past 12 months: 37 (37 now married, 0 unmarried)
Women who did not have a birth in the past 12 months: 227 (136 now married, 88 unmarried)

Housing units in zip code 12457 with a mortgage: 123 (30 second mortgage, 30 both second mortgage and home equity loan)
Houses without a mortgage: 10

Median monthly owner costs for units with a mortgage: $3,487
Median monthly owner costs for units without a mortgage: $924

Residents with income below the poverty level in 2022:

This zip code:	8.0%
Whole state:	14.3%

Residents with income below 50% of the poverty level in 2022:

This zip code:	2.9%
Whole state:	6.8%

Median number of rooms in houses and condos:

Here:	6.0
State:	6.3

Median number of rooms in apartments:

Here:	3.8
State:	3.8

Notable locations in this zip code not listed on our city pages
Click to draw/clear zip code borders
Notable location: Onteora Hose Company (A). Display/hide its location on the map

Shopping Center: Catskill Corners Shopping Center (1). Display/hide its location on the map

Cemeteries: Hudler Cemetery (1), Longyear Cemetery (2), Van Kleeck Cemetery (3). Display/hide their locations on the map

Streams, rivers, and creeks: Beaver Kill (A). Display/hide its location on the map

Year house built (houses)
02020 or later
552010 to 2019
212000 to 2009
621990 to 1999
1941980 to 1989
121970 to 1979
71960 to 1969
1771950 to 1959
211940 to 1949
1251939 or earlier

Owner-occupied Renter-occupied

Bedrooms in owner-occupied houses and condos in 12457

Bedrooms in owner-occupied houses and condos in 12457
0no bedroom
01 bedroom
862 bedrooms
1633 bedrooms
964 bedrooms
215+ bedrooms

Bedrooms in renter-occupied apartments in 12457

Bedrooms in renter-occupied apartments in 12457
86no bedroom
461 bedroom
912 bedrooms
03 bedrooms
04 bedrooms
05+ bedrooms

Owner-occupied Renter-occupied

Cars and other vehicles available in 12457 in owner-occupied houses/condos

Cars and other vehicles available in 12457 in owner-occupied houses/condos
0no vehicle
1811 vehicle
1232 vehicles
293 vehicles
294 vehicles
45+ vehicles

Cars and other vehicles available in 12457 in renter-occupied apartments

Cars and other vehicles available in 12457 in renter-occupied apartments
0no vehicle
1261 vehicle
912 vehicles
03 vehicles
04 vehicles
05+ vehicles

Zip code 12457 household income distribution in 2022
73Less than $10,000
11$10,000 to $14,999
8$15,000 to $19,999
8$30,000 to $34,999
7$40,000 to $44,999
20$45,000 to $49,999
97$50,000 to $59,999
107$60,000 to $74,999
48$75,000 to $99,999
78$100,000 to $124,999
13$125,000 to $149,999
12$150,000 to $199,999
103$200,000 or more

Estimate of home value of owner-occupied houses/condos in 2022 in zip code 12457
8$35,000 to $39,999
30$70,000 to $79,999
8$100,000 to $124,999
41$150,000 to $174,999
99$200,000 to $249,999
6$400,000 to $499,999
107$500,000 to $749,999
70$750,000 to $999,999
5$1,500,000 to $1,999,999

Rent paid by renters in 2022 in zip code 12457
9$700 to $749
79$800 to $899
8$900 to $999
50$1,000 to $1,249
71$1,250 to $1,499

Median gross rent in 2022: $1,376.

Estimated median house (or condo) value in 2022 for:

White Non-Hispanic householders: $288,789

Mean price in 2022:

Detached houses: $291,869
Here:
$291,869
State:
$476,719

Owners and renters by unit type in zip code 12457

Breakdown of mean house values by ages of householders

Housing units in structures:

One, detached: 485
One, attached: 43
5 to 9: 9
10 to 19: 106
Mobile homes: 25

Unemployment: 2.6%

Means of transportation to work in zip code 12457
52.7%334Drove a car alone
25.7%163Carpooled
25.7%163Worked at home

Travel time to work (commute) in zip code 12457
5Less than 5 minutes
1025 to 9 minutes
5210 to 14 minutes
10115 to 19 minutes
820 to 24 minutes
6830 to 34 minutes
635 to 39 minutes
6740 to 44 minutes
4660 to 89 minutes
2590 or more minutes

Percentage of zip code residents living and working in this county: 90.4%

Household type by relationship:

Households: 1,262

Male householders: 225 (91 living alone), Female householders: 360 (120 living alone)
289 spouses (281 opposite-sex spouses), 23 unmarried partners, (23 opposite-sex unmarried partners), 373 children (374 natural, 0 adopted, 0 stepchildren), 0 grandchildren, 0 brothers or sisters, 0 parents, 0 foster children, 0 other relatives, 5 non-relatives

Size of family households: 212 2-persons, 96 3-persons, 7 4-persons, 4 5-persons, 31 7-or-more-persons

Size of nonfamily households: 211 1-person, 23 2-persons

184 married couples with children.
40 single-parent households (40 women).

94.9% of residents of 12457 zip code speak English at home.
5.4% of residents speak other Indo-European language at home (100% very well).

Foreign born population: 102 (8.1%)
(13.8% of them are naturalized citizens)

This zip code:	8.1%
Whole state:	22.7%

Most common places of birth for foreign-born residents

88%France

Most common first ancestries reported in 12457

32%German
10%Irish
9%Ukrainian
8%Italian
8%Polish
4%English

Year of entry for the foreign-born population

Year of entry for the foreign-born population
562010 or later
252000 to 2009
411990 to 1999
0Before 1990

Zip code 12457 marital status for females

53.4%Fuel oil, kerosene, etc.
18.9%Electricity
14.6%Bottled, tank, or LP gas
7.1%Other fuel
6.7%Wood

Population in 1990: 941. Population change in the 1990s: +182 (+19.3%).

Place of birth for U.S.-born residents:

This state: 890
Northeast: 31
Midwest: 18
South: 161
West: 37

63% of the 12457 zip code residents lived in the same house 5 years ago.
Out of people who lived in different houses, 40% lived in this county.
Out of people who lived in different counties, 50% lived in New York.

92% of the 12457 zip code residents lived in the same house 1 year ago.
Out of people who lived in different houses, 101% moved from different county within same state.

Year householders moved into unit in 12457

Private vs. public school enrollment:

Students in private schools in grades 1 to 8 (elementary and middle school): 59

Here:	72.6%
New York:	15.6%

Students in private schools in grades 9 to 12 (high school): 11

Here:	22.5%
New York:	15.0%

School Enrollment by Level of School in 2022

Occupation by median earnings in the past 12 months

Occupation by median earnings in the past 12 months ($)
49,479Education, training, and library occupations
34,010Sales and related occupations
28,182Construction and extraction occupations
6,491Management occupations

Top industries in this zip code by the number of employees in 2005:

Professional, Scientific, and Technical Services: Payroll Services (100-249 employees: 1 establishment)
Wholesale Trade: Fish and Seafood Merchant Wholesalers (10-19: 1)
Construction: New Single-Family Housing Construction (except Operative Builders) (10-19: 1)
Accommodation and Food Services: Full-Service Restaurants (5-9: 1, 1-4: 2)
Construction: Tile and Terrazzo Contractors (1-4: 1)
Professional, Scientific, and Technical Services: Advertising Agencies (1-4: 1)
Construction: Plumbing, Heating, and Air-Conditioning Contractors (1-4: 1)

Age and Sex of Sensory-Disabled Noninstitutionalized Residents

Age and Sex of Physically-Disabled Noninstitutionalized Residents

Age and Sex of Mentally-Disabled Noninstitutionalized Residents

Age and Sex of Self-Care Disabled Noninstitutionalized Residents

Age and Sex of Go-Outside-Home Disabled Noninstitutionalized Residents

Age and Sex of Noninstitutionalized Residents with Employment Disability

People in group quarters in 2010:

23 people in other noninstitutional facilities
18 people in group homes intended for adults

People in group quarters in 2000:

36 people in religious group quarters
21 people in homes for the mentally ill

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Home Mortgage Disclosure Act Aggregated Statistics For Year 2009 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$223,280	12	$274,818	26	$237,528	7	$73,019	16	$299,492
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0	6	$250,872	0	$0	1	$439,290
APPLICATIONS DENIED	0	$0	0	$0	11	$255,894	0	$0	3	$271,500
APPLICATIONS WITHDRAWN	0	$0	1	$239,300	7	$266,554	1	$506,760	2	$240,275
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	0	$0	0	$0	0	$0

Choose year: 2009 2008 2007 2006 2005 2004

Detailed HMDA statistics for the following Tracts: 9506.00

	A) Conventional Home Purchase Loans		B) Refinancings
Private Mortgage Insurance Companies Aggregated Statistics For Year 2008 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value
LOANS ORIGINATED	2	$231,535	1	$369,390
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	0	$0
APPLICATIONS DENIED	1	$669,850	0	$0
APPLICATIONS WITHDRAWN	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0

Choose year: 2008 2007 2006 2005 2004

Detailed PMIC statistics for the following Tracts: 9506.00

Conventional Home Purchase Loans in zip code 12457

Conventional Home Purchase Loans in zip code 12457 - Value

Name	Count	Lived (average)
Most common first names in zip code 12457 among deceased individuals
William	10	73.4 years
George	6	77.3 years
David	4	79.5 years
Mary	4	84.2 years
Francis	3	68.3 years
Esther	3	67.0 years
Bernard	3	75.4 years
Helen	3	77.0 years
Frank	3	81.0 years
Anthony	3	77.3 years

Last name	Count	Lived (average)
Most common last names in zip code 12457 among deceased individuals
Leonard	4	70.7 years
Phillips	4	73.2 years
Riseley	4	90.5 years
Winne	4	84.2 years
Every	3	79.3 years
Hoyt	3	66.3 years
Odonnell	3	74.7 years
Wilber	3	88.7 years
Brinks	2	73.5 years
Hempstead	2	66.9 years

AK	AL	AR	AZ	CA	CO	CT
DC	DE	FL	GA	HI	IA	ID
IL	IN	KS	KY	LA	MA	MD
ME	MI	MN	MO	MS	MT	NC
ND	NE	NH	NJ	NM	NV	NY
OH	OK	OR	PA	RI	SC	SD
TN	TX	UT	VA	VT	WA	WI
WV	WY

AK	AL	AR	AZ	CA	CO	CT
DE	FL	GA	HI	IA	ID	IL
IN	KS	KY	LA	MA	ME	MI
MN	MO	MS	MT	NC	ND	NE
NH	NJ	NM	NV	NY	OH	OK
OR	PA	RI	SC	SD	TN	TX
VA	VT	WA	WI	WV	WY

AK	AL	AR	AZ	CA	CO	CT
DE	FL	GA	HI	IA	ID	IL
IN	KS	KY	LA	MA	ME	MI
MN	MO	MS	MT	NC	ND	NE
NH	NJ	NM	NV	NY	OH	OK
OR	PA	RI	SC	SD	TN	TX
VA	VT	WA	WI	WV	WY

AL	AZ	CA	CO	CT	DE	FL
GA	HI	IA	ID	IL	IN	KS
LA	MA	MD	MI	MN	MO	NC
NE	NJ	NM	NV	NY	OH	OK
OR	PA	RI	SC	TN	TX	UT
VA	WA	WI	WV

AL	CA	CO	DC	DE	FL	GA
IA	ID	IL	IN	KS	KY	LA
MD	ME	MI	MN	NC	NE	NH
NJ	NV	NY	OH	OK	OR	PA
SC	TN	TX	UT	VA	WA	WI

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2008 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	12	$292,939	20	$294,784	5	$64,266	11	$299,183
APPLICATIONS APPROVED, NOT ACCEPTED	3	$410,487	2	$291,970	0	$0	2	$501,175
APPLICATIONS DENIED	2	$168,190	11	$241,288	3	$206,620	3	$185,907
APPLICATIONS WITHDRAWN	2	$305,315	3	$264,867	0	$0	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	1	$413,560	0	$0	0	$0

	A) FHA, FSA/RHS & VA Home Purchase Loans		B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2007 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	1	$188,820	20	$266,339	20	$254,690	10	$77,227	10	$293,182
APPLICATIONS APPROVED, NOT ACCEPTED	0	$0	3	$376,187	4	$367,205	2	$196,345	1	$276,680
APPLICATIONS DENIED	0	$0	3	$293,180	16	$333,925	1	$250,950	2	$194,160
APPLICATIONS WITHDRAWN	0	$0	5	$345,120	7	$189,930	1	$34,460	2	$306,530
FILES CLOSED FOR INCOMPLETENESS	0	$0	0	$0	2	$520,350	0	$0	0	$0

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2006 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	21	$314,631	35	$242,159	7	$71,284	14	$273,211
APPLICATIONS APPROVED, NOT ACCEPTED	3	$467,117	9	$203,167	2	$37,620	3	$347,707
APPLICATIONS DENIED	4	$382,252	14	$284,132	4	$86,765	3	$473,750
APPLICATIONS WITHDRAWN	1	$558,210	7	$229,247	2	$97,080	0	$0
FILES CLOSED FOR INCOMPLETENESS	0	$0	3	$275,383	0	$0	0	$0

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2005 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	35	$256,041	37	$274,487	11	$130,573	22	$282,105
APPLICATIONS APPROVED, NOT ACCEPTED	3	$385,247	7	$274,667	1	$277,160	1	$343,180
APPLICATIONS DENIED	5	$292,114	17	$267,198	5	$109,410	3	$415,987
APPLICATIONS WITHDRAWN	2	$295,850	10	$218,430	1	$321,330	1	$218,430
FILES CLOSED FOR INCOMPLETENESS	1	$371,820	7	$195,200	1	$145,620	1	$148,050

	B) Conventional Home Purchase Loans		C) Refinancings		D) Home Improvement Loans		F) Non-occupant Loans on < 5 Family Dwellings (A B C & D)
Aggregated Statistics For Year 2004 (Based on 2 partial tracts)
	Number	Average Value	Number	Average Value	Number	Average Value	Number	Average Value
LOANS ORIGINATED	26	$261,724	44	$176,035	5	$145,814	15	$201,667
APPLICATIONS APPROVED, NOT ACCEPTED	2	$164,310	9	$151,499	1	$87,370	2	$170,375
APPLICATIONS DENIED	3	$227,977	14	$173,739	4	$28,152	3	$216,650
APPLICATIONS WITHDRAWN	3	$285,900	10	$246,923	0	$0	2	$131,300
FILES CLOSED FOR INCOMPLETENESS	1	$301,430	5	$223,478	1	$183,480	1	$185,910